The Growth System Comes at the Age of Thirty

Chapter 128 Lack of Money

Li Beixing, who returned to his room after dinner, saw the message from Zhou Manlin.

It's nothing, just a funny emoticon.

Li Beixing also replied to her.

The two of them are like this, you send one and I send another, just like kindergarten children.

After a while, Zhou Manlin said, "I was hit by a car again today."

"ah?!"

Li Beixing asked nervously: "What's going on? Are you okay?"

Zhou Manlin: "It's okay. Someone hit me. I was driving fine on the road, and a stupid dog suddenly jumped out from the side and smashed my rear taillight. I refused to admit that it was his problem. In the end, I looked like a fool. If you pass the driving record, give him full responsibility, laugh to death.”

"I hope everyone is fine. Has the car been repaired?"

"Well, the 4S shop came and towed it away."

Li Beixing suddenly remembered: "Has your BMW not been repaired yet?"

Zhou Manlin: "Yes, I asked the 4S store, and the fastest is after the National Day."

"Then you don't have a car to drive now?" Li Beixing asked.

Zhou Manlin said with a smile: "I also have a small electric car at home. Let's drive it first, then try to go out as early as possible and come back later. Don't go out at noon, so that you won't get sunburned."

Li Beixing frowned and thought: "It's really inconvenient for you to run around. How about I lend you my A3 to drive for a few days? Anyway, I don't have to go to school during the holidays."

"No, no, no, it only takes three to five days. When BMW repairs it and sends it back to me, I won't have to ride an electric bike. Besides, it's okay to ride an electric bike. Jiangbei is such a big place, and electric bikes are enough to get back and forth. No big deal." The battery is out. Please recharge it at the store and come back.”

Zhou Manlin declined.

Although switching back to an electric car is a bit uncomfortable, it’s not a big problem.

She doesn't like lending cars to others or driving other people's cars.

"Are you sure you don't need it?"

"It's really not necessary. During rush hours, I can drive a small electric car and walk on non-motorized lanes or alleys. It's much more convenient than driving."

"If you are riding a small electric car, you should take it easy and try to avoid the morning rush hour. There are too many cars in Jiangbei now, and many people drive here randomly."

Li Beixing thought of some not-so-good memories.

"It's okay, I..."

Zhou Manlin was about to say that there was no way something could go wrong while riding a small electric car, but she swallowed it back because she was afraid of being clumsy.

He quickly changed his words and said: "Well, I will be careful."

There were two consecutive traffic accidents within half a month. Although she was not a superstitious person, she also felt that she might have been a little Mercury retrograde recently.

It's better to be careful.

…

other side.

After Chen Jingle watched the law class for an hour, he suddenly wanted to take a look at the car.

The conversation with Liang Cheng in the afternoon gave him the idea of ​​buying a car again.

Cars are mechanical products that are inherently attractive to men. It is estimated that no man does not like them.

If you don’t have a car in your name, you simply don’t have the money to buy one.

Like Chen Jingle, if he was rich, he would love to buy one of all kinds of expensive supercars, even if he didn't drive it, he would just keep it in the garage as a collection.

It's a pity that there is no money.

The little money he has on hand may not be enough to buy a set of carbon fiber wheels for Ferrari.

Fortunately, Chen Jingle understands what "big head wears big hat". What he has to do is to choose a car that suits him as much as possible within his own budget.

At this point, I definitely can’t go to a 4S store to see it, so I’ll have to look online first.

As for whether to buy it or not, I’ll decide after reading it.

First of all, his personal choice is to prefer cars. At the same time, he pursues good looks. The car cannot be ugly. Ugly cars, no matter how good their sales are, are really not appreciated.

Secondly, don’t consider trams. Because after buying the car, his family will definitely need to ride it, and his parents will get dizzy when riding the tram. The cost of replacing a hybrid's battery failure is another big problem. Plus he doesn't need to commute to work, so the fuel consumption of a hybrid is meaningless to him. So I prefer gas vehicles.

Furthermore, the space inside the car cannot be small. If he is 1.75 meters tall and sits in the car now, he will feel that the space is cramped. It will be even more uncomfortable when he grows to 1.8 meters in the future. So it must be at least a B-class car or above.

The budget is probably between 200,000 and 300,000. If you don’t add money, you will have to buy the Cayenne.

This is the amount he is willing to spend in real money, and some cash should be reserved for emergencies.

Considering that he has no plans to buy another house in the past three years and has no spare money, he thinks that he can spend a little more on a car and buy a car that he likes instead of a make-shift grocery shopping scooter.

You can't just make do with everything in life.

Since you have this ability, why should you wrong yourself?

It would be best if he could pay in full. If he wanted a loan, he would accept no interest for at most two years. For more than two years, he will have psychological pressure.

Because Chen Jingle doesn’t like excessive consumption and has never liked it, he didn’t even activate certain items.

In his view, everything purchased with a loan is a liability, not an asset.

If he really takes out a loan to buy a car, he will try to make more money as soon as possible and then pay off the loan in advance.

Based on the above conditions, without considering Japanese products, there is room for choice...

Not much, it seems?

Filter according to the set conditions, look at the sales list from top to bottom, and find that there are only about 20 models. There are established joint ventures and there are cutting-edge domestic companies.

