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Chapter 142 Family Banquet (Part 2)
Grandpa's words didn't make my sister-in-law feel better. In her opinion, her parents' monthly pension totaled five to six thousand yuan. In addition, the old couple spent money very frugally and could save at least four thousand yuan a month.
In 2008, the old couple had at least two or three hundred thousand in savings, but they didn't see a penny of these savings. They probably either secretly subsidized the second brother's family, or gave it to the third brother's family. The third brother and his wife are now
They don't even have an apartment, they live with their parents, and they probably don't give them less money on weekdays.
Although my sister-in-law has already married into the Qin family, her husband's family background is average, and his earning capacity is also average. It has only recently improved a little with his uncle. My sister-in-law has been thinking about the pension of her two elders, hoping to use part of it to supplement her family's income. Her son usually
Learning piano and oil painting costs more than a thousand yuan a month. In addition, she finds two tutors for him, and the monthly expenses are more than a thousand yuan. In her eyes, her parents' pension is a huge sum.
The amount, even if you give yourself half of it, is enough for your daily investment in Qin Xuan.
However, her parents have never expressed anything to her, and she usually lives with her third brother, so it is difficult for her to speak. Over time, she has already had some grudges in her heart. Now that she sees her father being so generous to Zhang Wenhao, she feels even more
It feels very unfair.
Zhang Wenhao generously introduced Su Ruoran to his grandparents and brother-in-law. The grandparents did not expect that this beautiful girl would be Zhang Wenhao's girlfriend. At first, they thought she was his classmate, but now the two old people were confused.
I was shocked, not only surprised, but also happy.
In the eyes of the old people, puppy love is not a problem at all. In the era when they grew up, many young men like Zhang Wenhao were already fathers, and Zhang Wenhao was the only child of the Zhang family. Seeing that Zhang Wenhao found such a
My beautiful girlfriend and my second wife are overjoyed.
Grandma couldn't help but praise: "What a handsome girl. My grandson is really blessed. It would be even better if I could have a great-grandson in a few years."
Su Ruoran was embarrassed and shy, but Zhang Wenhao looked happy and said to his grandparents: "Don't worry, you two, I will definitely let you have a great-grandson in the future, and the four generations will live under the same roof."
The uncle and his family arrived late. When they walked in, the uncle had a somewhat natural smile on his face. Not to mention Zhang Ranran. I was very happy for Zhang Wenhao from the bottom of my heart. The only exception was his eldest aunt, who had a somewhat natural smile on her face.
Feeling embarrassed and unhappy, I just nodded to my grandparents as soon as I walked in, but didn't say a word to anyone else.
Zhang Wenhao introduced Su Ruoran to his eldest uncle's family again. The eldest aunt was the most surprised, but Zhang Ranran was not surprised at all. After all, the incident between Zhang Wenhao and Su Ruoran was already known to everyone in school, so she walked between them.
He greeted Su Ruoran with a smile, and then said to Zhang Wenhao: "Wenhao, congratulations to you for getting such a good grade in the exam."
Zhang Wenhao smiled modestly and said, "Thank you, sister, for your concern." After saying that, he asked, "Sister Ran, how did you do in the exam?"
"It's not bad." Zhang Ranran smiled slightly and said: "With a score of 675, my performance is not very good. I probably won't be able to pass the exam at Yan University. There are only a dozen places in our province, so it's easy to be squeezed out. I applied.
The National People's Congress should be more prudent."
Zhang Wenhao nodded and said: "The National People's Congress is also very good. We will all be in Yanjing when the time comes, and we can take care of each other."
The uncle came over at this time, patted Zhang Wenhao on the shoulder, and said: "Wenhao, after what happened last time, it seems that you have matured a lot. Yes, you are becoming more and more like your dad. This college entrance examination can be regarded as the pinnacle."
, but don’t be proud, this is just the beginning, there is still a long way to go.”
Zhang Wenhao nodded in thanks, and his eldest aunt said jokingly: "Wenhao, you must hold yourself steady, don't get carried away just because you got the top scorer in the college entrance examination. I have read a report that said that the top scorer in the college entrance examination over the years will not be until they graduate from college.
