The Black Technology Era of Xueba

The big screen entered the second video.

The background of the video is Jiangcheng, and the protagonist is Xiao Chen, a student who just graduated from Jiangcheng University.

Jiangcheng University is not only famous in Jiangcheng, but also in the whole country.

Xiao Chen also graduated from Jiangcheng University with self-esteem and pride, and found a job with a good income in a financial institution in Jiangcheng. After paying various insurance provident funds, the deduction of personal income tax may be about 15,000.

For the convenience of work, Xiao Chen plans to rent a house near the company.

But the place where the company is located is a prime location in Jiangcheng, and the rent is of course very expensive.

A one-bedroom apartment costs more than 2,000 yuan and nearly 3,000 yuan.

Xiao Chen felt a little pain, and his friends were also persuading Xiao Chen: "If you live there for about 3,000 a month, you might as well rent it a little farther. If it's more than 1,000 a month, you can take out a loan to buy a car, and then go out to play and pay. Girlfriends are very convenient."

Xiao Chen thought about it too. It's better to save money to buy a car than to give the money to the landlord.

In the end, Xiao Chen rented a one-bedroom apartment in an old area half an hour away from the company.

Even in the old city, the rent is not much cheaper, it is more than 1,000 a month.

Regarding the car, in order to be able to have face with his girlfriend, and because he is a loyal fan of Pangu Technology, Xiao Chen bought a low-profile Lei Qing with a down payment of almost 100,000, and a monthly payment of more than 5,000 to 6,000. Three years to pay off.

These are all within Xiao Chen's tolerance, and there is still remaining after each month's expenses.

Xiao Chen's life was also very comfortable.

Half a year later, Xiao Chen, who has been turned into a regular, has an outstanding performance because of his ability, and his salary has also increased. He can get 20,000 per month.

The 20,000 yuan is incomparable to those high-level gold-collar workers in the Pangu Science and Technology Park, but in Jiangcheng, it is considered a high income in absolute parts of the country.

During this period, Xiao Chen talked about a girlfriend, Xiao Yin.

Xiao Yin's education is similar to Xiao Chen's, but the school is a bit worse, but he also has a good job and earns more than 10,000 yuan a month.

But like Xiao Chen, Xiao Yin is also a Jiang Piao in the new era. She doesn't have a house and rents a house.

The so-called Jiang Piao are those young people in the new era who dream of working hard in Jiangcheng, the most dynamic city in the country.

Many of them take Xiao Ming as their idol, hoping that they can become the next Xiao Ming.

Dreams are beautiful, reality is skinny.

Xiao Chen and Xiao Yin are very happy when they are in love. Whenever they are free, they will travel around in the driverless Lei Qing, or go to the library together to improve themselves.

When two people are together, the cost is also very high.

Go shopping, buy clothes, small gifts, go on a trip, etc.

Xiao Chen successfully achieved the moonlight, but for Xiao Yin and for love, everything was worth it.

The relationship between the two developed rapidly. In order to save money, Xiao Chen gathered up the courage and said to Xiao Yin, "You can live with me, we can save one person's rent."

Xiao Yin is a typical new-age woman and an open woman.

She and Xiao Chen broke through that relationship a long time ago, but Xiao Yin disagreed when they talked about living together.

Love that does not premise on marriage is a hooligan. Since they are going to live together, why not get married?

Like thousands of women in the new era, she can have the same room, but she will be very cautious about cohabitation.

Xiao Yin asked the question in his heart: "Do you love me?"

Faced with this question, Xiao Chen said almost without thinking, "Definitely love it!"

Xiao Yin looked at Xiao Chen with serious eyes and said, "Then will you marry me?"

"Of course!" Xiao Chen said very excitedly: "Xiao Yin, I will definitely marry you, and I will love you forever!"

Xiao Yin didn't seem to be moved by Xiao Chen's words and emotions. She asked a question that made Xiao Chen's soul tremble: "We will settle down in Jiangcheng, right? I like this city, would you buy a house in Jiangcheng?"

Xiao Chen:  …

He was speechless for a moment, no mood at all.

The two have been in love for so long, the first cold war.

Xiao Chen looked at his savings, and found that he had become one of those masked people mentioned on the Internet, or a person with a bright appearance.

What is a person with a bright appearance, just like Xiao Chen, graduated from a famous school, has a good job, wears and consumes well, and has mid-to-high-end cars such as Lei Qing.

But in practice? They worry about paying back credit cards and various "chanting" every month.

All of their income is contributed to landlords, shopping malls, travel and so-called petty bourgeoisie life.

Their income is much higher than that of their parents, but they are not as frugal as their parents.

Beneath their haughty surface are humble souls.

Xiao Chen began to look up information on Jiangcheng's housing listings and house prices on the Internet. As a child of heaven, he would definitely not want to wrong himself.

Housing in the future must have good commercial facilities, good educational and medical facilities, and mature business districts.

However, the reality can make Xiao Chen's dream shattered.

In Jiangcheng, there are not many places that meet Xiao Chen's conditions. What makes Xiao Chen most satisfied are the real estate development projects near the Pangu Science and Technology Park.

Xiao Chen is going to buy a set of three small rooms, with an area of ​​less than 80 square meters.

But the price of 100,000 flat scared Xiao Chen.

One hundred thousand and one level is 8 million, and the down payment for three achievements is 2.4 million.

Even if the down payment is enough, if you use the provident fund loan with lower interest, you will have to pay about 32,000 mortgages every month in the future.

Xiao Chen's current monthly salary is 20,000 yuan, and even the monthly payment is not enough.

A basin of cold water was poured down, and Xiao Chen's vision of a better life was broken.

In the days of the house inspection, Xiao Chen and Xiao Yin separated and joined together.

To get married, you must have a house.

Love must be installed in a reinforced concrete house.

Xiao Chen took the next step and chose other areas in Jiangcheng, where house prices ranged from 50,000 to 70,000.

He gave up his dream of a three-bedroom apartment and was ready to buy a two-bedroom apartment of about 60 square meters.

Finally, in the most prosperous place in Jiangcheng, Xiao Chen took a fancy to a 60-square-meter house with a unit price of 50,000 square meters.

The total price is 3 million, the down payment is 30%, 900,000, the monthly payment is 12,000, and the repayment is for 20 years.

Salary seems barely enough.

Knowing that Xiao Chen would buy a house, Xiao Yin, who had been silent for a long time, finally smiled.

"Xiao Chen, do you know? Actually, I didn't have to ask you to buy a house. But in this day and age, there is really no sense of security without a house. I hope you can understand this feeling. Xiao Chen... I love you."

Xiao Chen managed to squeeze out a smile.

In the evening, Xiao Yin left.

Xiao Chen turned on the Qinghe device, thought and thought, and finally couldn't help but called his parents.

Unlike Xiao Chen, a young man in the new era, Xiao Chen's father is still using an old-fashioned smartphone.

Xiao Chen's father and mother both work in small cities. It stands to reason that they have a good job, one is a teacher and the other is a civil servant.

The two old people were very happy when they received their son's call.

But what happened next made the two old men silent.

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