Tech Translator

Chapter 82 Payment Tools

Li Hao saw Zhou Yunsheng talking with confidence in his chest.

He asked curiously: "Yunsheng, what field do you think of? It won't be the development of peripheral products, or we will shoot animated movies."

"Li Hao, we have to think from the perspective of the company's overall strategy. These are the things that the manager below is responsible for. The development direction I think of is much more important than these." Zhou Yunsheng sat next to him and said confidently.

"Don't talk about the results first, I'll guess. Since it can affect the company's strategic development direction, based on our conditions, there are very few projects that can achieve this situation. Do you want to develop foreign markets or want to master a A payment tool." Li Hao guessed.

"How did you guess it?" Zhou Yunsheng looked at Li Hao adoringly, "What I think is that our company builds a payment tool."

Li Hao said in a relaxed tone: "This is very simple. There are only a few projects that can achieve the company's strategic goals. Starting with technology, talents, markets, funds, data and other conditions, it is easy to analyze it. .

What we lack now is the development of foreign markets and payment tools that are closely related to cash flow. Especially payment tools, this is an urgent problem we need to solve. "

Zhou Yunsheng sighed, and said: "In the past, we had no choice but to use other companies' payment tools. Now, slightly larger Internet companies have created their own payment tools. It is to protect the core interests of their own companies from loss."

Li Hao also nodded in agreement and said: "Data can generate very great value. Take the field of e-commerce as an example. In the past, e-commerce was determined by quality and value. The development direction of the next ten years will be e-commerce and big data. closely related.

From the New Year's bill turmoil, a certain treasure bill defaulted to agree to collect user data, and was later interviewed by the Cyberspace Administration of China to apologize. You can see that today's Internet companies are starting to use all means to obtain valuable data. "

"Yes. This is something that happened recently. There is also a certain article, which directly steals the user's voice information and then pushes the advertisement. It all shows the importance of data." Zhou Yunsheng also echoed.

She recalled and said: "Like the previous online car-hailing competition, food ordering platform competition, and bicycle-sharing competition. Behind them are the two major online payment giants in China."

Then he added: "From the intensity of competition among these payment portals, they can see that payment tools can bring huge benefits when they become large-scale.

Let's talk about some well-known Internet companies now, such as mobile phones and foreign trade companies. They both develop their own payment tools. Isn't this just protecting your own core data and not wanting to be controlled by others.

The identity information of local tyrant players in our Xianyuan game, and the consumption situation of players in each region. Availability of each accessory and skin.

There are also places where the death rate is high and where it is easy to pass. The core data of this kind of game can be analyzed from the data formed by the payment tool. He has a game that converts money very much. "

Of course Li Hao knew that what Zhou Yunsheng said was correct, and this was only part of it. In fact, not having its own payment tool has a great impact on an Internet company.

He originally planned to establish a payment tool that he mastered. The first skill to teach a parrot is the offensive and defensive areas of the network.

Parrot's attack ability is limited now, and it can only use the skills of ordinary hackers, but its defense ability is very strong. Enough to protect the data security of their own payment tools.

Li Hao feels that there is only an opportunity for the company to establish its own payment tool, which has matured in the technical field.

He looked at Zhou Yunsheng with a smile, and said with satisfaction: "Your idea is correct. We should build our own payment tools. It's just that the current payment channels are monopolized by other companies. In which field we have made a breakthrough."

Zhou Yunsheng picked up the plan on the coffee table, which was the plan she wrote last night.

"It is very difficult for us to establish a payment tool covering all areas of the country. These have been gradually occupied by Alipay and WeChat.

But we also have our own advantages, and Xianyuan game is our biggest advantage now. Yesterday I saw that the number of online gamers was growing very fast.

I also thought about the upcoming launch of the game editor, which allows players to create their own copies, allowing them to transform from veteran players to game developers.

The payment tool I envision is aimed at these developers. Our company can stipulate that the money they get is transferred directly to the payment instrument before being withdrawn to the bank card. "

After listening to Zhou Yunsheng's thoughts, Li Hao agreed with him and said: "This method is very good. We don't have the strength to compete with big companies now. But we can also monopolize a part of our advantages in the field, so that it can grow smoothly in the initial stage."

"Well, that's what I think." Zhou Yunsheng opened the proposal, "The players of Xianyuan game are also potential users of our payment tool. Users who use our recharge tool can be given a certain discount."

Li Hao saw Zhong's eager expression, and discussed with him: "We don't need to worry about Yunsheng. Now the company has laid the foundation. With the expansion of the company, we have more and more projects. Sooner or later, we can use our payment tools Promote it."

Li Hao agrees with Zhou Yunsheng's plan very much, but he still thinks it should not be too hasty. My company is not an Internet company that has gone through several rounds of financing. We can only put technology first, not by burning money for the market.

They packed up their things and went to work at the company. Today, rewards will also be issued to employees with construction sites.

After getting in the car, Zhou Yunsheng said: "I think the payment tool project should be established early, and the game editor will be launched soon. We'd better complete the research and development of our payment tool when it goes online."

Li Hao replied calmly: "There is no technical difficulty, there are still many standby server units in the Fangshan data center, and our company's talents are enough to develop a payment tool.

Both software and hardware are very simple for our company. With Parrot's assistance in writing code, it only takes a few days to develop a simple payment tool.

But now the license review of payment tools is very strict, especially all payment tools are managed by the Nets Union. Uniform clearing is carried out by them. Their review is very lengthy. "

Zhou Yunsheng smiled lightly and said, "You are in charge of the technology. I am going to set up a subsidiary, Qingci Finance Co., Ltd., and I will handle the license approval of payment tools."

Li Hao's main attention was on driving the car. He was distracted and said, "We need to use serious means and don't look for those agency companies. If something happens, it will be very troublesome to implicate our company."

"It's impossible for me to do this. Don't worry, I will definitely follow the formal procedures. The employees of the government department really want to work very quickly, and we have plenty of time." Zhou Yunsheng replied confidently.

She had already asked her best friend yesterday, and her best friend was working at the Internet Federation, so it would not be difficult to apply for a license with her best friend's help.

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