Your Majesty, the Spectacle Has Missed the Country!

Are those businessmen who spend most of their wealth scrambling to buy houses stupid?

Of course they are not stupid!

As a commoner, he was able to rely on his own abilities to accumulate a fortune of thousands of gold coins in this era when nobles were rampant and the people were in poverty. This was definitely not something ordinary people could do.

Therefore, they must not only have extremely flexible minds, but also know how to advance and retreat, be knowledgeable, know what they can and cannot do, and the most important thing...is to see the general trend clearly.

It is precisely for this reason that they came to the Principality of Idar in the eastern part of the empire when the situation in the interior of the empire was chaotic.

In just two years, the income of civilians in the Principality of Idar has at least tripled, and prices within the Principality have also increased slightly to a certain extent.

This is naturally inseparable from the rule of Bruno Stuart, Duke of Idar, but it also means that a large amount of money begins to flow into the Principality of Idar.

And this is just the beginning. This land in the eastern part of the empire will definitely become the most prosperous place on the entire continent under the rule of the Stuart family.

And this is also the consensus of all civilian businessmen.

so……

Although the current price of twenty gold coins per square meter is jaw-dropping, these businessmen have already had a bold idea in their minds, that is...

If some time passes, the house price of this noble manor may not be as simple as twenty gold coins per square meter!

Although such a conclusion makes the businessmen feel a little incredible, but... this is indeed a guess they made after witnessing the development of the Idar Principality.

It was precisely because they saw the future in the Principality of Idar and the bright future owned by the businessmen that they dared to spend most of their wealth to buy a villa of three to five hundred square meters.

Not to mention that living with a nobleman is indeed a very honorable thing. You must know that the property developed by Riverside Real Estate is the property of Bruno Stuart, Duke of Idar!

If you can't buy it, you will suffer a loss, if you can't buy it, you will be fooled!

Therefore, these factors made the businessmen present eager to give it a try. Coupled with the hot atmosphere intentionally created by Hepan Real Estate, the sixty-seven villas in the first phase of Noble Manor actually sold out in just one night. Empty.

only,

When Lucio, accompanied by his wife, happily handed over the money, signed the purchase contract for the villa and walked into the sales office, he still couldn't help but feel an unreal feeling in his heart.

A down payment of two thousand gold coins, plus a loan of four thousand gold coins, with monthly repayments of more than twenty gold coins, to be paid off in sixteen years...

A wealthy civilian businessman who originally had a fortune of thousands of gold coins, suddenly became saddled with a debt of up to 4,000 gold coins overnight...

Let alone Lucio, who worked hard to save money, no matter who he was, he would feel a faint worry afterwards.

Where am I?

What was I doing just now?

Just for a mere villa, he spent most of his life savings? Is this... really necessary?

But it seemed that the emotions of these businessmen after the purchase had been anticipated. Early the next morning, "Idar Daily" published the grand sale of the noble manor on the front page.

【Shock! Nearly a hundred villas were sold out overnight, with a total value of hundreds of thousands of gold coins! 】

In fact, this article is no ordinary shocker.

Under the slightly exaggerated title, it recounts the changes in the development of the Idar Principality during this period from various angles, and vividly depicts the great attraction of the eastern part of the empire to merchants.

Of course, the article also expresses a point of view...it's great to buy a villa! They are all smart people with great vision!

and……

Almost on the next day, Hepan Real Estate sent a detailed construction schedule to all customers who signed the contract, when the construction will be completed, when the decoration will start, and when they can choose the decoration theme inside the villa.

After seeing a series of perfect plans, the stone in the hearts of the businessmen gradually fell away.

Anyway...

This will never be a losing proposition.

And those businessmen who did not buy the villa were all beating their chests and feeling quite upset.

…

The hot sales of the Noble Manor and the income and expenditure of Riverside Real Estate during this period were sent to Bruno's desk early the next morning.

how to say?

With the down payment and deposit paid by the businessmen alone, Hepan Real Estate can fully recover the initial construction cost.

but……

Bruno had expected this and did not show too much surprise.

Or to be more precise, he was already surprised.

How many gold coins were in the Stuart family's treasury when Bruno first came to this world?

Bruno remembered clearly that due to his unique prodigal skills, the amount of gold coins he could use was only a mere 2,520. Among the countless nobles in the Norman Empire, he was undoubtedly at the bottom.

Therefore, in order to build hanging gardens, Bruno improved the method of drying salt, opened a sugar workshop, supported coastal people to go fishing, organized serfs and civilians to set up production teams...

At that time, there was only one reason why we were rushing through this series of things: no money and no food.

But what about now?

After such a long period of development, just by selling a few houses to wealthy businessmen, you can make profits of tens of thousands of gold coins!

Is this a large number?

A lot, but never enough.

Whether it is the construction of basic subject categories, or promoting social progress and providing the comprehensive national strength of the Principality of Idar, behind these simple-sounding words, a large amount of manpower and material resources are needed.

And relying solely on Bruno himself is obviously not enough.

Bruno needs to tie more people to the chariot of the Principality of Idar. Whether they are businessmen or nobles, as long as they agree with Bruno's ideas and become citizens of the Principality of Idar, they can help the continuous development of the Principality of Idar.

therefore……

Bruno's goal now is very clear, which is to take the money of businessmen and nobles out of their pockets to promote the progress and development of the Principality of Idar.

The science and technology of this era were very backward and the people were very poor, but the nobles and businessmen were not poor.

However, Bruno cannot adopt a tough approach.

