The Pioneer of the Rebirth Era

Yang Dongxu has been in Xiangjiang for almost a week, except that on the second day of his arrival in Xiangjiang, he held a rich banquet that was widely reported by the media in Xiangjiang.

The rest of the time was basically in private contact with some wealthy families in Xiangjiang, and at the same time went to see Uncle Six.

As for the scandal of the wealthy banquet that made headlines in newspapers for several days, although he was the host of the banquet at that time, because the banquet was held in a hotel, his photo did not appear in the media reports.

After all, compared to such a banquet, reporters are not allowed to enter. Many reporters just stood at the entrance of the hotel, carrying long guns and short cannons to shoot the rich people who looked like they were walking the red carpet at a film festival.

As for the interior of the hotel, especially the banquet hall, they definitely couldn't get in, and they couldn't even go in to take a sneak shot.

After all, such a rich and powerful banquet would basically not contain any breaking news. Even if there was, he went in and secretly took pictures, which is tantamount to a threat to the privacy of the rich.

In this place of Xiangjiang, you offended all the wealthy families at once, are you going to sacrifice yourself directly for the sake of performance?

Therefore, there is the most essential difference between the privacy of wealthy families and celebrity gossip, although there are many rich gossip scandals that often make the headlines of newspapers.

But that is gossip within the rules. The rich may be angry, but it has no effect on their wealth and other privacy.

And this time, the host of the banquet has made it clear that reporters are not allowed to enter, and even many of them have received warnings from their own leaders before interviewing and taking pictures at the door.

At this time, standing at the door to take a few photos casually, interviewing a few people and passing the task, why do you have to live with your own life?

So although this banquet caused a lot of noise in Xiangjiang, as the initiator of this banquet, Yang Dongxu seemed relatively relaxed.

Apart from visiting these wealthy families in private to discuss the next real estate matters, I basically stay at home with my daughter.

He often held hands with Li Fuzhen, and then appeared in shopping malls or some pedestrian streets while pushing a stroller, just like a husband at home, without any conspicuous place.

Even the Hedong Garden where she lives is not like the residences of other Xiangjiang tycoons, there are many reporters squatting around trying to make big news or something.

Some rich people want to be exposed, because in some respects he needs to use this method to show his power, but if some rich people want to keep a low profile, they can do so. Especially Yang Dongxu, who has surpassed the level of ordinary rich people.

"There is no problem with the bank, and the rest is with several foreign banks, and there are..." Yang Dongxu lightly put his sleeping daughter into the cradle.

Then gently walked out of the room to the living room, Zhang Yu reported to him with the information in his hand.

In order to stabilize Xiangjiang's real estate, in addition to communicating with the major giants and Xiangjiang real estate developers. There is another point that cannot be bypassed and that is the bank.

In fact, most of the turmoil in real estate is caused by the leverage of banks.

For example, the previous Hong Kong financial crisis, and the subprime mortgage crisis that will occur in two years, etc., are actually the result of excessive bank leverage, which has caused the financial and real estate industries to be infinitely magnified.

But banks will definitely not lose money in doing business, and all these risks will definitely be passed on to home buyers, so every time there is a financial crisis, so many people line up to jump off the building.

For example, mortgages for buying houses are basically floating rate, not fixed rate.

If you don’t have that much money and want to buy a house, then when you look for a bank loan, the interest rate cannot be too low. And the interest rate is not fixed but floating.

For example, the market is currently in a downturn and banks need to relax loan conditions, so the interest rate may be lower at that time. But when the market improves, the bank will not worry about lending, and the interest rate must be calculated according to the high point of the market at that time.

In short, the exception banks will not suffer losses and make profits without losing money.

But the borrower is different. For example, you are buying a house with a loan worth 10 million, and you have a down payment of 1 million to find a bank loan of 9 million.

One day the house suddenly plummeted to only 7 million. Let alone your down payment, you still owe the bank 2 million.

And once the loan is cut off, the bank will definitely take over the house. After the house is taken over, the money from the house auction must not be calculated according to the market price.

The market price is 7 million, and if it can be sold for 6 million, it is considered a high price. In this way, you directly owe the bank 3 million.

That’s right, even if your house is taken away, if the loan cannot be repaid after the house is auctioned, the part that cannot be repaid is still your debt, and you still need to pay it back, not that once the house is taken away, the debt It's all over, there's nothing wrong with you.

So in such a situation, if you say you owe a million or so, the family can still work hard to repay the loan.

But how could those speculators only sell one house, and only use the normal leverage of the bank?

As long as the financial crisis occurs, those who directly bear tens of millions of debts are small people. Many people are directly burdened with billions of debts from the previous financial giants.

It is impossible to pay off so many debts in this life, and the rest can only be jumped on the roof.

Therefore, it is impossible to bypass the core point of the bank if the Hong Kong real estate side is to be stable and transitional.

"They're all foreign-funded banks that wear a pair of pants with those who make troubles. This is really a bit difficult." Yang Dongxu rubbed his chin.

