The Infinite Journey of Cruelty

   Chapter 209 Small Loans

  On December 14, 1012 in the imperial calendar, the largest bank in Black Rock City opened a low-interest micro-loan, which was used to provide workers in urgent need of money with a loan amount that was twice the average income of workers.

  The daily interest is as low as 0.5%, only 20% needs to be repaid each month, and the remaining money can be divided into twelve or twenty-four instalments.

The emergence of    such micro-loans instantly made some workers who were living in financial difficulties ecstatic.

If they take out a loan based on the maximum amount of 240 silver coins, and use the 240 silver coins to repay 20% in the next month, they will have an income of 300 silver coins this month. In installments, they can continue to repay 20% to extend the installment.

   Most of the workers don't really understand the meaning of such a small loan, but under the advocacy of some people who received money from the bank, the loan was only opened for one day, and the threshold of the Black Rock City Raben Bank was broken!

   One after another, the workers who didn't use their brains very much borrowed more money than they worked hard for three months. The first thing they did when they got the money was to buy the food that was already lacking in the city.

  Victory Day is the most important festival in the empire. Although Black Rock City is almost no more than Victory Day, the workers still regard Victory Day as a day worth celebrating. It is also necessary to buy more food to prepare.

Not only did those big capitalists not worry, they also praised the chairman of Raben Bank. They rarely make money from these poor workers on weekdays, but after the emergence of small loans, Raben Bank A large amount of silver coins stored in the store flowed into the market, which stimulated a small wave of consumption.

  The workers asked for food, and the largest grain merchant in Blackrock opened a grain depot and sold it to the workers at three times the market price.

  Workers want decorations for Victory Day, and the market will increase the price of goods by 20%!

  Workers went to restaurants to dine in luxury, and restaurants raised the price of dishes by 50%!

  The chairman of Raben Bank stood in front of the floor-to-ceiling windows of the bank building, looking at the numb workers on the commercial street, and his heart was almost happy. The loan money was only one-third of the idle assets stored in Raben Bank.

After    is released in the form of small loans, it can not only stimulate consumption, but also continuously create wealth for him.

   Putting money into the market, instead of letting him lose, actually doubled his assets.

   Thinking that there will be a large amount of silver coins in the vault when the collection day comes, the fat-headed chairman can't wait to give a gold coin to the person who proposed this plan!

  …

   The turmoil of micro-loans continues to ferment, and more and more workers are envious of their peers who have borrowed money, and turn to follow the trend to make micro-loans.

   Blackrock has a population of more than 8 million, and the proportion of workers is close to 65%. Of these people, 50% have taken out loans, and the number is rising.

   It’s not that they didn’t know if the money was borrowed or repaid, but with the help of some people, everyone had an idea that I could pay it back.

   At the same time, a secret organization has carried out a series of work with the cooperation of one after another.

  A struggle without bloodshed cannot bring peace. They cannot be honest people all their lives. They want those capitalists to see the fists of the grandfathers of the workers.

   One afternoon before the scheduled rest day in Black Rock City, the workers who had worked all day wiped their sweat, turned off the machines, and prepared to leave the factory to relax in the wine street and the red light district.

But just as they were about to step out of the factory, Hans, the usual dog-like supervisor, stopped in front of the factory gate with a document and shouted to a group of tired workers: "Today, you all have to stay and work overtime! Extend it by five hours. After get off work, go back and turn on the machine!"

  The workers showed angry expressions, but they had no choice. In order to keep the job, they had to go back to their workstations.

   Although they complained, it is not that they have not experienced such a thing, and most of them have endured it. Anyway, tomorrow is a day off, and they can still spend the money from the loan while tomorrow.

In this way, the workers were busy until the early hours of the morning, and just before the end of get off work time, the supervisor appeared again, with an extremely ugly expression, and announced bad news to the workers who had shut down the machine, "Tomorrow's rest day is canceled, delayed by one day. If you come back to work within hours, you will be charged for being late!"

  Wow!

   This time, the workers are frying. Overtime is acceptable, but even the fixed holidays have been cancelled, and they are not allowed to rest!

   "Bastard Hans, I think your skin is itchy, right! Do you dare to say it again!"

   A circle of tall and sturdy workers surrounded Director Hans, and the group was furious, and some even raised Hans' collar and roared.

  Hans also scolded flowers in his heart, and with a displeased expression, he shook off the hand that grabbed his collar and shouted, "This is the order of the big boss, do you think I just want to work overtime!"

   "Fuck you, what else do you do besides sleeping at work? It's not that you can just talk about it because of the hard work, right!"

   "Hans, I greet your family!"

  “***!”

  The workers were still very angry, showing considerable dissatisfaction with this decision, all kinds of trash talking to Hans and his relatives.

  The workers also knew that Hans had no decision-making power, and they had no ability to resist.

   After returning home, the workers were surprised to find that their wife, who was working in the textile factory, had only returned home until now. After asking, they found out that the textile factory also needed to work overtime, and the rest day for tomorrow was also canceled.

   All factories in Blackrock City have workers continue to work overtime, and even the miners in the mines outside Blackrock City have no rest time and must continue to dig coal in the frigid wind.

  The only ones who didn't get their vacation deductions were the students of Obsidian Academy.

The children can't see their parents during their rest days, so they can only play with their friends at home, and spend a boring day~www.wuxiaspot.com~ The holidays are over, but the days are still to pass. The workers suppressed their dissatisfaction, Continue to work mechanically on the post.

  One day, two days, three days...

  December 22, 1012 in the imperial calendar, the next week's rest day arrived in a blink of an eye, but what was waiting for them was another overtime notice. The only difference was that the factory would be exempted from food expenses if they worked overtime today.

  The workers received the overtime notice again, full of anger, and some agitational remarks began to spread among the factory employees, expressing their dissatisfaction with the factory.

   During the lunch break on weekdays, the workers would choose an open place in the factory, sit in groups of three or five, or lie directly on the ground, chatting about some imaginative things.

   In the past, they liked to talk about which pub has good wine and which street brothel has new girls, but now, they don't want to discuss that at all.

   Overtime has compressed their time to the limit, and good wine and good girls may not be able to enjoy them recently.

   So they haven't been discussing those elegant and vulgar matters recently, but have listened to a few workers who like to read newspapers criticize those big bosses and say something that can make their blood boil.

   (end of this chapter)