The birth of the Hong Kong Island family

morning.

Tang Caiyun asked in the bedroom: "Husband, do you want to take this gold away later?"

Last night, Tang Caiyun saw Lin Zhichao carrying two boxes home, and then opened them in the bedroom. The bright yellow gold bars immediately turned the bedroom into a gold room.

Although she would not open her eyes to money, it was the first time she saw such a huge wealth.

"Don't worry about those things, just treat them as if they don't exist. Compared with you and the child in your belly, everything else is external. So, I will leave it in the bedroom for a few days, and you don't want to be disturbed by them. And there will be some more to come, gather here After we are together, I will deposit it in the Bank of East Asia for a mortgage loan.”

Lin Zhichao was worried about the impact on Tang Caiyun, so he comforted her.

As for keeping Tang Caiyun from knowing, it is unrealistic. He will check the quantity and quality immediately, and will not avoid Tang Caiyun.

Tang Caiyun let out an 'ah', marveling at where Lin Zhichao got the gold, and was immediately moved.

"Well, I won't take it seriously!" After finishing speaking, he stroked his five-month pregnant belly.

Lin Zhichao has locked the gold in the cabinet, but it is just a normal protective measure. In fact, he will not worry about the gold at home and affect his mood at work.

Afterwards, Tang Caiyun arranged Lin Zhichao's clothes. Lin Zhichao smelled the faint beauty fragrance and looked at Tang Caiyun's young, beautiful and maternal face, and couldn't help but put his arms around her waist.

As the saying goes, "eat the marrow to know the taste", the two are newly married, and Lin Zhichao is full of energy, so it is inevitable that some hormones will often erupt. Coupled with Tang Caiying often playing at home, Lin Zhichao will inevitably have distracting thoughts, Amitabha.

"Husband, it's time to go to work!" Tang Caiyun said coquettishly.

To be honest, Lin Zhichao is so attached to her, she is both happy and a little distressed. It goes without saying that she is happy, but her worry is that it is inconvenient for her to be pregnant now, and her husband likes it a lot, and he is very good at making love between men and women.

"I know! The days are long, I just want to see my beautiful wife, so I can think about it more during my free time at work!" He said not only the disgusting words of love, but also took a big sip.

Tang Caiyun has already softened, her eyes are full of affection.

The two finally finished packing, walked out of the bedroom, and had breakfast with their family.

Unexpectedly, Tang Caiying had arrived at the Lin family and was playing with Lin Xiner. The two went to the same school, and every morning it was the Lin family's driver who took the two girls to a girls' school in the middle of the mountain.

Because of this, Tang Caiying sometimes even eats breakfast at Lin's house, in the name of improving the taste.

Of course, everyone in the Lin family welcomed her and doted on her, so much so that Lin Xiner was even a little jealous in her heart.

But she probably never thought that her good sister might become her sister-in-law one day; she doesn’t know whether she will be happy or happy then!

On the table.

Lin Zhichao said: "Caiying, Xin'er, you two eat more!"

Just a casual word of concern.

Who knows, Tang Caiying immediately retorted: "I don't want it, it won't look good if I gain weight."

After saying that, she couldn't help but glance at Tang Caiyun next to Lin Zhichao, as if she was saying that her sister had gained weight.

Tang Caiyun's pregnancy is a big deal. Whether it's Lin Zhichao or Wu Wenying, her nutrition is strictly supervised.

As a result, Tang Caiyun's weight has increased a lot, but she is not considered fat, it can only be said to be plump.

Tang Caiyun was very sensitive and immediately said unhappily: "Watch what I do! I am two people now, so of course I have to keep up with my nutrition."

The two sisters have a very good relationship, so such trivial matters are naturally inconsequential. This behavior is just the way they used to get along, and the Lin family is also their home.

Lin Zhichao immediately intervened: "Your sister's body is very normal. She will recover soon after giving birth. But you two girls should replenish your health first and then think about losing weight after you finish your studies."

After saying that, he couldn't help but look at Tang Caiying's chest, which seemed pretty good.

It is still very important there. Taiping affects beauty. Lin Xiner was a little unable to keep up with nutrition in the past few years. Fortunately, she has made up a lot in the past two years, so she is not at peace.