Click in and take a look. There is a big gap between the guide price and the actual landing price. Compared with last year and even the first half of the year, there are different price reductions.

"In the second half of this year, major car companies will really go crazy." Chen Jingle marveled.

Domestic new energy is holding its butcher's knife high and killing all the way. Various joint venture brands have to follow suit and cut prices. Even luxury car brands such as Porsche and Martha cannot bear it and can only follow up.

Otherwise, it really can’t be sold.

For example, BMW, this idiot, found that after the i3 price cut some time ago, it was selling well, so it announced that it would withdraw from the price war. Unexpectedly, sales plummeted for several months in a row, and in the end they had to start a price war again in despair.

Just for fun.

However, old car owners are in a miserable state. They are stabbed in the back and become hedgehogs.

A wave of heartache.

Nowadays, no one talks about the value retention rate. The second-hand car market has been completely wiped out. Car dealers of many models simply refuse to accept them, otherwise they will lose money on each one.

Chen Jinngle will not consider second-hand cars if he has enough budget on hand.

For a person like him who has little driving experience, if he encounters an accident car or a modified car, the test driver pretends to be a brand new car, the exhaust pipe is black, and he claims that it is a beautiful woman’s exquisite workmanship, or even changes his business, and he himself If I don’t understand, I’ll find out later, and I’m afraid I’ll just knock out my teeth and swallow it.

Check out the 16-9 book bar and see the correct version!

Therefore, buying a new car is relatively less risky.

If you want to buy second-hand, remember to check carefully before buying. As long as you don't sign a contract, there is still room for regret.

…

For fuel vehicles priced between RMB 200,000 and RMB 300,000, you can basically choose from 3, 4, and 5.

That is, the BMW 3 Series, Audi A4L and Cadillac CT5.

What? You mean Mercedes-Benz?

Mercedes-Benz will not consider it. Even the distinguished Maybach owners are required to put a three-color raincloth on the roof to prevent leakage. There is no way to complain. Chen Jingle does not dare to buy it.

In fact, 3, 4, and 5 are all good cars. How to choose specifically depends on Chen Jingle’s own preferences.

The performance of the BMW 3 Series is undoubtedly top-notch among cars in its price range, but Chen Jingle is really not interested in its front face with two big nostrils.

CT5 and A4L directly entered the finals.

Chen Jingle hesitated between the two.

After reading a lot of reviews, he found that in fact, each of these two cars only had one configuration worth buying.

The CT5 is the premium version, and the A4L is the 45 high-power four-wheel drive version.

If it is for daily household use, A4L seems to be better. It is overall very balanced and comprehensive, and its power, chassis, control space and other aspects are very good. The CT5 is more sporty.

In terms of appearance, he prefers A4L, and the aesthetics of the lighting factory are indeed online.

But in terms of price, CT5 is more cost-effective. Yuhuang Dadi always has great discounts, saving about 30,000 to 40,000 yuan compared with A4L.

Thirty to forty thousand is already a large amount of money for Chen Jingle, who is accustomed to living within his means.

So it's very confusing.

At this time, Chen Jingle realized deeply that he was still short of money.

If you just lie down, don't think about anything, save 600,000 yuan, and have no disease, no disaster, no pain, you can last for decades.

But once a big expense like buying a car comes up, it becomes too much.

Once he spent more than 300,000 yuan to buy a car, his cash flow on hand immediately shrank by more than half. In addition, he had to spend money to maintain the car after buying the car, which made him feel anxious and panicked for no reason.

"No wonder people say that if you want to be completely safe, you must have at least 1.5 million in cash."

If you spend 50,000 yuan a year, the principal of 1.5 million yuan plus interest can last until the day you die.

In short, you still have to find a way to make money.

…

Unable to decide which one to buy for a while, Chen Jingle put them aside and started thinking about making money.

In fact, the speed at which he makes money is already exaggerated, but the growth rate of his material desires is also exaggerated.

Suddenly I miss the old self who just wanted to eat and die.

"Oh yes!"

Chen Jingle patted his head and remembered the collection of photos he posted on Doujia a few days ago. At that time, he also voted for Doujia.

Yesterday I saw a lot of people leaving likes and comments for him, and a lot of people asked about the price. But after seeing his price in the private chat, they were either silent or ridiculing him for being crazy about money.

Chen Jingle was not angry either.

If calligraphy and painting works at his level are to be commercialized, they are no longer for ordinary people, and even if the price is not high, they will not be worthy of their quality.

With Boss Liu and Boss Long in front, others can't bid cheaper than them, right?

So don't worry about it, just wait for the right person.

Chen Jingle simply stated in the introduction on the homepage: "The price of the works is not cheap. I suggest that interested friends think carefully before asking for the price."

A day later, I don’t know if anyone has left him a new message or private message, thinking about buying it.

Check it out online.

Finally, when I opened it and shook my hands, I saw, oh, there really is one.

"Hello teacher, I like the flower and bird paintings you drew very much. Are there any similar works? I am interested in buying them and would like to know if your works are of this level."

Nicknamed "Xianyun Ink Painting".

I held it in all night before writing it out, and the total amount is less than 7,000. I broke my promise, and I feel ashamed.

(End of chapter)