The Industrial Giant Reborn

Early the next morning, Chen Zhiwen came to the headquarters of Hisense Bank, held an emergency meeting, and asked without any nonsense, "How many dollars did our bank exchange out yesterday?"

Huo Jianning stayed up all night to prepare the data, and replied: "Sheng Chen, we exchanged a total of 170 million US dollars in 40 branches yesterday."

"170 million U.S. dollars? Then there are 1.7 billion Hong Kong dollars in the account?" Chen Zhiwen asked after mental calculation. According to the most basic exchange rate, the exchange rate for low amounts is 9.5:1, and the VIP with high amount is above 10 , the higher the amount, the higher the ratio, it is to kill this group of people.

"To be precise, it is 1.72 billion Hong Kong dollars. Many entrepreneurs and rich people in Hong Kong come to exchange foreign exchange. I did not agree to the exchange because it would affect the exchange business that we are currently dealing with. I just informed them that Hutchison Whampoa is also using US dollars to acquire properties," Huo Jianning said.

At the current Hisense Bank, some people who used to work in the office are basically assigned to the front line. Those who can cashier and exchange money can do business. If not, then they can be receptionists, answer users' questions well, or do Be an assistant, help out or something. At this time, the people in the loan department don't know where they are. Who will make the loan?

"Okay, let's continue the exchange." Chen Zhiwen nodded and said, 170 million U.S. dollars. When he originally converted it into U.S. dollars, the exchange rate was based on 5, which meant he spent 800-900 million Hong Kong dollars, but now it has almost doubled. , This is the first day, so many people came to give money, how could they refuse.

Of course, this is calculated in U.S. dollars. When the official exchange rate is set at 7.8, what I earn will not be so outrageous. It will probably be discounted in half, but the income of 300-400 million Hong Kong dollars a day is estimated to be the largest now. Petroleum groups dare not dream of this.

"We have almost 2 billion U.S. dollars in foreign exchange. If we continue to exchange at this rate, I'm afraid we won't be able to last for half a month." Huo Jianning said after a pause. Previously, Hisense Bank exchanged almost 6 billion Hong Kong dollars in one year. Taking into account the exchange rate loss, it received almost 1 billion U.S. dollars. The other less than 1 billion U.S. dollars was given by the boss. Huo Jianning also knew that this The boss borrowed 5 billion Hong Kong dollars from HSBC before acquiring Disney. However, it was not used in Disney's acquisition. Instead, it was converted into U.S. dollars through HSBC and some legal means and handed over directly to Hisense.

Fortunately, the collateral this time was sufficient, including high-quality commercial properties owned by Hutchison Whampoa and Galaxy Real Estate on Hong Kong Island, Tsim Sha Tsui, Kowloon and other places. This kind of mortgage was enough for HSBC to agree not to care where the funds went.

The US dollar exchanged from 5 billion Hong Kong dollars in the past may be converted to nearly 9 billion today. Counting various losses and interest, this is a net profit of 3 billion.

With so much funds, Huo Jianning was still confident, but the crazy run yesterday made him a little worried that there would be not enough dollars in the future.

"Don't worry about it. Yesterday was the first day. It won't be like this again. Theoretically speaking, if nothing big happens, fewer and fewer people will come to exchange foreign exchange." Chen Zhiwen said with a smile: "Besides, we are not the government , even if the funds are used up, just close the door and stop exchanging, or just increase the price at a later stage."

If it is not the government, it does not have so much responsibility. It can do as much as it can. Anyway, in the original history, in October, the mainland and the United Kingdom would publicly declare their support for Hong Kong and ensure Hong Kong's future prosperity. This is The underlying cause of the Hong Kong dollar exchange rate crisis was fundamentally solved. Then the British government used its foreign exchange reserves to guarantee the Hong Kong dollar. At the same time, the Hong Kong dollar fell to 7.8, and then it was considered stable.

All I need to do is to make profits from it when no one knows what the future will be like. Anyway, those who make money are those funds who have no confidence in Hong Kong and want to immigrate, or who want to take the opportunity to short the Hong Kong dollar. Even ordinary people. Exchanging foreign currency is also in the nature of investment and speculation, so you are naturally at your own risk, and Hisense has also imposed an amount limit on each person. Ordinary poor people generally cannot spend more than 100,000 Hong Kong dollars to exchange for a family.

"Okay, I understand." Huo Jianning nodded and said, "One more thing. Some people asked someone to find me. They wanted to exchange a large amount of U.S. dollars and wanted us to give them a discount. The amount is small. Two to three million dollars, more than tens of millions, this matter involves a lot of funds, so I still need to ask Mr. Chen for instructions."

"The more we charge, the higher we charge. This is the same even if the gods come. This is not a few years ago. Now they are begging us, and only we can exchange so many US dollars with them." Chen Zhiwen said without thinking, This is not a civilian necessity, so he doesn't care what the upper limit price is.

