The Wonderful Daily Life of Nogizaka

Chapter Twenty Seven: Borrowing and Returning

Going downstairs to the living room, the sound became clearer.

Baiyunshan stopped by the window and looked out. He only saw two middle-aged men in formal coats standing near the fence outside the door. They looked ordinary and couldn't see anything special. The expression of one looked ordinary.

The other one had an impatient face, and most of the noise he heard was made by him, and his tone was particularly unkind.

Faced with this situation, Mrs. Hashimoto on the side could only smile bitterly and bow to apologize from time to time in a very humble posture.

After a while, I don’t know what they said. The middle-aged man and his companion looked at each other. The man with a relatively plain face spoke, exchanged a few words with Mrs. Hashimoto, and then talked to himself.

The companions turned around and walked away together.

Mrs. Hashimoto stood silently in the snow, watching their retreating figures. She didn't know what she was thinking. After a long time, she sighed tiredly, turned around and walked towards the living room.

As soon as he entered the door, he saw Baiyunshan sitting on the sofa.

"Morning, good morning, Mr. Baiyun, you got up so early, why don't you sleep a little longer -"

Although it was a bit abrupt, Mrs. Hashimoto immediately smiled after being stunned and Wen Yan said with concern.

"No, no need..."

Baiyunshan's heart skipped a beat, thinking that she was alluding to the fact that he slept in a certain Hokkaido girl's room, and felt a little embarrassed for a moment.

However, looking at the other person's expression, he soon realized that he was overthinking it. He coughed lightly and changed the subject: "Rest is the second best thing. The main reason is that I heard some noise, so I came down to take a look out of curiosity...

I wonder what happened? Who were those two people just now?"

"Ah...you've seen it all——"

Mrs. Hashimoto gave a wry smile. She had just concealed her sorrow, but now it unconsciously crawled between her eyebrows.

"Is there anything I can do to help?"

Baiyunshan spoke subconsciously, but when he saw the strange look in his eyes, he realized that his words had some other meaning. His face heated up, and he quickly added: "After all, I have been living here for free for two years.

God, I’m really embarrassed, I should do something within my power——”

"This is our own private matter. How can we trouble you to help-"

Although her daughter had some understanding of the young man in front of her, looking at this young face, Mrs. Hashimoto still more or less unconsciously put it in the position of a junior, so she did not pay attention to him.

I didn't care much about this sentence, but after sighing softly, I continued to explain.

"The two people just came here to collect debts. Baiyun-kun, you probably know something. Ever since Nanamin's father passed away, our family's financial situation has been poor -"

"Most of the debt we owe has been almost repaid with the help of relatives and friends over the years, as well as our own frugality. And the debts that came to us today are actually the last part. It's just that

This part has been delayed for a long time, so it has become a bit troublesome."

Baiyunshan nodded to express his understanding.

Money lending and debt collection have existed both at home and abroad in ancient and modern times. The reason for their existence is nothing more than profit, and the source of profit, apparently the most important part, is naturally interest.

Different from the government, private loans give out more money quickly, and the interest required will naturally be charged a little more. Especially in order to deal with those who may default on their debts, there are more or less very powerful people behind these loan companies.

The existence of normal means——

Mrs. Hashimoto is naturally aware of this, but in the early days, the debt the family carried was too heavy. Even though she knew that the small money would eventually turn into big money, she still had to cope with more urgent needs. You know, in the Hashimoto family, the economy

At the most embarrassing time, even the electricity and gas were stopped. And in a northern country like Hokkaido, it is conceivable that if these conditions were not available in winter——

In desperation, we can only demolish the east wall to repair the west wall——

After pondering, Baiyunshan took the initiative and said: "Let's do this. I will help advance the debt first. As long as the amount is not too large, I think there should be no problem -"

"you?"

A flash of surprise flashed in Mrs. Hashimoto's eyes, and then she heard him say leisurely: "I have made some money from some well-received works, plus my own salary and savings. If I just help pay back some money, it's nothing.

——”

Unexpectedly, Mrs. Hashimoto did not show any joy when she heard this. Instead, the surprise on her face gradually subsided and she said calmly: "Let's forget it."

"Why?"

Now it was Baiyunshan's turn to be surprised.

"I let Mr. Baiyun live here just because I wanted you to stay as a guest. I didn't intend to repay the favor. I took the opportunity to ask Mr. Baiyun to use your own money to pay off our debt. We really can't do that.

Such a shameless thing——"

Mrs. Hashimoto bowed slightly, her face calm.

Baiyunshan was stunned. On this cold face that was somewhat similar to that of a certain Hokkaido girl, he inexplicably sensed the latter's unique temperament.

He suddenly realized that he had overlooked something. Mrs. Hashimoto in front of him was exhausted mentally and physically on the issues of family and children. For this reason, she had to become smooth and humble. She looked as soft as a ball of cotton and greeted everyone with a smile.

, but this does not mean that she does not have her own bottom line and pride——

In other words, the pride that a certain Hokkaido girl clings to may come from her own mother.

And his current actions undoubtedly offended this pride inadvertently——

Baiyunshan hurriedly said: "Auntie, you misunderstood, I didn't mean that, I just wanted to help advance the payment for the time being, uh... you can understand it as a loan - "

"borrow?"

Mrs. Hashimoto looked startled.

Bai Yunshan smiled and said: "I'm just lending you this money in one go to help pay for the debts. It doesn't mean that you don't need to pay it back, but you don't have to be in a hurry to pay it back. Just take your time. As for the specific method,

Let’s deduct a portion from Nanamin’s salary every month as repayment, what do you think?”

Mrs. Hashimoto didn't answer, just glanced at him and fell into silence.

Baiyunshan felt frightened by this strange look. He always felt that there was something in her eyes, but he didn't know what it was.

After a long time, she heard her sigh and said quietly: "But in this way, no matter how you look at it, we still have the advantage -"

Baiyunshan opened his mouth, and just as he was about to say something, he heard Mrs. Hashimoto say again: "Thank you..."

Hearing these words, Baiyunshan knew that this was considered an agreement, and he immediately breathed a sigh of relief. Mrs. Hashimoto also felt a huge weight relieved in her heart, and the courage on her shoulders became much lighter, but her mood was slightly complicated.

Of course, she was not a pedantic person. Although she felt a little ashamed to ask a junior whom she had known for less than three days to help. But considering the actual situation, she also knew that this was a good time to solve the problem.

Coupled with the other party's timely concession, the deal was settled in one fell swoop.

After all, there is a fundamental difference between directly helping to return and borrowing. This step of the other party undoubtedly greatly took care of her self-esteem. Although both of them knew it well, even if it was borrowing, Mrs. Hashimoto would undoubtedly still take advantage of it——

After all, there is no interest, right?

Well, wait a minute? It doesn’t seem like there’s really no interest. If you think about what you just said carefully, doesn’t interest mean—

Thinking of this, Mrs. Hashimoto's expression gradually became strange, and she said abruptly: "By the way, Mr. Baiyun, where did you rest last night?"

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