Strongest Hero in One Punch

Matsushiro Miyuki stood up, stepped on the floor with her feet wrapped in black stockings, turned around and walked to the sofa, sat down, and asked, "You should have something you want, right?"

"certainly."

Xia Shu pondered for a while, and said: "This is something that bothered me, but based on the conditions you just raised, I made a judgment and think I can ask you for help."

"What is it?" Matsushiro Miyuki asked curiously.

Xia Shu thought for a while and said, "I don't know how much my sister told you, but you should know that we want to rent a factory and transform it into a base?"

"That's right."

Matsushiro Miyuki looked at Xia Shu and asked with a smile, "Do you want a factory building?"

"It's not asking for it, it's just using it."

Xia Shu looked at Matsushiro Miyuki and said, "I hope Miyuki-senpai will buy a piece of land and build a new base on it. The base still belongs to Miyuki-senpai, but my opinion must be adopted during the construction process. I have some ideas."

The crude base built according to my own ideas is good for the Masked Legion, but it can't give me enough benefits. For example, I need a place to store the corpses of monsters, but the crude base can't do it and needs to be remodeled. Shu originally planned to wait for the Masquerade Corps to develop in a year before doing it. In addition to the transformation, it is estimated that it will take a year and a half.

If Miyuki Matsushiro intends to cooperate further, then she can directly reach her stomach.

Directly let it assist in the construction of the base, transform it according to your own ideas, and achieve the effect one step ahead of time.

"But it takes too much money."

Matsushiro Miyuki frowned and said: "My savings are not too much, and I can spend almost 40 million yen if I have a full budget. But a piece of land, plus reconstruction, there is no 300 million yen that I can't do. Since I said that I don't plan to rely on my family If I have the power, I will naturally not ask my family for money, let alone my family will not help me with this kind of thing."

"Then take a loan."

Xia Shu looked at Matsushiro Miyuki and said: "With Miyuki's job, there is no problem with the loan. Moreover, the land and base purchased belong to Miyuki. If the base is placed around the shelter, it will increase in value a lot in a few years. .”

"The added value won't be too high."

Matsushiro Miyuki shook her head and said: "Although the value of the property and land around the shelter will increase, there will be not one shelter to be built, but three shelters. In addition to the city center, near the school hospital and high-end residential areas, Even if the value increases, there is a limit to the increase. Not only that, the guaranteed number of refuges in the plan is seven, and there will be no shortage of refuges in the entire city of Z, and the land price will drop instead, which is probably higher than it is now. You can’t even earn back the cost of building it.”

"In addition, the loan also means that I will be burdened with high debt."

Matsushiro Miyuki said: "Although the base belongs to me, I only give you the right to use the base in exchange for your support. This is a suitable transaction, but in the process of using the base, assets cannot be sold. Large loans, I It's just unbearable."

"And what about the rent we pay?"

Xia Shu said: "We pay the rent, and you use the rent to repay the loan."

"How much can I give?" Matsushiro Miyuki asked.

Xia Shu said: "Two million yen a month, this is the cost of building the base according to the standard. If you borrow 250 million yen, you can repay the principal in ten years, and pay off the principal plus interest in fifteen years. years to make a profit.”

"It can't be counted like this."

Matsushiro Miyuki said: "I can't use a housing loan, the value of the collateral is not enough, I can't use a mortgage loan, I can only use a personal credit loan, a personal credit loan is a short-term loan, and the loan interest rate is higher than that of a housing loan, and the maximum limit for a short-term loan is five years , even if my remuneration is added to your rent, it will not be paid within five years."

"Then what about using the land as a mortgage after purchasing the land?" Xia Shu looked at her and asked.

"Somewhat reluctant."

Matsushiro Miyuki said: "The mortgage interest rate is relatively high, and the collateral is only land, and the appraised price of the property cannot be fully assessed. On this basis, only 80% can be obtained, and the money is not even worth it for individuals. Credit loans, so you have to take on two loans, and you have to spend an extra loan of about 80 million."

"But it can be paid in installments. The five-year credit loan can be repaid partly with the mortgage, so the remaining five years are enough to pay off, and the land mortgage loan should be repaid at the end."

Xia Shu said: "In this way, we can get stuck in time and barely pay back with the rent."

"That's right."

Matsushiro Miyuki nodded, then frowned and said: "But fifteen years is too long, and what if your Masked Army can't develop?"

"Then let the bank take back the land."

Xia Shu smiled and said: "You don't think we can't last five years, do you? Repay the personal credit loan. If the Masked Legion can't repay, then use the mortgage loan to repay."

"Let me think."

Matsushiro Miyuki was a little distressed. What he said was correct, but she always had to bear a large amount of loans. Although she could get land and fixed assets, she could not even use those assets if the Masked Army existed for a day.

And if it can be used, then the masked army will no longer exist.

"I want to ask."

Xia Shu said: "If we really persist for less than five years, or even shorter time, Miyuki-senpai can't afford the money, can I ask my family for help?"

"I don't want to use my family's money." Matsushiro Miyuki said coldly.

Xia Shu said: "I said, if you can't repay the loan, will your family be willing to help you, even if there are conditions."

"Yes, yes."

Matsushiro Miyuki said with a gloomy expression: "But it is estimated that they will work, marry and have children under the arrangement of the family, and this is something I cannot agree to."

"Then if you go on like this, can you resist the control of the family?"

Xia Shu asked again, "I am afraid that relying on the power of a small branch minister..."

Matsushiro Miyuki shook her head and said, "No, that's why I need to continue to be promoted, and quickly be promoted to a higher position."

"This is not the end."

Xia Shu suddenly said: "The result of staying the same is the same as failing, but to be promoted quickly, only we can help. Just take a gamble."

"That's right."

Matsushiro Miyuki's face gradually became serious, "But it's still different. I want to go home in embarrassment with a reputation of failure."

"So what about the embarrassment? We are doing the heroic mission with our lives. If we fail, maybe our lives will be gone."

Xia Shu said with a smile: "In comparison, your persistence and work are not so important, aren't they?"

"You said just now that my work is precious." Hearing this, Matsushiro Miyuki glared at Xia Shu.

"hey-hey."

Xia Shu smiled and said, "I'm just talking about the price. In terms of value, of course you are very important."

"But you're right."

Matsushiro Miyuki said: "There is no difference in the result, so I can only gamble, and I agree to your request."

"Thank you."

Xia Shu said seriously that the base is of great help to both the Masked Legion and himself.

The establishment of the base can help the Masked Legion integrate its forces, further enhance its strength, and attract more heroes to come.

And you can also give yourself at least one year in advance to make a reserve plan, store a large number of monster corpses, eat monsters every day, and never improve so slowly like now.

Matsushiro Miyuki said: "However, your plan for the Masked Army is too crude, and there are too few constraints on the members of the regiment, and you have not clearly determined your leadership position, so I will help you formulate a plan to help you master the development Masquerade Corps."

"well."

Xia Shu smiled and said, "I listen to you."

"In this case."

Matsushiro Miyuki stood up and said: "We have reached an agreement, and then you invite me to the Masked Legion group. We will also keep in touch in the future."

"good."

Xia Shu also stood up, stretched out his hand towards Matsushiro Miyuki, and shouted, "Senior Miyuki."

"oh!"

Seeing Xia Shu's movements, Matsushiro Miyuki quickly stretched out her arm and held Xia Shu's hand.

"Happy cooperation." Xia Shu shook his arm, with a smile on his face.

Matsushiro Miyuki looked at Natsuki who was smiling like a fool, with the corners of her mouth curled up, she nodded lightly and said, "We are happy to cooperate."