The Most Powerful Tycoon Reborn In Xiangjiang

In such a short period of time, it is definitely very fast for the Hong Kong government and England to be able to complete the decision on the Hang Lung Bank.

Early in the morning, at the meeting of the Legislative Council, Youde sat there, preaching calmly.

"Two things. First, I need the Exchange Fund Administration to invest in the takeover of Hang Lung Bank. At that time, the Exchange Fund Administration and the Banking Supervision Office will jointly elect the new board members of Hang Lung Bank, who will be responsible for the operation of Hang Lung Bank. After the situation improves, we will look for suitable candidates to repurchase Hang Lung Bank.

The second thing, I hope that the Hong Kong government will come forward to stabilize the situation in Hong Kong this time. Hong Kong is everyone's Hong Kong. I believe that everyone sitting here does not want any problems in Hong Kong's economy! "

Youde's straight-to-the-point statement triggered discussions among members of the Legislative Council.

The current Xiangjiang is not the future Xiangjiang. In the current Xiangjiang, whether it is the members of the Legislative Council or the Executive Council, they are all selected by the Governor of Hong Kong. It is not like these members were all elected later.

In fact, the implementation of suffrage is a Xiangjiang policy promoted during Youde's tenure, and this policy is actually a policy launched by the British side to disgust their hometown.

So in the current Legislative Council meeting, Youde still has a very absolute right in name!

At this time, Youde didn't think that his proposal would be rejected by the Legislative Council, so after he finished speaking, he had a faint smile on his face.

But just when Youde thought that everyone would agree with his proposal, a congressman stood up.

"Master Governor, we have no objection to your decision, but there is one thing I hope you can give us an accurate answer!"

Youde frowned slightly. What he wanted to see was that after he finished speaking, everyone directly agreed with his opinion, instead of someone asking him now.

However, Youde still maintained his demeanor, and said with a smile: "Is there any question that Mr. Zhou doesn't understand? You can ask it, and I will try my best to answer your question!"

Councilor Zhou nodded and said, "That's right. What I want to ask is, if the Administration of Foreign Exchange Fund pays to take over Hang Lung Bank, will it be possible to undo the bank run in Hong Kong that may be triggered by Hang Lung Bank?"

Youde nodded confidently and said: "It's natural. The current bank run in Xiangjiang is only limited to Hang Lung Bank. Now that Hang Lung Bank's problem is solved, naturally there will be no other problems!"

Councilor Zhou shook his head and said, "Master Governor, I'm afraid the matter is not that simple?"

Youde raised his eyebrows again and asked, "Mr. Zhou, what do you mean?"

Councilor Zhou said: "When the Governor of Hong Kong came to the Legislative Council, he must have not read today's newspaper?"

Although Youde still didn't know what this Councilor Zhou was talking about, he still spoke: "Mr. Zhou, if you have any ideas, just say it. Now our time is precious!"

Councilor Zhou said, "Okay!"

After speaking, Mr. Zhou took out a newspaper, and someone took the newspaper in his hand and handed it to Youde on the rostrum.

Councilor Zhou continued: "This is the issue of today's "Shengbao" blunder. I think if this matter is true, even if the Hong Kong government took over Hang Lung Bank with funds, it would be nothing more than a waste of taxpayers' money. There is no way to stop the crowding wave from coming!"

When everyone in the conference room heard Mr. Zhou's words, they all showed surprised expressions, and all their eyes were on the copy of "Victory News" that had already arrived in Youde's hands.

I want to know what exactly happened to make this Councilor Zhou utter such shocking words.

Although "Victory News" reported the Xie Liyuan Gold Shop incident and pointed out the relationship between Hang Lung Bank and Diners Finance at the press conference, they have gained a certain reputation in Xiangjiang.

However, the background of this newspaper in Xiangjiang is really negligible, so these high-ranking members of the Legislative Council at the scene will not pay special attention to this newspaper.

Yoder looked at the newspaper in his hand, his face completely changed.

‘The storm is approaching, and Xiangjiang will usher in a large-scale squeeze! ’--"Victory News"

This is the headline on the front page of the "Victory News".

Originally, Yoder thought this was some kind of alarmist headline, but when he saw the content inside, he couldn't think so anymore!

"According to the exact information obtained by this newspaper, there have been large-scale uncashable checks in Xiangjiang Overseas Trust Bank, amounting to nearly 70 million U.S. dollars. Nica Finance Company.”

This time, "Success News" directed its spearhead at Xiangjiang Overseas Trust Bank, the fourth largest banking group after HSBC, Hang Seng, and Jiaku.

