Tomb robbing: many children, many blessings, start with marrying a wife and a flower spirit

Chapter 0095 fully repays the depositor's interest, this is the pattern of the richest man in Xiangjiang!?

Many people understand the truth.

Everyone knows that you can make a lot of money by lying down and collecting rent with high-quality assets.

Everyone knows that staying up late is not good for the body, why stay up late, is it because you like to stay up late?

It's not because of incompetence.

Li Jiacheng also knows that having a bank can actually help the development of his own business, but why not take the next bank? Is it because you don't want to? Is it not because of insufficient strength?

At this time, Li Jiacheng also knew that Lin Fei's guy definitely picked up a super big bargain.

As long as he survives this difficulty, in the future, Lin Fei's career will definitely be a leapfrog outbreak.

Although Lin Fei's total assets now seem to be far from his own, the cash flow in his hands is too much, and there is a Feilong Communication that transfuses him all the time, which leads to Lin Fei being able to hold on, moreover, there are more idle funds to acquire more assets.

Envy is envy, but Li Jiacheng knows very well that he just doesn't have this strength now.

Even if he can buy this bank directly for zero yuan, he can't cope with this run frenzy.

And Lin Fei has this strength.

......

......

Hong kong

At this moment, Feilong Group

Lin Fei is chairing a high-level meeting.

In the high-rise conference room, there was also an extra guy.

His name is Lei Chao.

26. This guy is a mid-level executive at Hang Lung Bank

Immediately after Hang Lung Bank, Lin Fei began chatting with each of the mid-level cadres, asking them what they thought of the bank's development.

Let's take a look at their resumes again.

Lei Chao, this guy, fell into Lin Fei's sight.

He Chinese New Year's Eve five years old.

Studying in the United States, the ability is also quite good.

This group of high-level executives of Hang Lung Bank, Lin Fei was also not polite at all when he started, and those who should get out of jail would get out, and those who should go to jail would go to jail.

Then, Lei Chao was quickly promoted.

Now it seems to be the top management of the Feilong Group.

Lin Fei looked at everyone for a while, looked at Lei Chao and asked: "A Chao, can you introduce the details of the situation, can you turn a loss into a profit within 3 years?" "

Lei Chao made up his mind, he also suddenly became a senior and was appointed as the general manager of Hang Lung Bank, at this time, his heart was more or less drumming, but he still took a deep breath and said: "Turning losses into profits within three years should not be a problem for Hang Lung Bank, but the premise is that the market of Heungjiang also needs to be restored to a certain extent!" "

After a pause, Lei Chao continued: "In addition, banking business must focus on banking business, Hang Lung Bank has some non-bank business, these non-banking business seriously restricts the development of the bank, such as low-interest loans to the enterprises invested by Hang Lung Bank, these are not reviewed and investigated, in addition, the bank's internal nepotism is also very serious, their own relatives loans, low-interest loans, and some high-level executives in the private pockets, after the loan, deliberately let some enterprises go bankrupt and liquidate, so as to escape with the money!" "

The further down you go, the more shocking everyone feels.

This Hang Lung Bank is full of loopholes.

"The reward and punishment mechanism is not obvious!" Lei Chao continued to speak seriously, "The unclear regulation is what has led to so many problems in Hang Lung Bank! "

"It's fine!" Lin Fei said with a smile.

Qin Wenning couldn't help but say, "Boss, is this okay?" Isn't this a problem everywhere? "

"It's good that the company can see the problem, and when there is a problem, we just solve it!" Lin Fei smiled and said: "The most afraid thing is that we can't find any problems at all, everyone, rest assured, isn't it that the reward and punishment system is not good, isn't it the lack of supervision, then we will deal with these problems!" "

In Heungkong's banking crisis, losses caused by banks investing in non-banking businesses were a big trigger

Hang Lung Bank is no exception, investing in real estate projects with large losses, with the collapse of land prices, all problems have been exposed, and outbound investment accounts for a large amount of cash flow.

Lin Fei feels that the situation is fine, because these loopholes and various operations have not brought down Hang Lung Bank, and if it were not for the outbreak of this crisis, Hang Lung Bank's momentum would still be very good, and the internal moth would have completely collapsed Hang Lung Bank.

Although these moths are hateful, the impact is actually two or three percent.

What really influenced Hang Lung Bank was its blind investment and its entry into the real estate business.

In the past life, Hang Lung Bank eventually recovered 1 billion Hong Kong dollars of bad debts, which accounted for more than 50% of the bad debts of the entire Hang Lung Bank.

In the end, these people will still pay off some of it.

After a pause, Lin Fei spoke: "Now, listen to me, first, completely divest the other businesses of the bank, focus on the business of the bank itself, the investment company, the investment real estate, the investment business, all divest out!" "

Speaking of this, Lin Fei glanced at Qin Wenning and said, "Anning, I'll leave this matter to you to handle!" "

Qin Wenning quickly spoke, "Understood!" "

"Second, do a good job of the business evaluation system, A Chao, I know that you think a lot, you come to sort out a plan, for the banking industry to do a good assessment, followed by the reward and punishment mechanism, supervision system, you all do a good job for me, get a charter, everyone take a good look!"

