A great man of the Northern Song Dynasty

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Zhao Shu had thought about many possibilities since he lent the gold to Shen An, but he swore he never thought it would end like this.

"He used that gold to create the golden bull?"

Zhao Shu and the ministers imagined a golden bull standing in front of them, and couldn't help but feel a little confused.

What does it mean?

"Diagonally opposite is the Xia family's gold and silver shop. His family bought tens of thousands of copper coins and put them in the gold and silver shop. Many people were subdued and went to his house to save money..."

This method is very good!

No wonder the two Xia brothers have managed to get to where they are now.

Han Qi nodded slightly.

But then he thought of Shen An's golden bull and couldn't help but laugh.

It's a gloating smile.

The Xia brothers thought they were smart, but in the end they encountered the wicked Shen An.

"A lot of loan sharks and others came here earlier. The door opened, and those people were stunned when they saw the golden bull. There were more and more people..."

The waiter was very eloquent and spoke vividly.

"...It was such a huge crowd! Later, Duke Shen said it was two cents per year. Those people went crazy and cursed Duke Shen crazily..."

This is the rhythm of destroying the jobs of loan sharks, no wonder they are going crazy.

"The people were overjoyed. Duke Shen said that it was because of the official's advice that he decided to only charge two cents of profit."

This is giving Zhao Shu a good reputation, but he himself takes the blame.

Those powerful gentry and wealthy people will regard Shen An as their biggest enemy and will find ways to bury him.

"Two cents profit?"

Han Qi was shocked, "The monthly interest of two cents is still too high. Your Majesty, the bank wants to make people's lives easier after all. Although the two cents of interest is much less than loan sharking, it is still more."

"Yes!" Bao Zheng frowned and said, "I think... one point is enough, it would be better to have less."

Ouyang Xiu raised his head and saw that he was composing a poem, which was probably about worrying about the country and the people.

Zeng Gongliang sighed: "The people... are suffering!"

Zhao Shu looked at them and said indifferently: "Two points... is annual profit!"

This matter was decided upon by Shen An and him, and he didn't tell anyone.

How would the prime ministers be surprised?

Zhao Shu wanted to take a look like a mischievous person.

Han Qi tilted his head hard, and there was a crisp sound on his neck.

Am I about to lose my Prime Minister?

Zeng Gongliang put his hand on Han Qi's fat waist and looked blankly at the circles of fat on the back of Han Qi's neck.

Bao Zheng stood there dumbly.

Good boy!

There were more tears in his eyes, and he felt that the child had matured.

"Oh..." Ouyang Xiu, who was preparing a word, was choked. He said "oh" and then forgot all those words.

"Two cents of annual interest?" Han Qi said happily: "Okay! If so, people don't have to borrow loan sharks at high interest rates during the lean years. Your Majesty, your merits are immeasurable!"

yes!

This was a matter of great merit, but in the future, after Wang Anshi came up with the Green Seedling Method, he ruined the financial resources of many people...

How many people in the Song Dynasty made their fortunes through loan sharking?

From powerful people to wealthy gentry, to wealthy people, as much as they hate Shen An today, they will hate Wang Anshi in the future.

"A bad person's way of making money..." the chamberlain said: "Some people say that a bad person's way of making money is like killing his parents. Duke Shen's move is a bid to sell out..."

Zhao Shu's eyes were slightly cold, "Really?"

He stood up slowly and said, "Shen An asked for gold, and I gave it to him without asking why."

This is the rule of not doubting the ruler and his subjects.

Since ancient times, how many monarchs and ministers have parted ways because of suspicion?

Zhao Shu did not doubt Shen An and allowed him to leave the palace with so much gold, which was extremely rare.

Zhao Shu said slowly: "He also refused to say it. I have thought about it for a long time but to no avail. He... is very good."

If Shen An is a capable minister, probably no one can deny it.

But today, Shen An used his fearlessness and responsibility to make Zhao Shu get to know this minister again.

"Those people will become his enemies and will fight to the death!"

Zhao Shu murmured: "I think of many people, who fought one after another and then died..."

For example, Fan Wenzheng.

"We can't do something like that again, I won't allow it!"

He would not allow the New Deal to fail, nor would he allow Shen An to become the second minister to leave sadly.

"Go and let Shen An come."

Zhao Shu didn't say what he asked Shen An to do, but his expression was slightly cold.

"My lords, please go on your own."

Few people could figure out the emperor's thoughts, and the ministers bowed and resigned.

After leaving here, Han Qi asked Bao Zheng, "Two points of profit, Shen An and the officials kept it a secret from us, so he didn't tell you?"

Bao Zheng shook his head, "If this matter is known to others in advance, do you know the consequences?"

"Countless moneylenders, powerful gentry, wealthy people, and even wealthy households will frantically try to stop it."

Han Qi couldn't help but feel a little scared when he thought about that scene, "By then, Sima Guang and the others will be even more powerful..."

A servant was running in front of him. Han Qi frowned and said, "Why are you running?"

The chamberlain said: "There are many memorials coming from outside."

"Go ahead."

The prime ministers and assistants turned around and watched the servants running away.

"This is remonstrance, and those people are panicking." Bao Zheng knew this was a counterattack.

"The officials will not waver!"

Han Qi said: "I will take action soon."

Zeng Gongliang nodded, "I'll go back and tell you that if you do something that benefits the country and the people, whoever stands in the way will be a traitor!"

"They will find other excuses." Bao Zheng knew this very well, "Shen An is the first to bear the brunt, and I am a little worried."

…

Shen An had nothing to worry about, he was very happy!

From the time it opened until now, the flow of people at Da Song Bank has never stopped.

People keep depositing money, and people keep coming in to apply for loans.

