The Weapon Tycoon Who Traveled to Great Qin
Chapter 3270: Bank rescue
Dawan. Cabinet Finance Meeting.
"Our current financial situation is very bad. We need a lot of funds. Without these funds, we can't do anything. Moreover, we dispatched two infantry divisions and a cavalry brigade, and purchased a large number of new weapons and airships from the State of Qin. These training expenses, plus various weapons, logistics supplies and maintenance costs, are in a very bleak situation." The Minister of Finance said.
"How many fiscal deficits are there?" Chen Muge asked calmly.
"More than five million gold coins, without such a large amount of money, the current problem cannot be solved at all. Moreover, this number will be further expanded if no measures are taken." The Minister of Finance said with great concern. Originally, the Minister of Finance believed that Dawan had finally resolved the war after the war. Only a small number of troops can be sent to solve the problem, and after a large amount of tax collection. They can solve domestic problems and develop well. They can further reduce Dawan’s fiscal deficit. In this way, the Dawan government does not need to borrow money from the Qin people to solve the problem. But now, sending troops to fight in peace has a tendency to further expand operations.
Just today, the two infantry divisions entered the territory of Rest and stopped. Their frontline troops were attracted to the border area and could not penetrate further, because guerrilla operations would greatly harass their logistics supply lines, even though they were not afraid of those guerrillas. The team, those are mobs, but the opponent is very annoying, and annoying is extremely annoying. But it was this tactic that prevented the Dawan army from further military operations. Their situation became extremely bad.
A large number of troops seem to be surrounded invisibly, and they are always being harassed. Then repel the enemy, and then reappear, and then their troops are dispersed, and then the same situation keeps happening. This drove them crazy. The Dawan army is well equipped. They have a back-pull rotary rifle, which is the most advanced rifle, and they have a lighter artillery. Their military training is also extremely top-notch, but their opponents are extremely incompetent and use the most inferior methods, which is like they hit cotton with a punch.
As a result, the military expenditure suddenly plunged the Dawan government into a huge dilemma. If this problem is not resolved, everyone knows what Dawan will face next.
"What will happen if we don't solve this problem?" Unexpectedly, Chen Muge actually put forward such a question.
"Bankruptcy, our country will be completely bankrupt, the government will collapse, and then the entire Dawan society will be plunged into great turmoil. We, we." The Minister of Finance can hardly continue. Because he really can't go on. In the face of such a predicament, he could not sit back and watch.
"Yeah. I see. How to solve this problem?" Chen Muge continued to ask.
"I think we should retreat immediately, otherwise, the whole situation will become extremely unfavorable for us. What I am talking about is not the frontline situation, but our country. We should boost our economic development and then solve our problems. The problem of financial funds can then further solve our current problems. Therefore, military expenditures must be reduced by a large number of troops. Save more expenses for social and economic construction. Let our fiscal and taxation enter a period of stability, and then we can reconcile. The Qin government borrowed money to survive the most difficult times like this." The Minister of Finance said directly.
Hearing this proposal, the ministers present couldn't say anything. They know that they have no right to speak. Especially the army, they want to oppose, but the opposition must have a certain degree of confidence. Originally, the army planned to rely on robbery to solve the financial problem. They thought that no more troops would be needed at the beginning, but now, the problem is messed up. They not only need to add more troops, but also need to increase financial expenses. This was an even worse situation for Dawan shortly after the end of the war.
The meeting suddenly fell into a deadlock. There was a rare quiet situation in the meeting place. No one spoke. Chen Muge wanted to say, but he couldn't say it. He didn't know how to say it. He wanted to retreat, but he couldn't. The army got nothing. If we retreat at this time, it will undoubtedly be equal to a defeat. However, the domestic financial situation is like this. If it is not resolved, the country will not exist. The army has no meaning to exist.
Just when the Dawan cabinet meeting entered a quiet state. Qin State Xianyang is also paying attention to the situation in Dawan.
"The key to the Dawan marching is not the number of their troops, but their economy, their finances and taxes, and whether they have the ability to maintain such a situation and whether they can survive. We all know that the Dawan people last time A lot of money was spent in the war, and they have already owed a loan of more than five million gold coins. With the launch of their second wave of military operations, this situation may increase further, which is unwilling to all of us. What I have seen is that although their mineral economy can bring great profits, their debt is too large and has exceeded their economic taxation several times. Moreover, they are entering a bad cycle. Knowing that the current mineral prices are falling, who knows where it will stop. Mining ore has a cost, and they cannot reduce the cost of mining mineral resources indefinitely. In this way, the problem will become very serious. The government’s bad taxation situation will appear when the tax revenues are levied by the government. In that case, banks will have a bad asset. This is a big risk for the Qin State Banking industry. "The Minister of Banking said to Shang Wen worriedly.
