Chapter 98 Commencement of Corporate Business and Issuance of 10 Billion Commercial Loans!!
[Requirements: Among the 10 billion commercial loans, the annual interest rate income of the comprehensive loan should reach more than 5%. 】
[Note: Commercial loan interest rate fluctuates by 3.68%-12%]
[Note: The gold treasure chest can open scientific and technological technologies, such as chip design technology, blockchain technology, lithography machine technology, petroleum smelting technology, washing machine technology, air conditioning technology, satellite navigation technology, new energy vehicle lithium battery technology, engine technology, ~ rocket technology and so on. ] 】
See the rewards of the system.
Jiang Chen took a deep breath of cold air.
In this era, the easiest to succeed in entrepreneurship is the compound talent with technology.
Simple financial skills make a great business and are not so easy to succeed.
This is because few people have such a strong financial ability as Jiang Chen, and they can acquire enterprises and technologies through capital, and let technical personnel and entrepreneurs serve themselves through capital means.
More ordinary people.
Among ordinary people, in this era, only by mastering more science and technology can it be easier to succeed in entrepreneurship.
Venture capital institutions are also looking for science and technology entrepreneurs, and in the future, this trend will be more obvious.
This is also the fundamental reason why some finance professors recommend applying for the college entrance examination, suggesting that if later students want to enter the financial industry, it is best to apply for several studies, physics and other cornerstone disciplines.
The task given by the system is to borrow 10 billion yuan and open accounts for 100 public enterprises.
Combined, it is necessary to achieve a 5% return.
This is not difficult.
Because the current corporate financing itself is not so simple, the financing cost is very high, sometimes, to the bank president is to shout daddy.
Of course.
Some large state-owned enterprises are not short of money at all, and the bank’s corporate account managers kneel and beg them for loans.
This is the deformed corporate financing problem in the business community of Longguo.
Private business owners, it is very difficult to survive.
To this.
Jiang Chen felt the same way.
To this end, he decided to loan most of these funds to private companies, control the risk control himself, and not lose money at all, and the interest income obtained will be very high.
Looking at the enthusiastic group of Daya Bay villa owners, who were embarrassed but had a task under him, Jiang Chen began to reply.
×× Jiangchen: Thank you! I love the gift very much!
Gift?
Jiang Chen really didn’t see it.
Presumably put it somewhere.
Don’t bother to care.
Seeing that Jiang Chen finally replied to his speech, the usually high-ranking rich people of Daya Bay Villa also followed suit.
Jiang Chen then replied.
×× Jiangchen: @Yunmeng Home Miss He, @Tianbao Diamond Hong Chenbao, @Syracuse Electronic Technology Lin [email protected] Smart Home Mo Xinmin. Guys.
We welcome you to establish cooperation with Jiangchen International Investment Bank! If you are willing to open a corporate account, please bring the relevant documents tomorrow, and I will let the corporate account manager connect with you.
Friends who want a loan can now send me company financial statements, tax certificates, business licenses, outline of future development plans and other documents to my mailbox.
I promise to give you the lowest loan interest rate on the market.
However, this loan amount should be more than 100 million.
Airplanes!
The whole group exploded again.
Initially.
These people are still very happy, because through business, they can establish cooperative relations with Jiang Chen, and it will be much more convenient to communicate with each other in the future.
It was naturally very exciting to hear that Jiang Chen could give them loans and give them financial support, or the lowest interest rate in the market.
But.
When they saw that the loan amount was at least more than 100 million, they hesitated.
Because some people don’t need so much money at all, and there are many people who just want to have a good relationship with Jiang Chen through loans, a loan of 10 million, that’s fine, the interest of a year is hundreds of thousands of millions, but a loan of 100 million, even if it is 5%
The interest is also five million a year!
For this reason, some people frowned and hesitated.
× micron serves Miss Luo: @ Jiang Chen, Mr. Jiang, the development of our company uses less than 100 million funds.
I take out a loan of 10 million, okay? Used to build a factory building?
× Yunmeng Home Miss He: @Jiang Chen, Mr. Jiang.
The demand of 100 million is still too big for us for the time being.
Would we like to open a corporate account? Let you act as an agent for our employee payroll, social security payment and other business.
To be honest, we want this money very much, but it’s a bit much.
× Syracuse Electronic Technology Lin Xuezhi: @Jiang Chen, Jiang Zong.
Can I take out a loan in installments? With a loan of 100 million at once, I am afraid that the financial pressure will be too great.
× Jiangchen: Everyone.
You want to borrow one million, ten million from Jiangchen International Investment Group, of course, this is okay.
However, this amount is too small, you can talk directly to our bank’s relationship manager.
Presumably, they will not give everyone a very high preferential rate.
What about my current interest rate, very low, to be honest, it is equivalent to looking at the face of everyone’s gifts, giving everyone benefits, you know?
Let me talk about interest rates, as low as 3.85%.
Hiss rate as low as 3.85%
It’s just giving money.
The people of these villa owners were very excited.
Curse yourself for being stupid.
Jiang Chen was returning the gift to them, and they didn’t know!
Remorseful, one by one, they began to change their style.
Miss × Yunmengjia: I’m sorry! Mr. Jiang! We try to arrange it.
Expand with this capital!
× Syracuse Electronic Technology Lin Xuezhi: @Jiang Chen, Jiang Zong.
Are you really willing to lend us so much money, five hundred million? If I could, I plan to take out a loan for five years and use this capital to merge and expand, open up the market, and strive to list the company on the New Third Board.
× Hongyuan Construction Group Xiao Huacan: @Jiang Chen! Mr. Jiang.
Our engineering company needs a lot of capital.
I will apply for a loan of two billion yuan from you in advance!
× Jiangchen: Everyone.
Send information first.
We will comprehensively evaluate the system to give you a reference amount that can be borrowed.
End reply.
Jiang Chen ignored these neighbors.
He’s just sending money now.
The first is to do the task, the second is to return the gift, and the third is to have a good and cold neighborly relationship.
As for what construction companies want two billion loans, yes, what about your qualifications, if your ability to repay can keep up, then there is no problem, it can be given to you.
The same is true of other neighbors, either if you apply, it will be approved to you, or it depends on whether your company’s assets are hard enough.
These rates are so low.
Why did Jiang Chen still have a loan?
This is because Jiang Chen International Investment Bank absorbed 30 billion public deposits in half a day after its opening.
It is illegal that such money cannot be casually diverted to the securities market for high-risk investment.
There were more violations, and the CBRC came back to investigate.
These funds cannot be moved, and important loans should be taken out.
Those loans to enterprises are a good choice, although these returns are much worse than in the capital market, but the victory is in the steady, the victory is in the volume.
The accumulation of sand forms a tower, and the thin water flows long.
The financial empire must have high-risk and high-yield investment methods, as well as stable income channels, and bank loans are a good asset investment target.
End the conversation with Daya Bay owners.
Jiang Chen sent instructions to Quinn: [Fully carry out business and issue ten billion commercial loans within two weeks. Seven].
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