The Rebirth of Wealth
Chapter 1567: Days without Brother Brothers (Happy New Year's Eve!)
Ma Yun guessed what Li Dong did, but Li Dong did nothing.
The same is true of the distance.
Obtained a consumer finance license, far away did not promote anything.
Ordinary people don't actually understand what this means, and they don't even pay attention.
I got a license from afar, as if nothing had changed.
However, it was at this time that the remote financial company increased its registered capital.
Originally, the registered capital of Far East Finance was not too high. This time, Far East has increased the registered capital to 2 billion.
To increase the registered capital, you have to pay for it.
There is not much money on the far side now, but in the end it is still a patchwork, barely enough to make up for the money. For this, during this period of time, the little wealth accumulated has been smashed into it.
Now, there is a penny in the distance, and no penny is left.
Of course, this is not to say that injecting remote finance, the money will be gone. The money is still there, but it will only be injected into the remote finance from the holding company.
The registered capital of 2 billion is the highest among the four financial consumer companies that issue licenses.
Even if BOC consumes, the registered capital is only 500 million.
In fact, BOC, the giant behind BOC consumer finance, does not care too much about BOC consumer business, because the bank itself also includes consumer finance business.
They do this, mainly for the purpose of piloting and watching the market.
Of course, it is inevitable to rule out the minds of competitors.
A total of 4 licenses, and their banking system won 3, so that there are fewer new competitors.
Local banks care a lot. After all, local banks have great limitations and great competitiveness. If they get a license, they can cover a wider area.
And the distant place won the license, and also expanded the registered capital.
At this time, it looked calm and quiet, not showing the mountains and no dew, but many people in the industry knew that there would be movements in the distance.
With a registered capital of 2 billion, if the leverage ratio reaches 5 times, the distant consumer finance sector can achieve a scale of 10 billion!
Today, among Huaxia's banks, many local banks have not achieved tens of billions in this area.
In the distance, a private enterprise has such a great ambition, which is beyond the expectations of many people.
Is there really such a big market prospect in the field of Internet consumer finance?
Is this not Internet finance, but the consumer field, or the consumer loan field on the Internet, where there is so much room?
With some uncertainty, everyone can only choose to wait.
At this time, in addition to waiting, everyone has no better way.
Even for banks, since the CBRC selected the location to issue a license to the distant place, it means that the upper level is also doing it with the idea of giving it a try, and wants the distant place, the promoter of Internet finance, to give it a try.
Can Internet finance bring some changes to China's economy?
This kind of change, with the remote as a pilot, will neither lack influence nor fail because of a family in the remote, which will eventually lead to the collapse of the entire system.
...
Li Dong doesn't guess the thoughts of high-level officials.
He didn't want to guess.
In short, when a license is obtained from afar, everything will become legal and compliant, which is enough.
At the moment, Li Dong is flying to Beijing on his private plane.
Today, on the 9th, I said that I will go to Beijing to attend the return banquet. This can't be missed.
The license was issued yesterday. Last night, Li Dong had been thinking about a very important issue.
I got a consumer finance license. Next, my Wan Wan cartoon launched a personal consumer loan business. What is the name?
Flowers chanting and borrowing?
While considering this issue, Li Dong was thinking about whether he would be scolded to death later.
I got a license in advance and launched an online loan business. Later, someone borrowed too much money, but couldn't afford it yet.
But Li Dong turned his head and thought again that he was doing it for everyone.
Wancao was the first to launch and formalize this system, and some online loan platforms will not be easy to chaos in the future. After all, Wancao has low interest rates and strong credibility. Everyone's first choice is Wancao.
In this way, can any naked loan incident be avoided to a greater extent?
The thought of working hard, struggling, and changing for the ignorant crowd in the future, Li Dong also felt that everyone should not scold themselves, but also for their own good.
Of course, the money from these loans is best used for shopping in Yuanfang Mall and supermarkets in Yuanfang.
The money eventually returned to the Yuanfang Group.
The money flowed out of the financial company using leverage eventually changed a bit. Not to mention earning interest, shopping is also profitable. It can also promote consumption, increase performance, and revitalize the money on hand ...
The benefits are naturally many and many!
The key point is that before the Double Eleven, this system will come out.
Double eleven, how to shop without money!
No money, just support from afar!
