Ushering In The Internet Era In The Magical World

"Eating more than enough food?"

The three Dharma gods of Keweier looked at each other in blank dismay.

Thanks to Yu Shengan's contract authority, his language translation was very accurate, but the three Dharma gods were still confused by the word.

They can understand every word of this word, but they are confused when they are combined together.

"Mr. Ajeev, can you be more specific?"

Deng Daner was a little embarrassed.

No matter which plane a magician is in, he has always been synonymous with profound knowledge.

Many people call magicians "nerds", which is evident from this.

"It's enough to live without money. To put it bluntly, it is to overdraft future funds. There are many ways to do it. At present, the easiest way for the empire is to issue national bonds."

"To put it simply, the empire issued IOUs and borrowed funds from the people, promising a certain interest. After the expiration, citizens can take out cash with the IOUs with interest."

"In other words, this is tantamount to spending the empire's future fiscal revenue in advance."

Yu Sheng'an's concise explanation made the three Dharma gods suddenly realize.

After all, isn't it just about borrowing money?

The three Dharma gods breathed a sigh of relief, and felt a little resentment in their hearts. The Internet god always likes to use inexplicable words, which makes them think it is a profound concept.

However, then again, the idea of ​​borrowing funds from the private sector in the name of the state is very novel.

"Isn't this a loan between the nobles? If that's the case, why should we bother? Just send fundraising tasks to the nobles." Deng Daner said.

"It's not the same!" Yu Sheng'an shook his head: "Sending missions to the nobles is mandatory, and there is no essential difference from taxing the nobles, at least in their understanding."

"Issuing national debt is voluntary, and they can buy it or not. In addition, the minimum amount of national debt can be set at one Kevil gold coin, so that the entry threshold is low and the audience is wide. In addition to the nobles, the middle class, ordinary rich peasants can also buy it, so that the empire It is easy to raise tens of millions of gold coins.”

Yu Shengan explained.

"This……"

Deng Daner was stunned,

Thinking about it carefully, it seems that this is really the truth.

Forcibly dispatching fundraising tasks to the nobles, even if the empire said they would pay back the money, the nobles would definitely be very upset.

After all, there are not a few nobles who make money in the name of borrowing money.

"Mr. Ajaf, I have to admit that your idea is very perfect, but I think it is not suitable for the present. It is easy to give people the impression that the treasury is empty, and this will cause opposite effect."

Dharma God Bessie paused, and said:

"In addition, although I, Keweier, have shown great prestige, there is no evil god coveting in secret, so we should not show our cowardice."

Edgar, under the control of the god of law Bessie, is the well-known commercial capital of the Kavier Empire. Under the influence of his ears and eyes, Bessie, the god of law, naturally has an instinct for economics.

"Bessie is right. IOUs in the name of the empire are unprecedented. No one can predict the specific effect. Given the current situation of the empire, it is indeed difficult to implement a radical strategy."

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Deng Daner agreed with Bessie's words.

Bessie and Deng Dan'er's objection stunned Yu Sheng'an, and he suddenly realized that he was copying a bit.

In this world where business activities are very primitive and the idea of ​​"borrowing chickens to lay eggs" capital is in its infancy.

Borrowing money, in most eyes, is a negative.

Even if this is the case for individuals, borrowing money in the name of the empire will have even more terrible impact.

Perhaps, other countries will think that the battle of Keweier has emptied the national treasury, and then give birth to some radical ideas. It is not impossible.

"Mr. Ajeev, you just said that there are many ways to live without money, so what are the other ways?" Zimore changed the subject.

The other two dharma gods also looked over with radiance after hearing the words.

Although national debt is not suitable for the current Kavier empire, they have to admit that the Internet gods are indeed different.

The thinking is simply unconstrained and eclectic.

"There is another way to circumvent the imperial conundrum, and that is to open a bank. To put it bluntly, it is a currency savings business."

