Cosma Empire

Chapter 751 Freezing

"Mr. Phyllis..." The head of the local branch is very embarrassed. Freezing the real-name account requires a lot of procedures, and it does not mean that freezing can be frozen. ◢Щщш.sUimEnG.lā first needs a suitable, reasonable and legal reason, for example, this account involves black money from gang transactions, or involves fraud and other reasons, and then according to the content of the reason, it needs to be from the local police station to the state Bureau of Investigation level The administrative orders issued from low to high need to be reported to the head office, and finally an account can be frozen after the head office approves.

Firstly, Phyllis has no suitable, reasonable and legal reasons, and secondly, there is no administrative order from any official department. As for what he said, the head office will approve it soon, which is also a matter of no shadow. How could the branch president really listen to him? Freeze Du Lin's account? As the president of the branch in the western region, he has a deeper understanding of Du Lin, who has been popular in the west for more than half a year. He is a "social model" of Tama.

Not only rescued countless slave miners from the hands of mine owners, but also gave them freedom, and gave them the opportunity to realize their dreams in the empire. A large area of ​​farms and pastures has been opened up in the west, so that millions of people have stable job opportunities. People in the whole west are saying that Dulin is good, but few people say that Dulin is not good. Even the diehards in the church couldn't wait to award Du Lin a medal in recognition of his good deeds for the society.

Moreover, the most important thing is that Du Lin has a large amount of investment in the west, once his account is frozen, it will inevitably cause huge and irreparable losses to his business.

If it is necessary and legal to freeze Du Lin's account, he may not be greatly affected. But once Du Lin's matter itself is not enough to freeze the account but he does so, his future will be over, and the Western Central Bank will have to pay the price for his actions and compensate Du Lin for all the economic losses suffered during the freezing of the account. With Du Lin's net worth and the scale of his business, there must be a loss of at least a few million, and maybe he can pull out tens of millions, and he will be responsible for all of this. I'm afraid it will be very miserable.

For a director who came from the head office to freeze Du Lin's account hastily, maybe he was kicked in the head by a donkey when he went out in the morning?

Of course, in order not to offend Mr. Phyllis, who has a problem with his brain, the branch president said in a relatively tactful way, "According to the rules and regulations issued by the head office, freezing an account requires a lot of procedures. I am in an urgent mood, I have a proposal..." Felice nodded to let him continue, the branch president slightly lowered his head and said, "Because you said that the head office will give a reply soon, I don't know the specifics Therefore, I need you to sign a confirmation letter for exercising the powers of the board of directors, confirming that you personally initiated the freezing of the account, what do you think?"

Phyllis frowned slowly. The proof of the director's power exercise was to ensure that it was too late to notify the head office when something unexpected broke out, or when the situation was very complicated and no effective conclusion could be drawn in a short period of time, it had to be made. When making a decision, the directors of the central bank directly make a proof document required for the final decision in the way that is most in line with the interests of the central bank at present.

A written document that certifies that all decisions are the opinions of a certain director and that the opinions of others are excluded downwards, and that one's own decision is the final decision.

With this document, the president of the Western Branch does not need to bear any responsibility. After this document is signed, he becomes an ordinary employee from the president, and Phyllis becomes a temporary employee. The discretion of the branch president. If you have to take responsibility in the future, it can only be borne by Felice alone, and will not implicate other people. Of course, if Felice's decision brings great benefits, all the fruits of victory will only be Felice. It can be enjoyed by one person.

The branch president's move is undoubtedly to shirk responsibility. Without this written document, he will be jointly and severally liable, and even become the main responsible party under the operation of some people. But with this written document, even if Phyllis blows up the West, it has nothing to do with him.

The risk is definitely as small as possible, and the more people bear it, the better. Phyllis' first reaction was to refuse. He didn't want to sign this document, and he didn't want to bet his future on this action. But at this time, there is no better way to curb Du Lin's actions. If he calls and reports the problem to the head office, he will be criticized first, because he did not deal with the matter first, and at the same time, he did not prevent competitors from using Such vigilance for dirty tricks.

Secondly, the head office must hold a council to discuss the final decision, because Du Lin is not a penniless person, he is a celebrity with a high reputation in society. If there is a flaw in any targeted action, it will bring great negative effects to the Imperial Bank of China.