Thinking of the Double Eleven, Li Dong couldn't help but think of those cunning parties who later found out that the money spent on chanting was not enough.
This impulsive consumption is not a minority, but a lot.
Thinking about it, Li Dong again felt that he was a bit terrible, and he got these things out several years in advance. Isn't this making everyone spend more in advance several years in advance?
...
Shen Qian, who was sitting next to him, saw Li Dong's expression of grief and sympathy for a while, and the expression of fangs and grinning for a while.
When Li Dong grinned again, Shen Qian said helplessly: "What do you want?"
Li Dong laughed and said: "I didn't think about anything, I just thought that I was quite great sometimes.
Of course, this greatness cannot be understood by outsiders.
From the remote financial side, a few major licenses will be available. In the future, I can serve the public.
Every time I think about this, I feel that I am too concerned for everyone. "
Shen Qian's face blackened: "What's the matter with you recently? It seems that you are getting narcissistic.
Since you put yourself on holiday, there have been no other changes.
In the past, you bragging was also bragging in front of outsiders. There are still a few truths in front of me. Now, in front of me, you are running a train full of mouths. "
Li Dong said dryly: "Are you? No.
I have been full of truth recently, but this is true.
Don't believe it, sometimes I think I am really great.
You think, now that I have a consumer finance license, I can lend.
Am I making loans, better than usury?
I do n’t want to destroy people ’s homes, and do n’t let people take off their clothes to take pictures before giving loans?
Also, when I get a small loan license, I can also give some small and medium-sized enterprises support.
They can't get a loan from a bank, the company is facing bankruptcy, and employees are facing unemployment. It's me who gives them a chance to recover. It's not financing, but borrowing. The interest is not too high, the loan is fast, and the review is simple.
You said, do you have to thank me?
If I do n’t do it, others will do it, but can others do better than Li Dong?
At least, I have money. I am not too greedy for this kind of money. I will first set some rules in this industry and become the industry standard.
In the future, before other companies do this, everyone will subconsciously follow the standards in the distance.
Guide a new industry, formulate rules, or the kind of good direction, you said, this is not great? "
Shen Qian was speechless and said for a while: "You are the first well-known entrepreneur to talk about usury, and even talk about greatness."
Li Dong retorted: "Why did you become usury? You don't understand, you can't talk like that in the future."
"Yes, I don't understand.
But I heard someone say last night that the interest rate set is around five ten thousandths of the daily interest rate.
If you calculate monthly compound interest, the annual interest rate is close to 20%. If you do not count monthly compound interest, that is also the 18% interest rate. Isn't that what we mean by usury? "
Li Dong accused: "Consumer loans, you have to look at the bank credit card, if it is lower than the credit card, but the above review.
Moreover, we are monthly settlement, if annual settlement, where there is so much capital.
Anyway, it should be an emergency, but not ...
Forget it, I wo n’t explain it, you will know when you look at it, even if the annual compound interest is close to 20%, it is much stronger than the usury.
Besides, they are all small amounts. I wouldn't be inadvertently going up several tens of times a year.
Not to mention, I will not force others to ruin, even if I am a bad person, I must be a good one of them. This is my belief. "
Li Dong does not continue to talk about this. Personal views differ on this matter. Some people think that the distance is a savior, and some people think that the distance is a black-hearted loan shark. That is normal.
In short, with the consumption license, the funds from afar can be revitalized. This is real.
Li Dong, at this time, extremely hoped that a large amount of funds could be revitalized from afar.
As long as there is money, there are too many things he can do.
In later generations, what are the annual profits of enterprises such as Ali Tengxun?
But when someone buys a company, it is called a big one, although it is not all cash, but it is true that several big IT giants are not bad.
How to revitalize the money is still open to question.
In short, trying to revitalize some unusable funds, this is what all companies are doing.
Making money with others' money, rather than making money with others, is also what big companies are doing.
With money, Li Dong can continue his plan.
Otherwise, relying on bank loans alone, so much money, how to carry out these big plans.
At this time, Li Dong, in fact, admired not himself, but these people Ma Yun, these people paved the way for him in the past life, really good.
Many things are actually hard to think of by Li Dong himself, but if there is a lesson to learn from it, it is much simpler to do it again.
At this time, Ma Yun and they are still in the path of groping.
