The birth of the Hong Kong Island family

Wan Chai, Six Nations Hotel.

"Your coffee, sir!"

The waiter served the coffee very professionally and politely, with respect and envy in his eyes.

After a few days of observation, the waiter believed that the young man in front of him, who likes to come here to drink coffee, must be a child of a big family, enjoy a high level of education, and have an elite temperament cultivated since childhood. Every move is so... Have an 'identity'.

Lin Zhichao lowered the newspaper slightly, then said to the waiter: "Three oils," and motioned to put it on the table.

Pretending to be a good B!

"Please use it slowly, snacks will be ready soon."

Lin Zhichao continued to read the newspaper, and soon he found the news he needed to see: 'The Hong Kong government decided to lift the blockade of Beacon Hill' and 'attract a large number of people to the mountain to look for gold'.

This news was important to him because it meant he could sell the gold without any trouble. Because the Hong Kong government's unblocking of Beacon Hill means that whoever finds the gold will belong to him. There is no saying here about "turning it over and sending a banner".

Of course, there would have been no trouble. After all, gold shops and banks in Hong Kong don’t care about the source of your gold. After melting, no one knows the source of the gold.

However, just to be sure, Lin Zhichao chose to wait in the hotel for a few days to see the situation before making plans.

At this time, Lin Zhichao was dressed in a suit and leather shoes, with a well-oiled hairdo, and a watch in his left hand. Just by dressing up, he had become a "superior" and transformed into a rich and powerful second generation.

Anyone who sees Lin Zhichao will not take a dim view of him. After all, in this era, rich people are respected and ordinary people cannot afford to offend him.

The cost of doing this is naturally his savings of more than 1,800 yuan, which has been almost used up.

Of course, he now only has 37.5KG of gold in his hand; he carries 10KG of this gold in his bag, and the other 27.5KG of gold is placed in a hidden place in the hotel room.

As far as he knew, the Six Nations Hotel was also a favorite place for thieves, so he had to be careful.

For Lin Zhichao, even if it is 10KG gold, he can develop in recent years.

Therefore, although he was cautious in every way, his state of mind was very calm, without the slightest expression of nervousness or anxiety.

Putting down the newspaper, Lin Zhichao drank coffee and ate snacks leisurely. At this moment, he was in a very good mood.

The next day.

Lin Zhichao came to the Hang Seng Bank in Central in a rickshaw, with a bag in his hand.

As soon as I walked into the Hang Seng Bank, I saw a counter surrounded by iron bars. There were three or four employees busy inside. On the counter, there were customers selling gold and silver, and even small yellow croakers.

The room inside the counter has a scale and a linen bag. All of them are in the business of buying and selling gold and silver, and there are big words on the iron bars, such as "buying and selling gold and silver", "foreign exchange payment" and so on.

At this time, Hang Seng Bank is not yet Hang Seng Bank, and may not have the business of 'savings' and 'loans'. Hang Seng Bank is not well-known in Hong Kong, and the Bank of East Asia is the leader of Chinese-funded financial institutions.

Seeing Lin Zhichao's aggressive appearance, an outside employee stepped forward and said, "Sir, what business do you need to handle?"

Lin Zhichao said nonsense, "Is Mr. Shanheng there? I'm his friend."

The staff immediately said politely: "Manager He is usually in charge of business in Macau, not in Hong Kong."

Lin Zhichao didn't feel embarrassed, he just deliberately showed disappointment on his face.

The clerk felt a little nervous, worried about missing something, and immediately said: "Manager He Tian is here, how about I inform you so as not to delay your important event."

When he saw Lin Zhichao's appearance, he was immediately worried that he would miss something important and a big business deal.

This is what I was waiting for.

Lin Zhichao paused for a moment and said, "Okay, they are both the founders of Hang Seng Bank, you can also find him!"

When the clerk went to report, Lin Zhichao observed the hall. The gold and silver business here was quite busy, and there were even many big players. Everyone was not too nervous and treated it as a normal transaction.

Starting from this year, wealthy people from the mainland have come to Hong Kong to settle and open factories, or to diversify their wealth and risks. Naturally, they need to exchange their gold, silver, and foreign currencies for local currency.

After a while, Lin Zhichao was introduced into the office inside.

After some introduction, He Tian said: "I don't know what Lin Sheng wants to see Shanheng for. If it's urgent, I can call you right away!"

He was not stupid, he knew that Lin Zhichao might have business to do, and was not really looking for He Shanheng.

However, Lin Zhichao's words, demeanor, and temperament are all worth socializing with, and he might actually have big business or deals.

Lin Zhichao handed a bag he was carrying to He Tian and said, "I want to do something in Hong Kong, so I plan to exchange it for some gold, and I want my friends to give me a fair price."

He Tian smiled and took the bag, but his hand felt heavy and his expression paused. He did not expect it to be so heavy.

I took out 10 gold bars. Naturally they were very heavy, almost 25kg! Lin Zhichao has good physical fitness, so naturally he doesn't feel it, but most people think it's a bit heavy.

"Very pure gold," He Tian lightly touched the gold and praised immediately.

