Technology: Start by selling mobile phones

Those who came were from the "National Chip Industry Fund".

Just four days later, the "Chip Industry Fund" support project previously discussed with Mo Ran made progress.

This time Luo Jiangguo was still leading the team, but in addition to Luo Jiangguo, the vice president, the CEO of the "Chip Industry Fund" also came in person.

At the same time, Minister Zhang, the direct leadership department of the "Chip Industry Fund" and the leader of the National Industrial Development Commission, also came in person.

Obviously, this time "Yellow River Memory" broke its monopoly to produce "3D-NAND" flash memory particles, which has completely alarmed the top management and attracted great attention.

Minister Zhang is very thin and wears a pair of simple black-rimmed glasses. He looks to be under sixty years old.

He had a straight face and a serious smile, especially under his deep eyes and his brows that seemed to always be slightly furrowed, making people feel a huge majesty all the time.

After arriving at "Yellow River Storage", he just nodded slightly and shook hands with Mo Ran, and then asked Mo Ran to take him to the "3D-NAND" production workshop to see for himself.

During the visit, Minister Zhang did not express any opinions during the whole process, but quietly listened to Li Zhi's detailed explanation.

This was also the first time for Mo Ran to see a leader of Minister Zhang's level. His strong aura and indifference made him feel uncomfortable.

Fortunately, after a brief visit to the "3D-NAND" production workshop, Minister Zhang and the accompanying group went directly to the conference room of "Yellow River Storage".

In the conference room, Minister Zhang was headed, followed by the CEO and Vice President Luo Jiangguo of the "Chip Industry Fund", and there were two accompanying staff members.

As soon as he sat down, Minister Zhang went straight to the topic vigorously and resolutely without any politeness.

He looked directly at Mo Ran and asked:

"Manager Mo, are you under tight financial pressure now?"

Mo Ran didn't expect that Minister Zhang was concerned about this in his first sentence. He was slightly startled and then nodded.

"Well, yes, it's very tight!"

"Especially in terms of R\u0026D investment, we spend a lot of money."

Minister Zhang nodded, then pushed up the black-rimmed glasses on the bridge of his nose, and his body couldn't help but move forward.

"Then can you tell me in detail which projects have relatively large investment?"

"OK."

Mo Ran responded without any hesitation. Then, just as he was about to continue speaking, suddenly, the stern and unsmiling Minister Zhang suddenly took out a small black notebook from his administrative jacket, then opened the pen and looked at it with concentration. Xiang Mo Ran prepares the record.

Mo Ran saw this, and was stunned for a moment, and suddenly felt a little moved.

Although Minister Zhang has a stern face and a serious expression, his pragmatic and serious attitude towards work is really admirable and unknowingly infected by him.

After a while, Mo Ran exhaled slightly and said seriously:

"Just now our manager Li also introduced to you that our 'Yellow River Storage' currently has 32-layer '3D-NAND' flash memory particles."

“32-layer is just the initial stage of ‘3D-NAND’ technology, and there will be 64-layer, 128-layer, 156-layer and even 200-layer and 300-layer and above.”

“The higher the number of layers, the more complex the process is. The capacity of a single manufactured flash memory particle will also increase, and the corresponding unit price per GB will decrease. However,”

"Each subsequent level of improvement requires a large amount of manpower and material resources to be invested in continuous research and development. This is not only investment at the design level, but also technological updates on our production side. Both areas require continuous investment."

As he spoke, Mo Ran paused deliberately. He saw Minister Zhang kept recording in his notebook.

About two seconds later, Minister Zhang said coldly without raising his head:

"Go on, I'll remember it."

"good."

Mo Ran took the conversation again.

"What I just mentioned is continued investment in technology research and development."

"In addition, according to our understanding, global companies, whether it is Samsung, Micron, or SanDisk, have mastered the technology of 32-layer '3D-NAND' flash memory particles. From a technical and production cost perspective, we There is no absolute advantage in speaking.”

"Once they are determined to join forces to suppress our development, the profits of our 'flash memory particles' business will undoubtedly become very thin."

"This situation has already happened. You may not know that two months ago, the ex-factory price of 'flash memory particles' was as high as about 180 yuan. Since they learned that we can produce '3D-NAND' flash memory particles, the price of flash memory particles has increased to 200 yuan." It dropped to 130 yuan a month, a drop of 35%!”

"35%?!"

Speaking of this, Minister Zhang, who had been recording all the time, suddenly stopped writing.