Li Dong had a mature system in mind.
Just to rush here, Li Dong decided that he had to send Ma Yun back a few boxes of wine. It was enough to move a box last time.
...
Capital city.
Apart from Pingchuan, Li Dong's most visited city in his life is Beijing.
Since 2005, he will come every year, sometimes more, sometimes less.
It can be counted that he has been in Beijing more than 10 times at least.
Of course, it's just not always pleasant.
Fortunately this time, the Big Devil is married now, and there are few people who provoke him, or dare not provoke them.
In this case, Li Dong is not the master of nothing, and of course the atmosphere should be much more harmonious.
In particular, this time it was the son-in-law's return that had nothing to do with anyone else, it would be more harmonious.
airport.
It was Shen Hang who came to pick up this time. Everyone had just been separated for a while, and naturally there were not so many polite words to say.
After getting in the car, Shen Hang smiled and said, "Before you got married, it was your brother-in-law's home court.
Now, it is our home court.
Everyone said yes tonight. The brother-in-law is here.
In the evening, if your brother-in-law didn't drink, our mother-in-law's family was not satisfied ... "
He had just said that Shen Qian had snapped his head with a "snap" sound, and he didn't have a good air: "Don't talk about this, and talk less about tobacco and alcohol.
Some people are drunk and dare to say anything and dare to do anything.
I don't want him to be an alcoholic! "
Li Dong agreed with his face: "Yes, your sister's lesson is, listen carefully.
Drinking these things can be avoided.
Moreover, you are not the protagonist at night, I am, and I will take the lead for me in the future. "
Shen Hang's helpless face, these two couples, one is harder to provoke than the other, really can't say anything.
...
The return banquet prepared by the Du family is not too heavy.
If it is the Shen family's preparation, the scale of this return banquet will never be small. The celebrities in Beijing are invited to go to the majority, which is in line with the style of the Shen family.
But the Du family is simple and best.
Therefore, Du Anmin and his wife didn't take care of the door banquet proposed by the Shen family for a big hotel.
In the end, it was decided to do it in Lao Du's house.
The guests are also simple. Apart from the Du family and the Shen family, Du Anmin did not invite a few people, a total of four or five outsiders.
Shen Xuehua also invited a few here, plus relatives on both sides, and finally only about 30 people.
This scale is relatively simple compared with the scale of Li Dong's wedding and the status of both parties.
There is nothing to say about the process of returning to the banquet. The new couple will always be the protagonist of the wedding.
The entrusted ones were entrusted before ~ www.wuxiaspot.com ~ Du Anmin and Shen Xuehua actually have nothing else to say.
As for the promise, one meaning is enough.
I really hope that the promise is useful, and no one in the world will divorce.
Marriage, in the end, depends on the husband and wife to run their own business. At the wedding, at the door banquet, even if Li Dong promises more, these words need not be taken seriously.
After returning to the banquet, Li Dong and Shen Qian's wedding was recognized and blessed by everyone on both sides.
The wedding process also came to an end, and then it was up to both parties to run in.
Don't look at Shen Qian and Li Dong being together for a long time, but they can be different before and after marriage. Whether they can run in well is also related to the long-term relationship between husband and wife in the future.
This night, Li Dong alone kept the vacant room, Shen Qian was pulled away by Shen Xuehua, and the mother and daughter communicated until late at night and were asleep.
As for how Shen Xuehua taught her daughter, neither Du Anmin nor Li Dong asked.
At the end of the back door banquet, Li Dong was going to conduct their honeymoon journey with Shen Qian.
As Li Dong ran around for his marriage, the Chinese business community suddenly fell silent.
Until this time, many talents suddenly awakened, and many people who eat melons are somewhat unaccustomed to saying: "The days without Brother Brother seem a little boring."
"Brother Pao really loves mountains and rivers after he doesn't get married?"
"Yeah, don't be like this. It's a pity. In the past two years, the Chinese business community has been very lively. Now that Brother Pao has left, everyone else has snapped, and none of us can be excited."
"Look forward to the return of Cannon Brother!"
"Continue to blow, where is the richest man in the world, and the distance has not become the world's first!"
"Brother, come back!"
"..."
On the Internet, there was a lot of calling, and Brother Gun didn't let go of the gun anymore. This day was too boring.
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