The banking minister is actually already worried about the excessive expansion of Qin Guo's banking industry. In the east, they kept lending money to Zhao Guoren, and then Zhao Guoren once again loaned money to some factories and enterprises, if they repeatedly borrowed money. Not only the State of Zhao, but also the State of Wei, the State of Qi, and even some South Korean companies are also involved. The typical is investment. The expansion of Koreans is inseparable from the support of their capital expansion, but in contrast, the Qin people’s capital support is greater. Because of the existence of investment banks, Koreans can only invest in some formal and conservative projects, but Qin’s investment banks are more bold. The risks of their investment projects are often very high and the returns are relatively large, such as oil projects. These are all risky projects, but Qin people can actively participate in them.
In addition, there are some projects that the Qin government is very worried about. For example, real estate projects in the Daliang area are very speculative. If it weren’t for the repeated speculation of Qin State providing a large amount of funds, how could it have made house prices rise more than fifty times in just a few months? Times, this is more profitable than maritime trade.
"In addition, Qin’s bank recently loaned to Dawan. They supported the Dawan people to build the railway, but the problem is that some funds suddenly entered Dawan’s external expansion. Judging from the current military’s assessment report , The possibility of Dawan getting into trouble is too high. We must fully deal with this possibility. Otherwise, it will cause a big crisis in the bank, and this crisis is a huge crisis for us. Disaster.” The Minister of Banking said to Shang Wen worriedly.
Shang Wen felt the same. But the problem is that they must solve this problem cautiously. Once they solve it too quickly or too slowly, they will fall into an unprecedented financial crisis. This is not a good thing for Qin Guo.
"The banking business has expanded too much. Not only us, but even South Korea, Zhao Guo’s capital expansion is also very rapid. According to our financial monitoring, Zhao Guoren actively invest in Qi, while Koreans are doing overseas. Investment. They have their own infrastructure construction in each colony. South Korea is also investing in the country of Yan. The range of this fluctuation is very wide, so to speak. If we shrink the capital line in our hands a little bit, it will be Driven the entire country of Zhao, Korea, Qi, Yan, and a series of national catastrophic situations." The Minister of Banking said.
"But as far as the current situation is concerned, this situation has already happened. Because many places are no longer under our control. For example, the scale of lending is getting bigger and bigger. This kind of scale is beyond our control. Once the government takes action , But the scope of the impact is very wide. We don’t know how to solve this. Because we also lend to South Korea and the bank of Zhao Guo, and the bank of Zhao Guo of South Korea lends to Qi Guo and Yan Guo. Who knows whether these banks will lend funds to Goguryeo people. The scale effect of funds has suddenly expanded many times." The bank minister went on to say.
“The bank seems to think that they can make money from the scale of lending and make a lot of money, so they keep borrowing. Once there is a loss-making project, the problem starts to become extremely bad.” The bank minister said.
"For example." Shang Wen said. In fact, Shang Wen had already thought of such an answer. He knows what the answer is.
"For example, in Daliang's real estate project, there is always only one fool who buys a house, but when he finds that it is not needed, the situation becomes very bad. The person in front needs to pay the money to the bank, and the bank But you have to return the money from the previous bank. This is a chain reaction." said the bank minister.
Meng Yi looked at Shang Wen. He wanted to see from Shang Wen’s face whether there was a solution, because Meng Yi didn’t have an answer himself, and he hoped to get an accurate answer. And Shang Wen is thinking about the same problem. Yes, the economy is developing very fast, all projects are making money, no one will think about what will happen after losing money. But there are always people in the business who will lose money, once they feel that they can't make money. The entire economy will stagnate. In that case, a huge crisis will erupt. Shang Wen didn't know how to solve such a crisis. But the current society is indeed prospering.
"This. We may continue to prosper." Shang Wen thought for a long time, and even said such a sentence, the bank minister seemed to have anticipated the dangers he might face in the future. Meng Yi also realized. But how to solve this problem, he really doesn't know. Once the bank has a problem. The problem is very big.
