Zhutian: I have been happy to be a father since I was a child.

The condolences are over.

Chen Tao and the others did not leave immediately, but stayed to chat with their college class teacher, Ms. Ouyang, Dai Qiye's wife, for a while. They mainly listened to her talk. To be honest, who doesn't understand the truth? It's really boring.

Of course, there is nothing wrong with listening to this teacher's lectures, but there are more opportunities for work in a bank.

Chen Tao hates his job, but he won't quit directly. Why? Because he is loyal to his wife! He wants to spend all his time on his career instead of sneaking around with women. In other words, he works when he goes out, and doesn't mess around, so don't be suspicious.

She is indeed a beautiful girl and a vixen.

Although Chen Tao did not show up, Zheng Yuanyuan sent him a lot of photos. Except for the thin armor, other aspects, especially the legs, are really amazing.

Chen Tao can definitely be considered a dick monkey now, so he asked her to COS a character who has a pair of beautiful legs that are praised as being enough to play with for a year.

But she did not refuse, and even bought more clothes, tried them one by one, and made a video and posted it online, for which she was scolded as a roast chicken.

She read it and cursed back: "I am the Queen Mother. You are disrespectful for saying such vulgar words. You should be beheaded!"

And everyone answered: [I don’t care about your behavior, I will beat you up anyway! ]

I have to say that this beautiful girl, whose mental age is almost fifty, is now really good at having fun with people. She mainly wants to return to a young mentality to avoid being called an old woman by some scumbag.

The lecture is over.

Chen Tao and his companions prepared to leave.

Just then, Zhou Lin, who looked like Zhao Hui’s late wife Li Ying and had dyed red hair, walked over.

She has a good figure and good looks. She wears a pair of glasses and has a cool look on her face. She is indeed quite pretty.

When she walked into the room, Su Jianren withdrew his gaze and asked in surprise, "Am I dazzled?"

"You're not dazzled!"

Seeing Chen Tao distracted by Zhou Lin's appearance, Xie Zhiyuan was very pleased, but he said with a sigh:

"When I first saw her at a meeting with Dai Xing, I was also stunned. She looks so much like your late wife!"

Su Jianren frowned and felt very uncomfortable.

Chen Tao pretended to be affectionate and said, "Whether she looks like her or not, it has nothing to do with me. If you really love someone, you will definitely not treat someone else as her substitute."

No way!

If Chen Tao became Yang Guo, he would definitely take in all the women who looked like his aunts, like Miss Lu and Miss Cheng. Who says meal replacements can't satisfy hunger?

Once you meet Yang Guo, your life will be ruined.

As soon as I saw Brother Tao, I gave birth to him one after another.

Xie Zhiyuan was disdainful in his heart: [You are just being stubborn! ]

Su Jianren also cursed inwardly: [Can you die if you don't pretend? ]

Miao Che agreed: "That's true! But Lao Zhao, I still want to advise you, Ruirui is not young anymore, you can find another one."

Zhao Rui is still a high school student.

In the drama, she often skipped classes and went to the home of her eldest father, Wu Xianlong, the boss of Junlong Real Estate Group, to play games with his son Wu Xiaofei.

Now that her eyesight has been cured, if she is still in a bad mood, still likes to skip classes, and refuses to change despite repeated admonitions, it only means that she herself does not want to be Chen Tao's good daughter, so don't blame Chen Tao for being a hands-off boss in the future.

No matter what, let Yuanyuan educate her, she has to be sensible. If she is not sensible, then let her be!

Chen Tao glanced at his phone and suggested to Miao Che, "It's getting late. Since you didn't drive here, come with me. Let's go pick up Ruirui first, then find a restaurant and talk about Dai Xing."

Xie Zhiyuan wanted to treat Chen Tao to a meal and to build a good relationship with him, and to reiterate that he really did not harm Dai Qiye. But after hearing this, he stopped talking.

So the four of them separated into twos.

Since Chen cannot be dealt with for the time being, Xie Zhiyuan does not need to worry about it. He can first deal with Su Jianren, who is easy to talk to.

After all, Su Jianren is now the deputy president of a branch, and his father used to be the president of a branch bank, so his connections should not be underestimated.

8:30 pm.

Chen Tao asked the designated driver to drive his Yuhuang Emperor car and take them to a Japanese SPA.

Miao Che didn't find it strange. It would be strange if he had never been to such a place! Besides, Chen Tao looked very tired from traveling back and forth to New York, so what's wrong with relaxing here?

Eleven forty.

Chen Tao and his daughter returned home to a large flat in a community near the Financial City, with three bedrooms, two living rooms and two bathrooms, over 200 square meters, and moved in right away. I won't mention the rent, anyway, it's more cost-effective to rent.

