The Goddess Shines on America
Chapter 334 The Century-old HSBC's Door-to-door Loan
I don’t know when, there is a common saying that has been widely circulated: the size of the circle is not the size, it only depends on whether you are in it.
No matter how small the circle is, if one person is in it, it is also a whole world. A school class with 30 to 50 people can be divided into seven or eight small groups, let alone a whole school with a size of a thousand people?
Furthermore, in a huge circle like the Hong Kong real estate circle, it is even more difficult to count how many intricate interests there are. When this century-old city began to accelerate its development twenty years ago, the prosperity of real estate companies has rapidly expanded the entire industry, and the Chaozhou Gang alone has occupied a large area. Therefore, when any important news is born, many people in the same industry will know it quickly.
Take this one for example: Alice Wang, a Chinese-American investor from Silicon Valley, recently had a meeting with Sir Laurence Kadoorie, the group owner of The Peninsula Hotel, and reached an initial agreement on the acquisition of The Peninsula Hotel’s Hong Kong head office in Tsim Sha Tsui agreement.
At this time, the end of the new year is approaching, the new year has just ended, and New Year’s Eve will come on February 16. For most companies, this is the time to put down the flag and prepare for the holiday and festival wholeheartedly. Even for many British-funded and other foreign companies, they tend to be restrained a lot due to the objective situation in Hong Kong at this time. Many businesses will be reduced as a result, and there will be few big news.
Therefore, when the owner of the Hong Kong Shanghai Hotel Co., Ltd., a member of the Kadoorie family well-known in the Hong Kong business circle, Sir Laurence suddenly published this announcement, for a while, many real estate developers lost all interest in celebrating the New Year. The mind is instantly active!
It stands to reason that when an outside businessman goes to invest locally, he will spend the most energy on making contacts. Every year and every month, various receptions are held in many high-end office buildings and hotels mainly in Central and Tsim Sha Tsui, in order to allow colleagues and even more business people to get acquainted with each other. As a matter of fact, many business deals were preliminarily concluded at these receptions. Naturally, various high-end clubs and clubs also assumed the same responsibilities.
Therefore, when many real estate developers learned that this little rich girl from Silicon Valley suddenly came to Hong Kong and invested tens of millions of dollars in the real estate industry. At the hotel, too many people wanted to know her next steps.
Then the question arises: what about her?
On Hong Kong Island, where the end of the new year is approaching, the temperature of more than ten degrees is enough to make Hong Kong residents complain about the cold, and countless citizens who shuttle on the street have to wrap up in thick clothes. In summer, the temperature of air-conditioning in hotels, shopping malls and office buildings is cool and pleasant, but when the outside temperature is also the same in cold winter, people can't help but complain.
Central, also known as the Central District, is located in the Central and Western District of Hong Kong. It is the political and commercial center of Hong Kong, and is home to many banks, multinational financial institutions and foreign consulates. The characteristic of the landscape here is the mixture of colonial buildings and modern high-tech buildings. The buildings here are like forests, restaurants are lined up, supermarkets and hawker markets coexist, and Eastern and Western cultures are mixed. It is known as a paradise for shopping and tourism. Paradise of the lovers.
A white short windbreaker and a pair of brown high-heeled leather boots. When the breeze blew, Alice looked up and did not squint her eyes, but stared straight at the newly built financial building in front of her.
The fourth-generation Hong Kong HSBC head office building stands here. This entire 180-meter-high building was just completed two and a half years ago, and it was not officially opened until April of 1986. What a century-old bank, since 1865, it has replaced its headquarters building four times, which is the envy of many companies.
Not staying in front of the building for too long, Alice walked into the front hall of the main entrance with brisk and steady steps.
In the empty space, well-dressed bank staff can be seen everywhere, and there are also many people from all walks of life who come to handle business. Of course, the bank headquarters can also handle personal business, and the software and hardware services are far better than ordinary branches, so when Alice walked into the front hall a few steps, a girl in uniform came up to entertain her.
"Hello, what business do you need to handle?"
Even seeing a girl who looked like a high school girl, the staff did not reveal any inner thoughts at all. Alice nodded to her with satisfaction and said, "I have an appointment with your president, so you should inform the higher-ups that Alice-Wang will arrive on time." , just waiting in the hall now."
The salesperson did not dare to neglect, immediately invited Alice into the VIP area for a short rest, and claimed that he would contact her immediately. Then when the salesperson walked out of the door, after giving simple instructions to another person, that salesperson immediately brought Alice a glass of white water.
There was an interval of about five minutes, and then the salesperson rushed over quickly with small steps, and said very politely: "Hello, Ms. Wang, our president is waiting for you on the top floor, please follow me."
Since I was going to see the president, the salesperson responsible for leading the way could no longer be the front desk worker, but a customer manager. Then there's the boring part of walking, then taking the elevator, then going up, then walking again. This building doesn't have a history of a hundred years. As a brand new building that was just completed the year before last, Alice has no interest in looking at it all the time.
After a while, the destination arrived, and the manager opened the door for Alice.
"Hello, Miss Wang."
