The Rise of the European Emperor

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As soon as he heard that there was money to borrow, Maximilian I immediately went to Giovanni Di Lorenzo de Medici to negotiate the loan. And Giovanni di Lorenzo de' Medici also knew that Marin's bottom line was the laterite iron ore in the southern Principality of Luxembourg.

But Giovanni di Lorenzo de' Medici did not agree with Marin's conditions for the emperor to pledge the laterite iron ore of the Principality of Luxembourg as collateral. Because, in current Europe, iron ore is not so valuable.

Why? Because there is currently no modern industry in Europe, the demand for steel is very small. Therefore, even if the reserves of hundreds of millions of tons of laterites have been mined for a long time, there are only 270 million tons of laterite iron ore in the Gutland Plain of Luxembourg, which is not so valuable.

As a professional, Giovanni di Lorenzo de' Medici has assessed that the iron ore in Luxembourg is worth up to 50,000 gold coins. As collateral, you can't borrow much money at all. So he suggested that Marin simply buy the iron ore. Then, let the emperor use other things as collateral to borrow money. That is to say, the Luxembourg iron ore was handled by Giovanni Di Lorenzo de' Medici as a supplement in this loan.

After thinking about it, Marin decided to let Giovanni Di Lorenzo de' Medici, a professional, handle the negotiations with Maximilian I. Anyway, the bank has to lend so much money to generate interest.

After some negotiation and confrontation, Maximilian I, who continued to use the money, finally agreed to sell the laterite iron ore area in the southern Duchy of Luxembourg to Marin for 30,000 gold coins. Then, Giovanni di Lorenzo de' Medici gave Maximilian I another loan of 300,000 gold coins with a minimum interest of 10.

To be honest, this annual interest rate is already very favorable in this era. Because, many usury, the annual interest is as high as 30. Giovanni Di Lorenzo De' Medici gave this low interest rate, which was already a friendship price for Marin's face. Of course, Maximilian I also took out a large fief of the Principality of Luxembourg as collateral. If the debt cannot be repaid within 10 years, then these fiefs will belong to the Bank of Siena.

In fact, the interest is 10 per year, and the interest is paid for 10 years, and the principal is recovered. If you can get the collateral again, it will be considered a profit. However, the loan interest rate in this era is so high, even the annual interest rate of 10 years is considered low, which is very kind.

Maximilian I was very satisfied with getting such a low-interest loan. But he didn't know that this loan was just a cover, and Marin's real target was the big iron mine in Luxembourg. If 270 million tons of steel were smelted, it would be terrifying. Of course, in this era, due to technical limitations, Marin could not fully develop and utilize iron ore all at once.

However, as long as the ownership is in his own hands, Marin is not afraid of a shortage of iron ore. The iron ore in Luxembourg is mined, passes through the Moselle River, an important tributary of the Rhine River, enters the Rhine River, and can be transported to the Ruhr area to be smelted into steel. As for the Archbishopric of Trier along the Moselle, it will not trouble itself. Because, behind Marin is the Holy See...

...

In fact, Marim wished that Maximilian I would borrow more money. If it doesn't pay the money in the end, it can take the territory as a mortgage. For example, the Dutch province is quite good.

However, this was limited to Maximilian I. Because, Maximilian I is a very kind person in the historical records. The so-called kind people are more shameless.

For example, Maximilian I died in his later years on the way to hide his debts, and the reason for this was because he knew shame. If you change to a shameless emperor, you will be in debt if you owe it, what can you do to me? Still in debt? Does it work? His grandson, Charles V, used the method of abdication to let his son Philip II declare the country bankrupt, and directly paid off the huge foreign debt of 20 million ducats. It was extremely shameless. It was this honest emperor who ran away because he was afraid of being asked for a debt. In fact, if he was a little shameless, he could ignore those creditors at all. A mere banker, how about an emperor?

Therefore, Marin still trusts the character of Maximilian I. If the other party takes the territory as collateral, Marin is also relieved. But if it were his son Philip, Marin would not believe it. Because Philip is ruthless and shameless, and the shamelessness of Charles V was influenced by him.

...

After entering the city of Rome, Marin lay on the blanket in the carriage and arrived at the Lateran Temple where Pope Julius II was located.

After arriving at the backyard of the Lateran Temple, Marin couldn't sit down, so he could only order someone to get a bed and let him lie down...

