"The price of gold has exceeded four hundred." Lu pheasant hurried in to report the news.

"En." Yingyu nodded at this time. Just nodding, there is no more instructions. Lu Zhi just stared at Yingyu blankly. She didn't know what Yingyu was thinking about at this time. Maybe she thought about things that he couldn't know, but important things anyway.

The prime minister's house in Xianyang.

"It has successfully broken through four hundred. Prime Minister." Shang Wen's assistant said to Shang Wen with the telegram just received.

"En." Shang Wen nodded.

"I see." Shang Wen continued. Then the assistant wrote the numbers on the glass plate in front of Shang Wen with a black ink pen. Shang Wen looked at the numbers and said nothing. He knew that a fierce gold war was being staged in Handan at this time. A large amount of gold had entered the state of Zhao, and the people of the state of Zhao had a large number of banknotes in their hands, all of which they had exchanged for their property. By collateralizing family property, the assets were exchanged for banknotes that Qin believed to be equivalent, and then the banknotes were exchanged for gold, and the price of gold soared all the way. Soaring, has risen to the present situation. The price of gold has now exceeded four hundred gold. Such a price has never happened before, and the Qin government has not interfered in any way. Not only that, Qin State Bank has a large amount of gold in its hands, but it does not sell it to Zhao Guoren. Why? Perhaps it has a lot to do with the excessive monopoly of gold in the hands of Qin State Bank.

"Perhaps the reason the economy is dying. It has a lot to do with Qin State." Shang Wen said by looking at the numbers on the glass panel.

"What's the relationship?" At this moment. Mo Li walked to Shang Wen quietly. The sudden inquiry was startled.

"You scared me." Shang Wen looked at Mo Li and said.

"Thinking about something bad, I'm afraid I will scare you." Mo Li asked Shangwen.

"About Zhao Guo." Shang Wen looked at the numbers on the glass panel and said.

"Zhao Guo's matter?" Mo Li asked Shangwen.

"Yes." Shang Wen nodded.

"What I just wanted to say, I forgot what you did." Shang Wen said to Mo Li at this time.

"Forgot. Hmm. Then you think about it." Mo Li said to Shang Wen. After coming to Qin State, after listening to Meng Yi and the people around her, she realized that Shangwen was always in a daze before, and it turned out to be thinking about things, and thinking about things that no one else could think of. To describe it with the words invented by the people of Qin, it is full of imagination. Such people are very useful in Qin State, because they can use their brains to think about problems greatly. Qin's education, especially basic education, pays special attention to this point. It is very simple. The teacher has worked hard to enlighten it. It is really impossible to do such a job without patience. Teacher Qin Guo is not an ordinary person.

"Oh. I think of something." Shang Wen said to Mo Li at this time.

"Oh." Mo Li was afraid of interrupting Shang Wen's thinking, so she just said softly, trying not to disturb Shang Wen as much as possible.

"If we say that a large amount of gold continues to enter the Qin State, it has caused the economic decline of various countries, especially gold. The insufficient supply of this hard currency currency has caused the economic vitality to weaken." Shang Wen said.

"Oh." Mo Li looked at Shang Wen and listened to words she didn't understand.

"The money supply in the whole society is seriously inadequate." Shang Wen said.

"Think about it, it's true." Shang Wen continued.

"Qin's trade has always been in surplus. Most of the currencies traded by various countries are gold, coupled with the continuous expansion of Qin, especially the influence of the Western Regions. A large amount of gold enters Qin, and Qin controls the current Enter the field of gold. It can be said that a considerable amount of gold is monopolized by the Qin State. On the market, with the continuous reduction of gold and no currency in circulation, the current financial difficulties of various countries are very serious, and the economy is increasing. The more sluggish. This also explains the current important reasons why countries are currently appearing **." Shangwen said. Shang Wen attributed the decline of the economies of various countries to the continuous inflow of gold from Qin. Although this reason seems to be one-sided, it also has a certain truth.

"The continuous entry of a large amount of gold has given Qin ample reason to reform the currency." Shang Wen said.

"Using Qin's banknotes, or using banknotes, can make the country prosper. Only then can the economy be revitalized. This may be the reason why Zhao has such a violent fluctuation at present." Shang Wen said.

And Mo Li watched Shang Wen explaining these things. These things were very strange to her. She might not be able to understand some things, but when she said them out of Shang Wen's mouth. Mo Li seemed to understand some truths.

"En." Mo Li bit her mouth and Pion let out a nod and nodded stiffly. Shang Wen stopped thinking and looked at Mo Li at this time.