"Understood, I think so too." Huo Jianning said with a smile. He also understood what the boss meant, but it involved too much money, so he still needed to ask for instructions.

"Who is the one who asked to exchange tens of millions of dollars?" Chen Zhiwen asked again. According to the rules set by Hisense today, 100 million Hong Kong dollars are needed to exchange tens of millions of dollars. Although Hong Kong has no shortage of billionaires, taking out 100 million in cash is another The concept is over, Hong Kong as a whole, there is really not much that can be done.

"There are two families, one is the Zhang Yuliang family, and the other is the Li family." Huo Jianning said.

"Oh, they are right." Chen Zhiwen nodded and said. The Zhang Yuliang family is the major shareholder of Wheelock Group, one of the four major foreign banks. Even if Wheelock's market value has shrunk due to the economic crisis and shipping crisis, that is still As a giant with assets worth billions, it is not difficult for the Zhang family to come up with 100 million Hong Kong dollars. The other Li family is also an ancient family, and TVB still took it from their family.

"Tell these people that they can exchange for U.S. dollars, but they can also consider selling the properties in their hands, and Hutchison Whampoa can also pay in U.S. dollars." Chen Zhiwen added that these ancient families have a lot of money in their hands. For high-quality assets, if they have survived 84 years, with the most conservative operating methods of these ancient families, it is almost impossible to acquire them again.

But there is nothing wrong with being conservative. The old families and the third generation of the rich are actually no longer capable of running a big company. As long as they can keep it, they will achieve great results. They just collect rent and do not do any other business. It is the most perfect. It is a pity that it happened. The Hong Kong dollar exchange rate crisis shocked them.

"Okay, I will inform Zhou Jiayang." Huo Jianning said, Hisense is responsible for exchanging Hong Kong dollar cash, and Hutchison Whampoa is responsible for acquiring high-quality assets. The perfect combination, through this crisis, a lot of blood money will be made.

In the next half month, the frenzy of running against the US dollar in Hong Kong rose from the beginning, and then slowly declined.

Because it is very simple. When it rises, Hisense Bank once again increases the exchange ratio. Ordinary people need 10 Hong Kong dollars to exchange for 1 U.S. dollar. This naturally makes many people retreat, especially those scalpers. Seeing that Hisense Bank is so strong, they also Make them hesitate.

The fundamental reason for this is very simple, because Hisense's money was exchanged so hard in the first eight days, and more than half of the US dollar deposit was gone. In this case, it is natural to raise the price, anyway, it is only the money that was exchanged before. Half of the US dollar has already been earned back.

Outside of the bank, some wealthy people in Hong Kong also actively contacted Huo Jianning or the senior management of the Hutchison Group. They also wanted to exchange dollars, not necessarily for emigration, but to diversify their investments to remove risks.

These are also things to talk about. Diversification is the inevitable path for any rich man to go after success. He does not necessarily have to enter other industries, but will choose a variety of assets for value preservation, such as real estate, stocks, foreign exchange, national debt, and even There are also those who invest in land farms like Chen Zhiwen.

However, there are not many people who can achieve perfection, and many people are slow to react, and the real estate market in Hong Kong was too prosperous before 1982. As a result, a crisis broke out and the low price was cut in half, which made them reluctant to cash out. But now The Hong Kong dollar exchange rate crisis happened, which made them anxious. The house can still rise after the price falls, but if the Hong Kong dollar falls, it will be over.

In this case, even if Hisense Bank or Hehuang offer a higher price, in order to avoid risks, they can only accept that if they have Hong Kong dollars, they can exchange them for Hong Kong dollars; company stock in exchange.

It was the end of September, and one day, Chen Zhiwen was reading a recent newspaper about the negotiations between the Mainland and the United Kingdom. This matter was actually the root cause of the Hong Kong dollar exchange rate crisis. If this problem is resolved, Chen Zhiwen’s role will not be very great. . Even if the economy is already riddled with holes, it will not continue to deteriorate. At most, with the support of Chen Zhiwen's dollar, it can recover faster.

Although historically this matter was resolved in mid-October, he still has to pay attention to it all the time. After all, his butterfly effect may have affected many things. Although it will not change the outcome of this matter, it may still affect it. Time.

"Boom boom boom..." Huo Jianning and Zhou Jiayang walked in at the same time.

"What's the matter?" Chen Zhiwen asked. During this period of time, these two people were his second in command during the Hong Kong dollar exchange rate crisis, but the direction was different. Huo Jianning preferred to trade cash, while Hutchison preferred to purchase real estate properties, etc. Wait, there will also be cooperation between them. For example, Hisense Bank recommends that people with high-quality properties go to Hutchison, but these are generally small matters, and they can decide internally. It should be a big deal for two people to come together.

"Yes, we had a pleasant surprise." Zhou Jiayang said: "A ghost found me through the relationship of the Swire Group, saying that they have shares in Jardine and Landmark in their hands, and they want to use these two shares Come and exchange dollars.”

PS: Please give me a monthly ticket