The birth of the Hong Kong Island family

Lu Yu Teahouse.

Lin Zhichao and He Xian were sitting in a private room, talking about Da United Real Estate.

Many of the loans of Grand United Real Estate were signed and guaranteed by He Xian. If Li Kangjie failed to do a good job, Hang Seng Bank forced He Xian to repay the money, leaving He Xian in debt.

In the previous life, He Xian was the same way. In the end, No. 2 came forward to find a way to tide over He Xian's difficulties.

I just didn't expect that He Xian would find Lin Zhichao in this life.

"Lin Sheng, Li Kangjie didn't do well, which caused me to be heavily in debt. Is there any way you can help me tide over the difficulties?" He Xian said sincerely.

The relationship between the two began when they were speculating in gold. Now that Lin Zhichao is a wealthy man and a real estate leader, he has no choice but to come to him for help.

Lin Zhichao did not reply immediately, but asked for the details of United Real Estate Company.

He Xian said in detail: "There are seven sites and ten buildings in the hands of Dalian, which have not yet started construction and sales. There are also four buildings that are not selling well, and only about one third of them are sold."

After hearing this, Lin Zhichao was frightened. This Li Kangjie has expanded so fast, and the funds involved have reached more than 50 million Hong Kong dollars.

No wonder Hang Seng Bank is a little anxious and wants to withdraw the funds regardless of friendship to avoid affecting itself.

Of course Lin Zhichao would not be so stupid as to take over the matter for the sake of friendship.

So, he said: "He Sheng, because the amount of funds involved is too much, only HSBC and Huayin can save you now. I am familiar with HSBC, and you are related to Huayin, so it depends on how to choose." Already?"

He Xian was immediately distressed. He was looking for Lin Zhichao because he didn't want to trouble that relationship. After all, the country was in such trouble and he had to solve his troubles.

"I'm worried that if I ask HSBC to help, I may be eaten by HSBC."

"When things have come to this point, you have to trust the ability of the bank. There are three ways to deal with the situation of Dalian Real Estate: first, reserve some land (no deposit, negotiate with a liquidated damages); second, good We will try to sell as many sites as possible; thirdly, some properties will simply be sold out and put up for auction.”

To achieve fairness and maximize benefits, only HSBC can solve the problem.

Maybe Huayin can solve it, but that would require Huayin to advance money, which would cost a lot of favors.

He Xian was hesitant. Although Lin Zhichao's method was very realistic, he was reluctant to let go of all the money he had earned in the past.

"Lin Sheng, thank you for informing me, we will go back and think about it later!"

"Well, if He Sheng has any ideas, you can communicate with me at any time. At present, it may be more in your interest to deal with it before the end of the plunge."

When it is broken, it will be disrupted.

If the position is liquidated at the end of the year or next year, the loss will be even greater.

"OK"

He Xian could see that Lin Zhichao was unwilling to directly participate in this matter. There may be two reasons. The first was the huge amount of money involved, and the second was to avoid suspicion.

After the two separated.

Lin Zhichao couldn't help but shake his head. He didn't want to get involved in the Great United Real Estate matter. After all, his friendship with He Xian wasn't worth that much money. Of course, the solution Lin Zhichao gave him was definitely the best solution.

HSBC is not a hungry wolf. On the contrary, it is a bank that attaches great importance to principles and credibility. It is impossible to take advantage of a real estate company. That is completely unnecessary.

As for the Hang Seng Bank in the previous life, that was all caused by Hang Seng. The situation at that time was that Hang Seng Bank accounted for more than 70% of the loans, which was simply asking for death. It is impossible for HSBC to save a competitor with all its strength, and it is impossible for Lin Zhichao to save a competitor.

At that time, Hang Seng Bank's situation could not be solved by providing tens of millions of funds, but it had to restore its reputation; then the best way, of course, was to have the backing of HSBC Bank, so selling oneself was the only option.