"Third!" Lin Fei said lightly: "Rule all depositors, as long as there is money in Hang Lung Bank, we recognize the interest on this money, and if their time deposits are withdrawn in advance, then, as long as they are deposited, we recognize the interest!" "

Qiao Jiakang's eyes widened, "Boss, in this case, we will lose at least 70 million!" "

Lin Fei shrugged: "Seventy million, for us, this is nothing at all!" Just do it! "

Hit the nail on the head.

No one refuted either.

On the contrary, Lei Chao supported Lin Fei's view.

At this time, faith is more important than anything else.

To be honest, although Hang Lung Bank is very large, claiming to be the third largest Chinese bank in Heungjiang, it has already become a big impact in this round of runs, and the entire bank has begun to enter a crash.

Although Lin Fei took over, the influence was not absent.

The entire Hang Lung Bank has also lost more than 40% of its depositors, who not only will not deposit money again, but they cannot prevent Lin Fei from having money, and promise that I can repay all the lost interest as long as you continue to deposit money.

Basically, Li Fei wanted to rely on the influence of the Feilong Group to appease the minds of the citizens of Xiangjiang. 、

Now that the media has installed the title of the richest man in Xiangjiang, Lin Fei naturally has to make good use of this to absorb depositors and stabilize their losses.

As long as they have no losses, as long as this group of depositors is stable, then they can build their own credit by following the trend.

This wave, Lin Fei basically had to take out an additional interest expense of nearly 70 million Hong Kong dollars.

This little money is nothing to Lin Fei.

Credibility, that's everything.

In addition, it is announced that the injection of two billion, Lin Fei is basically real money.

If the HeungKong government is changed, they can come up with 300 million, because it is the government, the government is at the bottom, it is really not possible or can rely on the account, 300 million yuan cannot save Hang Lung Bank, then if it is not saved, it should be a burden.

Lin Fei can't, he needs to give the market a strong enough signal.

I, Lin Fei, am the savior.

And this effect is also immediate.

Hang Lung Bank immediately began to form a long queue.

This time, though, it's about saving money.

And Lin Fei also specially arranged for Asian TV to conduct interviews.

In addition, Lin Fei began to launch the media.

The fourth power is in your own hands.

If you want to say anything, say whatever you want.

It is nothing more than how the richest man has a big pattern, how the citizens of Xiangjiang are grateful. (Read violent novels, just go to Feilu Fiction Network!) ）

Shocked, this is the pattern of the richest man.

Repaying interest to all depositors is what the richest man in Heungjiang should have.

In short, Lin Fei, this guy is not bad money, has money, can get to the bottom, and can bring 210 hearts of letters.

The lost depositors have basically all returned, and in addition, the number of depositors has increased slightly.

......

......

Philippine, Bookmaker's estate

"What?"

Zhuang Rongkun suddenly roared angrily: "Lin Fei, this street boy, didn't spend a penny?" He took Hang Lung Bank directly? "

Zhuang Qingquan smiled bitterly and said: "That's right, the Hong Kong government officially announced that it will transfer Hang Lung Bank to Lin Fei, and at the same time, the Hong Kong government also hopes that all Xiangjiang citizens can rest assured that Feilong Group has the ability to pay the deposits of all Xiangjiang citizens!"

Zhuang Rongkun suddenly became angry: "The bank we worked so hard to run was given to Lin Fei for nothing?"

Zhuang Qingquan nodded and said, "It seems to be like this!" "

"So what is Hang Lung Bank like now?" "

Zhuang Qingquan said helplessly: "Lin Fei officially announced that Feilong Group will inject two billion yuan, and I hope that all Xiangjiang citizens can rest assured that Feilong Group can definitely pay the arrears of all Xiangjiang citizens!" "

Zhuang Rongkun felt a burst of vertigo.

"Also!" Zhuang Qingquan continued: "Lin Fei promised to the outside world that everyone had taken their money away in advance, but now as long as they take the deposit slip and return to the bank to re-handle business, the bank will still pay interest according to the original standard!" "

"Ruthless, really ruthless!"

Zhuang Rongkun gritted his teeth: "Lin Fei, this bastard, this is to let all depositors re-deposit, this is to stabilize depositors, this bastard, he is really rich, he is really rich!" "

Zhuang Qingquan suddenly spoke: "Brother, you said, Lin Fei, this bastard, does he have some illegal transactions with the officials of Xiangjiang?" "

"You mean, this guy colludes with government officials!" Zhuang Rongkun suddenly spoke.

"Yes!" Zhuang Qingquan quickly spoke: "Otherwise, why did this guy Lin Fei take down Hang Lung Bank, brother, I think Lin Fei, this rabbit cub, must have colluded with these officials, can we report it?" "

Zhuang Rongkun nodded quickly: "Yes, report this kid, go find ICAC!" "。