A great man of the Northern Song Dynasty

Latest website: Three-cent monthly interest is really too benevolent for the loan sharks, a kind-hearted existence.

A monthly profit of four to five points is the right way to go!

That way the money comes in quickly and the turnover is quick.

But under such high interest rates, it is often the blood and tears of the people.

Should such a bad thing be banned?

No.

Usury in the Song Dynasty was actually legal...

Damn it!

This is awesome.

Those moneymen are running around, lending money everywhere, and making a lot of money...

But now that their income has been cut in half, how can you prevent them from being angry?

But this anger could only be contained when facing Shen An, no one dared to say anything.

But Shen An didn't stop. He said loudly: "What is a loan shark? The monthly interest is four to five cents, something that can drive people to death! Who can stand such a thing? Even Han Xiang, the envoy of the Third Secretary, can't stand it. "

Damn it!

Han Jiang was confused on the outside, "What does this have to do with me?"

This Shen An actually dragged me in. What is he trying to do?

He felt that he had been cheated by Shen An, so he said, "You have to talk to the officials later, otherwise he will get the benefits, but I will get a bad reputation. This is not appropriate."

Han Jiang is generally a good person, but a good person can't take the blame, right?

So he got angry.

The official under his command said: "That's right, Shen An has taken the benefits, but he puts the offending things on your head. It's too much."

"Xianggong Han and Xianggong Zeng of Zhengshitang... all the Xianggongs can't stand it anymore!"

Han Jiang's face brightened a little, "This is just to bring the prime ministers in, it's just a shock."

The subordinates were still muttering, "But Shen An has to take some responsibility, right? Also, my husband, Tang Ren didn't tell us a word about the bank's charter. What the hell is that!"

Isn't it inappropriate to not discuss the matter with us, but to drag us in when the time comes to take the blame?

In future generations, this would be called taking the blame and watching others fire.

Han Jiang nodded, feeling that Shen An had learned to be slick recently, "He hasn't broken anyone's legs for a long time. Officials say this is because he is mature, but I think he is too slick."

The slick Shen An glanced at the gold and silver shop diagonally across the street and said, "Some people say that the Song Dynasty is prospering. No, countless people are saying it. The Song Dynasty has developed commerce and its military equipment is getting stronger and stronger, but what about the people? The people can enjoy Have you experienced the benefits brought by this power?”

"No!"

At this moment, Shen An became angry, "Why don't they benefit?"

yes!

The people were all nodding.

The Song Dynasty is booming, so why do we benefit so little?

This has something to do with taxes, but the current Song Dynasty has not been able to reduce taxes.

People are still suffering from high taxes.

Therefore, as soon as Shen An brought up the matter of the bank, both the emperor and his ministers thought it was a good idea, a good way to alleviate the suffering of the people.

And he prepared a big killer weapon, ready to show these loan sharks.

"Two cents profit, some people say it's too low." Shen An suddenly smiled, "But I think it's just right, no more, no less."

"Thank you, Lord Shen!"

Some people probably wanted to borrow money. After hearing this, they couldn't help but be overjoyed.

"Two cents profit a month, I am relieved."

"No, I want to thank the officials."

Shen An said with a smile: "Businessmen borrow money at three cents a year, and ordinary people borrow money at two cents a year. Shen thinks this shouldn't be much. After those people paid back the money, there should be a lot of balance left... "

His voice was not loud, but it was exceptionally clear.

Because everyone shut up.

Those eyes were wide open, staring at Shen An who was talking.

Damn it!

That's not monthly interest, but annual interest?

Am I crazy or is Shen An crazy?

Xia Qing thought he was crazy. He desperately picked at his ears, trying to pull out the cerumen inside.

He felt like his ears were blocked.

That must be the case, otherwise how could I hear it wrong?

Loans in the Song Dynasty were all about monthly interest and annual interest...

Never heard of it.

But Shen An gave them a blow today.

"Mother!"

A man suddenly put his head in his hands and shouted: "So-and-so is deaf!"

This is just like in later generations, when a bank suddenly announced that loans would be interest-free, everyone felt that there was something wrong with their ears.

This news is so shocking!

"Annual profit... three cents for merchants and two cents for common people. You need collateral. It's that simple!"

Shen An turned around and went in. The sun was rising at this moment, shining on the golden bull with radiant light!

"This is forcing us to go to a dead end!"

A man suddenly roared: "The annual interest is two cents. When we borrow money, the monthly interest is five cents. The monthly interest is five cents. Twelve months a year is sixty... But they only have two cents, sixty cents and two cents." , how can we still do business? How can we still do business?"

If a loan shark borrows money for a year, for example, ten guan, the annual income is 60 guan, that is six times, and the income is 60 guan.

But the annual profit of Da Song Bank is two cents.

In other words, if you borrow ten thousand dollars from a loan shark, you will have to pay back sixty dollars of interest a year.

And if you borrow ten guans from Da Song Bank, you only need to pay back the interest on two guans a year.

Damn it!

Damn it!

Everyone present went crazy.

"Kill Shen An!"

Someone was shouting with red eyes.

"This is going to force us to death!"

The loan sharks came here this morning just to watch the fun.

Now they see the excitement.

The excitement is what they are.

There is no way to survive!

"Brother, we...we have no way to survive."

Xia Qing was almost incoherent.

