Upgrade The World From Hongmeng
Chapter 39: Long Guang Shangzhi Press Conference
On October 27th, Wu Hao brought Cao Yongliang to the Jinmao Building. He met with Director Duan at 10 o'clock last night.
"Xiao Wu, I took a look at the proposal you sent over last night, and it is indeed feasible, but the bank needs you as a guarantor to apply for the loan."
Director Duan is very interested in Wu Hao's ideas.
Yesterday afternoon, Wu Hao helped Cao Yongliang rent a single room near the company. After the brothers settled down, he returned to the office alone and wrote a plan for introducing young talents and projects.
The bank receives a large number of applications for entrepreneurial loans every month, and many of them come with projects. The bank has a special review department to evaluate project risks and determine whether to grant loans.
Over time, the bank has a talent project database, which can search for data to find people who have the ability, experience, and ideas, but have no start-up capital.
"I can be the guarantor, but I need to meet with these people first and make sure they are competent before signing this word."
Bank risk control is very strict, and it is reasonable and reasonable that someone must provide a guarantee for projects like this kind of big loss loan.
"This is natural. I reported this to the leader. What the leader meant is that we have to sign a cooperation agreement first. This is the text of the agreement. You can take a look first."
The cover of the text reads "Ascendas Plan Cooperation Framework Agreement". The content is not complicated. The main thing is that the agreement party must promise not to disclose the information of the lender. The first meeting between the two parties is organized by the bank, and the loan needs a guarantor.
The most important agreement of this agreement is to limit the number of places that the entire plan can provide. The maximum number of supported projects is 100. Wu Hao has 15 million in the bank, and the loan amount for each project is between 100,000 and 200,000. The loan amount for all projects can only slightly exceed his deposit amount, and the bank has done a risk assessment.
"It seems that my social reputation is still too low!" Wu Hao sighed inwardly.
"Xiao Wu, if you think the agreement is okay, just sign it. I'll have a meeting later!"
"no problem!"
Wu Hao waved his hand and signed his name.
"Director Duan, can you help my brother get a loan first?"
"Xiao Li, take him to go through the formalities... Xiao Wu, I will go to the meeting first, let's call if you have any problems!"
"Thank you Director Duan for your support!"
"..."
............
At noon, Wu Hao and Cao Yongliang had a simple lunch and went back to the company office. At this time, Cao Yongliang's card had an extra 200,000.
"Brother, thank you so much!"
"What are you polite? Getting a loan is the first step, and making achievements is the most important thing! ... I read the project plan you wrote, and your kid’s technical skills have not been lost, but the chosen direction is a bit biased. Or else, you join my project first, work with me for a while, wait until you are familiar with the market, and then choose your own direction, how about it?"
"Okay! With your guiding light, I can avoid detours."
"This is the project planning book of ‘Love Home_Smart Home V2.0’. I need you to complete the ‘Friends Gathering Interaction’ scene. I will give you one month. Can it be done?"
"No problem, wrap it on me!"
"You have listed the equipment you need in the past two days, and I will help you apply for some resources from Royal Capital Longguang, but these equipment are not given for nothing. You need to pay for it yourself."
"Longguang Group? When did your kid get into this relationship!"
"Your idol Liu Hanqing is in charge of this project, and I will have the opportunity to take you to see her in the imperial capital in the future."
"A word is settled!"
"..."
Cao Yongliang, as if he had gained a new life, cherished this rare opportunity and immediately invested in the project, following Wu Hao's development ideas, and rushing to write code day and night.
He always warned himself that if he didn't work hard and didn't show up, he would be arrested by his family and face the wicked lady all day long.
............
Wu Hao is also busy. Since the company wants to expand, it has to expand its premises and rent more offices; it also needs to buy more office equipment and create a batch of new workstations; recruit a group of logistics personnel, such as the front desk and clerks. Category.