"What's the matter?" Shang Wen looked at Mo Li strangely.

"Oh. It's nothing, but what you said is too esoteric. Some things don't understand." Mo Li said to Shang Wen.

"Oh." Shang Wen said oh. Mo Li thought Shang Wen was a little disappointed.

"It doesn't matter, you can go on, I can write it down, and find the information to solve it." Mo Li said to Shang Wen.

"These things will only be available in the future. Now that Qin State is doing such a thing, you are fortunate to be the first person to hear such a comprehensive analysis." Shang Wen glanced at Mo Li. Mo Li lowered her head at this time. There is a kind of shyness peculiar to women, which makes Shang Wen very much like it. A kind of love from the bottom of my heart.

"Oh. Then, I will write it down. I will write it down, and then I will go back and analyze it." Mo Li said to Shang Wen.

"En." Shang Wen slowed down.

"Yes. Come on." Shang Wen said, grabbing Mo Li's hand and walking to the glass plate.

"I. I'll get paper and pen." Mo Li broke free from Shangwen. Shang Wen felt a little embarrassed. Mo Li turned to pick up paper and pen. The atmosphere is very embarrassing.

"Let's talk." Mo Li said to Shang Wen with her notebook and pencil.

"Oh." Shang Wen nodded slowly.

"From where to start." Shang Wen looked at the glass plate and said. It's as if the teacher is teaching to the students. Shang Wen was at a loss for a while. He didn't know where to start.

"Just say what you think of, don't care about me. Follow your ideas." Mo Li looked at Shang Wen and encouraged.

"En." Shang Wen nodded.

"The whole idea should start with the amount of gold owned by Qin State." Shang Wen said.

"Qin State changed the previous operating model." Shang Wen said.

"The country began to rely on commercial taxation to maintain fiscal expenditure." Shang Wen said.

"The use of commercial taxes requires the development of a large amount of trade, and Qin must solve agricultural problems, as well as the problems of industrial and commercial development. So Qin carried out a series of reforms. Agriculture uses farms and pastures to provide sufficient food for Qin. Qin State not only satisfies its own needs, but can also export to meet the needs of more people." Shang Wen said.

"But these cannot solve Qin's financial problems, because with reforms, especially military reforms, and the upgrading of technical weapons, Qin has become more dependent on finances. Relying on agriculture has been unable to rapidly increase Qin's financial income. Therefore, a large amount of industry and commerce are needed to develop trade." Shang Wen said. Speaking of Shangwen, he painted agriculture, industry and commerce, and a series of interrelationships on the glass panel.

"Because of fiscal relations, Qin reformed its currency, abandoned the use of metal currency, and used a large number of paper money. Such paper money quickly replaced the metal currency in Qin's circulation. The disadvantages of metal currency are greatly limited to the development of the mining industry. And Qin's banknotes can rely on the printing industry that Qin has developed, and Qin has fulfilled its demand for Qin's currency." Shang Wen said.

"So Qin's industry and commerce began to develop, and the banking and financial industries developed under this situation." Shang Wen began to tell some of the development process of his own governance. If he did not summarize these development processes, Shang Wen would not know. , I unexpectedly solved many other problems that needed to be solved in technological development. For example, technological innovation, education, and institutional research and development, etc., how to solve a series of problems behind the funds. When Shang Wen said this, he had to feel a little grateful for his original thoughts in his mind. If he was just blindly developing technology at the beginning, he might not have the achievements as it is today, or perhaps it did not have the original development, and some technology could appear , But may not be able to go far. If it develops at the same time, and there is a certain depth of development. This has to be said to be lucky for Qin State.

"What happened then?" Mo Li asked.

"Then Qin is actively engaged in trade, and Qin continues to export their products. From mirrors, clothing, food, shoes. Then to financial services, bank loans, etc. These are all Qin continues to do business with other countries. The result." Shang Wen said.

"The other is that Qin is actively developing potential markets in order to transfer excess domestic labor." Shang Wen then wrote on the glass board with a pen.

"During this process. Qin State completed his own primitive accumulation of capital. This process is the **** process you see." Shang Wen said with his head down. Shangwen himself is unwilling to say about this, but this is a fact and a historical detail that cannot be ignored. Although it is disgraceful, it did happen.

"That **** process? Is the primitive accumulation of capital?" Mo Li asked Shangwen.

