The Richest Man Yang Fei

Chapter 1513: Help the emergency but not the poor; help the poor but not the lazy

Peach Blossom Village, Reservoir Villa.

Yang Fei was walking on the road with his daughter in his arms. Little Susu squinted her eyes and grinned at him.

"Senior sister, look, she smiled at me."

Su Tong followed, gently scratched her daughter's face with her hand, and said with a smile, "The baby recognizes you and knows you are the father."

"Yes, she keeps smiling at me." Yang Fei happily lifted the baby up.

"Hey, don't be like this, she will vomit not long after drinking milk."

"Oh." Yang Fei quickly put down the baby and held her in his arms.

"Why are you back?" Su Tong asked.

"When we get to the provincial capital, we'll stop by for a visit. We have to leave in two days."

"Didn't you say that the Gao family is pressing forward step by step? If you leave at this time, who will take command?"

"The Gao family is mainly targeting the Chen family now. I can take a breath."

"This Gao Yi is really a mad dog. He bites people when he catches him?"

Yang Fei said helplessly: "Indeed, his behavior is not much different from that of a mad dog."

Su Tong said: "When you were in trouble, the Chen family helped you. Now that they are in trouble, you hide in the ravines to enjoy the peace and quiet. Isn't this inappropriate? You will be scolded as ruthless and unjust."

"I also want to help them, but they won't let me."

A small car drove by, kicking up a cloud of dust.

"What a big dust!" Yang Fei quickly hugged his daughter and leaned against the curb, while covering the dust with his body.

"Dry weather means a lot of dust." Su Tong said, "There is nothing we can do about it."

When the dust subsided, Yang Fei said: "Pave the road with a layer of asphalt! That will be much better."

"Asphalt roads? It costs money again."

"It's okay, just spend what you have to spend."

"Then we only pave the road in front of our door?"

"hehe,

What do you think? "

“Are all the roads in the village paved?”

"The roads throughout Yilin's eighteen scenic spots will be paved."

"If we want to build them all, we have to raise funds, and we can't pay for it as a family."

"Why are you so tight on money now?"

"Can you leave it alone? The family is eating! You are the only one making money. Although you make more, you also spend more, and you are still in debt!"

"It's normal for companies to be in debt."

"Is it normal to be in debt? To be in debt is to owe money!"

"In business operations, there is a data called shareholders' equity. For example, our company's total assets are 10 billion and its liabilities are 2 billion. The shareholders' equity is the difference between the two, which is 8 billion, which is our company's net assets. . This data has reached 80%, which is a more appropriate ratio.”

"I don't understand. If you don't owe any debts, wouldn't it be better if your equity is 100%? If you owe money to others, you still have to calculate interest. Isn't that cost-effective?"

"As long as the equity ratio is moderate, the company's operating conditions are good. If the equity ratio is too small, it means that the company is over-indebted, which can easily weaken the company's ability to withstand external shocks. The bigger the equity ratio, the better. If it is too large, it means that the company has no Aggressively use financial leverage to expand operations."

"You still say something like this? I'm lagging behind! No wonder I can't make it in business."

Yang Fei smiled and said: "The debt capacity of a company is also a reflection of the company's credit. As long as it does not over-debt, it will be fine. This is the same as our personal credit card consumption. After you apply for a card, you often spend a little money and pay it back on time. On the other hand, it is equivalent to borrowing money from the bank for free, and it can also improve your credit. However, if the overdraft is excessive and the payment is overdue, it will cause a crisis."

Su Tong said: "I'm not used to spending money in advance. I'm most afraid of owing money to others."

Yang Fei said: "You don't need to borrow money, you have plenty of money, you are a rich woman!"

Su Tong burst out laughing and said, "I'm so bothered when it comes to borrowing money! After I moved to the village, many people in the village came to ask me to borrow money. They were all related to each other, and I couldn't borrow money. I wouldn't lend it. Neither."

Yang Fei pondered: "There is a famous saying that you should have heard. Don't lend money to friends, and don't lend money to friends. I think there is a certain truth in this saying, and he doesn't have to obey it completely. Between friends, if there is a connection between friends, If you can’t even borrow money, how can people help each other?”

Su Tong said: "But this is a bottomless pit."

Yang Fei said: "I'll teach you a way."

"What method?"

"Rescue the urgent but not the poor; help the poor but not the lazy."

"oh!"

"If you are really in urgent need of money and you are using it for the right reasons, for example, if your child goes to college and is missing thousands of dollars in tuition fees, of course you can help. Or if someone is seriously ill and needs to borrow some money, you can also help. Diligent and honest people can help when they encounter difficulties. If you are so poor that you are too lazy to do anything at home, or do not do your job properly and spend all your time outside, you should not help."

"ok, I get it."

"The money is in your hands, and the management is on your side. You can help whoever needs to be helped, and you must not help those who shouldn't be helped. No one dares to say anything bad about you."

"Well, that's the truth. Hey, Yang Fei, have we produced our own brand of diapers? The baby needs them!"

"Soon, soon."

"You have to hurry up. Don't give birth to the child until he grows up and doesn't need it anymore."

"Haha, okay, I'll tell them to hurry up!"

When I walked to the hot spring hotel, I saw someone arguing in front of me, and a group of people gathered around to watch.

Su Tong said: "They must be arguing about the land again."

"What's going on? What land?" Yang Fei asked.

"These days, there are suddenly more people coming to invest in the village. The price of the land here has been raised, almost every day! There are many brothers in the family, and because the interests are unevenly distributed, conflicts will inevitably arise."

After the completion of the Eighteen Scenic Spots in Yilin, the number of tourists visiting Yilin has increased significantly.

Summer vacation is coming soon, which is the peak season for tourism. Yilin County is making intensive arrangements to welcome visitors from all over the world.

After tourism started, the county quickly discovered that the supporting facilities could not keep up.

Many people come to travel and will not come back on the same day, and there are too few high-end hotels and inns in the surrounding area!

The county is attracting investment and vigorously developing tourism supporting service industries.

During this period, many bosses came to Yilin to inspect investments.

What is unexpected is that these foreign investors did not go to Yilin County to invest in hotels and inns. They focused on Liulin Town and Taohua Village.

Liulin Town has been built into an ancient city, so B\u0026Bs and small hotels are very popular.

Taohua Village has hot springs and many tourist projects. The overall environment is the best in Yilin County. Investors have chosen this place after inspection.

The price of land near hot spring hotels has risen sharply.

Yang Fei and Su Tong walked over and saw a pair of brothers in the village fighting fiercely. The elder brother held a hoe and the younger brother held a pole. You used a hoe and I used a stick. They were fighting fiercely.

When the onlookers saw Yang Fei and Su Tong coming, they shouted: "Boss Yang is here! Boss Yang is here! Let him seek justice! Stop fighting!"

When the two brothers heard that Yang Fei was coming, they both stopped, panted heavily, and looked at Yang Fei.

Tie Lianping came over and held Yang Fei's hand: "Boss Yang, you are back."

Yang Fei hummed, handed the daughter in his arms to Su Tong, and then asked: "What's going on? It's okay if there is no friendship between brothers. How big of a deal is it that you still have to fight to death?"

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