After a moment, he frowned, looked up at Mo Ran, and asked:

"Did they join forces and take the initiative to lower the price?"

"Well, you can say that!" Mo Ran replied.

Minister Zhang fell silent immediately, his brows furrowed deeper, and it took a full two minutes before he slowly re-recorded it in his notebook,

While saying:

"Okay, continue."

"Um."

Mo Ran was also completely immersed in this atmosphere, and continued what he said just now:

“So, I don’t expect that this kind of continuous price reduction will disappear in the short term. We may even face a long-term joint suppression by several foreign giants.”

"So... we at 'Yellow River Storage' not only face huge pressure on R\u0026D investment, but also the joint suppression by foreign companies will also lead to a significant reduction in our profits, making it impossible to achieve self-sufficiency and form a positive cycle of virtuous development."

“‘Yellow River Storage’ will have to rely on continuous external blood transfusion for a short period of time!”

Speaking of this, Mo Ran smiled sadly for the first time.

"To tell you the truth, in addition to 'Yellow River Storage', I also have Nietzsche Company and 'Wanglong Electrical Appliance Factory' under my name. The other two companies are in normal profit status. I have invested almost all of the money they made in 'Yellow River Storage'. Storage' research and development!"

"But even so, the pressure is still huge. Faced with the larger R\u0026D investment in the future, if you are not careful, the capital chain will be broken."

Minister Zhang slowly put down the pen in his hand and looked at Mo Ran with certainty for the first time.

A rare smile appeared on his face and he said lightly:

"You did really well in this matter, not bad."

Mo Ran was stunned for a moment, a little surprised.

But after a while, Minister Zhang returned to his original serious smile and said coldly:

"I already know about your 3D flash memory particles. I heard that in addition to '3D-NAND' particles, you also have mobile phone NPU chip projects."

"How is the progress now? Is it convenient to disclose it?"

"sure!"

Mo Ran did not hide it. "Yellow River Storage" had been divided into a "flash particle" department and a "logic chip" department long after Zheng Qian joined.

At present, the "flash memory particle" R\u0026D department, under the leadership of Zheng Qian, is conquering 64-layer "3D-NAND" flash memory particles, and the progress is considerable.

And the "logic chip" sector.

In addition to continuing to improve the 38nm yield rate of the "Little Horse Crossing the River Pro" used in the "Brilliant S1" mobile phone,

The more important thing is to seize the time to conquer the 32nm "Little Horse Crossing the River Pro" NPU chip.

certainly.

There is also a hidden research and development plan, that is, Mo Ran was worried about being restricted by Qualcomm's Snapdragon chips, so he had no choice but to directly start the research and development of Nietzsche SOC mobile phone chips.

At that time, I spent 2 million points from the system to purchase an A-grade quality 38nm mobile phone SOC chip drawing, and a completely new "PX architecture" that is completely different from the ARM chip architecture.

These days, the "SOC chip team" has spent some time to fully understand the "PX architecture", but at the same time, it has still produced the A-class 38nm SOC chips provided by the system in small batches.

certainly.

38nm mobile phone SOC chips have completely failed to keep up with the trend of the times in 2018.

Therefore, the "SOC chip team" only produced some for testing and learning, and then set its next goal on the 32nm SOC chip.

In other words, the current progress of the "SOC chip team" team is actually the same as that of the "NPU chip team", both of which are waiting for a breakthrough in the 32nm production process.

but.

Since Minister Zhang didn't ask about the "SOC chip", Mo Ran didn't say anything.

He looked at Minister Zhang and replied:

"Minister Zhang, the current progress of our NPU chip is pretty good."

"Well... to be precise, the design of the chip has been fully completed. The main reason now is that the 32-nanometer production process is not mature enough, the yield rate has not been high, and there is no way to achieve mass production."

Minister Zhang nodded slightly, naturally not knowing what other thoughts were in Mo Ran's mind.

Immediately afterwards, he asked Mo Ran two or three other questions and quickly wrote them down in his black notebook.

After about ten minutes, the conversation between Minister Zhang and Mo Ran finally ended.

He slowly put away the black notebook and put it back into his bag, looked directly at Mo Ran, and said:

"I have recorded everything you mentioned, and we will analyze and consider it carefully next."

As he spoke, he glanced at Luo Jiangguo and others accompanying him for the first time, and the topic finally turned to "chip industry funds."

"I'm here this time to bring you some good news."

"We agree to the plan that you require 5 billion to subscribe for 20% of the equity, and the equity can be redeemed at the original price after two years."