He wants the nobles and businessmen to willingly take out the money in their pockets. While allowing himself to obtain money, he also wants to make the nobles and businessmen feel a sense of satisfaction, to achieve a win-win situation!

Therefore, not only was Riverside Real Estate, headed by Harley Santa Cruz, born out of this, but the original intention of the Idar Union Savings Bank, which Bruno ordered to be established, was also the same.

but,

Although it is called the United Savings Bank of Idar, in fact, the first bank of the Principality of Idar, which was established under Bruno's order, will not directly provide services to the civilians of the Principality of Idar in a short period of time.

Its only customers are the nobles and businessmen of the Idar Principality, and its business is simply to absorb savings and lend money.

In Bruno's view, economics and finance are very complex subjects that cannot tolerate any sloppiness.

If you are not sure you can do it well, then it is better not to do it.

Not to mention the Standing Lending Facility, the Medium-Term Lending Facility, the inflation rate, open market operations, and the rest of the mess.

For today's Idar Principality, I am afraid that even the most basic problems of how to calculate the discount rate and how to determine the deposit reserve ratio cannot be solved.

The Principality of Idar does not have talents in this field, and Bruno is also worried that if he rashly tinkers with the bank, it will bring unpredictable economic risks to the Principality of Idar, which has been developing steadily.

After all, it remains to be considered whether Bruno's economic knowledge can be applied in this era, and whether it will cause "acclimatization".

so……

Only businessmen, only those big businessmen who need to borrow money, can store and borrow from Idar United Savings Bank. Only with the support of Idar United Savings Bank can they obtain more financial support and create more jobs. .

While Bruno was scribbling on the desk and thinking about the next development direction of the Principality of Idar, Mundell knocked on the door and walked in: "Your Majesty, Miss Isabel is here."

"Let her in."

With the establishment of Idar Public University, Isabel's status can be said to have risen.

Proficient in mathematics, she was not only appointed by Bruno as the vice-president of the Idar Public University, but also took on the important task of teaching mathematics to the students of the Idar Public University.

You know, although Isabel's exposure to mathematics, especially advanced mathematics, was not long, she relied on her extraordinary mathematical talent to become one of the top mathematical elites in the Principality of Idar.

Therefore, since Isabel was given a lot of mathematics books to study on her own, Isabel's visits to the Sky Garden became less and less.

This time, of course, Isabel was called by Bruno.

Otherwise, Isabel, who has long been immersed in the world of mathematics, would generally not take the initiative to visit.

"I heard Mr. Nicholas say that you should be teaching mathematics in both the Polytechnic Institute and the School of Economics now?" Before Isabel could salute him, Bruno spoke first.

"That's right, Your Majesty the Duke."

Isabel nodded: "Although the number of students in the first batch is not large, they are already rare elites in the Principality of Idar. Whether it is understanding ability or other comprehensive abilities, they are very good."

Maybe Isabel was just an aristocratic lady who didn't like to socialize in the past, but when Bruno showed the subject of mathematics to her for the first time, Isabel fell in love with that feeling.

Solving mathematical problems one after another with her own brains, and then passing on the mathematical knowledge and solving methods she understands to others, this seems to have become the whole life of Isabel.

"The School of Economics at Idar Public University will offer a new course next semester..."

Bruno paused, pointed to the books on the desk, and said in a deep voice: "You and Julian Heaton will be jointly responsible for this matter. In short... the School of Economics must cultivate a group of good talents. , which is extremely important to the future of the Idar Principality!"

Prior to this, Bruno had been talking to Mr. Nicholas about the cultivation of talents in basic disciplines, clarifying the important role that skilled craftsmen can play.

But it is obvious that as the Principality of Idar advances at an increasingly faster pace, talents in the financial field are also indispensable.

For example, if Harlem was asked to plant tulips before, if there was no suitable manpower to execute the plan, then even if the Principality of Idar had the ability to launch a tulip war, it would not be able to execute it.

Coupled with the establishment of Idar Savings Bank and the arrival of more and more businessmen...

If the Principality of Idar does not have talents in this field, how can it supervise it?

How can we maintain price stability and promote steady economic growth?

Nowadays, Bruno is keeping an eye on all matters in this area, but... who is Bruno? He is the ruler of the Idar Principality! With the business and economy of the Principality of Idar gradually expanding, how could Bruno have time to stare there 24 hours a day? !

Looking in the direction of Bruno's finger, Isabel picked up the book that Bruno had placed on the corner of the table.

Although the dense mathematical formulas inside made Isabel full of curiosity, the names she had never seen before made her feel confused.

Things like discount rate, rediscount rate, interest rate swap agreement... these are all concepts that Isabel has never heard of.

"This is……"

"This is finance and economics, but what it relies on is mathematics."

"The task for you and Julian Heaton is very simple, that is to cultivate the economic talents that the Principality of Idar needs. To a certain extent, this is also a deeper application of mathematics." Bruno explained.

That's right, Bruno called Isabel here for only one purpose, and that was to cultivate talents. UU Readingｗww.uukanshu.net

With the end of the "Wine War", Julian Heaton had already left the Kingdom of Basel and returned to this land in the east of the empire, where he served as the dean of the School of Economics.

Although it is perfectly fine to call Julian Heaton over and give orders.

but……

Bruno is surrounded by a bunch of men. He is not a bender, so he will inevitably feel boring after a long time.

And calling an attractive girl to bully...well, no, giving orders, is obviously much more pleasing to the eye than dragging a man over.

"Okay... let me try!"

Hearing this, Isabel's eyes lit up with color.

Is this also related to mathematics?

That's great!

She knows how to do this...