The Rise of the European Emperor

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The Rise of the European Emperor Chapter 1805 Loans to buy ships and naval personnel

In fact, there are not many people in England right now, less than 3 million in total. Counting the 500,000 people in Scotland and the 250,000 people in Ireland, that's three hundred thousand people.

However, England is surrounded by the sea on three sides, and only the border between the north and Scotland does not rely on the sea. Therefore, although there are fewer than 3 million people, the total number of fishermen in England is hundreds of thousands.

Moreover, Marin also promoted a fishing boat loan program a few years ago, lending money to poor fishermen in England to help them buy "big" fishing boats of dozens of tons.

The reason why Marin is willing to lend unsecured loans to English fishermen to buy fishing boats like the Frisians in the country is to cultivate the fisherman base and then get more fishermen. In this way, there will be no shortage of sailors to recruit in the future.

At present, England is in the era of enclosure. Many English peasants had their land occupied and were forced to become refugees. Then, there were only two ways out before them—one was to enter a wool spinning factory and become a wool spinning worker; The boat becomes the fisherman...

These inexperienced farmers couldn't survive because they lost their land. Although the wool spinning factory recruits people, the number of people that can be recruited is also limited. The main reason is that the source of wool is limited, and too many people cannot be recruited to weave woolen wool. Therefore, in fact, many landless farmers have no way out and can only become refugees and refugees.

However, refugees are an unstable factor in society, and it is easy to start an uprising or something, or become a robber. Therefore, no matter which country it is, it is not happy to see the existence of refugees.

Marin remembered that he had read information showing that when the tyrant Henry VIII was in power (1509-1547), because there were too many landless farmers in the country, there were often hundreds of thousands of people. In order to protect social stability, Henry VIII cruelly put all the homeless into prison. Even Henry VIII ordered the hanging of 72,000 vagrants (from pages 62-63 of Mane's Anthology) as a threat to those peasants who wandered around after losing their land.

Because at that time, some landless peasants were unwilling to work in woolen factories where the exploitation of people was severe, and would rather wander with their families. At that time, there was a high proportion of homeless people in the city of London. In the 17th century, there were 50,000 homeless people out of a population of 200,000 in the city of London, which made the law and order in London extremely corrupt. And when Britain colonized North America in the 17th century, it was also frightened by the homeless, so it did so. As a result, the effect is very good. After all, those vagrants who went to America would not stay in Britain to make trouble.

Of course, that was the original historical situation. In this time and space, because of Marin's random entry, the domestic situation in England has undergone great changes.

Originally, during the period of Henry VIII, there were hundreds of thousands of homeless people whose land was occupied in England, and peasant uprisings against the enclosure broke out in 1536 and 1537. Henry VIII was already violent, so stimulated by this, he executed large-scale landless farmers, with a total of more than 70,000 people.

This is the original history, but because of Marin, Edward's war for the throne broke out in England in this time and space, and the Scottish army looted the northern counties.

In Edward's battle for the throne, tens of thousands of people died in England, and later tens of thousands were recruited by Marin to North America, and tens of thousands were recruited to reclaim wasteland in Northumberland. Therefore, there are still relatively few homeless people in England at the moment, and the total number is only tens of thousands. This kind of people is nothing to a country as big as England. Only when there are hundreds of thousands of homeless people will it threaten England's national security. Because the total population of England is about 3 million people.

These tens of thousands of homeless people who have lost their land are gradually decreasing under the temptation of Marin's loan to buy fishing boats. In this regard, King Edward of England is happy to see it. Because the reduction of homeless people means a better security environment and a more stable society.

As for the problem that those landless farmers who bought boats with loans do not know how to fish, Marin even set up a special service company, which not only provided loans to buy fishing boats, but also specially sent experienced fishermen to bring newcomers, and taught those landless farmers how to control fishing boats and cast nets fishing. Of course, there is also the search for fishing areas. The last point is more difficult to learn, but fortunately, there are very few fishing boats at sea these days, and fishery resources are abundant. Even if you are not experienced, you can still catch enough fish to support your family. After all, the Beihai fishing ground was one of the four largest fishing grounds in the world in later generations. The fishery resources in this era were extremely rich because they had not been developed much.

Moreover, Marin also stimulated the great development of the North Sea country's shipbuilding industry through loans to landless farmers in England. Because, when Marin gave loans to English fishermen and landless farmers, he did not give them money to buy their own boats, but designated them to buy boats from shipyards in the North Sea State. In this way, the loan for buying a fishing boat will not even go to the English fishermen or landless farmers, but will be transferred from the left hand to the right hand, and sent directly from the loan bank to the Beihai State Shipyard under the name of Marin...

In other words, Marin's so-called "loaning people to buy fishing boats" is actually selling the boats produced by his own shipyard in disguise, just like buying a car in installments for later generations.

In this way, English fishermen and landless farmers have a new livelihood, and Marin also sold the fishing boat at a high price through means similar to mortgages and car loans, which can be described as happy.

The local shipyards in the North Sea import timber for fishing boats from the forests in southern Norway and southern Sweden, which belong to Denmark.

Because Denmark lost Sweden's sovereignty and the right to maritime trade, Marin decided to give some compensation and import timber from Denmark, which can be regarded as benefiting the Danish royal family. Its purpose is naturally not that Marin is kind, but to maintain the balance of power between Denmark and Sweden. After all, Sweden has the Fayilun Copper Mine, has strong financial resources, and its national strength is booming. If Denmark relies purely on farming, it will definitely be suppressed or even annexed by Sweden in the future.

Marin has no interest in Northern Europe, nor does he want Denmark or Sweden to be too strong and suppress their opponents. Therefore, in order to find a balance, he deliberately imported oak from southern Norway and southern Sweden under Danish control from Denmark to make fishing boats. Then, sold in installments to poor fishermen at home and in England, and landless farmers in England...

After this operation, almost all three parties benefited. Marin benefited the most. After all, the total price of the installment payment is much higher than the actual price of the goods. Marin imitated the lending rules of later generations, but relaxed the repayment to be repaid every year. And, no down payment. As a result, after all the calculations, it was 50% more than buying a boat in full at one time. Invisibly, Marin earned 50% more profit than others selling the boat. Moreover, it is not allowed to repay the loan in advance. If you repay the loan in advance, you still have to pay so much...

...

Although it's a bit black-hearted to do this, to be honest, Ma Lincoln sold the boat to those fishermen or land-lost farmers without a down payment loan, which has already given them a chance to turn around. Such opportunities are hard to find in future generations. Because, this is all venture capital. In later generations of Huaxia, if ordinary people wanted to start a business, they had to borrow money from relatives, or they had to borrow money from usury.

And through the method of unsecured installment payment, Marin has also supported many new fishermen in England. And these fishermen, after Marin enters England in the future, will become the source of recruits for the Royal Navy.

Even, Marin has an agreement with those English fishermen or landless farmers who bought boats with loans-if their boats sink unfortunately, or if the fishing fails to recover the cost and the payment is not paid, Marin will not collect debts. However, the family who have not paid the payment must send out a strong man to serve Marin's warship for 20 years. During the service period, the salary is halved until the arrears are paid off...

Therefore, Marin didn't care whether they could pay back the loan. Even if he has made a lot of money, he can also get a sailor who will work hard for him... Generally speaking, most fishing boats can keep their capital or even make a profit. Therefore, Marin will not lose money. Moreover, those sailors who were forced to join the Royal Navy after owing money were not qualified to be picky. At that time, some sea areas with relatively harsh climates will be where they will serve...