"This is a bit similar to the exchange coupons in [Conquer the Second Plane]. The user deposits the gold coins in the bank or the magic tower, and I open an account for him. When he needs gold coins, he summons the Internet and goes to the bank for verification, and then the cash can be withdrawn. "

"In this way, the wealth of the entire empire will be gathered in the hands of the bank. I can lend a part of the funds to the financial institutions of the empire, similar to the national debt just mentioned. After maturity, the empire can repay it with taxes."

Speaking of this, Yu Shengan narrowed his eyes:

"If this is successful, the people of the empire can even get rid of the bondage of currency in the future. Their money can be completely replaced by virtual currency, just like Internet points. They need to trade with each other. Open the Internet and scan the code to increase or decrease through the Internet currency."

"At that time, the empire will not only be able to greatly save the cost of minting coins, but this move will also speed up currency circulation and stimulate business development. In the future, merchants will no longer carry boxes of gold coins when doing business. You should understand what this means!"

Yu Shengan took a deep breath:

"We can even use this to establish a financial exchange system, linking Kvir currency to magic power, and linking the currency exchange rates of various countries to Kvir currency. At that time, we can adjust the exchange rate casually, mint coins, no, we don't even need to mint coins, I will If you change the number, you can deprive the wealth of the whole plane."

The three Dharma gods of Keweier were dumbfounded.

With the example of Internet points, they can barely understand the concept of virtual currency;

But what is the exchange system, what is the exchange rate, what is the peg, what is the deprivation of the wealth of the whole plane, to be honest, they are really completely dumbfounded.

"Mr. Ajayev, can you explain it carefully?"

Deng Daner humbly asked for advice.

Yu Shengan took a breath and explained carefully that he needed the Kavier Empire to help him get through the initial "material stage" of currency.

In this world, money is still in the stage of "a special commodity serving as a general equivalent".

In other words, money itself is a commodity.

Gold, silver, and copper have value in themselves.

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In this world, there is still a long way to go if you want to transition to the "function" stage that "doesn't deserve the name".

Therefore, if you want to absorb savings, you have to rely on outlets to attract depositors.

Coincidentally, the appearance of the krypton gold value and exchange coupons in [Conquering the Second Plane], to a certain extent, is actually a manifestation of some functions of the bank.

Therefore, using the Magic Tower as a bank outlet is definitely promising.

In addition, now is actually the best time to open a bank.

why?

This is an alternative embodiment of the war dividend.

Kavier was able to withstand the attack of the United States of St. Todd, and even successfully counterattacked and flattened a capital city of the opponent. This kind of force proved that Kavier was capable of ensuring the safety of the bank.

For depositors, isn't the most basic guarantee the safety of the bank?

With Yu Sheng'an's explanation, the expressions of the three Dharma gods gradually petrified and became dull.

It wasn't until sunset that the three of them ended the meeting with unfinished business.

When they left, even after a long meeting, the three of them still looked shocked, and a certain guess was strengthened in their hearts.

——The god of the Internet may be the devil of the abyss!

What comes from the existence of the azure star?

He was afraid that he completely took a certain plane as his own, so he designed this prayer with a unique direction, right?

And the ultimate purpose of doing so is to cover up his devilish nature, so that he can preach among the largest human population.

No wonder the three of Deng Dan'er came up with such an idea.

In fact, the concept Yu Shengan mentioned was so unimaginable that they had never heard of it.

You must know that as Dharma gods, plane travel happens from time to time, and they also see a lot of weird customs and cultures.

They can even recognize the remains of the ancient protoss Titans at a glance. It is conceivable how terrifying this experience is.

It happened to be this experience, but he had never seen what Yu Shengan said.

So how these things were born is really questionable.

They have reason to believe that only a demon with a completely distorted soul can come up with these murderous financial concepts.

However, now is not the time to entangle whether the Internet God himself is a devil or not.

Because the Kavier Empire has already boarded his chariot, it is impossible to leave.

Fortunately, from the current point of view, his existence definitely has more advantages than disadvantages for Keweier.

In other words, after seeing the mighty force and cunning wisdom of the God of the Internet, they would rather become his minions than become "wage earners" under what he calls "financial warfare".