Back then, because Chu Huan wanted to take back his family's Jiahu Textile, he had contact with an overseas trust bank, and later they fought and cooperated.

However, the development of overseas trust banks has not lagged behind in these years. In 1968, Zhang Mingyi acquired the supplier bank of the Zhou Xinian family. In 1972, Overseas Trust was listed in Xiangjiang. Apart from Zhang Mingyi, the major shareholders are now in bankruptcy. Edge Hang Lung Bank shareholder Zhuang Qingquan.

After being listed, Overseas Trust Bank obtained a large amount of cash and began to actively expand overseas business. It successively established branches in Indonesia, Thailand, England, North America, Canada and other countries to expand overseas Chinese business there.

In the early 1980s, Overseas Trust Bank acquired Dajie Finance of Xiangjiang and another bank run by Zhou Xinian's family, Huaren Bank, by issuing new shares.

So far, Overseas Trust Bank has formed its own line, owning 3 licensed banks, 2 finance companies, and 62 branches in Xiangjiang. According to the financial report in the middle of this year, the total asset value of Overseas Trust Bank has reached 120 million. billion Hong Kong dollars, and the deposit limit exceeded 30 billion Hong Kong dollars.

It has become the fourth largest local bank in Xiangjiang after HSBC, Hang Seng and Jiaku!

After the death of Zhang Mingyi, Huang Changzan, a senior banker in Xiangjiang, served as the chairman of the Overseas Trust Bank.

Zhang Mingli's widow, Wu Huirui, and his eldest son, Zhang Chengzhong, serve as directors of the company.

In the report of "Sheng Bao", Zhuang Qingquan was mentioned emphatically. After all, Zhuang Qingquan is not only the general manager of Hang Lung Bank, but also the vice chairman of the board of directors of Overseas Trust Bank.

It is mentioned in the report that the relationship between Zhuang Qingquan, Wu Huirui and Zhang Chengzhong is very bad. The reason is that Zhuang Qingquan hopes that the overseas trust bank can provide help for the current Hang Lung Bank, but is opposed by Wu Huirui and Zhang Chengzhong.

Such a situation can easily arouse readers' curiosity. After all, Zhuang Qingquan, as the vice chairman of the overseas trust board of directors, must also have a high position in the overseas trust. In addition, everyone in Xiangjiang is now watching the situation of Hang Lung Bank. If the bank really went bankrupt due to the liquidation incident, then everyone will definitely focus on Zhuang Qingquan, who is also one of the major shareholders. At that time, the overseas trust that Zhuang Qingquan is the chairman of the board of directors will naturally be in danger.

It is impossible for overseas trust banks not to know such a simple truth, but even if they know it, they still turn a blind eye to the situation of Hang Lung Bank. There are many things to analyze.

In fact, in this report, "Victory" has already given a conclusion.

The purpose is actually that the current overseas trust banks cannot guarantee themselves.

It turned out that when Zhang Mingbi was alive, Zhang Mingbi followed the advice of his friend Ye Zhuangling and started using the "cheque wheel" method, short of nearly 70 million US dollars of public funds.

The Dominican Finance Company founded by Ye Zhuangling mainly provides immigration services for Hong Kong people. In the past two years, Ye Zhuangling has continuously discounted the checks that the company cannot cash to overseas trusts. Due to the "time difference" caused by the transfer of checks, it can Proceeds from the discounting of the second check were deposited into the account to enable the cashing of the first check, while speculating with the funds during the "time gap".

And this is the "check wheel" that shocked Hong Kong's financial circles.

Due to the failure of Ye Zhuangling's investment, the total value of checks that cannot be cashed by Overseas Trust is as high as nearly 70 million US dollars.

In addition, in this report, it is also mentioned that due to the existence of some bad debts, the actual financial situation of overseas trust banks has lost nearly 3 billion Hong Kong dollars!

The most important reason why the real financial situation of the overseas trust bank has not been disclosed is actually that the current chairman of the overseas trust Huang Changzan, Wu Huirui, Zhang Chengzhong and others designed false accounts to cover up the losses of the overseas trust.

This is roughly the content of the entire report.

Yode looked at the report in his hand, his face turned pale, and his expression lost his previous confidence.

In the current situation where Hang Lung Bank is experiencing a wave of liquidation, the overseas trust bank has been disclosed by the media. Let alone whether the content in the "Winning News" is true or not, just the current situation, such reports are enough to trigger The panic psychology of overseas trust bank depositors.