"Yes. This is the process. This process caused a situation to happen. The Western Regions and some northern areas of the gold entered the Qin country in large quantities. This was obtained through war. There is also a small part of trade. And the Chu country, there is also peace. Trade with other countries, because of the uniqueness of Qin’s commodities, especially the arms trade at the beginning, benefited Qin a lot. A large amount of gold poured into Qin like sea water. The entry of this gold made Qin a lot. It has a considerable amount of gold reserves, which no country has before. That is to say, Qin State may have absorbed the abundant gold of various countries." Shang Wen said.

"En." Mo Li nodded at this time. According to the information that Mo Li saw, Qin State had been in the past two years. Banks have been making profits, and Qin Guo's factories are also busy. Companies that have under-employed in the past year have once occupied a considerable share of the market. All this shows that Qin previously relied on the unreproducibility of its own commodities to conduct large-scale trade, and the gold traded by various countries quickly flowed into Qin.

"The Qin State uses paper money. Once the gold enters the Qin State, it will be more difficult to flow out. This has caused the Qin State to have more and more gold, while the external gold is getting less and less, and the circulation of gold in various countries is increasing. This makes their economic activities, especially the demand for gold, a large-scale decrease in the demand for gold as a currency. In many places, because there is not enough gold, business activities cannot proceed. Gold, as currency, is in circulation. Blood, and the nutrients in the blood cannot circulate. The economic problems of various countries have become extremely difficult. For example, the coal mines of Zhao State were under-operated, and finally the coal mines used coal and grain trade. There were also a series of outbreaks in the State of Chu and Wei. The situation of the riots in China. These are all explained to a large extent. The lack of gold has led to economic decline, and the economic decline has led to the continuous occurrence of political and military incidents." Shangwen said.

"En. I can understand these." Mo Li understood what Shang Wen was talking about. The economy is the foundation, and the superstructure is a series of superficial things such as politics, diplomacy, and culture. And countries have never studied these things at all, and these things were also put forward after Shangwen's arrival. Viewed in this way, the economies of all countries have not made great strides. Then it will be difficult to do anything.

"Therefore, if the Qin State wants to develop its economy, especially to open up several markets in other countries, it must solve the currency problem." Shang Wen said. This is why Shangwen only mentioned currency issues recently.

"To be honest, I always thought it was a market problem before, so we actively explored the Western Regions and wanted to use the ready-made Western Regions to expand the Qin State's market. However, in fact, this market will take time to expand." Shang Wen said .

"However. I also discovered the currency problem by accident. All countries need sufficient currency. At that time, I still didn't realize the importance of currency. Until now, I didn't understand what the whole process was." Shang Wen said .

"Countries need currency, and their main form of currency is gold. However, the gold is in the hands of the people of Qin, and the people of Qin people use paper money to replace gold. If countries want to have a sufficient supply of money, they must have their own source of gold. Or, use their own. Banknotes. The use of banknotes can be printed by themselves, which requires technology and a certain amount of gold reserves. South Korea has used Qin's technology, but their gold reserves need to be done by themselves." Shang Wen said.

"There is a basis for the relationship between gold and paper money. Paper money replaces the previous gold. Gold is non-replicable. But paper money does. This is a benefit of paper money. But if the issued paper money exceeds the amount of gold, it will depreciate. , Which is the situation in Zhao Guo now." Shang Wen said.

"Qin people have a lot of gold in their hands. Zhao doesn't have them. If the people of Qin want to sell gold at a good price, they must raise the price of gold by one dollar. It just so happens that Zhao needs to develop, they need currency, and Qin can't. To provide gold, they can only provide a large amount of paper money, so Zhao Guo can only accept a large amount of paper money. But they have great trust in gold. They need gold, they need a lot of gold, Zhao people don’t have it, Qin people have it. So, there is gold. The space for rising, this space just exists." Shang Wen said.

"What Qin people do now is to let Zhao people mortgage their assets, and then replace them with a large number of banknotes. These banknotes enter the country of Zhao." Shang Wen then drew a line between the banknotes and the assets of Zhao country, indicating the two There is a big relationship between.

"Then they don't trust paper money. They need a lot of gold. In this case, the demand for gold is great, and Zhao Guo has no gold, and the price of gold has risen. Then it soared all the way. To this situation." Shang Wen said.

Mo Li recorded what Shang Wen said.

"So, what should I do next?" Mo Li asked, looking at Shang Wen. Shang Wen looked at Mo Li.

"I mean, I mean. Zhao people have spent a lot of money to buy gold, and the price of gold must be very high. After the price of their gold has risen a lot to buy, after the gold arrives in Zhao, the price of gold will be Will be lowered, what will they do?" Mo Li asked.

