The Rebirth of the Financial Hegemon
Chapter 167 Loans from 15 banks
"Boss, we have collected a total of 80 million chips in the past half month, with an average price of 4.96 yuan. However, there are very few loose chips inside now, and the progress in the past two days has not been very smooth."
In the market, every change in price will affect the minds of the holders.
Because psychological expectations are different, everyone has different definitions of price. After the current chips are collected, a solid bottom will be created.
It also means that if you want more chips in the later stage, you need more real money.
Zhao Jiangchuan did not look back.
His eyes were still looking down at the people coming and going on the ground.
His eyes were dull and indifferent.
Because of the distance, the people or objects within the line of sight become a little smaller.
The people who were constantly coming and going were like ants moving in groups.
Liu Qiang and Fang Zhongyuan stood respectfully, not as impetuous as Zhao Jiangchuan who didn't look back or say a word.
Time passed by minute by minute.
Zhao Jiangchuan seemed to have had enough of the scenery outside.
He turned around and finally spoke after sitting down in his chair.
"Continue to collect chips and try to control the price below six yuan. I am preparing the funds. You can go out first."
Liu Qiang did not dare to pause for a moment. After Zhao Jiangchuan finished speaking, he immediately turned around and walked out.
In the office, only Fang Zhongyuan and Zhao Jiangchuan were left.
At this time, Zhao Jiangchuan seemed to have returned to his usual appearance as the boy next door.
He smiled at Fang Zhongyuan and said.
"Lao Fang, it's just the two of us now. You're welcome. Come sit down and drink tea."
Fang Zhongyuan also breathed a sigh of relief.
When Liu Qiang was there just now, there was an invisible aura about Zhao Jiangchuan, who was looking down at the sky with his hands behind his back.
An aura that makes it difficult to look directly at.
That kind of aura is like facing a huge mountain that cannot be climbed.
An invisible and silent sense of oppression.
At that time, Fang Zhongyuan was still too nervous to breathe, but now he is finally relaxed.
"Crash..."
After drinking several cups of tea, Zhao Jiangchuan spoke again.
"Lao Fang, how are things arranged over there?"
"The legal person change has been completed, and the recruitment of temporary personnel has also ended. The rented equipment will arrive in the next two days. Currently, eight banks are interested, and the other banks have not responded yet."
"Well, you have to hurry up on this matter, otherwise we will be in trouble later if we can't keep up with the funds."
"I know this, but boss, is there really nothing wrong with doing this?"
"Lao Fang, a company with complete procedures and equipment and good qualifications applies for a loan from a bank. The procedures are legal and compliant. What do you think is wrong with this?"
"But….."
"I understand what you mean. If you want to get loans from fifteen banks at the same time, it seems illegal, right? Haha..."
Fang Zhongyuan didn't know what to say.
When Zhao Jiangchuan asked him to use 40 million to acquire an unknown steel trading company, he didn't understand what he meant.
Now that I understand everything, I feel scared every time I think about it.
Only Zhao Jiangchuan and Fang Zhongyuan knew about this matter in the company. Apart from them, even Zhang Hua didn't know.
A month ago, Zhao Jiangchuan arranged for Fang Zhongyuan to secretly acquire a steel trading company called Huafa.
This steel trading company is not the largest in Shanghai, but its factory location and number of employees are the two factors that Zhao Jiangchuan values most.
Later, many people accidentally saw some news in media reports.
ID cards starting with 350 and 352 in Southeast Province have been completely blocked by Shanghai Bank. Except for the Ningde region, almost the entire southeastern province has been implicated.
The cause of the matter was due to many bank loan fraud incidents that had occurred.
Zhou Ning’s collective loan fraud incident occurred in 2008, when the China Banking Regulatory Commission had been established.
But even with the existence of the China Banking Regulatory Commission, those steel trading companies at that time still obtained billions of loans from major banks.
In 1995, not only was there no China Banking Regulatory Commission, but it was also very difficult for banks to lend money to foreign investors.
From the perspective of future generations, this is incredible.
There are still loans that cannot be granted by banks, and many people want to seek loans but have no way out.
But in the 1990s, what Chinese people were most passionate about was deposits.
Because you can get interest on deposits, and you also need to pay bank interest on loans. Only fools can do this kind of thing.
This incident once shocked the whole country, and it is impossible for Zhao Jiangchuan, who is from the southeast, not to have heard of it.
So as soon as this guy figured it out, he paid attention to the bank.
If you want to speculate on a stock, you need to collect enough chips, but if you want to collect enough chips, you need enough capital.
Six hundred million dollars is a lot of money, but this amount of money can only be used to speculate on some stocks with small market sizes.
When the price of a stock rises, its market will expand simultaneously, which means that more and more funds are needed.
A blue-chip stock like G Fenjiu has a total share capital of 185 million shares, priced at 5 yuan per share.
Theoretically, the 600 million in Zhao Jiangchuan's hand can eat up more than half of the chips.
But in fact, after the chips are concentrated, more and more funds will be needed to passively rise in prices.
With Zhao Jiangchuan's character, he naturally wanted to be foolproof and maximize profits, so after thinking about it, this guy came up with a sexy idea.
Acquire a physical company and then go to the bank for a loan.
At first, Fang Zhongyuan was still confused.
Only later, when Zhao Jiangchuan asked Fang Zhongyuan to change the legal person to Mo Shaoyan and apply for loans from fifteen banks at the same time, Fang Zhongyuan was confused.
The steel trading company purchased for 40 million yuan was inflated by Zhao Jiangchuan and its registered capital was expanded to 120 million yuan.
Not only that, Zhao Jiangchuan also temporarily recruited a group of workers and rented a large amount of old equipment from other companies.
The steel trading company, which was originally only an average size, has been expanded three times.
Then, Mo Shaoyan, who was represented by a legal person but did not actually exist, applied for a 60 million loan from major banks.
He applied for a loan of RMB 60 million from fifteen banks at the same time.
If Fang Zhongyuan still couldn't figure out what Zhao Jiangchuan wanted to do at this point, his life would have been in vain.
It's obvious that Zhao Jiangchuan wants to swindle the bank's money.
"Boss, are you sure everything is fine?"
"Lao Fang, everything we do is legal and compliant. Enterprises seek loan support from banks. This is allowed by policy. If the enterprise goes bankrupt, just give the enterprise to them. What's the problem?"
Damn it, it's not as easy as you say.
Fang Zhongyuan felt that Zhao Jiangchuan had a dark heart.
Most people can lend money to two families at most, but this guy is good, he can lend money directly to fifteen families.
What's even darker is that the legal person is still an unlucky guy.
Mo Shaoyan, there must be black smoke rising from your grave, otherwise how could you be targeted by such a guy.
There is nothing that can be done about the square within the circle.
Zhao Jiangchuan was right. No matter what procedures they followed, their loan this time was legal and compliant.
It's nothing more than taking advantage of the bank's loopholes.
"Lao Fang, don't worry. We'll be done with it later if we can raise Fenjiu's stock price and repay the bank loan after shipping the goods."
Fang Zhongyuan couldn't help but roll his eyes.
He really didn't know how credible Zhao Jiangchuan's words were.
With this guy's heart so dark, if he wanted Zhao Jiangchuan to pay back the money, the banks that lent him the money would definitely be ripped off.
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