"Next, the money will be transferred to your account soon. I hope you can really work hard and don't waste this support fund and use it in places it shouldn't go!"

Mo Ran felt happy and breathed a sigh of relief.

He thought that the higher authorities would approve the 5 billion plan, but he did not expect that it would be passed so quickly and easily.

You know, this is an interest-free loan equivalent to 5 billion in 2 years. It is 5 billion, not 120 million!

If nothing else, just put this money in the bank, how much interest will it earn in two years? !

He was so excited that he wanted to say a few words of thanks, but before he could say anything, Minister Zhang had already stood up.

He gently pushed the black glasses frame on the bridge of his nose and said:

"I understand the situation, so I won't disturb your normal production work any more."

"I'll just take the first step."

After speaking, Minister Zhang took the initiative to extend his right hand and shook Mo Ran's hand again.

At this time, Mo Ran was truly touched by Minister Zhang's behavior. After a moment, he said sincerely:

"I won't keep you to eat. I'll give it to you."

"No."

Minister Zhang waved his hand, then turned and left.

But after taking two steps, perhaps out of satisfaction with the "Yellow River Storage", he stopped, turned around, looked at Mo Ran, and added another sentence.

"By the way, we will also find ways to help you solve the funding problem you reported today."

"Don't worry."

Mo Ran nodded heavily, he must believe what Minister Zhang said.

However, Minister Zhang's efficiency was much faster than Mo Ran thought.

That evening, the list of the first phase of the "National Chip Industry Fund" was officially announced. Well-known domestic chip companies such as "Yellow River Memory" and "SMIC" were prominently listed.

At the same time, a piece of heavy news was sent from the central bank and then distributed to the headquarters of all state-owned banks across the country through the China Banking and Insurance Regulatory Commission...

As soon as the news came out, the headquarters of major banks were shocked!

…

Zhang Xiaoou.

Commercial bank, vice president of Rongcheng branch, and head of the credit department.

At 9:30 in the morning, Zhang Xiaoou slowly walked into the headquarters building of the Chengdu branch wearing a crisp high-end suit, a white Armani shirt, and carrying a brown men's briefcase.

As the manager of a branch, he naturally does not need to clock in on time like ordinary employees. He can just find any excuse to excuse it, and no one will really take it seriously with him.

Soon, he came to the office without any hindrance, turned on the computer and started working for the day.

His main job is to review and approve the large and small loan businesses of commercial banks in Chengdu.

It was 2018, and the real estate business was still very popular. He quickly approved several high-quality housing loan businesses, and finally set his sights on the mortgage loan business of a real estate developer.

He couldn't help but smile, and he was in a good mood.

This is a loan business that a well-known domestic real estate company applied for using commercial land as mortgage. With this amount alone, the industry can make a lot of money, and I can also make a small profit from it.

"This is the money-making business!"

Zhang Xiaoou couldn't help but sigh, and suddenly thought of the business that Director Wang in the city invited the major banks to discuss two days ago.

joke!

A land mortgage loan of 100% of the price, and the interest does not exceed 3%? !

Haha, who would be so stupid as to take this kind of business.

He smiled and shook his head,

But... I have to say that this "Yellow River Storage" is quite capable, and it actually allowed Director Wang from the city to personally negotiate this matter.

But what about the city?

Wang Xiaoou couldn't help but whistle, and at this moment, the office door suddenly opened.

After taking a closer look, it turned out to be Feng Xing, the branch president.

He stood up hastily, a bright smile on his face.

"Feng Xing, please sit down."

"There's no need to sit down. I just came back from a meeting at the China Banking Regulatory Commission. Come to my office."

"CBRC?"

Zhang Xiaoou was stunned. As the direct supervisor of the banking system, the China Banking Regulatory Commission has a great deterrent effect on major banks.

"Oh, it's not easy to have a meeting there. Did something happen to Feng Xing?"

"That's right."

While the two were talking, the offices were very close to each other, and they quickly walked into Feng Xing's office.

Feng Xing then took out a document from his bag and handed it to Zhang Xiaoou.

"The headquarters sent an email early this morning, asking us to do a good job in the financing of 'chip companies' and do our best to meet the financing needs of 'chip companies'!"

"Today's meeting of the China Banking Regulatory Commission also emphasized this matter and required us to do our best to protect the funding problems of 'chip companies' at all costs and provide them with the greatest preferential policies and conveniences."

"Guess who is the most important chip company in Chengdu?"

"In other words, guess who the chip company we received for the one-to-one support task is?!"

Zhang Xiaoou was stunned.

who?