After that, most of them disappeared, and few people could make achievements in society."
Zhang Wenhao felt a little disgusted with his aunt's expression, but he still thanked him and said, "Thank you, aunt, for reminding me. I will definitely work harder in the future."
The eldest aunt felt annoyed. In this year's college entrance examination, Zhang Ranran's performance could only be considered average, with a score of 675, which is not bad. There is no problem in going to a key university. When she saw the test scores early in the morning, the first thing she thought about was to ask her husband
He was preparing to treat guests and showed off his pride in front of the Zhang family, but he didn't expect that Zhang Wenhao would completely snatch away the halo that was supposed to be his family's.
He scored 743 points in the exam. Wouldn’t all scores pale in front of him? And I don’t know what kind of bad luck this kid had. He found such a beautiful girlfriend. He always felt that his daughter had inherited him.
She has all the advantages with her husband, so she has always been proud of her beautiful and dignified daughter. However, she didn't expect that when she met Zhang Wenhao's girlfriend today, she realized what it means to have a better world. Zhang Ranran is beautiful, but in front of Su Ruoran, her beauty is...
He seemed a little petty.
Everyone had arrived, and the waiter began to serve the food. The family sat at the dinner table. The topic for the first half hour had been around Zhang Wenhao. Zhang Wenhao didn't like to be the focus of the conversation. At this time, grandpa suddenly said:
"By the way, I want to discuss something with you today."
Zhang Xingping then said: "Dad, if you have anything to do, just tell us. Don't discuss anything else with us."
Grandpa shook his head and said calmly: "This matter needs to be discussed, because we have to rely on you to help." After saying that, grandpa glanced at his uncle who was a little embarrassed and nervous, and said: "Jingyun is two months pregnant.
Xingye is considering whether to move out of my place."
The Jingyun mentioned by grandpa is Zhang Wenhao’s sister-in-law Liu Jingyun, and Xingye is Zhang Wenhao’s uncle Zhang Xingye. Since their jobs are not very good, their combined monthly income is only two to three thousand yuan.
It has been several years now, and the reason why I have not had children is that I have no money to buy a house. The old house my grandparents live in is a two-bedroom house built 20 years ago. It is already difficult for four people to live in. There is no condition to raise another child anyway.
So this is also the reason why my uncle and his wife have not had children for many years, but as they are getting older and older, they can no longer put off the matter of children.
Hearing that my uncle was considering moving out, my sister-in-law's face burst with joy, but Zhang Xingping looked at her uncle and asked, "Xingye, where are you moving out?"
Grandpa said at this time: "This is what I want to discuss with you today. Housing prices are ridiculously expensive now. Houses in urban areas cost more than 8,000 yuan. Moreover, current developers do not develop small apartments like before.
Now, a two-bedroom apartment costs 10 square meters. After all, a house costs less than 700,000 to 800,000 yuan. It is simply unaffordable. Now to buy a house with a loan, you have to pay half of the down payment, which is at least 400,000 yuan.
He has saved more than 100,000 yuan a year, and your mother and I are going to subsidize him another 100,000 yuan. When buying a house, he also needs to renovate it and buy furniture and appliances. Even if the latter is 100,000 yuan, he still needs at least 500,000 yuan to buy the house.
So I was thinking, can you guys help me with the remaining money?"
At this time, my sister-in-law immediately took over the conversation and said with a bitter face: "Dad, you don't know about my family's situation. Qin Fei's parents are not in good health. We both have to subsidize money there every month. Qin Xuan's
The kid hired a tutor and enrolled in interest classes, and the monthly expenses were exactly equivalent to my monthly salary. I haven’t saved much money in the past few years, so it’s really difficult.”
When my sister-in-law heard that her grandfather asked them to raise money for her uncle, her first reaction was that given the income of the uncle and his wife, once she bought a house, she would have to pay off the mortgage and raise the children. She would not lend them money.
I know that I can only pay it back in the Year of the Monkey, and whether I can even pay it back is a matter of course. I am definitely not willing to borrow it ten thousand times.
What's more, when she heard that her grandparents were willing to subsidize her uncle for hundreds of thousands, she was even more jealous and asked her to pay, which made her even more unhappy.