Tang Caiying noticed something and immediately found where her brother-in-law's eyes were resting. Then she looked at her brother-in-law unwilling to be outdone, expressing her protest.

This little girl!

As a brother-in-law, I should be concerned about her health.

At this time, there were five women in the Lin family, and the maid Axia was in the kitchen; anyway, Lin Zhichao was the only man in the family, so he saw Tang Caiying never evasive.

After breakfast, Lin Zhichao was the first to leave and go to work.

Tang Caiying quietly pulled her sister to the bedroom and said in a joking tone: "Sister, did you see those eyes of my brother-in-law just now? They are so scary!"

She muttered in her heart: "Brother-in-law, who told you to watch my X department, I will sue you!"

Of course, Tang Caiying was joking with her sister, it was because of her personality.

There is no reason why Tang Caiyun didn't know, after all, women's intuition is very accurate.

"You're still smiling! You report to our house every day. If I were a man, I would look at a beautiful girl like you more than once!" Tang Caiyun said deliberately.

She didn't want to face this problem until the truth came out, and she didn't want to have trouble with Lin Zhichao because of it.

Tang Caiying stuck out her tongue, and immediately said playfully, "I'm going to come, doesn't it mean my sister doesn't like me?"

After saying that, I was deliberately sad.

When Tang Caiyun saw this, she knew that Tang Caiying was still young and did not take the relationship between men and women seriously. She might just have a simple affection for her brother-in-law.

I can only think helplessly in my heart, one step at a time. My parents also know this problem, but they can't solve it.

Psychologically speaking, the Tang family is a well-known family. How can any sisters marry the same person?

Although it was still common to marry concubines in the Republic of China, women also knew about JF ideas.

But Tang Caiyun feels that the problem now is-his husband is a very good person. If one day comes, how should she face it? And will this sister agree?

After thinking about it, she could only say: "Come if you want. Your sister-in-law is not pregnant, and it's not like you don't know! He will also look at foreign women on the beach a few more times."

Tang Caiying smiled and said, "I was teasing you, sister. I didn't blame him."

Tang Caiyun immediately tapped her sister's forehead, her doting heart was beyond words. She even had the thought that if her sister liked her husband, there seemed to be nothing unacceptable.

On the other side, Lin Xiner was a little depressed.

I am my brother's biological sister, why do I feel that Sister Caiying is more favored now? Also, when Sister Caiying went to see Sister Caiyun, she felt a little jealous.

Could it be that everyone likes girls like Caiying who are quirky and lively?

Suddenly she felt a little lost!

Of course.

She kept this loss in her heart, she was kind-hearted, and Tang Caiying was her best friend.

End of March.

On Monday morning, Lin Zhichao's two cars set off at the same time from Lam Tin Nga Yuen, heading towards the Bank of East Asia in Central. One of the cars contained 8,000 taels of gold.

After nearly a month of preparation and transportation, 8,000 taels of gold were finally smuggled from Omen to Hong Kong. Of course, since it was my first time, it took a lot of time. If the next opportunity comes, it will be smooth sailing and it won’t take much time.

After arriving at the Bank of East Asia, Lin Zhichao, Xue Junshan and others walked into the building carrying more than a hundred kilograms of gold each. They were all old acquaintances, so they naturally came directly to the general manager's office of Bank of East Asia.

Jian Dongpu started chatting with Lin Zhichao while arranging for people to come to inspect it.

"Everything seems to be going well!"

Lin Zhichao replied: "Indeed! But I heard that they encountered a suspicious ship last night. Fortunately, the captain was experienced and got rid of it."

Jian Dongpu nodded and said: "It may not be a pirate, it may be the same boat as yours."

Next, Jian Dongpu asked curiously: "You are taking a big gamble this time. If you don't worry about the depreciation of gold, your efforts will be in vain. After all, gold has increased by nearly 80% in the past two years."

Lin Zhichao has also thought about these issues, assuming that his information is inaccurate, what will be the consequences.

"If that really happens, I can only stick to Cheung Kong Holdings and concentrate on the industry. No matter how bad the situation is, gold can still cover the debt of the Bank of East Asia."

