The Weapon Tycoon Who Traveled to Great Qin

"What is our mission today? Sir?" a flying corporal asked his sergeant.

"Search." The captain said helplessly. He took a sip of tea water. Gargle and spit on the ground.

"Search? Is there no bombing mission?" the flying corporal asked.

"No. There is no arrangement above. We are the bomber unit of the Army Aviation." The captain said.

"But it was a reconnaissance plane. It's terrible. Ready to prepare. Let's take off." The captain threw the cup made of the can directly on the ground and stepped onto the plane.

"Yes, sir," the corporal said.

Because the Army Aviation is a new type of service, in order to distinguish between the bombing airships and bombers of the sky army, they chose a bomber equipped with three engines. Although the horsepower of the new standard is only more than 900 horsepower, it is quite enough for this bomber. Three crew members. Reproduced eight one-stone aerial bombs. An air-cooled machine gun. But what they were performing was a search mission, and the bomb turned into a telescope.

As for why such a search task is performed, the above explanation is that the airship needs to be overhauled, and they are slow and difficult to complete the task. Only the bomber's speed was barely enough. They were used to perform search missions. They thought that there were three engines, and they could still fly back if one of them was broken. The safety factor is very high. Therefore, the above chose the bomber as a search aircraft. In their view, it is very dangerous to let those single-engine aircraft fly out. They have already lost a lot of aircraft. And another pilot was hijacked by horse bandits, and they blackmailed Qin Jun. For this matter, the staff is very annoyed. But there is no alternative. The pilot is negotiating. Qin Jun was willing to pay some supplies to redeem the other party. After all, such losses are relatively small.

The bomber was quickly ready, and then under the guidance of the ground crew, it entered the take-off position, then took off, and their mission officially began.

Qin State Xianyang. Inside the headquarters of Wenyang Bank.

"With such continuous borrowing, it is difficult for banks to maintain. Moreover, borrowing will increase a certain cost and not make a lot of money. Although our profitability is very objective from the perspective of time, today's era of low interest rates, It’s not a lot of money.” Yingyu looked at Wenyang Bank’s first quarter report and analyzed it. The report shows that the flow of funds of Qin Guo Wenyang Bank is very large, the scale of funds is also very large, but the profit is very meager, and many projects are still losing money. If this continues, it will be very detrimental to Wenyang's future operations. .

"We have a large amount of stocks pledged to the Federal Bank Reserve Board, but that's it, our capital expenditure is still in a tight state." Xiao He said worriedly. For the current situation, Xiao He also felt a little baffling.

"Our funds have always disappeared inexplicably. And now it seems that there are not many problems with our statements." Xiao He said.

"But, I feel a little bit very strange. Such strangeness makes us very embarrassed." Xiao He went on to say.

"What's weird?" Yingyu asked Xiao He.

"It's like this. We can always get a lot of shares, and then mortgage these shares to the Federal Bank Reserve Board. We also got a lot of funds, but these funds were eaten up by new projects. Then we took the funds of the new project and used it for the next new project. This is the reason why we are currently in a big stall, but the overall situation is not profitable. What's more, it is strange that the funds were taken away inexplicably. Although some of the funds returned, most of the funds still flowed out. Our current situation is very bad. It is very dangerous for funds to not have a certain reserve." Xiao He said.

"So, I am also very worried." Yingyu said.

"Think about it, are we in great danger, or we are in potential danger, and what is causing such a danger?" Yingyu asked Xiao He.

"That is, we pledged too many shares to the Federal Reserve Board. Once they have problems, our situation will follow suit. In other words, if the Federal Reserve Board has a capital break, our situation will be very different. Wonderful. This is a very big blow to us." Xiao He said.

"Yes. You are right. Most of our current funds come from the Federal Reserve Board. The mortgaged shares basically come from them. If they suddenly stop the mortgage supply of funds at this time, our capital chain will be cut off. At that time, our situation will be very bad." Yingyu said.