The rent for three to five months is probably not as much as the price reduction after three to five months. Now is the era of inventory, and the world is also following the same economic trend. At least Junlong Real Estate has already had problems.

There are lights on both sides of the Huangpu River, and some people are still getting off work.

Chen Tao moved a chair, sat in front of the floor-to-ceiling window in the master bedroom, opened WeChat and had a voice call with the Queen.

Yuanyuan said coquettishly: "Hubby! Don't keep me in suspense! Let me see what you look like now!"

Chen Tao joked, "Haha, who is your husband? You are in your forties, and you call everyone your husband. Do you have any shame?"

"How old are you? I'll only be 19 at the end of the year! Stop talking nonsense. I order you to video call me immediately, otherwise I'll have you beaten with a stick!"

"The Queen beats the Emperor with a stick? That's simply treasonous. Don't let me catch you, or I will kill you without mercy."

"Humph, if you have the guts, come find me now, I'm not afraid of you!"

"I'm fifty years old now, it's better not to get horny, it's too irritating!"

"If you keep saying that to me, do you believe that I will find a yellow-haired guy tomorrow to cuckold you? You philandering scumbag! You must be cheating on me!"

"I've made a lot of money and I'm going to buy a yacht."

"No! Give me the money! I passed the second driving test and I want a good car."

"I have already booked a car for you."

"What car?"

"A new Ferrari FUV. It should be in the store by the time you start school. What do you think of it? Is it worthy of your status as queen?"

Yuanyuan’s college entrance examination score was actually good enough to get into Peking University, but she still came to the Magic City and will soon study in the Chinese Department of Fudan University.

After all, here is her good husband whom she has loved for decades.

She groaned and said, "Of course you are not worthy of me! Only you, my husband, are worthy of being my mount."

Chen Tao felt something was wrong, so he asked bluntly:

"Tell me the truth, what are you doing now?"

The Queen said quite frankly, but also implicitly: "I am thinking of you."

After saying that, he gasped twice.

Chen Tao kindly suggested: "Do you want me to scold you a few times?"

"quick!"

“…”

The other side.

Qiu Xiaoman, who was also admitted to the Chinese Department of Fudan University, fell asleep holding the physical copy of "The Story of Minglan".

***

The next morning, Chen Tao went downstairs alone to have breakfast, and then went to work at the bank.

It was summer vacation and Zhao Rui was sleeping in at home. If you’re hungry, you can go downstairs or order takeout.

After driving less than three kilometers, Chen Tao arrived at Shenzhen Mao Bank. He parked his car in the parking lot outside and prepared to go to the lobby on the first floor to check the situation.

When he stepped into the hall, a teller who had seen him before greeted him, "Zhao... Good morning, Zhao Xing!"

Obviously quite surprised.

It would be strange if she wasn't surprised!

Zhao Xing not only looks a lot younger, but his arms, which are exposed due to the short-sleeved shirt he wears, also appear unusually strong. His temperament remains calm, but his spirit is stronger, his eyes are sharper, and his style has changed a lot.

Chen Tao smiled and nodded, carrying his bag and walked towards the counter. When he got there, he looked at the young men and soon noticed one of the protagonists, Tao Wuji.

Observe the words and expressions!

Dai Qiye once wrote a letter of recommendation to Tao Wuji, asking him to find Zhao Hui. So after seeing Chen Tao, Tao Wuji inevitably had some emotional changes. As soon as Chen Tao saw him, he naturally locked onto him.

Afterwards, he said to Zhu Qiang, the lobby operations manager who followed him:

"I didn't have time to attend the previous mobilization meeting for the new post, and I feel unfamiliar with these new faces!"

Tao Wuji is from another place, so of course he would not be content with being a teller. Otherwise, how could he make a name for himself in Shanghai? Therefore, I have been working very hard since I entered the industry, hoping to go to the public sector based on my abilities and achievements.

Unfortunately, supernatural powers cannot defeat destiny.

The corporate department he wanted to work for only had two vacancies this year, so it wasn't his turn.

Cheng Jiayuan, whom he looks down upon and cannot handle even simple business, is Su Jianren's son, and Su Jianren is the vice president of the branch.

How can the hard work of three generations, Lao Su, Zhong Su and Xiao Cheng, be compared with that of Tao Wuji, a country test-taker? Had to lose the election.

Zhu Qiang flattered: "Zhao Xing, you have so many things to do that you don't have time to get to know the newcomers. This is normal!"

Chen Tao nodded, then turned and walked towards the elevator.