Then the run of overseas trust banks is naturally inevitable.

Now that the Hong Kong government is going to take over Hang Lung Bank, will overseas trusts larger than Hang Lung Bank also be taken over?

The most important thing is that the occurrence of such a situation in two banks one after another will definitely cause panic among the citizens of Hong Kong.

At that time, not only Hang Lung Bank and Overseas Trust Bank will experience a wave of run, but all small and medium-sized banks in Hong Kong will face this situation.

Could it be that the Hong Kong government wants to fully take over?

Faced with such a situation, even Youde couldn't find a suitable solution for a while.

"Inform the police station immediately, ICAC will investigate overseas trusts, arrest Huang Changzan, Wu Huirui, Zhang Chengzhong, Ye Zhuangling, Zhuang Qingquan and others, and organize professionals to investigate the financial status of overseas trust banks.

In addition, contact HSBC immediately, and Standard Chartered will hold a meeting of the Hong Kong banking industry!

Finally, send people to investigate "Sheng Bao", what kind of newspaper are they? "

Although Youde doesn't know whether to sell and take over Hang Lung Bank, but now he must make some countermeasures.

Immediately someone passed on what Youde ordered!

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Overseas Trust Bank Headquarters!

As the fourth largest local banking group in Hong Kong, the headquarters of Overseas Trust Bank is naturally located in Central.

Up to now, members of the board of directors of Overseas Trust have not paid attention to the content of "Sheng Bao", just like those in the Hong Kong Governor's House, the influence of "Sheng Bao" has not yet reached the point where they pay attention.

But at this time, the three giants of overseas trust banks are also discussing the situation of Hang Lung Bank.

"Hang Lung Bank must be finished this time!"

Zhang Chengzhong preached with a complicated expression.

In fact, Zhang Chengzhong has always had a shadow of Xiangjiang. When Chu Huan had not made a fortune, he punched him hard. Later, Zhang Chengzhong formed an Avengers Alliance against Chu Huan with several people. As a result, Chu Huan Huan hit almost couldn't find North.

Huang Yulang even lost his own Yulang International, and now he is no longer seen in Xiangjiang, and it is heard that he has gone to Southeast Asia to develop.

Although in this matter, Zhang Chengzhong had completed his undercover behavior and provided some convenience for Chu Huan, but Zhang Chengzhong was still afraid of Chu Huan.

But his father passed away, even if he didn't like Xiangjiang, he could only stay in Xiangjiang.

Huang Changzan is only temporarily serving as the chairman of the Overseas Trust Bank, and he will take over in the future!

But what Zhang Chengzhong didn't expect was that Hang Lung Bank had such a problem just after his father passed away. For a while, he was really worried that the situation of Hang Lung Bank might endanger overseas trusts, but he really couldn't agree with Zhuang Qingquan. The proposal is to let overseas trusts help Hang Lung Bank, because overseas trusts are also riddled with holes!

"Fortunately, the Hong Kong government has decided to take over the Hang Lung Bank. Thinking about the Hang Lung Bank incident, it should pass without any risk!"

Wu Huirui preached easily.

Huang Changzan looked at the mother and son. In fact, he also knew that he was an excessive chairman. Sooner or later, the Overseas Trust Bank would belong to the mother and son, so for this matter, he followed the two of them to object to Zhuang Qingquan. Anyway, In the past few years as the chairman of the overseas trust bank, I just want to make enough of my own benefits.

Huang Changzan looked at his watch and said, "It's almost time. I guess Hang Lung Bank should have received the last call from the Hong Kong government. Shall we call Zhuang Qingquan to confirm?"

Zhang Chengzhong said with a smile: "There's nothing to call, it's their Hang Lung Bank's own business, it doesn't have much to do with us!"

As a result, the office phone rang at this time.

Huang Changzan answered the phone, and then said to Wu Huirui and Zhang Chengzhong, "It's Mr. Zhuang."

Zhang Chengzhong said with a smile: "It seems that Mr. Zhuang has come to report the situation of Hang Lung Bank to us!"

It's just that after he finished speaking, Huang Changzan, who was holding the phone, couldn't laugh anymore, and even his expression began to become panicked.

"What's wrong?" Wu Huirui couldn't help asking when she saw this appearance.

Before Huang Changzan could answer, the door of the office was pushed open, and the three of them saw Huang Changzan's secretary and walked in with two teams.

One of the youths in a gray suit preached: "Hello, three of you, I am Lu Zhilian, chief investigator of ICAC, and I am here today for"

After Lu Zhilian's self-introduction was over, another young man who was already wearing half-sleeves said, "Hello, everyone, I am Liu Baoqiang from the Commercial Crime Investigation Division."