Seeing Marin lying innocently on the bed, Julius II laughed. And Marin is full of resentment:

"Father-in-law, I almost died. You still laugh at me! If I die, Angela will be a widow, and Ferris will have no one to take care of..."

"Hehe, do you think my daughter will not be wanted? What if she becomes a widow? There will still be people lining up to grab it!" Julius II said proudly.

Well, Marlin, who was still planning to seek comfort, suddenly turned into a river of sadness. It's not his own father, if old Hoffman saw it, he would have been comforted long ago.

Julius II then made up the knife and said:

"It's just a knife in the ass, not the one in front. As long as you keep the injury for a month, you can still be alive again. What are you worried about? It's not a serious injury."

Malin said depressedly:

"A knife in the ass is really not a big problem, but life is inconvenient! Look, I can't sit down or ride a horse now, it's very inconvenient!"

Julius II laughed gleefully again, and when he saw Marin lying there, he looked at Zhile.

"By the way, my father-in-law, after I broke the city of Siena, I stole millions of gold coins from the vault of the Bank of Siena. However, Bishop Giovanni told me that the money cannot be moved. Otherwise, the Holy See will be offended. Many cardinals. What do you think about this?"

Julius II nodded and said:

"Giovanni is right, there are indeed many cardinals in the Holy See who have deposits in the Bank of Siena. This is also normal, because the city of Siena is the closest to Rome. Even me, I also open a bank in Siena. I have an account with a few thousand gold coins there, just for the convenience of withdrawing money.”

Marin nodded, it seemed that Giovanni Di Lorenzo de' Medici didn't fool him. He then informed Julius II of his intention to continue operating the Bank of Siena.

Julius II saw that the Bank of Siena had become the property of his son-in-law, and naturally supported it strongly. So he promised Marin to allow the Bank of Siena to open a branch on the street near the Lateran Sanctuary.

Previously, due to the tense relationship between the two sides, although the Bank of Siena had business dealings with the bishops of the Holy See, the Bank of Siena did not have an open branch in Rome, only relatively remote offices to absorb those bishops. deposit.

And Julius II allowed the Bank of Siena to set up a public branch in Rome, and it was still near the Lateran Temple, which definitely gave a lot of support. In this way, it is very convenient for the bishops in the Holy See to save and withdraw money. Now that the Holy See is corrupt, and those bishops are very rich, if the Bank of Siena can take over their deposits, it will definitely make the bank take off.

In addition, at the request of Marin, Julius II also promised to suppress the activities of the banks of Venice and Genoa in the city of Rome, so as to prevent the banks of these two countries from competing with Marin for depositors. It's just that the bank of Florence makes Marin a little embarrassed. Because this is under the control of the future pope, and it is not easy to suppress.

Of course, these are secondary. Today, Marin came, and the main task was actually to help the Bank of Siena win a very important business to help the Holy See mint coins...

Although the Papal State has existed for more than 700 years, some popes will mint coins during this period. However, the Papal State has no stable coinage behavior because of its underdeveloped finance. It was not until the establishment of the Bank of the Holy Spirit in 1605 that the Papal State had a fixed currency mint.

Before the establishment of the Holy Spirit Bank, the Holy See actually minted coins many times. For example, in 1530, the Holy See was the first to use a spiral minting machine to mint a batch of gold coins. However, this batch of gold coins is not large, more like commemorative gold coins.

...

Marin's plan was to use Julius II's relationship to let the Bank of Siena take over the business of making gold coins for the Papal State.

Of course, Marin's move is not to make money, but to increase the popularity of Siena Bank. You see, our bank mints coins for the Holy See, how powerful?

This point, just like the things that were listed as tributes in ancient times, must be sought after, can things used by emperors be bad? Must be high quality...

That is to say, Marin intends to take advantage of the opportunity to mint coins for the Holy See to let the Bank of Siena show its face in Europe and brush its reputation.

Moreover, Marin has a big killer such as a spiral coin machine in his hand, and it is very simple to undertake the gold coin minting of the Holy See.

His specific plan is to mint a batch of high-quality gold coins with the image of Julius II for the Holy See, and to make a name for the Bank of Siena. At the same time, let Julius II designate the Bank of Siena as the "official designated cooperative bank of the Holy See" to enhance the force of the Bank of Siena...

( = old iron, please remember for a second)