In the astonishingly spacious office, an Asian man walked forward quickly, wearing a high-end suit worth 10,000 yuan, and a Swiss watch on his wrist. It is so-called high-end atmosphere with high-grade, low-key luxury and connotation. Seeing the visitors, he even spit out authentic Oxford English: "It's a great honor to meet you, Li Yujie, CEO of HSBC Bank."
Alice shook hands with him and said, "Hi sir, I believe you should prefer me to call you Mr. President. Then Mr. Li, have you prepared all the documents for me?"
Li Yujie nodded and said, "Naturally, please sit down first."
A meeting that was just set up not long ago began immediately. From a procedural point of view, it was a very abrupt behavior to ask if you were free three days in advance. Unless the power has reached a certain height, there is absolutely no reason for people like the president of HSBC Bank and the CEO of HSBC Holdings to easily disrupt their schedules. However, when he saw the letter's name clearly, he even wished to advance three days to tomorrow, and he developed such a mentality.
"What you want to apply for is a loan of 500 million US dollars." Li Yujie put the relevant documents in front of Alice, and said: "Although the amount is huge, as long as you can provide enough collateral, of course, Unsecured loans are also very viable if you are applying for your own business."
In fact, thinking about it from another angle, Li Yujie is also very grateful that the other party gave him three days to prepare, because the girl did not explain the details of the loan application in the email at all. In fact, the entire text of her email is just one sentence: I want to borrow 500 million dollars, please agree?
There is nothing more about it. If it weren't for an industry news that broke out two days ago, saying that this rich girl from Silicon Valley suddenly went to invest in Hong Kong, Li Yujie could even treat it as malicious information.
"It can be counted as a corporate loan," Alice said at the desk, holding a peanut in her mouth, "Even if it is under Cisco, I believe that with the credit of this company as a guarantee, 500 million US dollars must be a piece of cake, right?"
Li Yujie heard the subtext of the whole sentence steadily, and suddenly, he realized that he definitely had a headache.
What do you mean by "does it count as a corporate loan?" What does it mean "even if it's under Cisco's banner?" He couldn't help but imagine while keeping a smile on his face. Could it be that the whole of the people in the United States who work with this girl have to go through this? A very dodgy negotiation?
"...That is to say, you want to borrow 500 million US dollars from our bank with Cisco's development potential as a guarantee?" Fortunately, after all, Alice's actual identity is here, and Li Yujie has to follow her way of thinking. So, when an adult meets a bear child, such a concept is formed in his mind.
Alice's identity was one of the factors that allowed Li Yujie to agree to this meeting, and the entire 500 million yuan payment played a key role. It's not that the bank has let go of higher loans. The financial changes that HSBC has seen in the world for a century are by no means unimaginable, but a sum of 500 million yuan delivered to the door is still a super temptation that no one can refuse.
God knows, how many account managers need to travel between how many companies for the same amount of loans can be finally achieved. And in this process, the bank will inevitably have to pay those managers a high commission fee, and the cost is not low. At this time, a loan of 500 million US dollars came to the door just like this. If he, Li Yujie, screwed up, then he really didn't have to do it anymore.
"Actually, I'd rather recommend you to take collateral," Li Yujie said without opening his mouth, "This way we can simplify a lot of procedures, and the authentication process will be very convenient..."
"Thank you, Mr. President, but I'm not short of time." Alice didn't care about the small things in HSBC's heart, she just said: "Everything is done according to the procedure, you should send someone to KPMG as soon as possible, or you It’s okay if your own accountant has this level. Follow the rules and issue a guarantee report. I believe that with the current development potential of Cisco, 50 billion is impossible, and 5 billion is enough, but 500 million is not easy to grab?”
As she said that, she picked up the document in front of her with a smile on her face and said, "You think so, Mr. Li?"
Li Yujie couldn't keep up with the girl's fast-talking answer, and it was thanks to his good English. At the same time, a sudden question made him even more clever, and he had even more doubts about Alice's loan for this trip.
If I remember correctly, this girl made a huge sum of money during the stock market crash in October last year, it seems to be more than one billion. Already have so much cash, and need to borrow a full 500 million yuan, what kind of big move is this going to take?
Taking a deep breath, Li Yujie couldn't help but think carefully.
Recommend the second wave, let’s take a look at "Transformation of the Knight King", another new two-dimensional whitening work, the cover is very Nero
You'll Also Like
-
Destroyer from otherworldly
Chapter 187 5 hours ago -
The second young master of the Uchiha family
Chapter 258 5 hours ago -
Douluo's Strongest Son-in-Law
Chapter 1392 5 hours ago -
Three Kingdoms: I Guan Suoqian Turns the Troubled Times
Chapter 49 5 hours ago -
Pokemon Dawn
Chapter 372 5 hours ago -
Douluo Jade Legend
Chapter 71 5 hours ago -
Douluo: Starting from Fooling the Blue Silver Emperor
Chapter 291 5 hours ago -
God of Douluo Continent punishes Qinglong
Chapter 69 5 hours ago -
Douluo Emperor Sword Douluo
Chapter 209 5 hours ago -
Douluo: Miss Tang Sect, she blows up the audience
Chapter 545 5 hours ago