We're building a super chaebol in Hong Kong

At this moment, Su Cheng had available funds of 94 million pounds in his hands.

Converted into Hong Kong dollars, that would be 846 million Hong Kong dollars.

This was definitely a super huge sum of money, so he specially deposited it in several banks.

Watching the funds in his hands grow larger and larger, Su Cheng felt that it was time for him to start a bank, otherwise, there would be almost no privacy when depositing in other banks.

Returning to the 21st floor of the Su Group, Su Cheng lay on a recliner on the terrace and began to ask Xiao Ai: "Help me introduce the general situation of the Hong Kong banking industry."

Soon, Su Cheng had a certain understanding of the Hong Kong banking industry in this era.

In the 60s and 70s, Hong Kong's financial industry rose. In addition to the old banks, many new banks were born. At its peak, there were as many as 86 licensed banks.

However, after the banking crisis in 1965, the government suspended the issuance of banking licenses, and the number of licensed banks was reduced from 86 to 74.

Therefore, it is basically impossible to create a bank in Hong Kong now.

The only way is to acquire a bank.

Currently, there are 8 major banks in Hong Kong, namely HSBC, Standard Chartered Bank, Hang Seng Bank, Nanyang Commercial Bank, Bank of the Orient, Overseas Chinese Bank, Bank of East Asia, and Dah Sing Bank.

HSBC Bank was not something Su Cheng would consider.

This was purely a British-owned bank, with shareholders all over the world and a complex internal structure. It was basically impossible to control it.

Hang Seng Bank is also indirectly controlled by HSBC, with a shareholding of 62.14%, which is basically impossible, so it can be passed over.

As for Standard Chartered Bank, its headquarters are in London, England, and it is also a completely British-owned bank. It is impossible to control it without encountering a crisis.

Bank of the Orient, as the earliest Hong Kong bank, also belonged to British capital, and has now been acquired by HSBC.

The remaining few, although they are Chinese-owned banks, are currently developing well. If there are no accidents, it will definitely take a lot of money to acquire them, which is unnecessary.

Okay, the major banks don't need to be considered.

Therefore, the best way is to directly control a small bank that holds a banking license.

In fact, banks are not as profitable as imagined. They belong to the "high leverage" financial industry, and their operating performance is easily affected by the economic situation.

When economic growth slows down, the non-performing loan ratio of banks will continue to rise.

When economic growth accelerates, bank profits will continue to accelerate.

In his previous life, Li Ka-shing was the richest man for many years, so why didn't he open a bank even though he was so rich? These reasons are very important.

In addition, there is another reason: the richer people are, the more they like to borrow money from banks. If you open your own bank and then borrow money from your own bank, wouldn't that be borrowing money from yourself?

Not opening a bank means that you can obtain more funds from other institutions and other people.

And Su Cheng did not have this trouble. Under normal circumstances, he may never lack cash in his life, and he rarely needs to borrow money from a bank.

Therefore, it is very necessary to have a private bank, mainly to serve himself.

As for developing the bank? Su Cheng didn't have this idea for the time being.

If he really wants to develop the bank in the future, he can let his private bank control a bank and then develop that bank.

Just like HSBC, it controls many banks.

Of course, these things have to be done step by step. The most important thing now is to have a completely private bank of his own.

In the future, it is also possible to develop into a comprehensive financial group.

The main reason why he wanted to start a bank was for privacy, so that others could not easily find out his asset situation.

And if it is open to the public, it needs to accept the supervision of the banking regulatory department. In this case, what is the difference between it and opening up privacy to the public?

Su Cheng directly called Zhang Qizheng: "Help me acquire a bank as soon as possible, the smaller the scale, the better, as long as it holds a banking license."

"Boss, this is easy to handle. I'll help you inquire about it and give you the news within two days at the earliest."

Zhang Qizheng was not surprised after hearing this. After all, he knew very well how fast Su Cheng made money. It was normal to want to start a bank to serve himself.

"Okay, then I'll leave this matter to you. Be sure to find out the details for me. Don't miss anything about the debt situation."

"No problem."

Therefore, in this era, it is very normal for Hong Kong banks to change owners.

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Just as Su Cheng was about to hang up the phone, Zhang Qizheng said again: "By the way, boss, I have something to tell you."

"Just say what you have to say."

"It's like this, didn't you ask me to look for oil companies for sale in Hong Kong or Singapore before? After inquiring from various sources, I really found some news. There are some in Hong Kong and some in Singapore."

"What is the scale?"

"The one in Hong Kong is not very large and the location is relatively remote. It is located on Lamma Island, but the refining facilities and oil storage equipment are relatively complete. The crude oil processing capacity is only about 1 million tons per year; and the one in Singapore is Nanyang Petroleum Energy Company. In terms of scale, it is larger and more complete than the one in Hong Kong. The crude oil processing capacity can reach 3 million tons per year. In addition, it also has lubricant production capacity."

"How much would it cost to buy both companies?"

"Boss, I have inquired about the one in Singapore. Because of its large scale, more complete equipment, and oil sales channels in Singapore and Malaysia, their boss is asking for 10 million Hong Kong dollars; as for the one in Hong Kong, it only needs 3 million Hong Kong dollars, and the prices of these two oil companies are within a reasonable range."

"The price is okay. Let people investigate the details of these two companies. If there are no problems, buy them for me as soon as possible."

"Okay, boss."

After hanging up the phone, Su Cheng began to calculate the time.

Currently, it is almost mid-June, not far from the second oil crisis that started in November.

When he goes back at the end of the month, it will be almost July. At that time, it will take one to two months to install oil storage tanks. If you want to store crude oil well, oil storage tanks are essential.

Then, it will take another two months to negotiate a deal of the century.

In terms of time, it's very tight.

Whether this wave can make a big profit, sufficient preparation is very important!

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