Grandpa's face was a bit unsightly. He could naturally tell that there was a lot of moisture in his sister-in-law's words. Just when he was about to say something, Zhang Xingping said: "Dad, don't worry, I will subsidize the money that Xingye needs later."
superior."
The uncle also wanted to express his position, but his aunt twisted him hard under the table, causing him to swallow the words that were on his lips.
Seeing that his uncle was hesitant to speak, grandpa sighed and said: "Xingping, what Xingye needs is not a small sum. It needs at least 200,000 yuan to be able to afford it. You also know the situation of Xingye. This money can only be spent in a short time and a half."
I won’t be able to fall in love with you even if I do.”
Zhang Xingping waved his hand indifferently and said: "It's okay, Dad, I know what I know, so you can rest assured." After saying that, he glanced at his brother Zhang Xingye and said: "Xingye, hurry up and look for a house.
There is no time to delay. Jingyun is now two months pregnant and will give birth in eight months. The house should be bought early, decorated and smelled, so that when the child is born, she can move to a new house.
.”
Zhang Xingye looked grateful and didn't know what to say, but his grandfather said very worriedly: "Xingping, I also know about your family's situation. Wen Hao is going to college again. If you are asked to come up with so much money all at once, you
What should I do with my own affairs?"
Zhang Xingping couldn't say that Zhang Wenhao got a reward of two million for catching Li Chunyang, so he could only say: "Hua Fang and I have saved some money over the years. Besides, Wenhao won the top prize in the college entrance examination, so he probably can also get some bonuses."
, with this kid’s ability, it’s no problem to get a scholarship to go to college, and we don’t need to subsidize him.”
Grandpa nodded, but looked at his uncle with a bit of dissatisfaction and asked: "Xingyao, how is the situation over there?"
Uncle Zhang Xingyao's net worth is considered to be the best in the entire Zhang family, and his assets are at least several million. Grandpa naturally hopes that he can play a big role for Zhang Xingye, but he has been silent, which makes grandpa very unhappy.
Just as the uncle was about to speak, the aunt jumped in and said, "Dad, you don't know much about my family's situation. The main reason is that Xingyao started a project this year, and we have a backlog of more than two million yuan in project payment and haven't settled it yet. Recently, we paid the workers
I have to borrow money from the bank to pay my salary, so there is really no other way.”
Zhang Xingping said at this time: "Dad, the eldest brother has his own difficulties. The liquidity of business is always a big problem. I will supplement the money that Xingye lacks and give it to him. That's it."
Grandpa sighed helplessly, but said disheartenedly: "I really don't know if you brothers and sisters will still have the heart to sit together and have a meal like today after your mother and I are dead.
"
The uncle's face turned red and he did not dare to say a word, and Zhang Wenhao could also hear the helplessness and chill in his grandfather's words.
No one at the table said anything, and Grandpa said again: "Xingye is the youngest among the four of you. To put it bluntly, he is also the least promising. It's not my preference as a father. I'm just discussing things. I will take Xingye's side in the future.
You and your mother should be more responsible. Whether it’s the mortgage or the money for the child’s milk powder, we, the old couple, will use our pension to supplement him, but I have to explain it clearly to you so that you don’t misunderstand.”
The sister-in-law said at this time: "Dad, the interest rate on bank loans is very high now, and the interest rate is 100%. If Industrial borrows 400,000 yuan, it will have to pay back 800,000 yuan to the bank. Even if it is repaid in twenty years, it will cost 40,000 yuan a year. They
The couple's monthly income is less than 3,000 yuan. Is it too reluctant to buy a house now? I think we should wait until their situation improves."
Grandpa said angrily: "I have suffered this loss before! When the house price was 3,000 yuan, it was too expensive. I wanted to wait until the situation eased a bit before buying it, but what happened? As a result, the salary increased from 1,300 yuan to 2,000 yuan, but during the holidays, it was too expensive.
It has increased from 3,000 to 8,000! If you wait any longer, you will never be able to buy it in this life, so you have to buy this house in Xingye, and you have to buy it as soon as possible!"