Of course, when HSBC rescues any bank or company, it does so in a matter-of-fact and principled manner. For example, in the previous life to save Liao Chong Hing Bank, they cooperated with Standard Chartered Bank to provide 30 million funds and issued a statement of support; but once the turmoil was over, HSBC and Standard Chartered Bank would immediately ask Liao Baoshan to auction off the property to pay off the debt.

The reason is simple, you must pay back the money I lend you as soon as possible. The broken arm is your business, at least I saved your life.

Because of this, Liao Baoshan felt sorry for the property being sold at a low price and regarded money as more important than life. She died in despair!

Back to Cheung Kong Holdings.

Lin Zhichao summoned Hu Zhaoxu and said, "Now that land and property prices have dropped sharply, you have to pay close attention to the market dynamics."

Hu Zhaoxu understood that what the boss meant was to buy the bottom if he could, so he said, "Well. At present, the land price has fallen by 40%, and the property price has also fallen by 30-40%. It is estimated that there will be another drop."

Lin Zhichao nodded, and said: "If you don't buy a residential unit, it will naturally continue to fall. And the more it falls, the less people will buy it. How many people dare to take the risk to buy the bottom!"

In this round of slump, a house may only cost 20,000 Hong Kong dollars. Such a good opportunity, unfortunately, few people are destined to gamble; because fear will occupy people's minds.

Hu Zhaoxu had to admire his boss, not because he was bargain hunting, but because his mentality was very relaxed, as if he had a winning ticket. This sensitivity and understanding of the market is simply unparalleled. He has already avoided two 'real estate crises' and is hunting for the bottom.

London, late August.

Walking out of the airport, Lin Zhichao and Audrey Hepburn got into Rolls-Royce.

He looked at Audrey Hepburn and realized that he had been collecting this woman for seven years. Not only had Audrey Hepburn's beauty not diminished, but she was even more beautiful than before. It seems that under his care, women not only have a longer flowering period, but also have better skin and facial expressions.

Audrey Hepburn said slyly: "Would you like Ella to introduce you to some London aristocrats?"

She already knew why Lin Zhichao came to the UK, so she deliberately acted naughty.

Lin Zhichao smiled, he did not break into London's aristocratic circle, but he felt that there was no need to deliberately contact them. He has connections with political figures, not those old aristocrats.

As long as he resolves the issue of identity, he will not be discriminated against, just like Bao Yugang in his previous life.

"It's enough to know you as a noble!" Lin Zhichao said seriously.

Audrey Hepburn suddenly felt happy. She was most proud of starring in "Roman Holiday", and this man also liked her original performance.

"You have such a sweet mouth, do you think you have a new lover?" Audrey Hepburn continued to be naughty.

"Yes!"

Audrey Hepburn's expression suddenly became complicated, their eyes intertwined, and she was finally defeated.

"I hope you don't have a new lover and forget about the old one!"

Lin Zhichao laughed "haha". He didn't expect that this woman had been so obsessed with him and had begun to accept this kind of thing so quickly.

"why are you laughing?"

"I laugh at you for being so deceitful and easy to be fooled!"

Audrey Hepburn instantly understood that Lin Zhichao was teasing her, and immediately wanted to serve her with a pink fist. Unfortunately, Lin Zhichao was driving, so she did not dare to play around.

In fact, Lin Zhichao also thought about being more romantic and satisfying his desires. But now he always has a sense of urgency, that is, his career is not stable, his family is not stable, and his children are not yet adults, which is one of the reasons why he does not dare to mess around.

But his own demand for that aspect is very great, and it can be said to be the pinnacle state of human beings. Therefore, it is not too late to become romantic after the age of forty. Anyway, his physical condition will be in his twenties by then, and the social atmosphere will be more open.

The motorcade drove into a manor in the suburbs of London, which Audrey Hepburn purchased for $500,000. It was not large in scale, but it was definitely considered luxurious.

"dad"

The vehicle drove into the yard, and Ella took Lin Ruidong out. As soon as he saw Lin Zhichao coming down, the mixed-race Lin Ruidong ran forward and was picked up by Lin Zhichao.

The father and son only see each other for ten and a half days a year, but Lin Ruidong, who is almost three years old, has no strangers to Lin Zhichao, which makes everyone a little strange.