"This is what we have to consider now." Shang Wen asked while looking at Mo Li.

Inside Wenyang Bank. Yingyu is also considering this issue. How to solve this problem. Qin's bank should not consider distributing the gold in its hands, the funds have returned. The problem is solved, but how can I exchange the gold? how to solve this problem. Yingyu thought of this problem when gold broke through 400. And Shang Wen also thought about this problem, not just gold breaking through 400, because he knows what it means after breaking 400, what Qin should do next is the most critical.

Zhao State of Handan.

"Four hundred and fifteen gold." A Zhao Guoren said excitedly.

"Four hundred and fifteen gold." Zhao Guoren called out loudly.

"No, it's impossible. We have our own gold in Zhao country, as reported in the newspaper." Some Zhao people waved the newspaper in their hands and said. Some Zhao people didn't believe it and shook their heads and said. But they soon saw the report in the newspaper. Now they believed it. Because what the newspaper says is very clear.

Li Mu's prime minister's house.

"Is the news reported in the newspaper true?" Li Mu asked at this time.

"Yes, no, I don't know if it's true." A civil official told Li Mu.

"Check out this matter. This matter is very important to us." Li Mu said to the civilian official.

"Yes. Prime Minister." The civil official nodded and agreed.

And in the city of Handan. The people of Qi quickly found a place to sell gold. It's on the street.

"This is gold, real gold, the best gold of Qi country." A Qi countryman stood on a carriage and called out loudly.

"Is this gold?" asked Zhao Guoren, who was onlookers.

"Yes. Absolutely, this is our Qi country's gold. These golds were lent by my general. Absolutely good." The Qi countryman standing on the carriage yelled.

"Can you take a look?" Zhao Guoren asked at this time.

"Yes. Absolutely. Look. I'll give you a bite." He and Qi Guo took a bite hard.

"I saw it." The people of Qi brought the gold to Zhao people at this time.

"Ah, it's gold. It's gold." At this time, the onlookers Zhao Guoren said after seeing it.

"How much is this gold?" Zhao Guoren asked at this time.

"Do you want Qin State banknotes?" another Zhao Guoren asked at this time.

"Yes." Qi Guoren agreed.

"How much is it?" a Zhao Guoren asked quickly. But Qi people don't know what the current price of gold is.

"This is four hundred gold banknotes." As he said, a Zhao Guoren threw the paper money in his hand to the Qi Guoren, and the Qi Guoren held the paper money in his hand.

"I want this gold." Said that Zhao Guoren took the gold and ran away. The price of gold has soared more than 400 gold. At this time, Zhao Guoren doesn't care whether the other party's gold is good or not. Immediately threw four hundred gold to the opponent. Take the gold and run away.

"I want this gold too." As he said, other Zhao Guoen quickly followed suit and gave the gold in his hand to the other party and snatched the gold. I gave money anyway.

But the people of Qi have not yet reacted, and a large number of people of Zhao have started to snap up.

"Slow down. Slow down. Don't grab it." Other Qi people guarded the gold one after another. But the situation is still chaotic.

At this time, the major banks of Qin State put out a large amount of gold to sell. In order to increase sales, Qin State Bank added several sales offices, mobilizing almost everyone with their abilities. Even the security guards at the scene were mobilized. The security work was handed over to those who were temporarily recruited. Fortunately, Handan has sent a large number of soldiers to maintain law and order, and the situation has not become much chaotic.

"Go over there. Qi people only sell 400 gold. Four hundred gold." A Zhao countryman called out loudly at this time.

"What?" The news that Qi Guoren sold gold suddenly alarmed Zhao Guoren who was snapping up at the bank.

"Four hundred gold. Why are Qi people only four hundred gold?" Some Zhao people asked curiously.

Qin's gold smelting technology is much higher than Qi's technology, so their gold fineness is much better, and Qi's metallurgical technology does not meet the high requirements of Qin's, so Qi people did not ask for anything. The ability to sell four hundred golds has greatly exceeded their expectations.

Just when some Zhao people doubted the news is true or false, some Zhao people who responded quickly have left quickly. Then I went to buy gold from Qi people. Other Zhao people also moved after hearing the wind. This frees up a lot of places. After all, four hundred gold is already very cheap. At this time, the gold of Qin State had risen to 432 gold.

"Sell as soon as possible, and sell as soon as possible if the price is reduced." Seeing such a scene, a manager of Qin State Bank said anxiously.

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