The Pioneer of the Rebirth Era

There was a moment of silence in the living room.

Ma Fengyun looked at Yang Dongxu, and said with a slightly heavy expression, "I got Huabei not only to compete with Alipay, Huabei is an important supplement to online shopping."

"Understood, not only you get Huabei, but Jing Dong also gets an IOU or something, and Suning probably also gets an overdraft balance or something." Yang Dongxu nodded.

Huabei, which is similar to credit card overdraft expenses, is indeed a great supplement to online shopping. Its appearance no matter how many people become slaves to Huabei like card slaves, the first thing to do once the monthly salary is received is to pay back the money.

Only from the perspective of online shopping, only from the perspective of promoting consumers to shop online, and only from the perspective of capital. Although the advent of this software is not as epoch-making as Alipay, it is at least a milestone event.

And after being stolen by Alipay once, although UnionPay is very strict about the opening of online payment methods. But after all, it is the trend of the development of the times.

Even if Ma Fengyun doesn't make some flowers, according to the current active trading in the online market. It is also impossible for everyone to be killed by Alipay cards.

Jingdong payment, NetEase payment, Suning payment, etc. are either direct or curve network payment methods like Huabei are on the way.

It's just because Taobao is the most popular now, Ali is developing the fastest, and Ma Fengyun is the first to jump out. If he can bear it any longer, maybe Jing Dong's big strong man, even if he relies more on Yang Dongxu than Ma Fengyun, can't help but first disobey the Lord.

The general trend of the development of the times is here, and although Alipay has made UnionPay realize that the opening of online payment cannot be opened casually.

But Alipay did not engage in Huabei, and it did not engage in Yu'e Bao. It's just that the transfer fee and convenience make UnionPay feel a little threatening to me, so I can't let go of this hole easily.

But it's just that these threats are obviously limited, and the holes that get stuck are not so dead. Whether it is Ali or Daqiangzi, even if they are concerned about Yang Dongxu, the major shareholder, they can still obtain online payment licenses from other channels.

For example, Ma Fengyun’s Huabei, isn’t the financial loan license for credit loans paid online?

Therefore, for Ma Fengyun's obvious provocative behavior towards him from the outside world, in fact Yang Dongxu was not that angry in his heart, and he had no conspiracy to target Ma Fengyun.

Of course, although I don't care about this in my heart, I can't show it on the surface. Everyone feels that it is a provocative act, and you are as happy as a person who has nothing to do.

Then when other people see it and provoke you, you don't care, so can I take advantage of other things?

Especially on Ma Fengyun's side, he dared to provoke the other party with a cold face, if he gave the other party a smiling face, this daring guy would not turn the world upside down in the future.

"It's good if you can understand. In fact, it's not just about Huabei. In my vision, you can actually open an online bank. To put it bluntly, a bank is actually a credit structure.

As long as our credit-qualified people trust us, it is completely credible to make online bank deposits and withdrawals. And online banking is more convenient and quicker than offline banking.

The transfer does not require any handling fees, not to mention the convenience of transactions, and it does not have the superior service attitude of offline banks. Both the service and the efficiency of work are much better than offline banks. " Ma Fengyun said.

He felt scared, so he wanted to use Yu'e Bao to repay Yang Dongxu, so that the other party could calm down?

Obviously not, so he just put forward the idea of ​​an online bank similar to Yu'e Bao at this time. That's because this guy is smarter than anyone else, and he knows what it means to have an online bank. He's a little bit uncertain, and he wants to pull Yang Dongxu, an absolute boss, to stand in front of him.

If it weren't for the fact that he didn't know what to do, and this matter involved too much, and he would make a big mess if he couldn't make it right, he wouldn't be so kind to pull Yang Dongxu into the car.

This guy is neither tall nor fat, but extremely possessive. Anything that I can completely eat, even if it is an adventure, I have to eat. Only this kind of unpredictable danger, and I feel that my small body really can't handle it, would I think of finding a partner.

"The current efficiency and procedures of the bank are indeed too rigid, and there are too many areas that need to be improved and promoted." Yang Dongxu nodded and agreed with Ma Fengyun's words again.

It was the faint smile at the corner of his mouth that was full of deep meaning.

Ma Fengyun didn't catch his subtle expression, after hearing that he directly agreed with his opinion. Ma Fengyun was stunned at first, then ecstatically, "Director Yang also feels that Internet banking can be done."

"It can be done. Not only can it be done, but it must be done in a big way. The current banking industry does have many problems, whether it is service or system. It needs some external pressure to remind them that they can't always follow the old ways. They should wake up. Wake up and lead the times, but at least not become a stumbling block of the times."

"What Director Yang said is absolutely correct. The current banking industry is always step-by-step and lifeless. It is really bad. There must be some external pressure to wake them up.

I will hold a board meeting when I get back, and Director Yang will take the lead in this matter. ", Ma Fengyun slapped his thigh and looked very excited, it seemed that Yang Dongxu's words had touched his itches and made him feel like he had met a confidant.

At this time, Ma Fengyun is not the richest man, and Hangzhou Ma's name is not loud enough. So the courage is not as big as in the previous life, and he directly shouted the iconic speech of "If the bank does not change, we will change the bank".

"I'll forget it. I already have Alipay, so I don't want to participate in other things. If you want to do it, form a team yourself. If you put this thing in Ali, I, the shareholder, will vote in favor.

If you do it in the company you set up to make Huabei, and then cooperate with Ali, I will also raise my hand to agree. "Looking at Ma Fengyun with an excited face, Yang Dongxu said calmly.

"This." The expression on Ma Fengyun's face suddenly got stuck with excitement.

"Do you know Huaxia Telecom?" Seeing Ma Fengyun's appearance, Yang Xu asked a question that had nothing to do with the current topic.

"I know, a model in the communication field, if it weren't for the preference of those state-owned enterprises, it would definitely be the largest communication company in China." Ma Fengyun nodded.

"Huaxia Telecom is mine. I have already been a catfish in the communication field. In fact, it is not only in the communication field. Hurricane Architecture, Honor Mobile, Huaxia BMW, etc.

I have done catfish in many fields, so I will not get involved in the matter of affecting the banking industry. You have known me for so long and you know my personality well. If it is not necessary, I would not bother to touch finance. "

"I want to touch it!" Ma Fengyun couldn't help shouting in his heart. At the same time, he couldn't help but feel that Yang Dongxu was reckless. It was a shameful waste to have such good resources not to touch finance.

If he had Yang Dongxu's status and resources, he would be more than just a bank. He would like to make drastic reforms to the country's economic environment!

It's a pity that he is not Yang Dongxu, and he doesn't dare to shout out the voice in his heart.

So I can only look shocked and surprised, and look at Yang Dongxu with eyes full of admiration, "Huaxia Telecom and Huaxia BMW, the two star-level private enterprises, are actually owned by Director Yang. It's no surprise that it is Director Yang, who is a role model for my generation." .”