At his level, it would be enough for him to just take a look. There is no need for him to care about the grassroots tools, and he is not able to care about them.

He didn't mind Tao Wuji's traitorous nature at all, but at the same time he would not deliberately promote this guy.

On the contrary, I really want to see what he can do without my help.

You are still young!

There is no harm in suffering a little more. There is no need to be appreciated by the leader as soon as you appear, and then succeed all the way to the peak of your life.

Anyway, Chen Tao doesn't have to suffer.

Forty-third floor.

Office of the Deputy Governor.

Chen Tao made a cup of tea and then started to work. After a while, he called the credit department and sent back several contracts that were awaiting approval.

Many companies have several sets of accounts.

Internal accounts, tax accounts, data payable to the statistics department, accounts used to seek operating loans from banks, and perhaps other accounts for other purposes.

Therefore, many materials, such as some financial statements, are produced to meet certain indicators.

And it's easy.

Any accountant with a bit of skill will use spreadsheet software to make a template, and use formulas to cross-check relevant data. By just changing a piece of data in a few seconds, a complete set of financial statements can be easily generated.

Therefore, these materials are basically a waste of paper. It is like shooting an arrow first and then drawing the target. They are not of much value.

The most important thing is the mortgage.

As for pure credit loans, it’s not that they don’t exist, but they can’t be obtained with just a little information.

Chen Tao wanted to fight back, mainly for the purpose of giving them a few whips to prevent these people from not taking their tricks seriously.

There are many unexpected things in Shenmao.

This drama also has big loopholes.

Apart from anything else, where does the audit department get such great power?

In many cases, the business department should have the most power. At least the leaders of the business department have the most power and are not constrained by other departments. Even if they step on the accelerator and rush down the mountain, you can only watch.

So it's very contradictory. The big bosses in the drama are obviously very powerful, and they can decide how many billions of dollars to lend on their own, but they are particularly afraid that the audit department will find fault with them.

Isn't that strange?

Is there something wrong with the entire system and are there major flaws in internal controls?

There is no internal control at all.

Management science no longer exists!

How is it possible that leaders can act arbitrarily while regulatory authorities have enormous power?

How is this different from the balance sheet where the owner's equity remains the same, assets decrease, and liabilities increase? It shouldn't exist.

This saves a lot of trouble.

The compliance and risk control department is gone, and the leaders are making loans at will. If nothing goes wrong, forget it. But if something goes wrong, we will send out an audit and take down the leaders!

It emphasizes being decisive and efficient, even though if you really do this, you may go bankrupt within two and a half months of opening.

Isn't that the case?

Otherwise, why would Zhao Hui care about all those specific details? He has to attract business and handle business personally. Does his day have 48 hours? That is not a job that can be done by one person. Otherwise, what are account managers for?

So we can’t do this.

It cannot be set like this.

You can't be a bank president and still act like a little Kalimi.

Due to the division of labor and cooperation, Chen Tao does not need to be so particular about details, but he also reserves the right to do so.

So, after doing this, Chen Tao didn't care about it anymore. Instead, he chatted with the old customers who came to visit, and then went downstairs together to accept the other party's banquet. It was just a working meal, and he could smoke some Huazi, but not Maozi, and he would never accept any gifts.

hall.

After much thought, Tao Wuji decided to wait and see. After all, Old Dai is no longer a popular figure now, and it is hard to say whether what he wrote is still useful.

Moreover, he heard that Zhao Hui was also from another place and had no background, but he had managed to get to such a point. He might be a person who valued ability more.

If you seek advancement from him solely based on this kind of recommendation letter, you probably won't get any real attention. So what's the point?

It doesn't mean that everything will be fine if you transfer from the counter to the corporate department. You still need the attention and trust of your leaders, as well as continuous support from resources and connections.

Ultimately, all major companies will eventually have to deal with Chen Tao, so he should have the final say on who gets the business.

Just as Zhao Hui said in the play: I can respect you, or I can not respect you!

If it were Emperor Chen, it would naturally be thunder and rain, all of which were the emperor's grace.

Of course, Chen Tao is not Zhao Hui, who has no interest in advancement and is willing to be the second in command, after all, he still has to continue playing music and dancing! But there is a prerequisite, the first in command must be sensible and must be respected.

Zhao Hui has worked for so many years and has made great contributions. He should not be targeted.

Therefore, Brother Tao really dislikes Li Sen who was parachuted in, and he also hates the deputy president of the head office, and he is preparing for this.

In the blink of an eye it was August.

Many employees are used to the handsome version of Vice President Zhao, and some have even met him at the gym, which explains why he has changed so much. (End of this chapter)