Jian Dongpu is very concerned about the development of Yangtze River Industries, and almost every month he will personally or send people to investigate the situation to determine the growth of Yangtze River Industries. Cheung Kong Industries' monthly profit of nearly 300,000 yuan was enough to reassure him.

"I guess you have full confidence in gold! What surprises me is that He Xian from He'an Gold Company is actually willing to sell you so much gold. You know, their gold is very popular and they usually give priority to supply to Large gold merchant and silver account.”

The Bank of East Asia is considered a large financial institution and has the ability to distribute gold from Austria. However, the Bank of East Asia does not speculate in gold. After all, it is already the largest bank in China, and stability is the first factor.

Jian Dongpu actually knew some of the reasons why He Xian agreed to sell 8,000 taels of gold to Lin Zhichao. After all, Yangtze Bank was also a big speculator in the gold and silver trading market, and Lin Zhichao was a prominent businessman in Hong Kong in the past year or two, with a bright future.

Gold needs to be speculated to sell at a higher price.

Lin Zhichao said modestly: "He Sheng is more supportive of the younger generations, I guess so!"

Jian Dongpu smiled and joked: "Haha, you are a hottie now."

Next, Lin Zhichao began to handle the mortgage procedures.

There was no problem with the fineness and quantity of the gold. After sealing it, the Bank of East Asia officially kept it. Because the loan is HK$1.5 million for six months and the interest is 7%, Lin Zhichao’s custody fee is not charged.

Loans in this era were almost always above 15%. Even until the 1980s, the loan interest rates were normal; of course, there were banks willing to lend at low interest rates to people with good credit.

When he got a check of 1.5 million Hong Kong dollars, Lin Zhichao was in a very good mood. This is the capital of 'money begets money'.

How should this money be spent?

Lin Zhichao has made a decision. He plans to continue to buy gold from Aomen He'an Gold Company, trying to buy 3,000 taels, or 2,000 taels.

In this way, Lin Zhichao can sit back and wait for the value to rise without having to alert others, making it much easier to make money than before.

Gold and Silver Exchange.

Ah Shan and Ah Jin, who disappeared for a while, reappeared, immediately attracting the crowds of acquaintances.

"Brother Shan, Brother Jin, are you going to lose your job?" A gold trader joked.

"Ashan and Ah Jin made a lot of money last year, so it's normal to take a few months off this year!" Another trader who watched the excitement and didn't think it was a big deal teased.

Changjiang Yinhao can be regarded as a relatively well-known gold speculator in the past year, and Ah Shan and Ah Jin are naturally considered minor celebrities in the gold and silver trading field. But now it is said that Changjiang Bank has lost a lot of money this year, and Ah Shan and Ah Jin are about to lose their jobs.

Therefore, a group of gold traders sent congratulatory messages one after another.

Ah Shan had a smile on his face, and he was not disturbed by everyone's ridicule, but he did not refute or explain. On the contrary, Ah Jin's face was a little bit aggrieved, but he was told by the company, so he kept silent, but he was somewhat unconvinced.

Seeing that the two did not accept the move, everyone dispersed in boredom.

After the crowd dispersed, Ah Shan patted Ah Jin on the shoulder: "Brother, don't be angry. Don't tell me you have made money, so you have to publicize it loudly before you are reconciled?"

Ah Jin calmed down immediately, and said, "Of course it's because the wealth is not revealed! Brother Shan is right!"

Ah Shan looked like a child who could be taught!

Last year, the two worked as employees, but they earned more than 6,000 bonus shares and more than 1,000 salary, totaling 8,000 Hong Kong dollars. With this income, the gold traders present would not be able to earn it for two years.

So in Ah Shan's heart, the gold dealer who came to tease the two of them was just jealous of them.

"Brother Shan, now that the bank is no longer speculating in gold, we have no commission. This is secondary, but I'm worried that both of us will lose our jobs!" A Jin's face showed worry.

Of course he wants to continue to work for Lin Zhichao ten thousand times, what a good boss! But the key now is that if Yangtze River Bank no longer speculates in gold, then the possibility of them losing their jobs is very high.

