Chapter 57: There is an opponent
"Mr. Su, this black card is currently one of the top credit cards in China."
"Generally speaking, the limit of the black card is between 2 million and 10 million, and because Mr. Su has strong financial resources, the limit of this black card is the highest of 10 million."
"Moreover, if Mr. Su needs it, he can also apply to our bank for a temporary quota. The highest temporary quota can be given to 40 million."
"Such a black card is owned by only about a hundred people in China."
"Therefore, this kind of black card can almost be regarded as one of the top 100 exclusive cards for the rich in China. As long as the card can be presented and used, no one is not the top rich in China."
Zhang Qun took out the black card and explained it vividly to Su Qi.
Su Qi listened and nodded casually.
For him, the maximum limit of this credit card is only 50 million, and he still needs to apply for the temporary limit.
Such a small amount of money is not as good as pocket money for a super rich man with a net worth of tens of billions.
You know, for some wealthy people to buy a sports car casually, it may cost tens of millions.
Or buy a yacht, buy a private jet, etc.
These behaviors cost hundreds of millions or even more for any one of them.
In this way, this black card seems useless.
Seeing Su Qi's dispensable attitude, Zhang Qun's heart suddenly shook.
This is an expression of almost no interest in this black card.
"Mr. Su..."
Zhang Qun wanted to say something.
Su Qi waved his hand and interrupted him: "Let's talk about it, what do I need to do to become the supreme VIP customer of your bank?"
There is no free lunch in this world.
Or in other words, free things are the most expensive.
For this, Su Qi agrees very much.
Therefore, when Zhang Qun and Mo Xuri offered so many preferential terms and black cards, Su Qi knew that they must be asking for themselves.
Otherwise, the president of the dignified Xihong City Commercial Bank would not bring his savings manager to visit.
And the attitude is so low.
"Mr. Su only needs to deposit at least 10 billion in cash in our bank's account, and he can automatically become our bank's supreme VIP customer."
Zhang Qun quickly replied with a smile.
Save at least 10 billion?
The corner of Su Qi's mouth twitched slightly.
"If I deposit 10 billion in your bank, can I get a credit card with a maximum limit of 50 million?" Su Qi sneered. "My annual interest is more than that, right?"
Although he now has more than 60 billion in cash on hand, he does not have to deposit it in Xihong City Commercial Bank.
This initiative is entirely in his hands.
"Mr. Su, the maximum limit of this credit card is determined by the People's Bank of China. We cannot and have no right to change it. If Mr. Su feels that the limit is insufficient, we can apply for an extra credit card of this type for you."
"In this way, the amount you can arbitrarily transfer will reach 100 million. In China, there will never be more than fifty people who can reach this amount."
Zhang Qun said quickly.
At this moment, he is very worried.
An expression of fear that Su Qi would refuse.
"That's it for credit cards."
Su Qi nodded, "What I want to know more is, what kind of interest rate you will tailor for me."
indeed.
For Su Qi, no matter how high the credit card limit is, it is not his property.
But the interest rate that the bank gives itself is related to its own interest income.
Therefore, he will be more concerned about this so-called ‘tailor-made’ interest rate.
"Mr. Su, you should know that the ordinary demand interest rate is about 4%." Zhang Qun said with a smile.
"Um."
Su Qi nodded.
"We have specifically applied to the headquarters, Mr. Su can enjoy a 5% interest rate on your funds. Moreover, we will provide Mr. Su with a package of distinguished customer services, including but not limited to priority ** air tickets, priority boarding and other services ." Zhang Qun continued.
Don't underestimate that the interest rate has only increased by one percent.
If calculated on the basis of a deposit of 10 billion, then the interest that the bank must give Su Qi every year will reach 500 million.
Compared with ordinary demand deposits, it is a full 100 million more.
"Ha ha."
Su Qi let out a chuckle.
Whether it is 4% or 5%, there is not much attraction to him.
It is a shame for him to earn only 500 million in a year with more than 10 billion of funds.
"President Zhang, asking me to transfer the funds to your bank, in fact, it is not a big problem."
"As for whether the interest rate is 4% or 5%, it has little effect on me."
"But I cannot guarantee that my money will stay in your bank, because I may invest or consume at any time."
Su Qi smiled and said, "So, what I need most is actually your company's services. I need your assurance that my transfer will be processed as soon as possible."
Su Qi's voice just fell.
The office door was knocked softly.
Immediately, Mao Shili walked in and said to Su Qi respectfully: "Boss, there are two people from Xihong City Industrial Bank who want to meet you."
"Xihong City Industrial Bank?"
Su Qi couldn't help but curl up slightly when he heard the words.
People from these two banks appeared at the same time.
It seems that there is really a good show to be staged.
"Invite them in."
Su Qi glanced at Mao Shili and nodded.
Soon, two people from Xihong City Industrial Bank walked into the office.
Of these two, one is a middle-aged man in a suit, and the other is a young girl in a skirt.
"Hello, Mr. Su."
As soon as the two came in, they greeted Su Qi respectfully.
When they saw Zhang Qun and Mo Xuri, although a hint of surprise flashed across their faces, they quickly concealed the past.
"I am Xiong Yehui, president of Xihong City Industrial Bank, and this is my secretary Song Xue." The middle-aged man handed over a business card with both hands respectfully and introduced himself with a smile.
"Hello, please sit down!"
Su Qi took a look, put this business card on the table, and continued: "Let's talk, what is the purpose of looking for me?"
"I think Mr. Su should also be able to guess that our purpose is the same as that of President Zhang."
Xiong Yehui said with a smile.
Now that Su Qi is so straight to the point, he is hiding it, which is disrespect for Su Qi.
Therefore, Xiong Yehui did not hide it, but said it with a smile.
"Then what kind of conditions can you give?" Su Qi asked with a faint smile.
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