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Chinese OK!

Chu Huan was sitting in his office, listening to Xu Yi's report.

"Youde did not announce the decision to take over Hang Lung Bank at the meeting of the Legislative Council. At the same time, he ordered ICAC and the police to start a joint investigation on overseas trust banks"

Chu Huan was not surprised by this result at all. To save Hang Lung Bank and Overseas Trust Bank, at least 6 billion to 8 billion Hong Kong dollars in cash is needed. This amount of money is not a small amount for Hong Kong's Exchange Fund Administration.

Even if Youde finally decides to save the two banks, he still needs to hold a meeting to discuss with the Executive Council, the Legislative Council and other members.

This will be a long process.

What's more, the Hong Kong government now doesn't know much about the actual situation of Hang Lung Bank and overseas trust banks. If they want to convince various members at the meeting, they need to have solid data support.

"Now you don't have to worry about it for the time being, the Hong Kong government has taken over the two banks."

Chu Huan spoke calmly.

Xu Yi nodded and said: "It's like this. Just now our people outside the Overseas Trust Bank reported that ICAC and the Police Commercial Crime Investigation Division have gone to the Overseas Trust Bank. Once this news breaks out, I believe that the entire Xiangjiang Central Bank will Small banks are going to panic!"

One after another, the situation of Xiangjiang local banks broke out, which will cause the depositors in the entire Xiangjiang to panic, and will cause them a great crisis of trust in the reputation of these small and medium-sized banks.

As Xu Yi said, the bank run in Xiangjiang is inevitable!

Chu Huan no longer needs to care about such established facts, "Let the bullets fly for a while, now is not the time for us to take action!"

Xu Yi nodded and said, "Yes!"

Then Chu Huan left the company and returned to No. 12 Mount Kellett Road.

At this time, Cao Yunshang was teasing Chu Shige, and when he saw Chu Huan coming back, he asked with a smile, "It seems that the overseas trust bank incident has broken out?"

Chu Huan nodded and said, "The people from ICAC and the Commercial Crime Investigation Bureau have already gone to trust overseas. I believe this matter will spread in Xiangjiang soon!"

Then Chu Huan asked Cao Yunshang: "How is the acquisition of Xie Liyuan Gold Shop by the Empire Fashion Group going?"

Today is not only an important day when Youde is preparing to hold a meeting of the Legislative Council to allow the Hong Kong government to take over Hang Lung Bank, but it is actually the time when Empire Fashion Group acquires Xie Liyuan Gold Shop.

Cao Yunshang handed Chu Shige to the nanny, and said: "Just now, Guo Guandong has called and said that he has negotiated terms with Xie Zhichao, and the two sides have verbally reached an intention to acquire Xie Liyuan Gold Shop. I asked, when will I sign a specific acquisition agreement with Xie Liyuan Gold Shop!"

Although the Xie Liyuan Gold Shop was acquired by the Imperial Fashion Group, it was only the smallest part of Chu Huan's entire plan, but no matter what, it involved Chu Huan's entire plan, and Cao Yunshang would still let the Imperial Fashion Group cooperate with Chu Huan's decision of.

Chu Huan said calmly: "It can be done at any time. At this time, Xie Liyuan Gold Shop is no longer needed, and the later it takes over, the greater the loss to the Imperial Fashion Group."

Cao Yunshang nodded and said: "Since this is the case, I will inform Guo Guandong to let him complete the acquisition of Xie Liyuan Gold Shop as soon as possible. In addition, I want Gu Chengxi to issue a statement to our Imperial Fashion Group!"

Empire Fashion Group took advantage of the Xie Liyuan Gold Shop’s run-out incident to obtain Xie Liyuan Gold Shop at an extremely low price. This is naturally a profit for the Empire Fashion Group, but at the same time, the Empire Fashion Group also has to bear the Xie Liyuan Gold Shop’s expenses. in debt.

Therefore, the squeeze incident cannot continue, so Cao Yunshang needs such a statement.

Chu Huan nodded and said, "Yes, you can just contact Gu Chengxi directly about this matter!"

"Um!"

Cao Yunshang nodded and continued, "There is one more thing I want to discuss with you!"

Chu Huan sat on the sofa and said helplessly, "You are still in confinement period, why don't you do so many things?"

Cao Yunshang smiled happily: "Don't worry, I won't tire myself out, it's just that this opportunity is so good, I don't want to give up, and there are people who actually do things, I just make a decision!"