After applying for a loan, the people at the bank will find out the person's information and check it. If the amount is large enough, they will send someone to check it carefully.

And all of this relies on the set of information compiled by Shen An.

The population of Bianliang is divided according to household levels, and then divided according to urban areas... until it is divided according to alleys and streets.

This makes it very convenient to search along the way.

There is no credit reporting system of later generations here, but there is the most detailed information and assets as collateral.

The household registration classification system implemented in the Song Dynasty is the best helper.

This classification is based on assets, and the general situation of each household is recorded, and will be re-evaluated every few years, which is awesome.

Someone went to verify the identity of the borrower and came back to report...

"Yang Xin...it's true, you can borrow money!"

"Thank you very much!"

"Ma Du, it's true, you can borrow money!"

"..."

Everyone at Houben Bank was dumbfounded.

"How could they be so fast?"

"The people who borrowed money from us had to check for a long time. Why did they give us the money so quickly?"

"Could it be..."

Someone went to report it to the Xia brothers. Xia Jin was slightly happy when he heard the words, "Let someone try it and borrow more."

Xia Qing couldn't help but pat her thigh, "If that's the case, that's a good thing!"

Someone came later.

"My husband said that the bank is borrowing money unscrupulously, so let's ask more people to borrow more."

This is what heroes think alike.

Are you open to borrowing money?

Then let's borrow it.

Borrow all your money and then...

"Borrow all their money, and then run on them and squeeze them out!"

Xia Jin became energetic and said, "Go right away."

Several men sneaked into the bank and were kicked out later.

"what happened?"

Xia Jin said angrily: "Are you waiting to be seen? Idiot!"

A man said: "No, the villain reported his name and address. Later, someone came later and said that the assets were not enough as collateral..."

Xia Qing said in surprise: "How did you find out?"

"Try again."

They tried a few more people, but they were all kicked out.

This is so amazing!

Xia Qing said angrily: "Is there a god?"

…

"This is just an application of miscellaneous knowledge."

Facing Han Jiang's praise, Shen An pretended to be indifferent.

"Miscellaneous studies?"

Han Jiang was moved.

Shen An looked at the sky seemingly casually.

Forty-five degree angle... very melancholy!

But he was glancing at Han Jiang from the corner of his eyes.

Come on, take the bait!

Let students in general studies enter the third division.

Mangshan Academy has been open for some time, and some of its students are outstanding and can basically go out and do things on their own.

Shen An was not worried that they would not find anything to do.

But miscellaneous studies not only have to integrate into the folk, but also enter the officialdom.

This is the need of the New Deal and also the need of miscellaneous studies.

Han Jiang was deep in thought.

Shen An is waiting.

"This matter..." Han Jiang seemed a little shaken.

After all, the redundant officials in the Song Dynasty were relatively powerful. The Third Division was cleaned up by Bao Zheng last time, and now there is a tendency for some people to be idle.

Shen An was disappointed, but not despairing.

There are many opportunities!

Just come back later when you have an opportunity.

"I'm going to discuss this."

Life will disappoint you many times, but don't despair, keep waiting, work hard and wait.

Maybe there will be an unexpected surprise!

Shen An was hit by this unexpected surprise.

Han Jiang actually agreed?

Shen An was ecstatic, but his expression was very calm.

Han Jiang saw that he was calm and couldn't help but praise: "You are the master of miscellaneous studies. You are not ecstatic about such a good thing. It shows that you have a broad mind. Not bad, not bad. Those students are even better if they want to come."

yes!

Shen An felt that he had a broad mind. It was not until he sent Han Jiang away that he noticed some sweat on his back.

Sweat was flowing, but Shen An was in a good mood.

"Let's go drink!"

When you are happy, you should go home and make a hot pot, and then call a few friends to share the happiness.

But he had only taken a few steps when Chen Zhongheng arrived.

"The official summons you."

"What?" Shen An remembered what She Hui said when the gold nuggets were sent to be melted.

——These gold nuggets look like smashed gold objects. Brother Tao, where did you get these gold objects?

Shen An was a little moved at that time.

In order to collect gold, the official family smashed all the gold objects in the palace. Alas!

You should have told me earlier!

It has been said that the Shen family has a lot of gold, and there is more than enough to fill the gap.

But he didn't dare to say this, otherwise he would make Zhao Shu angry to death.

So he felt a little guilty, "Old Chen, someone has diarrhea..."

Chen Zhongheng sneered and said: "When the officials summon me, if you want to poop, just poop in your crotch, and leave quickly."

Damn it!

So vicious?

Shen An had no choice but to follow him into the palace.

Entering from Xuande Gate is the core of the Song Dynasty, where the Privy Council of the Political Affairs Hall is located. A chamberlain was waiting to take them inside.

"Mr. Shen, is it true that you will get two cents for borrowing money?"

an official asked.

“The real deal!”

Shen An replied very seriously.

"That's merit!"

"It's merit." Shen An said seriously: "This is the merit of the official family."

He has enough merits that he donates countless amounts of money to those charities every year. UU Reading www.uukanshu.net

When it comes to charity, no one in the Song Dynasty can compare with him.

After entering Daqing Gate, Shen An felt something was wrong.

"How do you get here?" Chen Zhongheng was also a little confused.

The chamberlain leading the way said, "Master Shen, just come."

Chen Zhongheng heard the meaning keenly and asked: "What about so-and-so?"

The chamberlain was also close to Zhao Shu, but he couldn't compare to Chen Zhongheng. He smiled and said, "Chen Douzhi is casual."

Chen Zhongheng understood and said, "If someone still has something to do, let's not get over it."

Shen An was confused and even more inexplicably worried.

"don’t worry."

Before leaving, Chen Zhongheng comforted Shen An in a low voice.