This is the art of dividing gold!

Many bosses of gold shops and banks are proficient in this. According to Lin Zhichao's understanding, Li Shauji is known as a "supernatural power" in this regard. As long as he lightly scratches the gold bar, he will know the pure color of the gold bar, and few people can take advantage of him.

Lin Zhichao sat in his position, not caring at all that the gold in his hands was in the hands of others. Hang Seng Bank can grow into Hang Seng Bank. The credibility of these people is worthy of assurance. What's more, Lin Zhichao only took out 10 gold bars, and there were 40 gold bars at the Liuguo Hotel, Beacon Mountain, and Lion Rock.

"Of course, I won't cheat in front of experts, wouldn't it be embarrassing."

He Tian smiled and said immediately: "Lin Sheng deserves the prize! Since Lin Sheng trusts us so much, well, I will exchange it for you right away according to today's going price."

After a while, 10 gold bars (666 taels, made in Hong Kong) were converted into 181,000 Hong Kong dollars.

Some of these gold bars have worn off, but recently gold has also risen to 285 Hong Kong dollars per tael, and of course a commission must be paid to Hang Seng Bank.

Lin Zhichao put the money in his bag, and praised: "Hang Seng Bank really has an excellent reputation and strong financial strength. It seems that my choice is right!"

He Tian said politely: "Boss Lin, you are very polite. If there is still gold next time, you can come to me to exchange it." After saying that, he handed Lin Zhichao a name card.

He didn't hand out name cards easily, but he felt that Lin Zhichao sold 666 taels of gold in one go, without any nervousness on his face, so he felt that he was a character.

Lin Zhichao carefully put away the name post and said, "The gold is gone, but I hope we can continue to cooperate in the future."

"certainly"

After being polite, Lin Zhichao left Hang Seng Bank and rushed towards HSBC Bank. He needed to deposit money into the account.

After Lin Zhichao left, He Tian came to Liang Zhiwei's office with the gold and talked about it.

Liang Zhiwei touched the gold and soon found that it had been polished.

"Isn't this gold found on Bijia Mountain?"

He Tian said: "I also thought it was like this, but that young man is calm and calm, and he should be from an unusual family."

Liang Zhiwei said with a smile: "That's strange, don't the children of the big family still go looking for gold."

He Tian said with a smile: "Never mind him, as long as there is no problem with gold."

The two talked about Lin Zhichao for a few words, but they no longer took it to heart.

Lin Zhichao came to Seymour Road in the Mid-levels, and a landlord received him to see the house.

This is an arcade building with a total height of three floors and one household per floor.

Walking into the second floor of the arcade, the landlord opened a door and showed him the inside.

"Lin Sheng, this house is surrounded by buildings belonging to some famous families in Xiangjiang. It is very safe. The second floor to be rented is more than 1,500 square feet in total." The landlord introduced casually, as if he had no worries about renting it out.

Lin Zhichao briefly looked at the room, and said with satisfaction: "He Sheng, I like this suite very much, please tell me the price!"

The landlord was not surprised, and houses in Xiangjiang were in short supply.

"The top-hand fee is 3,000 Hong Kong dollars, and the monthly rent fee is 300 Hong Kong dollars, which is paid once a year. The rent will increase every year according to the market."

Sure enough, there is a top fee, but it is acceptable.

If it takes another half a year, I'm afraid it will have to double, and the further you go, the more you will turn.

Hong Kong people who fled to the mainland when Hong Kong fell were lucky to find a place where many family members could be crowded together after returning to Hong Kong. Many people can only sleep on the streets, at the bottom of stairs, and in corridors. Some people have set up simple temporary houses and are exposed to the damage of typhoons, heavy rains and the threat of fire.

Therefore, although the government has repeatedly ordered Wushen to control rents, the serious imbalance between supply and demand has caused the rental of houses to shift from the table to the bottom. Overtly, owners and tenants still follow the rent standards set by the government, but secretly, the owners charge tenants "top hands" "Fee", and the one with the highest price gets it. This kind of transaction is a matter of mutual agreement, and the government can do nothing about it.

The top-up fee is considered cheap now, but if there is a full-scale war in the Mainland, the more wealthy people will flee to Hong Kong, the higher the top-hand fee will be.

"There's no problem with the price! But I'm paying the top hand fee now, and the rent is due next year, so why don't you ask for another top hand fee?"

After all, the landlord He Sheng didn't know the future market situation, so he said calmly: "How could I do such an unethical thing, not to mention that the Hong Kong government also has lease terms. Lin Sheng is really worried, we can make a note in the rental contract Clearly, the next year's rent will be adjusted according to the market, but you will never be charged another penny for the top hand fee."

Lin Zhichao said with a smile: "I don't worry about that, then, let's find a place to sign the contract!"

The rent can be raised, but not as much as the landlord wants. The Hong Kong government has regulations, and the maximum increase is 450 Hong Kong dollars per month.

As for why Lin Zhichao doesn’t buy a house?

The main reason is that he feels that there is no need for him to put a lot of money on the house, and the safety of this half-mountain house can be better guaranteed.