"Although we know that the Federal Reserve will not do this, it is a sharp sword hanging on our heads after all. If it accidentally falls, we will have nothing." Yingyu said worriedly. To.

"Yeah." Xiao He just nodded from the side. Agree. He began to think carefully about the current situation of Wenyang Bank. What are the consequences of such a situation.

Wenyang Bank has continuously pledged its shares to the Federal Bank Reserve Committee. The committee can theoretically print more banknotes without limitation, and they have continuously held various stocks in their hands. In this case, different types of stocks continue to gather in the Federal Bank Reserve Board. However, in fact, it is impossible for the committee to hold such a large number of stocks unmoved and it is safe to consider. He needs to recover part of the funds, in this case, he must sell the stocks in his hands. And the funds in the market will be reduced. Not only these, the committee can also reduce the degree of mortgage loans. In other words, if possible in the future, banks will no longer provide collateral on a large scale and easily obtain funds as they are today. After all, the capacity of banknotes on the market is very limited. The continuous issuance of banknotes may bring about a large-scale devaluation of banknotes, which is not conducive to the stability of Qin's society, which is something the federal government is trying to avoid.

Consider all kinds of things. Xiao He believes that the only way out for the current bank is to change the previous profit model. In fact, the profit model of mortgage loans makes a little bit less. Today, when large-scale projects require funds, it is very unwise to continuously diversify funds. This will cause a very serious fund dispersion, and ultimately bankruptcy. Funds need to be gathered. Instead of continuous dispersion.

"Any good idea?" Yingyu asked.

"No." Xiao He shook his head.

"I think we should take a closer look at our profitable projects, or what we might get from other projects." Xiao He suggested.

"Yeah. Your suggestion is very good. Let's check it out, or maybe there is something we can find." Yingyu said.

Inside Shang Wen's office. Shangwen and Meng Yi are counting things among the piles of files.

"Huh. How's your situation?" Shang Wen put the results just calculated on his desk and asked the sweaty Meng Yi.

"The results are coming out soon," Meng Yi said.

"No more statistics. Ours probably got the relevant figures." Shang Wen said to Meng Yi.

"What do you mean?" Meng Yi asked, raising his head.

"In the past few months, especially since the date of the establishment of the Federal Reserve Board. The number of stocks we have received is staggering, and the amount of funds released is also staggering. About 150 million yuan is from the committee. The number of stocks that have been released and mortgaged is also astonishing, and the current number is still increasing." Shang Wen said to Meng Yi.

"Unexpectedly, we would have put so much?" Meng Yi said.

"Yes, look at our documents. These are applications submitted by them. There are so many applications only in the application form. If you add content, the number of documents will be very scary." Shang Wen said.

"This. It's too much. Moreover, we are still in the process of lending. I think we have put too much." Meng Yi felt that the committee issued too many loans. This is not to worry about the loan being unable to be collected. Come back, but worry about the impact of the loan released. What would it be to have so many influences?" Meng Yi said.

"I'm not worried about putting too much money." Shang Wen said.

"What I am worried about is their flow. I just took the time to look at the use of funds, especially the use of Wenyang Bank. They continue to borrow funds and mortgage all kinds of stocks. Then they get funds after mortgages. , These funds flow into the funds of the next bank, or a joint-venture bank. In this case, they get shares in another bank, and then they hold shares in another bank and then mortgage. Oh my God. Think about it, What kind of reaction will it produce? If the first one has a situation, it will cause a chain reaction. It's like lighting a string of firecrackers. The crackling will continue." Shang Wen said.

"This. It's too dangerous." Meng Yi said worriedly.

"Yes, it is too dangerous. Moreover, many banks are doing this, and now they have not stopped doing it." Shang Wen said.

"Wenyang Bank is expanding very fast. It is estimated that they will go deep into other countries in the next step, and some other banks are also secretly negotiating their lending matters, and they may aim further." Shangwen said. .

