The birth of the Hong Kong Island family

On the second floor of the Yangtze River Bank, Lin Zhichao and Li Shauji were sitting together, making tea and chatting.

He did not regard Li Shauji as a subordinate, but as a partner. Not only was Li Shauji a fellow from Shunde, but also because Li Shauji's ability and character were worthy of his support.

Lin Zhichao pushed an envelope in front of Lee Shau Kee, and said: "This is the share bonus from April to June, and it will be distributed according to the agreed amount."

From April to June, the team led by Lee Shau Kee used 500,000 Hong Kong dollars as capital to speculate in gold at the gold and silver trading market and made a total profit of 186,000 Hong Kong dollars. It can be said that it has a remarkable record.

During this period, the price of gold at the Gold and Silver Exchange also rose from 330 yuan per tael to 380 yuan per tael, a premium of nearly 20%. Lee Shau Kee outperformed the market.

The gold and silver trading market is no different from the stock market of later generations. It can even be slightly leveraged (provided you have credibility). It is leading the global gold market in many aspects. In the previous life, gold suddenly plummeted, only the Hong Kong Gold and Silver Exchange had a normal transaction settlement, and London and New York stopped one after another. This is the guarantee of the system and reputation.

Li Zhaoji took the thick envelope and said happily: "Thank you boss!"

According to the agreement, he should get a commission of 11,100 Hong Kong dollars, which is undoubtedly a very large amount. In fact, for the 6% profit share, he feels a little bit ashamed, because the boss has provided a lot of help for gold speculation.

Of course, from Lin Zhichao's point of view, Lee Shau Kee should be worthy of this bonus. He only gave the general trend and events that needed reference; but without Lee Shau Kee, Lin Zhichao would have to keep an eye on the Yangtze River Bank, which was obviously not feasible. If anyone else was to preside over this matter, they would definitely not have Lee Shau Kee's ability.

Lin Zhichao said with a smile: "There are members who participated in gold speculation, this is what you deserve."

Other members only have 0.5% of the amount, which is determined according to their contribution, but obviously they are all very generous.

"Boss, gold has dropped a lot today, and the price is now 372.2 Hong Kong dollars per tael." Ah Hao, the financial operator and operator, immediately reported the news after receiving the call.

The gold in the Hong Kong Gold and Silver Exchange Market fluctuates greatly. It is common for a monthly difference of more than 30 Hong Kong dollars per tael, but the overall trend has been rising all the way.

"What do you think?" Lin Zhichao asked.

After thinking about it for a moment, Lee Shau-kee said: "According to this market trend, we should be able to slowly purchase goods! The weather has been bad recently, and maritime smuggling has also been very delayed. Omen Gold has just cashed out again, and it has almost reached its bottom."

Hang Seng Bank, Chaoji Gold Merchants, Liao Baoshan, and Chen Bichen are all references for the Yangtze River Bank; and the underground gold trading in Shanghai and Guangdong Province also affects the gold trend in Hong Kong.

Thinking of this, Lin Zhichao said: "Okay, I will make an order. I want to cash out 1 million Hong Kong dollars in gold from the gold and silver trading market. I have prepared the funds!"

Lee Shau Kee was surprised. The boss had already cashed out 500,000 Hong Kong dollars in gold, and now he was cashing out another 1 million Hong Kong dollars in gold. It was obvious that he was very optimistic about the prospects of gold.

Gold and Silver Exchange.

As a gold trader on the Yangtze River Bank, Ashan began to rush to the patio frequently, and then bought a large number of gold orders.

Since the sales were tens of thousands or even hundreds of thousands, many gold speculators present were quickly shocked.

"Could it be that Yangtze River Bank has also been changed into a bank? This style of writing is like Liao Baoshan's!"

"How could Yangtze Bank change its bank so quickly? There are a few Wei Shui guys in Shunde. I'm afraid Lin Zhichao has made millions in zippers and real estate, and now he's speculating in gold."

"It's amazing. Not only can others make money from buying real estate, but they can also open a big factory. They are simply business geniuses."

As the gold traders of the Yangtze River Bank, Ashan and Ah Jin suddenly felt proud. Their boss was so wealthy that he overpowered the gold traders and silver traders present.

Liao Baoshan, who was standing on the second floor, was talking with Chen Bichen, who was also a Chaozhou businessman.

"Brother, why don't you sell short for a few days to kill Lin Zhichao's spirit." Chen Bichen said with a smile.

The so-called short selling means that even if you don't have gold in your hand, you can still sell a large number of orders; you just need to take it out when the delivery is made three days later. If you buy gold cheaply from someone else during this period, you can earn the price difference.

Chaozhou businessmen are the most united. When they see Lin Zhichao suddenly emerging in the gold market, they naturally have some ideas.

Liao Baoshan shook her head and said: "Brother, this Lin Zhichao is not simple. The more he sells short, the more he dares to purchase goods. What's more, if this is the case, Hang Seng Bank and others may also have to purchase goods. After all, they want to speculate on gold. , to cash out the smuggled gold in Omen.”

Chen Bichen is younger after all!