"Baroness, thank you for taking care of them!" Lin Zhichao said very gratefully when they met.

Rather than care, we can also say companionship. If Audrey Hepburn was the only one with a mixed-race son, she would definitely feel like being 'abandoned'.

With Ella's company, the grandparents and grandchildren get along with each other happily, and with a career as a companion, Audrey Hepburn's life will not be so uncomfortable.

Ella had already put aside her prejudices and now accepted Lin Ruidong's father, so she said: "We, the three of us, our grandparents, are one family. You are just a temporary addition to the family, that's all!" There was still a hint of 'dissatisfaction' in the words, but it was obvious that The attitude is different.

"Grandma, dad is just very busy with business!" Lin Ruidong was very smart and opened up for Lin Zhichao.

"Little guy, you are such an elf!" Ella joked.

Lin Ruidong suddenly blushed. He usually complained about why his father was always so busy at work!

In the evening, the family gathers for dinner.

There are servants in the villa, but the villa in London is only for vacation. Audrey, her son, and Ella usually live more in Los Angeles, but they also spend a lot of time vacationing in Europe.

"Dear, with the money you made in the London futures market last year, together with the capital of 2 million US dollars, what do you think is a better investment?" Audrey Hepburn suddenly asked.

During the Suez crisis last year, sugar prices rose from £23 per ton to £55 per ton in one week. Audrey Hepburn invested 1.5 million US dollars (the deposit was less than 50 US dollars) and sold it after doubling the net profit.

Lin Zhichao did not get back his capital, so Audrey Hepburn had a cash flow of 2 million US dollars.

Of course, Audrey Hepburn still has a lot of funds. After all, Lin Zhichao gave her a sum of 500,000 US dollars before; and Audrey Toy Company also distributed 800,000 US dollars in dividends (most of the remaining funds of the company were used for reinvestment). Lin Zhichao also gave his share to Audrey Hepburn.

So, Audrey Hepburn is now rich.

Lin Zhichao raised his red wine glass, and Ella and Audrey Hepburn drank with him.

Tasting the expensive Romanee-Conti of later generations, Lin Zhichao was thinking that in this era, as long as you have the capital, you can make money while lying down.

"During this period, I will study British stocks and tell you which stocks to buy later! Since the British made a somersault in the Suez Canal last year, the stock market has been falling. But after all, the world economy is developing, so I predict that next year Starting, the British stock market will also rise. If you invest 2 million in British stocks, the annual return will not be less than 15%, which is considered a good investment for the time being."

Lin Zhichao's analysis is not wrong. However, in the early to mid-1960s, the British stock market performed mediocrely, so funds would not always be invested in the stock market.

Ella and Audrey Hepburn couldn't help but sigh when they saw Lin Zhichao confidently saying that he knew about investing. This man was simply born to make money.

Audrey Hepburn nodded and said, "Well, it's up to you! By the way, there's also the matter of Richie's team getting 10% of the incentive stock!"

Lin Zhichao said: "Well, I will go to the United States in about October, and then we will fulfill our promise. At the same time, I plan to transfer half of the shares to you. The next step is to prepare for the listing of 'Audrey Toys'. It is beneficial to the development of the Barbie brand."

In terms of the general direction of development, Lin Zhichao has communicated with the management, that is, to build Barbie into a family, and to make Barbie nearly a hundred professional. Barbie's slogan is "Barbie, beautiful Barbie, I hope I am you . '

Audrey Hepburn did not refuse. Although she was not so keen on money, if Lin Zhichao gave it to him, she would accept it.

Barbie dolls can now sell millions of units annually, becoming an excellent enterprise that can be inherited by future children.

Five days later, Lin Zhichao met with British Prime Minister Harold Macmillan. Prior to this, Global Shipping and the British shipyard signed a shipbuilding contract for two "50,000-ton cargo ships", with a total cost of 12 million US dollars.

Lin Zhichao once again used money 'diplomacy' to gain the friendship of politicians.