Zhang Wenhao was making a small calculation in his mind. He took out a loan to buy a house, and the bank took away the extra hundreds of thousands in interest. The developer did not get any benefits. Can he call Yu Hongyu, the boss of Hengjian Group?
Make a phone call and ask him if he can work around it. For example, you can still pay half of the down payment, and pay the remaining money to the developer in installments. This way, you can save the interest on the bank.
Immediately, Zhang Wenhao asked: "Uncle, have you looked at a suitable house?"
The uncle glanced at Zhang Wenhao with some embarrassment and said: "I've looked at it, but now the houses in the city are very popular. A building was almost sold out as soon as it went on sale. There are no new houses in the city now. The only one is
There is a Swan Bay that is pretty good, but all the house purchase numbers have been taken. I asked someone to ask, and it costs 100,000 to 150,000 just to buy a house purchase number, so now I am considering whether to buy the house in a high-tech zone.
.”
Zhang Wenhao blurted out: "The High-tech Zone is not good. It's too far. You work in the city and it takes more than an hour to go back and forth by car every day. If my aunt gives birth to a child in the future, it will be too troublesome to go back and forth."
After saying that, Zhang Wenhao asked: "Do you know which developer developed Swan Bay?"
The uncle said: "It's the Hengjian Group. They have a great reputation and the quality of their buildings is the best, so their houses are also very popular."
Zhang Wenhao nodded and said, "I'll go out first."
After leaving the private room, Zhang Wenhao immediately took out his mobile phone and called Yu Hongyu from Hengjian Group. Yu Hongyu received Zhang Wenhao's call and asked with a smile: "Wenhao, why do you think of calling me at this time?"
Did I call?"
Zhang Wenhao invited these people to dinner at Hanlin Ecological Park a few days ago, and they all got closer to each other. These people also called Zhang Wenhao directly from Mr. Zhang to his first name.
Zhang Wenhao then asked: "Mr. Yu, I have something to ask you. Is there anything left of your house in Swan Bay?"
Yu Hongyu thought for a while and said: "I really don't know about this. The sales department is in charge over there. I have been busy bidding for a new piece of land recently. Why don't you wait a moment and I will ask you now.
"
Zhang Wenhao said hurriedly: "Then please worry about it."
Three minutes later, Yu Hongyu called and said, "Wen Hao, there is a certain amount of surplus in the house over there, which is our internal share. Are you ready to buy a house?"
Zhang Wenhao said: "My brother-in-law wants to buy a set."
Yu Hongyu smiled and said: "It's simple. There are certain shares of the 88-square-meter two-bedroom, 128-square-meter three-bedroom, and 168-square-meter duplex buildings here. I'll give you a call later. You can contact him directly when you get to the sales office.
I asked him to give it to you at the employee purchase price, with a discount of 1,000 yuan per square meter."
Zhang Wenhao said with some embarrassment: "Mr. Yu, it's like this. My brother-in-law's financial conditions are limited. If he can buy a house, he can only get a loan. However, I think the bank interest rate is too high, so I want to ask Mr. Yu,
Can you let him directly avoid the bank link, make a down payment of 50%, and the remaining money will be returned directly to your company in installments?"
Yu Hongyu couldn't help but smile and said: "The sales department has never done this kind of thing. After all, it is not appropriate to collect the house payment from this person every month." After that, Yu Hongyu said again: "But it's true.
There is a most appropriate solution."
"What can I do?" Zhang Wenhao asked hurriedly.
Yu Hongyu smiled and said: "Since your brother-in-law's financial conditions are not very good, then let him work in our company. Our internal employees purchase houses through internal installment payments, and the house payment is deducted from the monthly salary.
"
"That's great." Zhang Wenhao said hurriedly: "Thank you very much, but I don't know what jobs you have there?"
Yu Hongyu asked: "What does your uncle do?"
Zhang Wenhao said: "He works as a material clerk in a printing factory."
"Material clerk..." Yu Hongyu muttered to himself and said, "Let's let him come over to do warehouse management and purchasing. He should be able to do the job."
Zhang Wenhao was overjoyed, but asked worriedly: "Mr. Yu, I don't want to cause you any more trouble. Just pay him according to the salary of a normal employee. Don't make any exceptions. Otherwise, I will do it for you."