"If this continues, the Federal Bank Reserve Committee will eventually be under tremendous pressure. They will attack Qin from another angle. Qin Guo has entered the financial crisis again. This is definitely not good news for Qin." Shang Wen said.

Meng Yi understood Shang Wen's thoughts. He knew that the committee was under tremendous pressure, and at the same time, there would be great risks. This was not good news for Qin Guo.

"It seems that Qin must encourage the establishment of more consortia, let them make investments, and let them solve these stocks. In addition, we also require these places to sell these stocks and recover some of the funds no matter what method is used. Let them solve as much as possible." Shang Wen said.

"So, how can this be solved?" Meng Yi asked.

"At present, such a loan of Qin State can be said to be a crazy blind expansion and lack of systematic investment. We have to regulate them. First of all, we have to reduce the scope or scale of loans." Shang Wen said .

"This will force them to explore other modes, and the other mode is investment." Shang Wen said.

"Next, Qin will encourage them to build more investment banks and allow them to enter the investment fields of various countries. We must actively create such an environment. For example, open up the capital markets of Yan, Qi, and Wei. "Shang Wen said.

"What I mean is to make the fixed assets of these countries liquid, into shares that can be mortgaged, and then use these shares as the basis for investment to attract investment." Shang Wen said.

"In this way, there will be a lot of investment funds. And we also have a new direction of development." Shang Wen continued.

"However, these are not enough. What we have to do is to establish capital markets in various countries, because these stocks are difficult to achieve great success in our hands. They need to be circulated, and if they are not circulated, it will cause great damage to our investment banks. A big threat, once such a threat is difficult to control, it will be a disaster to the Qin State." Shang Wen said.

"Well. If you do this, it will have a big impact on our bank. After all, our bank has not adapted to this approach." Meng Yi said worriedly.

"These are not what we have to worry about, but what they should do." Shang Wen said.

"Investment banks themselves have some risks. And. Investment banks can say that they let them handle a large number of stocks, instead of letting our Federal Reserve Board handle them, and we are dealing with those banks that hold a lot of stocks. If you think about it, this is equivalent to a huge reservoir. They continue to pledge their shares to us to obtain funds. There are more and more shares, and the liquidity is getting worse and worse. Finally, once What are the consequences of the dam bursting?" Shang Wen asked.

"The result doesn't need to be said, you all understand that our Federal Bank Reserve Board is now in such a situation. We have released a lot of funds too much, and the share of stocks is increasing, more and more, more and more. It's scary. When we noticed, he has accumulated a lot of pressure. If we don't let it go at this time, what will happen?" Shangwen said.

"So, as the first step, we can no longer store water in this dam. Otherwise, the pressure will be too great, and we will let them handle it by themselves. This is the meaning of the existence of investment banks. At the same time, we have to wait until they finish handling. After the risky shares, we then hand over the shares to them to deal with. In this way, our risk is gone. If it accumulates, the risk will be higher." Shangwen said.

"Yeah." Meng Yi nodded. have to say. Shangwen's analysis got through to Meng Yi. Meng Yi also believes that Shang Wen’s analysis four is correct. From the data point of view, Qin’s Federal Bank Reserve Board does have a large number of shares. These shares cannot be circulated because they are not listed. If this is the case, a lot of pressure will be formed. , The bank has obtained sufficient funds for the mortgage to go out, and the shares will be mortgaged for a long time. If the time has passed and cannot be repaid, the Federal Bank Reserve Board will accept such a loss because the time efficiency has passed. There was no way to gather more funds to solve this problem, and the final pressure was given to the Federal Reserve Board in such a way. In this case, a big loophole will be formed. With such loopholes, commercial banks expanded wildly. Although some banks did not expand very well, there is no way. This is a loophole. Many banks have grasped this point even though the currency has spread out. But other things have not been done well, which is really unacceptable.

"The benefits of doing this are obvious." Meng Yi said.

"We can effectively prevent such risks. Disperse the risks." Meng Yi continued.

