The Day of the Draw at Hogwarts

Chapter 640 Bank Reform

Tom and Minister Bones were in no hurry to leave. They still have more things to do, such as calming down the increasingly agitated wizard.

"Don't panic, everyone, everyone will get the money!" Bones used a magnifying spell on himself and shouted loudly.

With the endorsement of the Minister of Magic, the wizards present felt more at ease. They knew the Ministry was on their side. Even if Gringotts wanted to refuse their withdrawal, they still had to ask the wands in their hands if they would agree. This is not a problem that can be solved by sending out a red rabbit horse and holding a free fighting competition for the enjoyment of both the government and the people.

In the final analysis, it is because the Ministry of Magic's butt is not crooked, otherwise the wizards would have been anxious. It's interesting to say that in the original world line, the year when Voldemort took charge of the Ministry of Magic was actually the first time since 1865 that wizards took over Gringotts from the goblins, and it didn't seem to cause any trouble. It's a pity that after Harry and the others defeated Voldemort, they handed Gringotts back.

Because the matter was so important, many officials from the Ministry of Magic were present, including old Crouch, who was not very a director. They met in a short time and made a decision after a small meeting: imitate Muggle banking and let the arriving wizards withdraw funds based on their account numbers.

The wizards' emotions were well appeased. They were no longer anxious, but quietly took the numbers from the Ministry of Magic officials and lined up quietly outside Gringotts.

More and more wizards came after hearing the news, and the queue outside Gringotts gradually turned into a long queue with no tail, stretching from the entrance of Gringotts to the backyard of the Leaky Cauldron, the exit of Diagon Alley.

Where there are people, there are opportunities. Many vendors sensed the business opportunities in front of them, so various vendors appeared next to the wizards' queue. Some of them had bags or baskets, selling various snacks and drinks to the wizards in line. Some even Sell ​​sleeping bags and tents to wizards.

This is completely understandable, because counting currency is not an easy task, and wizards who come late may have to wait for a day or even several days.

Looking at the orderly long queue, Bones also showed a heartfelt smile. There were so many things that happened today that she was a little preoccupied with one thing and not the other. It would be great to be able to solve one of them at this time.

When Minister Bones looked at the crowd with relief, Tom walked up to her and said to her: "Minister, this is actually a good opportunity, a good opportunity to bring Gringotts back under the jurisdiction of wizards."

Bones was intrigued by his words. She looked at the masked Tom, wanting to hear what unique insights he had.

"Obviously, Gringotts' reputation has been ruined, and wizards are no longer willing to store money here, but the bank as an institution is irreplaceable..."

"You mean the Ministry of Magic took the opportunity to set up a bank? Indeed, the Ministry of Magic has this prestige..." Bones was inspired after hearing what Tom said.

Looking at the blindly confident Bones, Tom felt a headache and quickly dissuaded him: "Of course it's not about setting up a new bank. A wizard can't do this."

This is not to belittle oneself. How can a group of people who have never studied mathematics since the age of eleven be able to master finance? They are proficient in mathematics if they can calculate the exchange rate between galleons-sikko-nuts. The attitude of wizards towards mathematics can be seen from the registration rate of arithmetic divination - keeping a respectful distance.

So of course the basic structure of Gringotts is retained and then the wizards take over the top layers. This idea was applied by Voldemort, and the effect was pretty good. Tom didn't intend to change it and just copied it. Because judging from the current situation, if the wizards want to engage in finance, they really cannot get rid of these goblins, and the goblins have also lost the soil to build an independent country. The two can only rely on each other, and there is me in you and you in me.

"The Ministry of Magic can take this opportunity to settle in Gringotts, join the goblins' board of directors, supervise the goblins' actions, and the casting rights of Galleons. We can also take the opportunity to take back the goblins' hands." Tom felt that even if the wizard only Being responsible for signing is better than not caring about anything now.

"Also, we really need to send some young wizards who have just graduated to enter the Muggle world to learn financial knowledge, otherwise things like today will happen again sooner or later. We can set up a new department in the Ministry of Magic, and it can be called Magic Department of Finance, or Department of Magical Financial Supervision." Tom looked at Bones and said earnestly.

The young wizard who had just graduated was only seventeen or eighteen years old, which was just the age to enter university. As for not being able to get into college without test scores? This is not a problem. You can get into many universities in Europe and the United States for just a small amount of money. The Ministry of Magic could simply spend hundreds of millions of gold and donate it to the business school of a certain university, such as Stanford or the London School of Economics, to obtain several study places. As for the graduation issue... I can only pray to Merlin.

In order to avoid further irritating the goblins, Tom did not even mention the more radical reform plan. If he wanted to humiliate the goblins, he could safely force Gringotts to change its name to something like Wringotts, but that was not necessary. Fighting for temporary gains in rhetoric would not bring any benefits.

Listening to Tom's bank reform plan, Bones suddenly became enlightened, and a bright road seemed to appear in front of him. What makes her even more excited is that if this reform can succeed, she will become a great Minister of Magic like Otalian Gamble and a name that will go down in history. Minister Gamble's achievement is to build the Hogwarts Express, and her achievement is to reform Gringotts, return financial power to wizards, and realize the long-cherished wish of wizards for centuries!

Based on this achievement, it is not too much to judge him as the greatest Minister of Magic in the 20th or 21st century, right?

Bones was moved. In her eyes, this snow-white building didn't look like a bank, but rather like a monument telling her great achievements!

When Minister Bones fell into longing for a better future, Tom drifted away. He wanted to rush back to Hogwarts and hand over Voldemort's Horcrux and Hufflepuff's golden cup to Dumbledore.

After this matter is settled, he will go to No. 12 Grimmauld Place to get the locket. He will single-handedly destroy most of Voldemort's Horcruxes and collect the relics of the founders of the four major colleges. When he gets the Resurrection Stone again, he will complete two achievements that are rare in the magic world: collecting all three holy artifacts and collecting all four holy relics.

Thinking of this, Tom's mood suddenly improved, and the haze that had been hanging over his heart seemed to dissipate a little.

Tom's feet touched the pavement and he returned to the familiar streets of Hogsmeade. It was already evening, the sun was setting, and a golden glow spread on the avenue, making all the buildings seem to be covered with a layer of gold powder.

The moment he landed, he saw Dumbledore and Hermione standing next to him.

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→Monthly pass←

→Recommendation ticket←

The inspiration for Wringotts meets the writer's words.

Trivia: The word Gringotts is a fusion of the three words Goblin (goblin), Run (operation), and Ingot (metal ingot). If it is changed to Wizard (Wizard) Run (operation), Ingot (metal ingot) ) is a fusion of three words, that should be Wringotts

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