My brother-in-law refused."
Yu Hongyu didn't take this matter seriously at all. He just added one more employee and allocated a house purchase quota within the employee. He basically didn't lose anything. In addition, he got a big favor in exchange. He wanted to wait for someone to come to work.
, directly offered a monthly salary of 8,000 to 10,000, letting Zhang Wenhao know that he was indeed willing to help. But when Zhang Wenhao said this, he gave up the idea. He said: "That's okay, just follow the normal rules. If I don't
If I remember correctly, this position should have a basic salary of 4,000, with food allowance, transportation subsidy and communication subsidy, as well as five insurances and one housing fund."
Yu Hongyu's Hengjian Group was originally one of the most profitable companies in Jiangcheng. The salary of this employee was within the normal range. Zhang Wenhao immediately thanked him and said, "In that case, thank you very much."
"You're welcome." Yu Hongyu smiled nonchalantly and said, "Let's see when your uncle is free. You call me and I will personally take him on board."
"Okay." Zhang Wenhao agreed. After thanking him again, he hung up the phone. Then he called Chen Feng and said, "Brother Chen, Mr. Yu from Hengjian Group has done me a big favor. This is a big favor.
I really can't afford it, so I'll ask you to take care of me more later."
Chen Feng asked about the reason for the matter and said with a smile: "This Yu Hongyu is quite open-minded in his work. Okay, I understand. He is bidding for a piece of land now. He greeted me in a vague way before. It's a very simple matter.
But I deliberately wanted to hang him up, so I didn’t agree to him immediately, but now that you have spoken, I will call him now to give him reassurance."
Zhang Wenhao suddenly relaxed a lot. He hung up the phone and breathed a sigh of relief unconsciously. Although his brother-in-law didn't have much money, the couple was extremely filial to their grandparents and respected their other brothers and sisters. He thought that he could do something for the people who had always been unsatisfied.
My brother-in-law has solved such a big problem, which can be regarded as a contribution to this big family, and he feels a sense of accomplishment in his heart.
Turning around, he was about to return to the private room when he saw Su Ruoran standing behind him, looking at him tenderly.
Zhang Wenhao smiled awkwardly and said, "What happened just now is a joke to you."
Su Ruoran took a step forward, threw herself gently into Zhang Wenhao's arms, and said softly: "This kind of thing happens in most families. I have seen things that are a hundred times more chilling than this." After that, she said again.
: "But you have already started to think of ways to solve problems for those you care about, haven't you?"
Zhang Wenhao smiled and nodded, and said: "Let's go in and tell my uncle the good news after dinner."
Su Ruoran looked up at Zhang Wenhao and asked, "Why not say it now?"
Zhang Wenhao smiled lightly and said: "It's not appropriate."
Su Ruoran shook his head slightly and said with a smile: "There is nothing inappropriate. You are already capable of solving problems. They should let them see your current abilities. For those who despise you or do not think highly of you, you should let them be in awe.
Instead of continuing that attitude unchanged."
Zhang Wenhao immediately thought of his sister-in-law's philistineness, his aunt's indifference, and his grandfather's despair. He nodded slightly, put his arms around Su Ruoran's waist, and said, "Let's go in."
At the dinner table, the family was still discussing whether the brother-in-law should buy a house. The sister-in-law and the eldest aunt reached a united front and said various words to attack and expose shortcomings.
Zhang Wenhao returned to his seat, but did not sit down. He said to his uncle: "Uncle, I just contacted you and Hengjian Group is willing to give you a quota for employee in-app purchase, with a discount of 1,000 per square meter.
Yuan."
The table was full, and everyone except Su Ruoran showed deep surprise. Zhang Wenhao continued: "But the condition is that you must join the Hengjian Group. They want to arrange for you to do warehouse management and purchasing, with a monthly salary of four thousand
Yuan, there are also many subsidies and five insurances and one housing fund. When you buy a house after joining the job, you don’t need to find a bank loan. The monthly house payment will be deducted from your salary. In this way, you can save all bank loans.
"
After saying this, Zhang Wenhao looked at his surprised uncle and said seriously: "Uncle, you must work hard and live a good life to show to those who despise you!" ()
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