We're building a super chaebol in Hong Kong

If Su Cheng had more time, he wouldn't need to borrow money from HSBC Bank at all. But now, time is too tight, and even with Little Ai, he can't raise more funds in a short period.

He needs to negotiate a major contract within this month. To get a better price, the funds must be in place. His goal is to have at least eighty or ninety billion, even if he doesn't reach one hundred billion.

Currently, he only has 4.5 billion Hong Kong dollars in hand. It's too difficult to double such a large sum of money in a short time.

For example, at the Hong Kong Jockey Club, although he can use Little Ai to get the specific race results in advance, what's the use of winning a few million at most per day?

It would be a waste if he didn't raise much money in the end and caused the Hong Kong Jockey Club to go bankrupt, and people found out that he had the ability to predict the future.

So, he doesn't care about this small amount of money and doesn't want to earn it.

As for the international stock market, the European and American stock markets haven't had much fluctuation recently, so there's no opportunity to make a big profit.

Therefore, a loan is the simplest method.

Why not use low interest to earn big money!

"Mr. Shen Bi, if HSBC Bank doesn't have the strength to lend this amount, then I'll have to choose another bank, such as these seven British banks. Surely one of them will be willing to lend me these funds," Su Cheng reminded, seeing Shen Bi deep in thought.

Shen Bi couldn't sit still any longer, looking at the pile of deposit books in front of him.

This young man in front of him is simply too powerful.

It would be very unwise to let him become hostile to HSBC Bank because of this.

Lending out this sum of money wouldn't be too risky, as Hutchison Whampoa's actual value exceeds 5 billion Hong Kong dollars, even though its market value on the stock market isn't that high.

Even if Su Cheng can't repay the money after a year, using Hutchison Whampoa as collateral wouldn't cause HSBC Bank to lose anything.

Because the current Hutchison Whampoa is different from the Hutchison Whampoa on the stock market before.

Currently, Hutchison Whampoa is still on the path to privatization, but no one can stop this step anymore.

Owning 22.4% of the shares isn't difficult, but owning full control is the challenge.

If the entire Hutchison Whampoa were to be sold to a large international company, the seller would definitely ask for more than 5 billion.

"Mr. Su, I would like to take the liberty of asking, what do you intend to do with these funds?" Shen Bi still needed to clarify this matter.

Banks can't blindly lend money. At the very least, the use of the funds must be clear before they dare to lend.

"I don't mind telling you, I'm using these funds to invest in oil," Su Cheng said with a smile.

Even if others know in advance, they won't believe that oil prices will really rise significantly, so he's not afraid to say it.

"Oh? Investing nearly ten billion in the oil industry all at once? Mr. Su, wouldn't that be a bit too eager for quick success?" Shen Bi was somewhat surprised. Generally, investments are made in stages. It's impossible to require all the money to be invested at once.

For example, when building a large residential area, assuming the total investment requires 1 billion, the developer can't possibly take out 1 billion directly, because it's not necessary.

The residential area can be divided into phases one, two, and three. Each phase is sold before proceeding to the next, and funds can be continuously recovered. Moreover, pre-sale of apartments is possible, so the actual amount needed might only be 100 million or even less to build a 1 billion project.

The same principle applies to other investments.

Like those government investment promotions that Su Cheng saw in his later life, those foreign companies would casually say they were investing 100 billion or 200 billion. Did they really take out so much money to invest all at once? Of course not!

"The oil base certainly doesn't need to invest that much for the time being. My funds are mainly used to buy crude oil. After my analysis, I've discovered signs of an oil crisis, so I plan to prepare for a rainy day. Even if it doesn't happen in the end, I won't lose anything. At most, I'll sell the crude oil back at the original price, and I'll only lose the bank interest," Su Cheng said truthfully.

Shen Bi also felt somewhat speechless about Su Cheng's words. Among the current OPEC member countries, where is there any sign of an oil crisis? You know, the last oil crisis was in 1973, and only five years have passed since then. How could an oil crisis happen again!

However, if Su Cheng really uses the money to buy oil, there's really not much risk.

The premise is that Su Cheng must really use the money to buy crude oil.

The newest novels are first published on 69shu.com!

Thinking of this, Shen Bi said, "Mr. Su, if you really use the money to buy crude oil, I believe the HSBC Group's board of directors will definitely approve your loan. The premise is that before purchasing crude oil, the funds cannot be transferred to your account, but must be placed in a separate account at HSBC Bank. This way, we will have regulatory power. When you are sure to purchase such a large amount of crude oil, HSBC Bank will then pay the funds to the oil-producing country."

The logic is very simple. In fact, HSBC Bank is afraid that Su Cheng will spend the money recklessly. They want to supervise it.

"No problem at all. If HSBC Bank can lend this amount of money, I'm willing to sign this condition with you!" Su Cheng said indifferently.

Anyway, he really intends to use it to buy crude oil, not for other purposes. They can supervise it as they please before payment!

"Okay, Mr. Su, give me a few days. 5 billion is too large an amount. It must be approved by HSBC Bank's senior management before the loan can be granted. I will promptly invest in Mr. Su when there's news!" Shen Bi said directly.

"Okay, I'll wait for your news. Also, I hope that what I said today will only be known to HSBC Bank's senior management at most. I don't want these words to spread outside," Su Cheng instructed.

In fact, even if it spreads, it's nothing, but Su Cheng doesn't want unnecessary trouble.

Especially if the news spreads to oil-producing countries, it will be detrimental to his price negotiations.

"Please rest assured, I will hold a secret meeting. The senior executives participating in the meeting must sign a confidentiality agreement and will not spread these words to the outside world. Please rest assured, Mr. Su!" Shen Bi guaranteed.

"Okay, in that case, I hope we have a pleasant cooperation!" Su Cheng said with a smile.

"By the way, Mr. Su, regarding the matter of becoming a director of the HSBC Group, I wonder how you've considered it?" Shen Bi asked again.

"When signing the loan contract, if you're ready, I can also sign the contract for serving as a director of HSBC Bank by the way. As for the shares, I can also hold them," Su Cheng said with a smile.

By saying this, he was implicitly agreeing that as long as you lend me the money, I will be your director.