Ashan said seriously: "What we have now is to continue to work hard, which is called beginning and ending. And the boss is a benevolent and righteous person. With so many companies under his control, there will be no shortage of work. Anyway, even if the boss doesn't make money, I will still Follow him."

He thought that if the boss did not speculate in gold, even if he found a gold trader in another company, his monthly salary would only be one or two hundred. Instead of doing this, it is better to find a position in the boss's other company, even if it is a monthly salary of 100 silver paper, it is more acceptable. As gold traders, they still have the ability to settle accounts, and they are trusted by their bosses, so they believe they will not be short of work.

"I also want to work for the boss, it doesn't matter if the salary is less!" A Jin also said seriously.

Ashan immediately said: "Okay. Now let's continue to work without any distractions. Also, remember what the boss said, we must keep a low profile now and let the gold and silver field forget our existence."

"Um"

At the same time, those gold speculators who paid attention to the Yangtze River Bank also thought that it had withdrawn from the market or reduced their investment intensity. After all, there was no transaction record for a month, and he was no longer comparable to the big speculators.

When Lin Zhichao came to Cheung Kong Industries in Tsuen Wan, he saw a busy scene here.

There are already more than 400 workers at Cheung Kong Industries, and together with other employees, there are nearly 500 employees. The monthly salary is 50,000 to 60,000 yuan in silver paper. Of course, the zippers produced by Yangtze River Industrial have a higher added value, and the profits are naturally very scary.

However, there is a phenomenon in the manufacturing industry: making money is making money, but investment is always needed, and the boss can't help but keep investing. Once something happens later, a lot of the early efforts will be wasted.

Cheung Kong Holdings will continue to invest and improve its competitiveness. Fortunately, it can still withdraw funds during this period and make full use of loans for its own development.

At the gate of the factory, large trucks are loading, and then drive to the dock for shipment by sea; inside the factory, all machines are operating normally, and products are continuously produced.

This sight is so joyful!

At present, Cheung Kong's production capacity is not yet saturated, and it operates 12 to 14 hours a day. Once production increases again, the time can be extended.

"Manager Wang, we have to find a way to move all the wooden houses in the factory area to the mountain over there. We can give employees appropriate relocation subsidies, otherwise the outside of the factory will be a mess and it will still stink in the summer."

After all is said and done, it's time to clean up the factory environment.

At this time, as the balance of victory tilted towards the JF Army, Hong Kong's population began to increase again. In Sham Shui Po, Shek Kia Mei, Lei Yue Mun, Sai Wan Ho, Shau Kei Wan, Sai Wan, Causeway Bay and other places, there are people fleeing everywhere.

Lin Chi-chao estimates that Hong Kong's population will increase by another 7.8 million in the next year, exceeding 2.5 million. By then, the security of the entire society will become very poor, especially those G defeated soldiers.

Fortunately, Lin Zhichao has grown up and is fully capable of protecting his family and property, so he naturally doesn't take it too seriously.

"Okay, I will arrange this matter immediately to ensure smooth progress." Wang Liang said confidently.

In other words, my boss treats his employees well and also takes care of some people's accommodation issues. If it's another boss and your employees don't have accommodation, you don't have to come to work if it has nothing to do with the boss.

What Hong Kong has the most is the most people!

Changjiang Industrial has now developed into a formalized and modern large-scale company. It has six major departments: production department, finance department, sales department, R\u0026D department, purchasing department (trading company), and office.

Among them, Lin Zhichao, the R\u0026D department, attaches great importance to it and plans to network with professional talents from the mainland and some overseas students as much as possible. Although Hong Kong is scarce as a whole, it is still enough for a zipper industry.

At present, in addition to working hard on quality and sales, the most important thing for Yangtze River Industries is to seek technological breakthroughs. In the later stage, manufacturing nylon zippers, smelting aluminum alloys and copper will determine whether the company can go further.

You can wait in terms of time. Whether it is Hong Kong or Singapore, it can be done. In the previous life, there were large steel mills in Hong Kong!

Quality, sales, and R\u0026D should all be pursued together, and all three must be strong. Lin Zhichao didn't believe that he couldn't become a century-old brand in a mere zipper industry?