The Rise of the European Emperor

The effect of sworn in with Marin is very obvious. First of all, the priests of the Lateran Hall began to smile and nod when they saw the unknown Giovanni Di Lorenzo de Medici after that day.

The Lateran Basilica is currently the seat of the Pope, and most of the priests in it are cronies of Julius II. Although their status is not high, because they are the Pope's cronies, they usually have eyes above the top. Ordinary bishops, they are too lazy to give a good face. Only cardinals can get their respect. When I went to the Lateran Hall before, those priests didn't even look at him. But now, obviously the grade has improved a lot...

What made Giovanni Di Lorenzo de' Medici even more ecstatic was the financial gain. Because, Julius II talked to him later and said that some important economic industries in Florence should be returned to the Medici family.

Before the army of Charles VIII entered Italy in 1494, the Medici family was the ruling family in Florence, controlling many industries that were the economic lifeline of the Florentine Republic. But with the French invasion in 1494, the Medici family was driven out of Florence. Then, the Medici family began to decline.

What is the pillar industry of Florence? Mainly the wool textile industry, as well as the financial industry, and of course various handicraft industries, but not as good as the first two. Moreover, this financial industry includes highly profitable coinage.

After losing the dominion of Florence, the Medici family lost control of the woolen textile and financial industries in Florence, and only retained some humble handicraft workshops and service industries, which continued to lurk in the city of Florence.

After Marin helped the Papal State to capture the city of Florence, Pope Julius II returned many of the Medici family's industries, but mainly in the woollen industry. The particularly important financial industry, including the right to mint coins, has not been returned.

How important is the financial industry? Just borrow a lot of money! And how important is money? In Pope Elections, Money Is The Decisive Force!

In the original history, why was Leo X successfully elected pope? It is because he has the support of the bankers in Florence!

Originally, the Papal State captured the Republic of Florence in 1511. Then, in 1512, the Medici family regained control of the Florentine Republic. And those banks in Florence (not modern banks, more like ancient banks, which do not pay depositors interest), also fell back into the control of the Medici family.

After the death of Julius II in 1513, Giovanni di Lorenzo de' Medici was able to succeed in being elected as pope as an aide, thanks to the support of Florentine bankers .

Because of losing the dominion of Florence for more than ten years, Giovanni di Lorenzo de' Medici didn't have much money at that time. But with the backing of Florentine bankers, he had enough money to run and win.

In history, many historians do not understand why Leo X only took two years to lose all the huge wealth accumulated by the previous two popes. In fact, although Leo X splurges, he does not play with gold coins. The reason why he was so quick to lose the Holy See's deposit is because he needs to repay the debts of those bankers...

...

Of course, that's what happened in the original history. In this time and space in which Marin participated, Julius II did not immediately hand over the control of the banking industry to the Medici family after occupying Florence, but only returned the woolen workshops. The reason why the financial industry did not return it was actually Marin's idea. Because he wants to use it as a favor...

No, after Marin and Giovanni di Lorenzo de' Medici sworn sworn sworn marriage, they swore to tell him - I will fight for more benefits for you...

Then, the Pope went to talk to Giovanni di Lorenzo de' Medici - or else, the management of Florence's financial industry should be returned to the Medici family?

Giovanni di Lorenzo de' Medici is not a fool,

How can you refuse? Nodding in agreement...

In fact, there were not many banks in Florence that originally belonged to the Medici family, only two larger industry leaders. However, what Julius II returned this time was not only the two big banks, but the management of the banking industry in Florence, which was very powerful.

You know, in this era, most aristocrats in Europe lived by borrowing money. The main reason is that at that time, European kings and nobles did not have the right to tax ordinary people. Therefore, before the religious revolution, the European church was the richest, because the church had the right to levy "tithing". The religious revolution was also inseparable from those kings and nobles who coveted the wealth of the church.

Because of the lack of money, the king at that time had to obtain the support of bankers if he wanted to start a war, otherwise the war would not start. Running for the Pope and selecting the HRE Emperor must have strong support from bankers. Otherwise, there would be so much campaign funding that the average person would not be able to spend at all.

