The Kyoto Bubble Era: It started with selling off hundreds of millions of property

1.RB’s bank classification

Urban Bank: Similar to domestic national joint-stock commercial banks (China Agricultural and Industrial Diplomatic Relations, Investment Promotion, etc.), the Tokyo Industrial Bank where Kitahara Sosuke works is one of them

Local banks: equivalent to those domestic city commercial banks (Bank of Shanghai, BJ Bank, etc.), Kansai City Commercial Bank, which Takeuchi Rubber once cooperated with, is one of them.

Policy banks: similar to the domestic Agricultural Development Bank, etc., the main business is generally related to government policies

Trust bank: There is no such thing in China. It is a professional bank that accepts the entrustment of the public to manage their assets, such as financial management and inheritance.

RB Bank: The central bank, prints money, sets policies, etc. It is worth noting that the domestic central bank is a government agency, and RB Bank is a listed company, which means that it does not have much power. It is not the top of the financial world, and is competing with urban banking giants. The relationship is parallel. This is also one of the reasons why the Bank of Japan and the Ministry of Finance struggled with each other during the bubble economy period and failed to unify their opinions in the end. The Bank of Japan did not have the strength to speak out (this is different in China).

RB Postal Savings Bank: the only national bank with many convenient conditions

2.RB three major financial groups

Mitsubishi UFJ Financial Group: It was formed by the merger of Mitsubishi Tokyo Financial Group and UFJ Holdings Group. It ranks first. It has a bunch of commercial banks, trust banks, securities companies, and consumer finance companies. The core one is Mitsubishi Tokyo UFJ Bank. It was formed through the merger of Bank of Japan and UFJ Bank.

Bank of Tokyo-Mitsubishi: It was formed in 1995 by the merger of Bank of Mitsubishi and Bank of Tokyo. The book corresponds to Tokyo Industrial Bank and Tokyo External Banking Corporation. After the merger, it was named Tokyo Daiichi Bank.

UFJ Bank: formed by the merger of Sanwa Bank (the core bank of the Sanwa Consortium), Tokai Bank, and Tokyo Trust Bank

Mizuho Financial Group: It was formed by the merger of Daiichi Quanye Bank (the core bank of the Quanyin Consortium), Fuji Bank (the core bank of the Fuji Consortium), and Industrial Bank. It has four major financial institutions under its umbrella.

Sumitomo Mitsui Financial Group: formed by the merger of Sakura Bank (the core bank of the Mitsui Consortium, formed by the merger of Mitsui Banking Corporation and Taiyo Kobe Bank) and Sumitomo Bank (the core bank of the Sumitomo Consortium).

The birth of the three major financial groups meant that the six major consortiums began to divide and join together for warmth. The cause was the bursting of the bubble economy and the subsequent financial crises.

the conclusion:

Sumitomo Bank + Sakura Bank = Sumitomo Mitsui Banking Corporation (joint venture between Mitsui Foundation and Sumitomo Foundation)

Daiichi Kanye Bank + Fuji Bank + Industrial Bank = Mizuho Bank (Joined by Kanyin Group and Fuji Group)

Sanwa Bank + Tokyo Trust Bank + Tokai Bank = UFJ Bank (Sanwa Foundation self-rescue)

Bank of Mitsubishi + Bank of Tokyo = Bank of Mitsubishi (Mitsubishi Foundation self-rescue)

Bank of Tokyo-Mitsubishi + UFJ Bank = Bank of Tokyo-Mitsubishi UFJ (Jointed by Sanwa Foundation and Mitsubishi Foundation)

3. Bank’s organizational system division

Head office (headquarters, usually located in Tokyo) - branches (headquarters in various metropolitan areas, such as Osaka, Kyoto, etc.) - sub-branches (regional headquarters within metropolitan areas, such as Osaka Chuo-ku) - small and micro branches (regional subordinate local headquarters, Such as a certain town)

Position division

Head Office:

Core circle: President of the Head Office—Vice President—Special Affairs—Executive Executive—Board of Directors—Executive Director

High-level circle: Minister—Deputy Minister—Deputy Minister—Senior Investigator

Middle level circle: chief investigator - investigator - acting minister

Bottom circle: department head - director - general staff

Branch:

Core Circle: Branch President - Acting Branch President - Vice President - Minister

Senior circle: deputy minister - deputy minister

Middle-level circle: Section Chief - Acting Section Chief

Bottom circle: department head - director - general staff

Branch:

Core circle: branch president—acting branch president—vice president

Senior Circle: Section Chief - Acting Section Chief

Middle circle: Department Head (Kitahara Sosuke’s current position) - Director

Bottom circle: general staff

Small and micro sub-branches: only available in specific areas. They are generally held by local people. Sub-branch level section chiefs cannot be promoted. They may be transferred to small and micro sub-branch presidents later.

PS: The difference between the president and the president in a club is that the president is equal to the emperor, and the president is the emperor (high honor, no power)

4. Introduction to the six major consortiums

Mitsubishi Consortium: The largest enterprise, with the core being the Bank of Tokyo-Mitsubishi (the First Bank of Tokyo in the book) and Mitsubishi Corporation. The managers’ meeting is called the Jin Yao Meeting (on the second Friday of every month, the core bosses of the Mitsubishi Consortium meet), mainly engaged in residential development, New material development, military industry

Sanwa Group: The core is Sanwa Bank and Nissho Iwai. The managers' association is called Sansui Association (it meets on the third Wednesday of each month, and Wednesday is "Shui Yao Day" in Japanese). It mainly engages in steel manufacturing, communications, liquefied gas, Ceramics, rubber and other industries

Sumitomo Foundation: The core is Sumitomo Bank and Sumitomo Corporation. The manager association is called Shirasui Kai (the "Izumi" character of "Izumiya" where the Sumitomo Corporation originated was split into "White Water"). It mainly engages in the metal industry, finance industry and electrical industry. Operating ocean development and nuclear energy

Mitsui Consortium: The core is Sakura Bank, Mitsui \u0026 Co., Ltd., and Mitsui Fudosan. The managers' association is called "Futaki Club" (it meets on the second Thursday of every month, and Thursday is "Thursday" in Japanese). It mainly engages in chemical industry, heavy machinery, comprehensive electrical machinery, and automobiles. Manufacturing, real estate, nuclear power generation, semiconductors, medical and office electronic equipment and other industries (Toshiba, Sony, Toyota are it)

Quanyin Consortium: The core is No. 1 Quanye Bank and Itochu Corporation. The managers' meeting is called "Sanjinhui" (it meets on the third Friday of every month, and Friday is "Golden Day" in Japanese). Mainly chemical fiber, finance, optical communications, computers, petroleum development, food, etc.

Fuji Foundation: The core is Fuji Bank and Marubeni Trading Co., Ltd., and the managers' association is called the Furong Association (Mount Fuji is called the Peak of Furong, and the Fuji Foundation is also called the Furong Foundation). It mainly engages in RB manufacturing, commerce and finance, etc.

the conclusion:

The Mitsubishi Consortium controls military industry, technology, and housing

Sanhe Consortium controls steel, communications and some miscellaneous industries

Mitsui Consortium controls chemical, medical, and electronic products

Sumitomo Consortium controls metals, electrical, marine, and nuclear energy

Advise banking consortium to control oil and food

Fuji Group controls manufacturing and general commerce

PS: The Kitahara Consortium is about to start. Book friends can guess what Kitahara Sosuke plans to control.