Of course, shipbuilding in Britain, France and Germany was originally "planned". Although these ships are much more expensive than Japanese shipbuilding, the first performance may be better, and the second is "diplomatic" relations.

In the prime minister's office, Lin Zhichao sat with Harold Macmillan, accompanied by British government officials, journalists, and of course senior executives from Global Shipping.

Harold Macmillan said first: "Mr. Lin, I don't think the Suez Canal is as important as I imagined, as long as the merchant ships are big enough! What do you think?"

This sentence is a saying that the British often say after their defeat last year. It is nothing more than covering up the face of the loser.

Of course, Lin Zhichao couldn't agree, but there are reporters here today, and he said calmly: "Since the Suez Canal crisis last year, shipyards around the world have been developing merchant ships in a big direction, which is a good thing; because, with the The development of the global economy will inevitably rely more on shipping. This time I came to London and specially built two 50,000-ton large cargo ships at the British shipyard."

Harold Macmillan said happily: "Really?"

The shipbuilding industry is very important to any country. Two large 50,000-ton cargo ships can solve many problems and are also a good sign.

Lin Zhichao nodded and said: "Britain is still the world's largest shipbuilding country. I believe my choice is very correct."

Harold Macmillan said, "Of course!"

The conversation between the two centered around the shipping and shipbuilding industries. During this period, we also talked about Hong Kong's industry, but it never touched on Hong Kong's politics, because this kind of thing is generally under the jurisdiction of the Colonial Department, and Lin Zhichao is not a politician.

The meeting ended quickly, and Lin Zhichao and Harold MacMillan had a little time to talk privately.

"Mr. Lin, since your shipping business is so big, have you considered becoming a British citizen so that you can better expand your business into Europe and the United States?" Harold Macmillan sincerely extended an invitation.

Lin Zhichao's influence is too great. According to reports from the Hong Kong Government Office, MI6 and other personnel in Hong Kong, the London government has realized that Lin Zhichao's influence is no longer limited to Hong Kong, but extends to the world. Moreover, Lin Zhichao has great influence in Hong Kong (stable foundation).

So, taking advantage of his private time, Harold Macmillan extended an invitation.

"Mr. Prime Minister, can you recommend me?" Lin Zhichao said in a relaxed and humorous tone.

In fact, he was just waiting for an opportunity. As for the impact of dual nationality on him in the future, that can be dealt with in the future.

To be a hero who understands current affairs, what China wants is not his nationality, but the help he can bring to China's economy in the future.

Harold Macmillan immediately said, "Why not!"

Then he asked his secretary to take note of it and prepare to write a recommendation letter for Lin Zhichao.

In fact, without these, you can easily become a British citizen, but with these, the political implications are even stronger.

Of course, this place of origin for Lin Zhichao, except when needed, he usually considers himself a Hong Konger.

In fact, the term "Hong Kong people" only became popular in the "MacLehose Era" in the 1970s; before that, Hong Kong people were very embarrassed. It was obviously wrong to say they were British, because Hong Kong was just a colony; Speaking of being Chinese, it is obvious that everyone is unwilling to live a hard life, or that neither side is a good choice.

It was not until the 1970s that Hong Kong's economy and social welfare skyrocketed, and everyone could finally say proudly, "We are Hong Kongers." Because at that time, Hong Kong was already the first region where the four Asian Tiger economies had developed.

Hong Kong's economic development originated in the 1950s. At this time, Taiwan was still implementing foreign trade controls, South Korea was still at war and unstable, and Star Island did not have autonomy. It was not a rival to Hong Kong's economy at all.

The next few days.

Lin Zhichao did not return to Hong Kong, but attended a series of parties and dinners in London and met some political and business friends in London. At the same time, he also thought about what stocks to let Audrey Hepburn buy, that is, heavy industries and emerging industries.

Among them, the heavy industry is shipbuilding and automobile manufacturing, and the emerging industry is the Tesco supermarket. I have selected five stocks and plan to buy them all by the end of the year.

On the other hand, with Harold Macmillan's letter of introduction, Lin Zhichao also naturally obtained a pass as a world businessman.