These things can be done with only money. It only took three days and spent more than 1 million yuan. The office of Haotian Technology was basically completed. The office area of thousands of square meters has nearly 100 workstations and is equipped with 5 Support staff.
Because it is a partnership system, there is no need for administrative staff, and the structure of the company is actually more like a business incubator.
After signing the'Tengfei Plan Cooperation Framework Agreement' with the bank, as the key guarantor of this plan, the bank will monitor the flow of his funds in real time. After the company's office area is expanded, Director Duan takes a person to take photos and collect evidence to confirm that Wu Hao's funds are Used to purchase office assets.
After the photo was taken, Director Duan gave Wu Hao a list of forms, which were the information of some people who were interested in participating in the "Take-off Project."
"These materials cannot be photographed or copied! Choose the person you want. According to the agreement, the first batch of quotas is 10. You have used one before. Now you choose 9. After you choose, I will help you to make an appointment. , Meet in the bank conference room!"
In order not to disclose the lender's information, these materials only provide the applicant's academic background, work experience, project overview, the lender's name, contact number, photos, etc., all of which are invisible.
"The bank attaches great importance to this'take off plan'!" Looking at the information in his hand, Wu Hao sighed inwardly.
The biggest difficulty for partners is whether they can find reliable people. Therefore, how to identify talents has become the key to the success of the project.
If through open recruitment, you will face the problem of falsifying your personal information. It will take a long time for a mixed group of people to select qualified talents.
But in this way, a lot of precious time will be lost, and the project will miss the precious window period. Once someone else has taken the first step, all the investment will be in vain.
The information on these loan applicants provided by the bank has been strictly screened by the bank's review department, and they have no problems with their personal abilities.
The main problem for these people is that in terms of project selection, the bank will comprehensively evaluate the market prospects of the project, and if it feels that the risk is too much, it will not grant them loans.
The plan submitted by Wu Hao is very profitable and just solves the problem of market prospects. Therefore, the bank hopes to facilitate cooperation between the two parties. In this way, it can not only solve the risk problem of small and micro loans, but also complete the small and micro loans issued by the superior. The task of micro-loan, through this plan, can gain social reputation, and it will serve multiple purposes.
After careful selection, Wu Hao selected 9 people's information and asked Director Duan to meet with them as soon as possible, so as to get ‘Love Home_Smart Family V2.0’ before ‘Longguang Shangzhi’ goes online.
............
On December 5th, after more than a month of continuous fighting, Wu Hao led everyone to finally complete the code writing of'Love Home_Smart Home V2.0'. Liu Hanqing’s project team did not have much equipment available, so Wu The equipment Hao used for testing is 30% off the market price, and the remaining equipment can only be purchased from online sales.
Wu Hao helped Gu Fan find a helper named Qin Feng. Some special equipment that could not be bought could only be produced by him.
After a simple joint debugging and testing, the various applications of the system can basically run through. Except for the ‘office interaction scene’ which is still waiting for Gu Fan’s ‘smart light pen’, which is temporarily unable to go online, other application scenarios have basically been completed.
Wu Hao was in a hurry and immediately submitted a test optimization application to [Bluestar Technology Promotion System].
[Love Home_Smart Home V2.0 is being tested and optimized...]
[Love Home_Smart Home V1.0 Optimization Completed]
[This test optimization found 32 BUG...all have been optimized and modified]
"F*ck, there are more and more bugs!"
The amount of program code has increased more than ten times, and it is normal for problems to occur. The optimization functions provided by the system have helped Wu Hao a lot and provided him with a great help to seize the opportunity.
............
December 7th, 8 o'clock in the evening.
Wu Hao's cell phone rang, it was Liu Hanqing's.
"Junior Brother Wu, I am glad to inform you that'Love Home_Smart Home' is available for sale!"
"Sister Liu, my mission is complete, when will your'Longguang Shangzhi' go online?"
"On December 12, the first press conference will be held!"
"Um! Double Twelve, you really know how to choose the time..."
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