At this time in Italy, there were mainly three financial centers—Venice Financial Center, Genoa Financial Center, and Florence Financial Center.

These three financial centers, with many banks, kings and nobles, can borrow a lot of money from here. Of course, the price paid is high. Because the interest on borrowing money is as high as 10% or more. Among them, the financial center of Genoa, later lent a lot of money to the Spanish Habsburg dynasty, but when Philip II later declared the country to be bankrupt (that is, the official default, and more than one bankruptcy), the Genoa financial industry suffered hit hard, and then faded.

In the German region, there are mainly some family chaebols headed by the Fugger family. Whoever they support will have enough financial resources to run for emperor.

As for France, there are also a large number of bankers in Paris, and French bankers are also highly concentrated in Paris. This led to a consequence-that is, the French revolution in later generations, as long as Paris was won, achieved a comprehensive victory. Because, winning Paris means controlling most of the banks in France. Don't have too much money... If you occupy Paris, you occupy the headquarters and vaults of those banks. Can you be short of money? Therefore, in France, as long as Paris is occupied, it is equivalent to taking control of most of the wealth in France, which is equivalent to occupying the entire France. When Paris is lost, the French will surrender immediately, never linger...

...

This is the reason why Giovanni di Lorenzo de' Medici is excited - having the right to manage the banking industry in Florence is equivalent to having the right to distribute the funds in Florence. Although the Medici family had no money at this time, the bankers in Florence had money...

What? You say those bankers may not be willing to lend money? What does management do? Give him a suspension of business for rectification, revoke his license, and see if he dares to stab him?

You say the money is not yours, just borrowed? Brother, you probably don't know what a big man is. The meaning of a big man is not to see how much money you have, but to see how much money you can mobilize...

Ma Yunniu, right? worth more than 200 billion. However, most of his assets are stocks and real estate, and the living money that can be used is actually only a small part.

And those big presidents, such as the presidents of the five major national banks, their personal assets are far less than a fraction of Ma Yun's. However, their influence power far exceeds those of the rich. Even if Ma Yun is known as Ma's father, in front of those big bosses, he has to kneel down and call his father... Because the funds that those bank managers can mobilize are much more than Ma Yun's total assets... Therefore, in front of those big bosses, Ma Yun, Very well-behaved, boasting "ready to be included at any time"...

...

Florence, as the third financial center in Italy, has so many bankers that they will be re-introduced into the management of the Medici family in the future. Of course, Giovanni di Lorenzo de Medici is very excited.

Although the Medici family is relatively poor now, if you have mastered those bankers, you can use the money of those bankers to "use money to make money" for the Medici family.

To give a simple example, later generations are somewhat expensive and have no money themselves. However, by virtue of their relationship, they were able to borrow a lot of money from the bank. Then, they take the land and engage in real estate development. A community can make them hundreds of millions or more. Before that, he didn't have a penny. But as long as the bank is willing to lend him money, and he can get the land, he can easily become a rich man...

Therefore, the role of banks is very large. The premise is that you can borrow money from the bank. That way, you can make money with money. The reason why the gap between the rich and the poor in Huaxia in later generations is mainly because the bank is only willing to lend money to the rich or related people, while the poor who are really short of money cannot borrow money from the bank... rich Or those who can borrow money from the bank will use it to make money and become richer and richer; those who have no money will not be able to borrow money, and will never have any money, unless they can win the lottery...

Which industry the bank supports will be able to develop rapidly, even explosively. For example, in real estate, if banks do not offer 20- or 30-year loans, ordinary people simply cannot afford to buy a house. If you can't buy a house, the real estate won't develop because you can't sell it. National five, eight and one hundred are useless. As long as the bank announces that it will not provide mortgage services, the real estate will immediately collapse...

So, if you want to make a fortune, get to know and curry favor with bank executives. As long as you know someone who has the right to decide to lend, and if you break the rules and give you hundreds or tens of millions of loans, you will be able to reach the pinnacle of your life in the future... What? You say there is no good project? Hoarding houses... that one doesn't need to think about it, even a pig can make a fortune... (Well, what Lao Niu is talking about is a few years ago, and Lao Niu can't make a decision in the future, but don't do it, don't come to me if you lose. ...)

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