The Pioneer of the Rebirth Era

While Yang Dongxu was planning things in Africa, Ma Fengyun was worried about Alibaba's listing and Ant Financial. Ant Financial was not called Ant Financial before, but Small and Micro Financial Services Group.

Since Ma Fengyun realized the importance of Alipay, but this thing was in Yang Dongxu's hands, he had no way to get it, and he didn't want to be controlled by others.

So he came up with Ant Financial and paired it with Huabei, using it as a fake Alipay. Yang Dongxu turned a blind eye to this and pretended not to see it.

He even thought about selling Alipay to Ma Fengyun in a package, because now WeChat Pay has risen, and its functions overlap with Alipay. In addition, Jingdong, which he invested in, also has its own Baitiao payment, which is an overlap and overlap, which has caused a great waste of resources.

So it is better to take advantage of Ma Fengyun's current shortage of payment systems and sell Alipay to him in a package.

At that time, some projects such as teaching and charity donations can be directly separated and seamlessly connected to WeChat. After all, since the popularity of WeChat, YY's daily activity has been greatly affected, not to mention Aliwangwang chat, which no one uses if it doesn't sell anything.

And Dingding, which Ma Fengyun launched vigorously after being cursed by countless migrant workers. So Yang Dongxu not only did not lose money by selling Alipay to Ma Fengyun, but also made a lot of money.

But there is no rush for this matter. Anyway, he will not be anxious. As long as he reveals a little bit of the wind now, the anxious Ma Fengyun will take the initiative to find him, and then he can negotiate a better price.

After arranging the African investment, Yang Dongxu was temporarily free. After all, he only had to be responsible for commanding. It was impossible for him to go on a business trip abroad. He never overestimated the shamelessness of the old rogue.

Even every time he felt that he had tried his best to maliciously speculate on the bottom line of the old rogue, but the other party did something more shameless than his malicious speculation.

So if he could not ensure his own 100% safety, he would not be forcibly arrested by the old rogue abroad and extradited to the United States. Yang Dongxu would try not to go abroad if he could, let alone go to a chaotic place like Africa. If someone shoots him in the back, he will cry without tears.

However, Yang Dongxu, who had arranged things in Africa and prepared to relax for two days, did not have a relaxing life at home to take care of his children. He was left in Yanjing for a meeting again.

If it was a company matter, as long as it was not an important event with a big decision, he could push the rest to the company's CEO. Let him, the big boss, do everything. What's the point of you, a bunch of working emperors?

But it was an official meeting, and he was specifically asked to attend. There was nothing he could do. He could only take a look at the content of the meeting. Then Yang Dongxu fell into deep thought and began to construct how to hold this meeting in his mind.

And the reason for being specifically asked to attend this meeting was also very simple. This was an important financial meeting. Of course, it was not about the stock market and the insurance industry, but about the banking industry.

One of the key issues was the issue of online payment fees. So far, because of Yang Dongxu's ability to withstand pressure. Now there is no fee for transferring money between online payment platforms.

But if you withdraw money from Alipay or WeChat Pay, you need to pay a fee, and this fee is very high, 0.5%.

And this handling fee is not charged by Alipay or WeChat, but the withdrawal fee set by the bank itself. At the beginning, the bank made this request and was very strong. Yang Dongxu agreed after a moment of hesitation.

At that time, the bank felt that it had ushered in a great victory. What online payment, what private enterprise bosses, and the myth of the domestic business empire, didn’t they have to bow down in front of the bank?

But the development trend of things later was a bit beyond the bank’s expectations. Why did the bank force Yang Dongxu to stipulate that the withdrawal of cash from the online payment platform must pay a handling fee of 0.5%?

It’s because they are used to being the boss, and they have the endorsement of the country. They think that they are crushing Yang Dongxu in terms of strength and capital. Therefore, the public must trust the bank instead of Yang Dongxu.

With this trust foundation, the public will definitely deposit a large amount of money in the bank instead of staying in the online payment platform. After all, things on the Internet are illusory, and from time to time, there are news that someone’s Alipay account was hacked, defrauded by the Internet, and assets were cleared overnight.

People naturally feel more at ease when saving money and holding a bank card. In fact, the banks are quite confident. Most residents still keep their deposits in banks. Compared with online payment platforms, people do trust the national bank more.

But there are honest people, and there are naturally adventurous people. Moreover, both Alipay and WeChat have used countless days and nights and examples to prove that it is safe to put money on payment platforms.

Therefore, many people put their money in Alipay or WeChat without withdrawing it. In addition, Yang Dongxu took the opportunity to launch Yu'ebao, a project that also has interest when depositing money online, and the interest is settled daily, not how much you deposit, and the interest is given to you in one lump sum after the maturity.

It can be said that once you deposit money in Yu'ebao, you can see your interest income every day. In addition, there is no handling fee for transfers between payment platforms.

This has led to a large amount of money running from the original bank to the payment platform, and then circulated between the platforms instead of going to the bank. Naturally, the bank is not happy about this. After all, before the payment platform, all this money was in the bank.

It would be strange if they were happy to have such a large piece of meat cut off all at once. So the bank made a fuss about this online. After a while, the country also felt that such a large amount of money was indeed risky, so this symposium was organized by the Financial Regulatory Bureau, and Yang Dongxu, as the protagonist who bore the brunt of it, naturally could not be absent.

In fact, Yang Dongxu had already prepared for this symposium and the fact that the state would supervise the payment platform funds. After all, if he were an official, he might also sit back and watch such a large amount of money floating on the Internet. If there was a problem, it would be a collective social event.

So being supervised, and even double supervision by banks, are trends that cannot be changed. But although the trend cannot be changed, the increase in supervision can be discussed.

Apart from the fact that the bank insisted that a 0.5% handling fee must be paid for withdrawals, this point needs to be discussed carefully.

After all, when you said that you would charge a 0.5% handling fee before, I didn't have any embarrassment or obstruction on my side, whatever you said was what it was.

You have collected the handling fee, and now you are going further and want to supervise all the funds. If you don't spit out some of what you have taken in, do you really think that Yang Dongxu is made of mud?

Besides, online payment is also a major trend. You can't just rely on your achievements and play the old tricks to kill this new market, right? If you really want to do this, not only Yang Dongxu is not happy, but the country is not happy either.

After all, Huaxia Finance is deeply influenced by Western financial thinking and models. It's not easy to have online payment, and it's better than similar markets abroad. How can you just strangle it? So Yang Dongxu was very confident in this meeting, and he could be tougher at that time.