Chu Huan also knew that Cao Yunshang would not be able to sit still, so he said, "Let me tell you what you think first?"

Cao Yunshang said: "Xie Liyuan Gold Shop is now mainly engaged in the business of gold jewelry, but since the 1980s, I found that the diamond business in Xiangjiang and other places has been growing, but now the international diamond business is controlled by those few. tycoons, who rely on their own diamond mines in Africa to control the global price of diamonds.

If we want to make a difference in this field and not be restrained by them, it can only be found in Africa to find new diamond mines for development.

But you also know the situation in Africa. If you don't have your own armed forces, it's very difficult to achieve anything. Even if you discover a new diamond mine, you don't have the strength to protect it.

So I thought."

Chu Huan understood what Cao Yunshang meant. When he was in Europe before, Chu Huan told Ma Jizu about setting up a security company in Jiaku, and then transferring the people from the security company to Africa for training.

"At that time, I will let the people from the security company take charge of this matter!"

Cao Yunshang nodded and said with a smile: "Actually, the best way is, if we can discover a new diamond mine, then a local armed force in the place where the diamond mine is located will gain power in that country."

After hearing this, Chu Huan's eyes lit up, and he said with a smile: "This idea is not bad, you can think about it!"

Cao Yunshang was taken aback for a moment, he didn't expect that Chu Huan would really agree with this matter, but then Cao Yunshang thought of what those diamond industry giants were doing in Africa, it seemed that this was not a big deal.

"But before that, the most important thing for us is to have one... no, several exploration teams!"

Chu Huan said with a smile: "I can't help you with this matter. You can let the Empire Fashion Group form an exploration team by itself. I will let Ma Jizu protect them when the time comes."

Cao Yunshang nodded and continued: "There is one more thing. When Shu Han came to visit me, he told me about the domestic jade business. I think we can do something about it.

Now that my hometown has opened up for development, they must need enough foreign exchange to support their development, so I wondered whether to set up an acquisition company in my hometown after completing the acquisition of Xie Liyuan Gold Shop. Used to buy jade from my hometown? "

Chu Huan thought for a while and said, "I have no objection, but I can give you two suggestions!"

Cao Yunshang looked at Chu Huan curiously and asked, "What suggestion?"

Chu Huan said: "Since the Imperial Fashion Group is not short of cash at this stage, I think it is possible to store a large amount of domestic jade during this period of time. In this way, after the price of jade in my hometown increases in the future, the Imperial Fashion Group can With more jade reserves, the Empire Fashion Group will have an advantage in terms of price wars and costs.

In addition, you don’t need to focus only on your hometown, you can also cooperate with the Myanmar government. After all, where is the largest jade producing country, I can ask Wu Xiaohui to help you contact this matter, but there must be a price to pay in the early stage! "

After Cao Yunshang finished listening, he smiled immediately: "If that's the case, that's great, I have no objection!"

Then Chu Huan and Cao Yunshang discussed the details of this matter!

Chu Huan and Cao Yunshang had nothing to do for the time being.

But in Xiangjiang, it is completely messed up now.

No matter how few people paid attention to "Sheng Bao", some people still paid attention to it, and some newspapers that published afternoon papers also began to forward the reports of "Sheng Bao".

This made the matter of the overseas trust bank spread in Xiangjiang in the afternoon, and TVB even set up a special report for it.

So, now not only are there people withdrawing money at the door of each branch of Hang Lung Bank, but also people are queuing up at the door of each branch of Overseas Trust Bank to withdraw money.

More importantly, the current situation has directly reflected on Xiangjiang's stock market.

When the Hong Kong stock market opened in the afternoon, the Hang Seng Index plummeted 86.95 points, a drop of more than 5%, which was the biggest drop in Hong Kong since the stock market crash in the 1970s!

Not only that, but by the next day, the stock markets of Singapore, Malaysia and other countries also began to suffer.

And even more media published such a front page headline after watching the excitement!

‘The darkest day in Hong Kong since the 1980s! '

Such panic began to spread to all walks of life in Xiangjiang, and the banking industry in Xiangjiang was naturally the first to bear the brunt.

Nowadays, reports about the problems in the operating conditions of small and medium-sized banks in Xiangjiang have begun to appear in major newspapers.

At this time, the citizens of Xiangjiang no longer cared whether it was true or false, and every bank that appeared in the newspapers began to have depositors queuing up to withdraw money!

The run of the Xiangjiang banking industry has completely taken shape!

Thank you everyone, the typo will be corrected first~