Super technology empire

Then there is the fact that banks are not so easy to mix, but Chen Yu is actually going to set up a bank now, which really surprised him.

After all, it is rare to see a technology company open a bank in a short period of time, although Chen Yu is not bad for money, but how good it is to use it for the company's technology development!

"Of course, I have all the bank licenses, but I haven't had time to get them yet." Chen Yu nodded, then looked at Ma Yun with a slightly puzzled look and said, "What, Mr. Ma is very surprised by me?!" "

"It's really surprising, I didn't expect you to enter the banking field, just how much do you know about the bank, don't be deceived by the light surface of the bank!" Ma Yun nodded, and said bluntly, the water of the bank is very deep, especially the bank is from the financial center, so it is very chaotic and deep, if he can, he doesn't want Chen Yu to enter the bank, at least don't enter it at this time!

"I understand your thoughts, but banks must be entered, because there are many things that are designed, but my bank is not the current banks, but the new banking model, and the banks mainly serve users of smart technology.

Make convenient services for them. But it's a bit early to talk about this, so let's talk about the payment supported by the leisure facial pupil recognition technology you just mentioned! "

"Okay, speaking of which, I agree with your proposal to join forces against WeChat, after all, WeChat has an incomparable advantage over micropayment, and you have also seen it, many times I want Alipay to enter the social network, but it has failed, if it can be docked is a good choice.

It's just that the $2 billion you said is a bit much, plus your $1 billion is three billion, adding up to $3 billion, 20 billion soft girls! Will the market not be able to digest it all at once? "

Ma Yun was worried about this, and Chen Yu said slightly, "You think a lot, but I don't think it's a lot, first of all, our market is not only domestic, but also international, haven't you started to lay out in other countries now?!"

This launch of pay at any time, we have to do thoroughly, do very well, my idea is to do or not to do, to do the best, now the wisdom of the user has five million, that is, the wisdom of the payment of the user has 5 million! With the sale of smartphones, I believe that more people will use this, and at the same time, we can cooperate with merchants, and I will also give money to subsidize smart payment users! Because smart payment is now only available on smartphones.

However, other versions are already on the way, and will be available next week at the latest, and Smart Pay will be similar to yours by then. "

Regarding the security of smart payment, Chen Yu is not worried about the technology, because he spent 600,000 pleasure points and 60 million soft girls to buy from the science and entertainment system, and there is absolutely no problem in terms of security.

Whether it is the server or the architecture design, the system is provided, and Chen Yu believes in the ability and quality of the system.

The most important thing is that smart payment has a choice of bank packages when purchasing, and Chen Yu chose the top 10 banks in China and the top 50 banks in the world.

But this expansion, 5,000 pleasure points for one bank, a total of 60 banks, 300,000 pleasure points plus 30 million cash.

As for the handling fee, it is the minimum standard, and the smart payment currency conversion will be calculated based on the lowest value of the day, and an additional 2% handling fee will be charged.

The system even provides 100 billion US dollars as the basis for exchange, but the price paid by Chen Yu is 1 million pleasure values and 100 million soft girls as a guarantee.

The $100 billion is not given to Chen Yu, but when the users of smart payment exchange currency are exchanged externally, this is a transit fund, for example, users go to Russia and need to exchange rubles, but what if Chen Yu does not have rubles? !

The 100 billion of the system can be put to use!

If you exchange less than $100,000 according to the user level, you can redeem it at any time, and the system needs to charge a handling fee of 2% and 40% at this time! The actual handling fee of smart payment is only 1.2% in Chen Yu's hands!

The most difficult thing to do in smart payment is the bank, and it is generally difficult for third-party payment to obtain the bank's interface.

Generally speaking, new users can redeem $1,000 USD, and this exchange limit will increase depending on the user's level and credit history!

For example, the regular use of smart payment will improve!

"Can smart technology do it?! The current smart payment seems to be a newborn, and it is difficult to stand firm in China, and it is basically no play in the world, right? ! Ma Yun glanced at Chen Yu, Chen Yu's heart is not small, but he doesn't know his position clearly!

It's easy to lose!

"I know your worries, I'm not a person who can't recognize myself, in fact, your worries are not my worries, what I'm worried about is whether users are willing to accept smart payment.

After all, smart payment, as a newcomer to third-party payment, will definitely be questioned.

Now 60 smart payment banks have signed contracts! "

"Sixty?! So much?! You've signed up for everything?! Even those small regional banks are not spared?! Ma Yun said in surprise.

"That's not true, I'm just the top ten domestic banks China Merchants Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, Postal, Transportation, Construction, Industrial Bank, CITIC, Tianchao Bank, Huaxia These ten banks have signed, as for the rest, the remaining 50 banks are foreign banks such as Citigroup, Morgan, Softbank, Standard Chartered, HSBC, Switzerland and other 50 banks with the world's widest audience, all of which have been won." After Chen Yu finished speaking, Ma Yun and the others were all dumbfounded, they knew how difficult it was to cooperate with these banks abroad.

And fifty banks at once, how did he do it, that is, although Ali now has more than 100 banks, a large part of them are regional banks.

There are only a few international banks that are branches of domestic banks abroad.

This smart technology is too perverted, isn't it?! Fifty banks were done at once!

"Are you sure you're not kidding?!" Ma Yun looked at Chen Yu cautiously and asked. This is an important question.

"The phone is in your hand, you can try it!" Chen Yu stretched out his hand and made a gesture of please.

Ma Yun didn't talk nonsense, and immediately picked up his mobile phone and turned it on. Soon found Smart Pay, and the account number of Smart Pay turned out to be the one he registered at the beginning.

Seeing this, I immediately understood that Chen Yu was laying out from the beginning, and the mobile phone was just an intermediary. Just like Xiaomi's Mijia concept, Chen Yu also uses mobile phones as the center, but Chen Yu's pattern is not comparable to Xiaomi!

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