Dawan seems to be the possibility of such a situation. But no one cares about these issues now, in their view all economic recession speeches are too tense.
Qi State Laizhou area.
"Once our steel center is successfully constructed, there will be greater demand. First is our railway, which needs a lot of rails. The second is our shipyard. They also need more iron armor to build warships and manufacture them. Boilers. All kinds of equipment. In this way, our ships can be built. Finally, we build building materials very fast and require a lot of building materials. Now the mainstream buildings are high-rise buildings, and we can do the same. Do it," said the steel minister. This is a newly established department of the cabinet to specifically solve Qi's steel problems.
The establishment of Qi's steel department marked that Qi's steel production has also entered a period of high speed.
Qi Guo’s steel center benefited from Zhao Guo’s help, and Zhao Guo provided certain technical support, of course. They have to occupy a certain share. At the same time, Zhao Guo’s bank is also actively participating in providing financial support. With technical and financial support, the construction of Qi State’s steel center can be accelerated. They can buy coke, coal, and iron ore from Koreans. In order to solve the transportation problem, they also need to build a railway. Various benefits have allowed Qi's steel center to develop rapidly. Without these, the people of Qi are really worried that they can't do anything. Not good enough, there are people from the Zhao country behind them, and these can solve big problems for them.
"Well. Very good. Very good. You have to speed up, and the demand for steel will increase in the future. I am very optimistic about this project." Lou Jing patted the other's shoulder and said. He knew that in order to develop well, he must master several major resources in the current society. Iron and steel is one of them. Qi must have its own steel center to meet its own shipbuilding and infrastructure construction needs. The demand for steel is getting bigger and bigger, and they seem to be able to export all kinds of steel to the colonies because they also need economic construction there. These are all lucrative projects, and Lou Jing is naturally optimistic. This can fill the Qi State's economy with a great assistant, because the related industries are also developing extremely rapidly. In this way, the help of Qiguo is very great. Lou Jing is naturally very happy that Qi can enter the development of industrial society.
Just when Qi Guo used Zhao's funds to develop his own steel center with technology. Koreans are also considering their problems.
"The colonial economy needs a lot of capital injection, such as building a railway, the demand for this kind of capital will be very large. The demand for Bangla is even greater. There is also the issue of the armistice of the Seth country. They have signed an agreement. The preliminary treaty and the formal treaty will be formally signed later. But they are still very worried about how to solve the problem of indemnity. More than three million gold coins are not a small amount. If you pay in installments, you will also need a large sum of money. Interest. Not only that, only when the Seth people start trading, develop, and open up their market, can we have the opportunity to develop, but based on the current situation, it seems that the other party does not have such an idea yet, yes. Therefore, we should take some measures." Zhang Liang said.
"The Seth people are still fighting, they also want to build the railway, and they also want to make money from the trade among us, there are so many ideas." Han Shu said.
"But we need to borrow a sum of money to Seth, on the one hand, to meet our financial overspending needs. On the other hand, we also need to allow the local economy to develop. The Seth government can't provide this much at once, they are at most Only a small part can be paid, and one million gold coins are required a year. Even if it is divided into ten years, it also needs to pay 350,000 gold coins a year, which is equivalent to one piece of interest.
"Their economy will definitely not be able to come up with such a large amount of money. We must lend them some funds. At least 500,000 gold coins should be used each year. First, let them develop their economy and solve their fiscal and tax problems. The second is to let them repay. Only if we let them repay and solve these problems, our compensation problem can be finally solved. If we don't solve this problem." Zhang Liang said.
"First, the other party will not repay, and will eventually enter a state of war. The more we fight, we will become extremely difficult, and finally we have to end the war in a situation that is unacceptable to sin. But if If we borrow, we will take the initiative." Zhang Liang said.
"So, secondly, we must let their economy develop. Only if their economy develops can we promote the growth of our trade. Otherwise, the whole situation is still a stagnant water, which is worse than war. It is so bad for us. It is impossible to use war to solve the problem." Zhang Liang said.
Han Shu nodded. He felt very much in agreement with Zhang Liang's questions. Because if Seth does not solve this problem, they will not lose money at all. They will play tricks. In that case, can South Korea continue? The war will only completely lag behind the two countries. It can be said that at that time. The war can no longer solve the problem. The purpose of war is to achieve political goals, and political joy needs to serve the economy. If the economic goals are not achieved, some military actions and political activities will become more difficult to understand. Or it is considered invalid.
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