Xia Jin stood there dumbly and suddenly shouted: "This is impossible! No one would lower his head that low!"

From their point of view, the government also has to make money, so making two monthly profits is considered vomiting blood.

Who knew that this 20% was actually an annual profit.

How can this be?

It's like the banks of later generations suddenly announced that everyone can lend money without interest.

Most people who hear this news will think it is fake news.

Once proven, that's crazy.

"This is a permanent example!"

Shen An raised his hand and said solemnly: "This matter has been reported to the officials, and the officials have said..."

The scene fell silent.

This official has a bad temper, but he treats the people very well. Whenever he has suggestions that are good for the people, he will always obey them.

What does he think about this?

Shen An said: "The officials said that the people are suffering. This is my fault. The first thing about the bank's affairs is to benefit the people."

"Long live the official family!"

The people were cheering.

The annual interest rate has been reduced from sixty to two, which is shocking news.

The people were cheering like crazy.

And those who make loan sharks are like mourning their heirs.

Han Jiang stood there filled with emotion, "Loyal, loyal!"

The officials around him were immediately stunned, "He only mentioned the official's compassion for the people, but he did not say that the two-cent profit was determined by the official. In this way, the official would gain a good reputation, but he himself would be criticized by the powerful gentry. He hates the money men so much that he...is not just loyal? My husband, this is a responsibility!"

"Yes, this is responsibility!"

Han Jiang rubbed her eyes and said: "I used to think that Shen An was a somewhat naughty young man, but today I fully understand that this young man... is courageous, knowledgeable, and unparalleled in loyalty!"

At this moment, Shen An walked out, and the people moved out of the way.

Some people were looking at him gratefully, ecstatically.

Someone was looking at him angrily and murderously.

Shen An walked up to Han Jiang and said, "Prime Minister Han, please ask the Third Division for your full help in this matter."

The three divisions are in charge of finance, and with their assistance, the Song Dynasty Bank can flourish.

Han Jiang said solemnly: "I will do my best, and everyone in the three departments will do their best."

At this moment, he forgot those hateful glances.

You, Shen An, are responsible, and I am also passionate!

"Thank you!"

Shen An turned around and said: "Opening!"

The few clerks blocking the door stepped aside and shouted: "It's open for business!"

"Where are the firecrackers?"

Tang Ren inside asked: "Aren't we going to set off firecrackers?"

A minor official pointed to the outside and said in a dilemma: "Tang Tongpan, there are people outside!"

"Then you have to let it go!"

Tang Ren walked over, and as soon as he reached the edge of the Golden Bull, a flow of people rushed in from outside.

"Hey hey hey..."

Tang Ren instantly became a willow in the wind, swaying around due to the crowds.

"Look at the gold!"

The figure flashed, and it turned out that someone was indeed going to the Taurus, holding a sharp weapon in his hand, probably ready to pick off a piece of it. But several of the guys suddenly took out knives and came over with grinning faces.

Who dares to come?

"Someone wants to save money!"

"Someone wants to borrow money!"

"..."

Fire!

Da Song Bank is completely popular!

The two Xia brothers looked at the bustling Song Dynasty Bank with bitterness in their hearts.

what to do?

"A golden bull suppressed Bianliang City. As soon as Shen An took action, all our previous plans came to nothing."

The Xia brothers piled tens of thousands of copper coins in the back room of Houben Gold and Silver Shop, and generously invited people to visit, which attracted a huge flow of people.

Then their brothers and the powerful gentry behind them prepared to watch Shen An's excitement.

Now the fun is coming, but it’s more like humiliation.

"A golden bull is like a slap in the face, it hurts."

"Go tell those people, tell them that Shen An is going crazy, and the annual profit is two cents. What should we do?" Xia Jin said in a deep voice, "The Xia family can do it, but will they follow?"

The news is spreading.

The morning meeting has already begun.

Zhao Shu sat on it and looked calm, but the ministers and assistants who were familiar with him noticed something was wrong.

Why do the officials have so much bitterness and hatred?

Who provoked him?

"The bank is opening today."

Zhao Shu told the reason, "Shen An asked for a lot of gold...In total, there is a pile of gold as big as Han Qing..."

Damn it!

How many does that have to be?

The prime ministers and assistants were all a little surprised, but Han Qi was more sad.

He touched his belly, and then thinking about his sturdy back, he suddenly became depressed.

"I don't know what he is going to do with it." Zhao Shu was very confused. "The gold in the palace... was given away when the late emperor's mausoleum was built last time. I finally accumulated some, and now Shen An has taken it away." …”

"What did he do with it?"

Han Qi asked after leaving work, but it was Bao Zheng who asked.

Bao Zheng was also confused, UU Reading www.uukanshu.net "I don't know."

What about the official family?

Zhao Shu said helplessly: "He said he wanted gold. I asked him about it, but he refused to tell me. He only said that he was worried that someone would leak the news, and then his methods would be in vain. I believe it for the time being..."

"I think he will show it to those people and then take it back." Zeng Gongliang's words comforted Zhao Shu, and he felt that he could have business with his wife when he went back.

"His Majesty."

Someone is coming from outside.

Chen Zhongheng went over to inquire, and then brought in the chamberlain.

"Your Majesty, Shen An got a big golden bull and placed it in the middle of the bank's lobby. Bianliang was shocked!"

…

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