The Fourth Financial Crisis

Basic income plan for mortals?

Hearing this unfamiliar word, not only Ming Zhu was completely confused, but even Mo Yunlan was a little confused.

Yang Lu explained patiently: "I suggest that the Lingshi Reserve Bank come forward to open accounts for all mortals in their respective local commercial banks, and the Lingshi Reserve Bank automatically distributes unconditional basic income to all mortals on a regular basis every year. There is no need for any qualifications for income. As long as they are mortals under the rule of the seven major sects, each person can receive a fixed amount of basic income every year, thus realizing the redistribution of wealth in the world of cultivation."

Mo Yunlan snorted and said noncommittally: "It's a good idea, but where does the money come from?"

Yang Lu said confidently: "I plan to set up a special merit account, and the merit account will pay this unconditional basic income to all mortals, and all cultivators who donate money to the merit account can receive corresponding heavenly merits based on the donation amount. Reward. I know that the current rules of heaven do not support this kind of behavior, but if we have the means to control the way of heaven, we only need to modify one rule of heaven, that is, the funds deposited in the merit account will be directly linked to the merit earned, and we can easily Legalize the practice of cultivators using spiritual stone coins to purchase merit!”

Spend money to buy merit!

Hearing this bold idea originating from the earth, Mo Yunlan was also stunned, because it is not that there were no similar cases in the Kyushu cultivation world before, such as maintaining the environmental sanitation of Haiya City, because there are merits that can be earned, Not only does the Haiya Sect not need to spend money to take care of it, they can even outsource this public utility to a private chamber of commerce run by cultivators to make extra money.

But directly spending money to buy merits from the Lingshi Reserve Bank is indeed an unprecedented idea. If everyone can really control the way of heaven and sell the merits at a clearly marked price, it may not be impossible to achieve a win-win situation for mortals and cultivators!

However, Mo Yunlan is after all the leader of the cultivation world who has been in charge of the financial power of the Infinite Sword Sect for hundreds of years. He quickly thought of several practical problems, and immediately asked: "Mortals are already too lazy to do anything. Mortal work is a long-standing problem in the world of cultivation. If you give these guys the opportunity to get something for nothing, doing so will only make mortals lose more motivation to work, thus causing the entire economy to fall into recession. By then, mortals will have money to spend. But do you expect cultivators to go into the mines themselves to dig for spiritual stone ore and black iron ore?"

The questions raised by Mo Yunlan were all issues that had been discussed and rotten on the earth. Yang Lu answered immediately without any hesitation: "Human beings' needs are endless. It can even be said that the greatest driving force for human progress comes from The need to compare with each other. The basic income of mortals only ensures that mortals have the most basic consumption ability, allowing the spirit stone coins to be redistributed among cultivators and mortals. After mortals have basic income, don’t they want to be more valuable than other mortals? Are you rich? No! They will definitely compare themselves to each other!"

What Yang Lu said was not his own imagination.

In many Nordic developed countries on Earth, social welfare is so good that even if you spend your whole life lying around eating and waiting to die, you can still live a well-off life. However, such countries have still not developed into a state where all the people are lazy, and the basic income of ordinary people in the world of cultivation is even There is no need for everyone to be well-off. Being able to ensure that everyone has food and clothing is enough to redistribute wealth.

However, Mo Yunlan had no relevant experience, so she was still a little skeptical and said: "I doubt this statement very much. Are you sure that after receiving basic income, ordinary people will not just choose to waste it?"

Yang Lu could only continue to present the facts and reason: "We have a mortal manager named He Mingyuan of the Qingning Chamber of Commerce. He has already made money that ordinary mortals cannot make in hundreds of lifetimes, but his money is no better than that of a cultivator. Even softer, I don’t see him having any intention of waiting for death. Although he has no chance to achieve greatness in this life, his daughter is a cultivator. Doesn’t he want to build up a family for his daughter? Even if his daughter is not a cultivator Who can guarantee that his descendants will not be able to detect spiritual qualifications?"

"This may be just an example..."

"I don't think so. Nowadays, mortals generally like to eat and wait for death, mainly because they have no motivation to struggle at all. No matter how hard they struggle, wealth will eventually be concentrated unilaterally toward cultivators. But if wealth flows in both directions, Mortals also have the hope of getting rich. In fact, the example of the Haiya sect is very obvious. Han Fulai, the deputy lord of Haiya City, is a mortal, but just because he is rich and powerful enough, even many cultivators of the Haiya sect have to listen to him. Give orders, the Jiuzhou cultivation world has the soft constraints of heaven, and capital is fully capable of competing with the cultivation realm!"

Universal basic income is a cliché on Earth.

In fact, these problems mentioned by Mo Yunlan have already had mature solutions. However, the biggest problem on the earth is that there is no way of heaven, so it is impossible for the rich to take the initiative to give money to the poor.

Even relying on national finance is impossible, because taxing the rich is a worldwide problem.

No matter which country, it is difficult to tax the rich in their own country, because the rich are basically citizens of the world. If you raise taxes on the rich, the rich will directly take their capital to countries with low tax rates. Even many countries known as "tax havens" offer lower tax rates to the wealthy to attract overseas wealthy people to settle there.

If we cannot actually extract money from the rich, then the final result of fiscally-led universal basic income will be mutual harm between the middle class and the bottom class. It is better not to implement this basic income plan.

However, the Jiuzhou cultivation world is different.

The Jiuzhou cultivation world has a cheating existence like Heavenly Dao. All rich people (cultivation practitioners) have demands for Heavenly Dao merits. If the spirit stone coins can be exchanged for Heavenly Dao merits, then all distribution problems will be easily solved.

Mo Yunlan saw Yang Lu's methodical answers and knew that the other party was prepared.

He lightly knocked on the table and said: "Your idea of ​​linking Lingshi coins to merit is indeed very genius. In this way, Lingshi coins can even get rid of the shackles of Lingshi mine equity, and there will no longer be an upper limit on issuance. , but this raises another question, how to convert the price of merit and spirit stone coins? If the price of merit is high, no one will deposit money into the account, but if the price of merit is low, the merit will be If the merits are rampant, the consequences will be countless times more serious than the indiscriminate distribution of Lingshi coins. You should not solve one problem only to introduce a new problem that is ten times more serious!"

Mo Yunlan is worthy of being a system designer at the top of the world of cultivation. He discovered a core problem of the basic income plan for mortals almost immediately, and this problem even made Yang Lu want to give up the plan. idea:

The plan of exchanging spiritual stone coins for merit seems perfect, but the function of merit is not only to help cultivators improve their cultivation level. Its more important function is actually to maintain the stability of the social order of cultivation. The overflow of merit will directly Impacting the existing social order in Kyushu, completely disrupting the balance of the game between cultivators and mortals.