This is the reason why after coming to Xiangjiang, I went directly to the rich and powerful instead of looking for the bank.

Needless to say, his own bank will definitely stand on Xiangjiang's side. If the president dares to do something, he doesn't have to speak. Naturally, the leaders will deal with him directly.

Moreover, the presidents of these banks are not mentally ill, so it is naturally impossible to do such a brain-dead thing. So this is nothing to worry about.

Now the major giants have expressed their views, and both parties have begun to negotiate and formulate a plan to stabilize Xiangjiang. The most difficult bone to crack is these foreign banks.

And because the country is now actively introducing foreign capital to invest in the mainland, these foreign banks often play a bridge role in it.

After all, for many foreign capitals, compared with Huaxia banks, they naturally believe that they are familiar with foreign banks that have had capital transactions for many years.

Therefore, these foreign-funded banks should not be forced to attack, otherwise, if those foreign capitals who sincerely invest in the mainland are in turmoil, it will undoubtedly not be worth the candle.

At the same time, these foreign-funded banks were originally one of the reliance behind those who made troubles, so this matter was extremely difficult to deal with.

But the tricky ones are tricky. Although the bank is the core that cannot be bypassed, it is not impossible to restrain it.

For example, in order to maintain the orderly and sound development of Xiangjiang real estate, crack down on speculators who are opportunistic.

Homebuyers sell their homes within five years of purchasing them. Imposing various taxes is a good means of restraint.

This will not only not affect the purchase of houses by residents who just need to buy houses, but also limit the speed of house circulation in the hands of these real estate speculators.

In addition to bank loans, there is a down payment for buying a house, and the funds will be directly trapped in a house within five years. It can directly increase the input cost of these real estate speculators, so there must be a certain inhibitory effect on such a large number of real estate speculators.

In addition to this method, it is also a good way to increase the down payment ratio of the second house.

Of course, the best way is definitely to hold the money bag of the bank directly. Unfortunately, this money bag is the money bag of a foreigner, not your own, and they will not let you hold it.

"Arrange the itinerary, and I will have a meal with the people from the Ministry of Commerce in Xiangjiang, especially the leaders who are directly in charge of real estate and land approval.

If these companies are disobedient, let them be disobedient. Housing, land and real estate policies are all well prepared. I still don't believe where these banks can go. "

"Okay, I'll arrange it for you now." Zhang Yue wrote it down, and then continued to say: "Just now, Mr. Toy called and said that he had something to discuss with you."

Just now Yang Dongxu was coaxing his little princess to sleep, so he didn't bring his mobile phone with him, in case the phone rang suddenly and woke up his sleepy little princess again.

"Did you say something?"

"It seems to be about Mr. Andre." Zhang Yue said.

Yang Dongxu frowned and reached for the phone, and made an international call to Troy.

The call was quickly connected, and the two talked on the phone for about half an hour, then Yang Dongxu frowned, flipping the phone back and forth in his hand.

It was indeed about Andre, who was being caught now, affecting Toy and, by extension, his side.

After getting his instructions before, the cutting between Toy's side and Andre's side was done very quickly.

Although some parts of his cooperation with Andre are too deep, it must not be completely cut. But there is basically no problem with Yang Dongxu's connection.

After all, Yang Dongxu was not familiar with Andre before, and many cooperations were not in-depth, and there was a middleman, Toy. So it's easy for him to cut, even if Andre is caught now, it has nothing to do with him.

Toy will definitely be affected, but with Yang Dongxu at the rear, he doesn't need to worry too much. Apparently he saw this point, that's why Toy was so clean and tidy when he was doing Yang Dongxu and Andre's joint cutting.

But although this call wasn't about Andre's accident, it was about Andre's.

Maybe the rich and wealthy have lived in peace for too long these years, and this person feels that he is doing well again. He is not the same as the person who fled abroad in embarrassment and dared not return to China. So he began to attack and want to ask for the previously seized assets.

This is simply looking for trouble for nothing. The old birthday star eats arsenic and seeks death. He is obviously out of his mind and can't figure out who he is.

Of course, there is a reason why he can't tell who he is. Andre's seized assets are indeed attractive. In addition, he has had a lot of problems in his investment business recently.

Seeing that he could obviously live a prosperous life for a lifetime, a Waterloo suddenly came. In the future, people who spend such a lot of money are willing to go far away, and can only live in tight clothes, which makes Andre, who is used to living a luxurious life, not willing.

So he set his sights on the assets that he thought should still belong to him. In fact, at the beginning he was not so bold as to dare to shout directly.

As a result, there was no response there. He felt that the other party might care about his weak international image. So the yelling became even more fierce. In fact, the other party just didn't want to talk to him.

As a result, the yelling became even more fierce, and the other party naturally slapped him directly. In his heyday, Andre was kicked out like a stray dog, let alone Andre now. So at this point he was in huge trouble.