"Not only these, Zhao Guo wants to establish its own stock trading market, I think South Korea should also, or we can let them enter our trading market. Only in this way, those venture capital banks can further More risks are diversified. By selling stocks, I believe that a wider stock exchange market should be established in a larger area to distribute these stocks. In this way, funds can be returned. And how Operation, this is their business." Shang Wen waved his arm and said. It seems that this thing has been done. However, Shangwen did think so. In this case, the government would not have to bear much responsibility. This is of great benefit to Qin State.

"What we have to do is let them do it themselves, and the government does not interfere with such things." Shangwen said.

"Know?" Shang Wen continued.

“Qin’s financial service methods are still very low. Many securities brokerage companies are not doing well enough, and banks are only targeting the lending market. Now, emerging countries are also establishing their own markets. Should they use it? Do you compete in the same way?" Shang Wen clearly expressed his dissatisfaction with the current inaction of Qin State Commercial Bank.

"They should innovate. Innovation, continuous innovation, only in this way can this country have further development." Shang Wen said.

"Investment banks have done this before. We should let them put their main business on this." Shang Wen explained his intentions. Indeed, investment banks are equivalent to a small Federal Bank Reserve Board. They use mortgage shares. Obtain funds, then sell the shares and convert them into their own funds. In this way, the capital is withdrawn. In this way, huge profits exist in every link. Moreover, the period is relatively short, and it can also be lengthened according to specific conditions. In this case, their profit cycle will become flexible. "Shang Wen said.

"All countries are establishing their own stock trading centers. In this way, we can solve the problem of shares in our hands. Transfer risks. The benefits are obvious. This is also in line with our current route of capital output." Shang Wen said.

"Qin State stopped expanding eastward, which means that they have a relatively stable development period. During this period, all countries are working hard to develop. If it is to develop, various conditions are required. Qin State’s financial resources are Advantages and technological advantages. With such advantages, Qin is easy to develop. But it is not easy for countries because they lack everything. What we have to do is to invest these capitals. Solve their capital problems and let They have the ability to develop." Shang Wen said.

"Yeah." Meng Yi nodded.

"We still discuss what to do next. Some specific actions." Meng Yi said.

"The king is already anxious. If we can't solve it well, I think the king will be anxious." Meng Yi said worriedly.

"Okay. Let's act." Shang Wen said.

And in Wenyang Bank.

"Chairman, I noticed a strange phenomenon." Xiao He said to Yingyu at this time.

"What?" Ying Yu asked.

"Look at it. Most of our profits, micro-profits and losses are in the loan business, while large-scale profitable projects are in the investment field, such as this one." Xiao He said.

"In Zhao Guo, we invested in Zhao Guo Railway Factory. We have a large number of shares in the railway construction section. Through hotel sales, we sold a part of the shares to Zhao Guoren. In this way, we have made a lot of profits in this quarter. ". Xiao He said.

"Oh. Really?" Yingyu didn't believe it, but the data Xiao He handed her clearly stated.

"Zhao Guo now has our own stock market, and we can sell these stocks in this way. After all, we are investors and have a lot of freedom. Unlike those mortgaged shares, they cannot move for a period of time. . In this case, our funds will be frozen and cannot be circulated. But if we invest, our funds can be circulated in a wide range, as long as we think there is investment value, or profit within a certain period of time, we can solve it. This question." Xiao He said.

"Wait." Yingyu waved her hand, then carefully looked at the things explained in it. She suddenly felt that this is a direction of development.

"I think this is a development direction." Xiao He said.

"I think so too." Yingyu nodded and said.

"Investment flexibility is very high. Moreover, the shares are ours, as long as they have good development prospects. We can lend out on a large scale." Yingyu said.

"Rather than freezing a large amount of funds into fixed assets in our vault. In this way, our cycle can be effectively controlled and can be used well. This is a good way. We should move in this direction." Yingyu said excitedly.