"It's just a joke, brother, don't take it seriously! But this Lin Zhichao is really powerful and courageous. He doesn't have the backing of a bank account to dare to be so generous."

"He has two industries that lay golden eggs, so he naturally has strong funds."

Only then did Liao Baoshan realize that he had completely underestimated Lin Zhichao's ability to speculate in gold. He used to think that Lin Zhichao would lose in the gold and silver trading market. Now it seems that Yangtze River Bank is obviously extremely smart and has made profits many times.

Of course, you never know how things will turn out until the last moment.

Lin Zhichao came to the general manager's office of the Bank of East Asia again, and Jian Dongpu sat on the sofa with him, and first sipped tea slowly.

Bank of East Asia supports Lin Zhichao, and Lin Zhichao is also nurturing Bank of East Asia. This is a win-win situation of cooperation. Due to the mutual trust established between the two parties, the Bank of East Asia was very relieved to grant Lin Zhichao a loan.

Credibility and mutual trust are a very important part. Bankers first look at people for loans, and then look at assets. Why do many big foreign banks only trust the compradors and not the Chinese, preferring to lend money to the compradors first, and then the compradors to lend money to the Chinese, rather than directly doing business with the Chinese?

The reason is actually very simple. Compradors are all people with good credit, and in this loan, compradors are actually equivalent to ‘guarantors’.

Of course, with the rise of the Chinese in Hong Kong, foreign banks will gradually change this concept.

"Come here with a loan!" Jian Dongpu said with a smile.

Lin Zhichao put down his tea cup and responded: "Of course I came to your office to borrow money."

Jian Dongpu said deliberately: "Can't there be some friendship between us? You can chat with me, an old man?"

Who could not love such an outstanding fellow countryman? What’s more, Lin Zhichao is a ‘Biaoqing Businessman’ supported by the Bank of East Asia, which is like a golden sign.

Lin Zhichao had an idea, thought of something, and said, "Is there really a private matter to get rid of Mr. Jian?"

Jian Dongpuya was very happy and said: "It's a pity that I don't have a daughter of the same age, otherwise I would definitely find you as my son-in-law. Tell me, what's the matter?"

He has a daughter, but they are too old. He can be Lin Zhichao's grandfather, and his granddaughter is too young. These circumstances were really a pity for him.

Lin Zhichao immediately said: "I would like to ask Mr. Jian to be the host of my wedding. I wonder if I will have such an honor?"

Jian Dongpu smiled immediately, and said, "It should be said that I have this honor. You are now a celebrity in Hong Kong. I agreed. Which girl is it, and on that day?"

Then Lin Zhichao introduced the situation!

When Jian Dongpu heard the words, he asked curiously, "Why do you still marry a woman from a Shanghai nationality? Is there no Cantonese family in Hong Kong to introduce you?" It's not that he looked down on Shanghai nationality, but that Lin Zhichao was a Cantonese figure.

Lin Zhichao said with a smile: "When you arrive in Hong Kong, you are all Hong Kong people! The main thing is fate. Before I met her, no big boss really liked me as a son-in-law, otherwise I would have agreed." He was quite relaxed.

"Haha, it makes sense, we are all Hong Kong people!"

Next, Lin Zhichao got down to business: "Mr. Jian, it's like this. I want to mortgage 1 million Hong Kong dollars in gold with the Bank of East Asia and then get a loan of 500,000 Hong Kong dollars."

Jian Dongpu immediately asked: "You bought gold from the Gold and Silver Exchange just now?"

Lin Zhichao nodded and said, "Yes."

Jian Dongpu frowned and said, "In the past year, the gold at the Gold and Silver Exchange Market has risen by 100 Hong Kong dollars per tael, so you are not afraid of falling?" He was just testing.

Lin Zhichao said with a smile: "The legal currency in the mainland is paralyzed. The Hong Kong dollars currently circulating in Guangdong and Shanghai account for two-thirds of those issued in Hong Kong. This shows how bad the financial environment is. If the Jiang family's currency system is over, then gold will skyrocket, and so will Hong Kong. So. So, I firmly believe that gold has a lot of room to rise, after all, the war hasn't started yet."

Jian Dongpu has heard a lot of analysis by Lin Zhichao, and every time he listens to it, he feels drawn into it.

"Then your idea is, before Yangcheng JF, cash out gold while it's high?"

"That's right, the gold at that time may not have 700, but also 600!"

Jian Dongpu also bought some gold recently, but he believed Lin Zhichao's words for the investment purchased by the family.

"Well, 500,000 Hong Kong dollars can still be loaned to you."

Lin Zhichao does not dare to borrow too much. Although he knows that gold makes money, he has now invested 2.7 million Hong Kong dollars in gold, which is almost all the funds he has for real estate.

However, he is confident that he will make a profit without losing money.

Because he invested a total of 1.5 million Hong Kong dollars in principal to purchase physical gold. These physical golds only need to be cashed out before October next year, or when the price of gold rises to more than 600 yuan per tael.

As for the previous 500,000 Hong Kong dollars and the current 500,000 Hong Kong dollars, they were both for short-term speculation and there was a risk of loss, but it was possible for Lin Zhichao to "settle the account" well.