This society is very complicated, with one ring after another. People only see that the huge economy of the Imperial Bank is domineering in the financial markets inside and outside the Empire, but they don't know that they also have to face many troubles and problems. Outside the empire, aside from the blockade from international consortiums and the influence of indigenous forces, within the empire, there was also competition from southern commercial banks and the pressing steps of the cabinet.

As one of the largest economies in the empire, not being able to be in the hands of the government, or not being able to be in the hands of the cabinet is always a major drawback. Since the new party came to power, it has always wanted to incorporate the Imperial Central Bank into the government system, and even proposed to set up a brand new "Banking and Securities Department" to manage the banking, securities and financial industry at the expense of capital. elected by the central bank.

In other words, as long as the board of directors votes, the board of directors will become the Imperial Banking and Securities Department, a rotating head of the banking and securities department, and other directors will become the highest officials of each department, and can even directly intervene in the management of securities and other financial institutions. business!

For this reason, the central bank's board of directors held fourteen consecutive board meetings, but in the end they failed to make the cabinet succeed. These bankers still maintained their independent positions.

It is very difficult to reject the cabinet's request, so the central bank tries to avoid any mistakes in major decision-making, and prevents the cabinet from finding opportunities to further intervene in the management of the central bank. If During's account is frozen without warning and without reason, once Duhring gets into trouble, it is very likely that an employee's "mistake" will be turned into one, allowing the cabinet to find a reason to intervene in the central bank's management. At that time, the central bank will lose a lot.

independent!

And autonomy!

At this time, Phyllis was also hesitant. After hesitating for a while, he picked up the receiver. This matter is not big or small, but he still needs someone to support him from behind, "Your Excellency, is it so The..." The structure of the Council of the Imperial Bank is very simple, divided into three layers. As the first class, the rotating chairman is in charge of the daily work of the Imperial Central Bank. The chairman is the second class, responsible for implementing important plans and voting. The third layer is the directors. Most of the directors are bankers or investors who own a certain amount of shares. They play a connecting role, conveying the orders of the head office to the local governments and cooperating with local governments to carry out work.

The chairman contacted by Phyllis will become the rotating chairman in three years. Now that the market has picked up, many people are fawning on him.

He thought for a while after listening to what Phyllis said, and said on the phone, "I agree with your plan. I will help you make peace with the council. Even if something happens, I will try my best to help you." You hang on. But Mr. Phyllis, I took such a big risk for you, and if you don't do enough work in the west to help us achieve our plan, even I will not forgive you, get it ?"

Phyllis nodded repeatedly, and finally hung up the phone carefully. He let out a breath, glanced sideways at the branch manager standing aside, and signed his name on the document he had prepared. When he finished writing the last back mark and raised his pen, he threw the pen on the table casually, and ordered with a half-smile, "You heard and saw it, take this document, and go freeze Du Lin's account."

At this time, there is no more advanced information processing technology, so it will take a period of time to freeze the account from the beginning of the order to the real and thorough execution. After more than an hour, when the branch manager hung up the last phone call, all of Du Lin's real-name accounts were completely frozen in the entire western region, including some cities in the western periphery. This involves close to 40 million yuan and some collections. In less than ten minutes after Du Lin's account was frozen in the west, Du Lin already knew about it.

"Impossible!" Du Lin frowned and said this in a very strong manner while holding the phone, "Is there someone who wants to get some benefits? Detain him, and then go to the bank to ask."

Just now a branch below called to tell Du Lin that one of them had already signed a contract and successfully obtained a sum of 85 yuan in insurance—a worker fell down while repairing the roof and broke his tibia. The hospital performed a fracture fixation operation and prescribed some medicines, a total of 85 yuan. Originally, this guy didn't know who to ask to pay the insurance money. It happened that Du Lin's people were buying these contracts, so he transferred the contract to Du Lin's company and signed the agreement. At the same time, he also got 85 yuan. Compensation payments.

According to the requirements of the new contract, the amount of insurance compensation has an inevitable relationship with how much money is used for treatment services. It will not be paid according to the insured population's statement, and the hospital's payment list is required. Although it seems to be more stringent than the previous three guarantees policy, people seem to feel more at ease with things that have many rules and regulations. This person got a check for 85 yuan in front of many people. Pay for the treatment of his accidental injuries.

But when he went to the bank to cash it, the bank told him that the check could not be cashed temporarily...

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