Drink Black Tea Calmly at Hogwarts

"Poaching Team"

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As soon as Zhang Xu finished speaking, there was an uproar in the conference room.

Once a bank run occurs, if the bank fails to survive, it will be dead. Even if it survives this time, it will be severely damaged if it does not die immediately.

Although Gringotts' precious metal currency itself has a much higher value-preserving function than banknotes, if Gringotts collapses and those gold coins are no longer circulated as currency and are only circulated as precious metals, the losses will be considerable.

Zhang Xu raised his hands and pressed them down, asking everyone to calm down. He continued: "Just this morning, the exchange rate of the Galleons against major European currencies such as the British pound and the U.S. dollar has depreciated by 10%. If you use Gringotts' exchange rate to convert into British pounds and U.S. dollars today, we will suffer a huge loss. ”

"In order to reduce everyone's losses, I decided to use RMB to recover all the currencies issued by Gringotts in your hands at the initial exchange rate. Of course, I won't be able to get this money in cash for a while, so I used my money at home The shares in the Umbrella Pharmaceutical Factory are pledged and guaranteed to be paid off before the Spring Festival next year, with monthly interest at an interest rate of 4.5%, which is slightly higher than that of the National Bank."

When they heard that Zhang Xu was going to mortgage the shares of his pharmaceutical company, the bosses all looked at Zhang Xu's parents in unison. The couple, who had been warned by Zhang Xu in advance, nodded to everyone, indicating that it was Boss Zhang who had the final say on this matter.

The bosses present were not fools. After seeing British people flocking to buy bags and safes just now, they had already believed that there was a sudden run on Gringotts. Now they have a lot of sales and deposits. When faced with such emergencies, it would be good to stop the losses in time, and thank God if they can preserve the value. At this time, Zhang Xu jumped out to take over, and everyone was very happy.

"Boss Xiao Zhang, I have a question." Boss Huang, who has a good relationship with Zhang Xu because they share a common language, raised his hand and asked, "We are talking about business, is there any benefit to you? Are you? Learning**?"

"Boss Huang, since you asked the question sincerely, I will tell you truthfully that I still have many friends in this land who I can talk to." Zhang Xu pointed at the ceiling, "This After the money is concentrated, I can ensure my final returns through medium and long-term investments. But you will return to China next month. If you focus on making medium- and long-term investments in this unfamiliar place, you will face many challenges. There will be a lot of problems, so it’s better to stop the loss and protect the value and earn some interest from me.”

After thinking and discussing for a few minutes, the bosses present all agreed to Zhang Xu's suggestion. During their time in the UK, they have seen the current chaos in the UK. Doing business is fine, but investing is too risky. This kind of thing is better done by people like Zhang Xu who have a solid foundation here.

Some things are best to be settled as soon as they are good. Since Boss Zhang is willing to take over the deal, why not everyone?

So everyone took action immediately and counted the gold, silver and copper coins in their hands. Zhang Xu printed out a stack of format contracts on a computer in a nearby office. He also called Dobby and asked Dobby to arrange for several house elf employees to come. help.

More than ten minutes later, an elderly boss joked that the conference room had become the place where rents were paid to landlords.

The house elf on the side helped count the three types of coins. After the amount was verified and approved by both parties, they filled in the numbers, signed, stamped and fingerprinted the form contract on the spot. When the money is collected to a certain extent, other house elves will transport it to the place designated by Zhang Xu for storage.

After working for more than an hour, everyone exchanged all the money to Zhang Xu except for some silver coins and copper coins that were kept as change.

The final total count surprised Zhang Xu. Compared with the money he exchanged to the merchants at the beginning, the amount of money recovered now was so much that people were jealous. And this does not include those businesses from other European countries who returned home last night for the holidays.

After collecting the contract, Zhang Xu rushed to London immediately.

In the City of London, the door of a very ordinary conference room in this place was pushed open. Zhang Xu walked in in a hurry and handed a piece of paper with a series of numbers written on it to the waiting people in the conference room. His people.

If a wizard who knows everyone here walks into this conference room, his jaw will drop in surprise at the strange combination in front of him. But if you think about it carefully, you will find that it is not impossible for these people to get together.

The person sitting on the main seat is the only Muggle here, Mr. Owen, the father of Hogwarts Eagle student Michael Owen, who has been engaged in financial work in the Financial City for many years. Zhang Xu was the introducer who showed the magical world to their family for the first time. He represents the interests of several investment institutions in the Financial City here.

Beside him, the young man with red hair was Bill Weasley. He has cooperated with Zhang Xu in business for many years, and his whole family has a close relationship with Zhang Xu. He currently holds in his hands the treasury of the Weasley family, the Potter family, the Black family, the Longbottom family and other wizarding families of the Order of the Phoenix.

The old man sitting on the other side of Bill, who didn't give Zhang Xu a good look after he came in, was Mr. Tepesh Scarlet, who had returned to England after an absence of many years. Mr. Scarlet, who is now broken, lost his temper after sinking Mr. Zhang once to the bottom of the sea. He no longer cares about what his eldest daughter likes. Now he is the spokesperson for a group of wizarding families who fled to Hong Kong more than 20 years ago to avoid Voldemort's black hands.

Next to him was Mrs. Delacour, who had been looking at Zhang Xu with a smile. There were some things that Mr. Delacour, as an official of the French Ministry of Magic, could not come forward for, so she took charge of the money bags of the Veela relatives.

On the other side of Mr. Owen sat Narcissa Malfoy, wife of the Minister of Magic in London. Under Lao Ma's lobbying, a group of old British wizarding capital families spent money to join in this feast of poaching Gringotts. Coupled with the Galleons mortgaged from Gringotts with the Ministry of Magic buildings, she has the strongest funds among everyone here.

Sitting with her was Mrs. Patil, who stood for the last time for the Patil family. This time, in the name of her family, she raised a large amount of funds among various families in India to join the operation. After she made a lot of money for the Patil family this time, she and her daughters settled with the Patil family.

Next to Mrs. Patil sat a meticulously dressed old man, Horatio Rodney, who had met Zhang Xu several times. He was the latest to join this group, but he is one of the white gloves representing Lafayette.

The young man sitting at the end of the row is Cedric Diggory, Assistant Minister of Magic in Hogsmeade. In this operation, the Northern Ministry of Magic is the one who contributed the least money among this group, and they need to be secretive in doing so. So Scrimgeour threw Cedric over, trying to use his relationship with Zhang Xu to make money while not letting his own interests be swallowed up too much by his teammates.

Zhang Xu plays the role of mediator and communicator in this growing team that was formed in late summer and early autumn this year. Whenever conflicts and disagreements arise within the team, he is like eating the fruit of face, allowing everyone to sit down and communicate slowly, and then solve the problem.

This team has members from /*English Channel*/both sides of the Taiwan Strait/*England, France, China and India*/. Among all the teams in the world currently poaching Gringotts, they can barely make it into the first camp. This is because of their mortgage. The British Ministry of Magic building has been blessed with a huge sum of money.

After the numbers brought by Zhang Xu were circulated among everyone, everyone became more confident in the subsequent negotiations with Gringotts.

Since Voldemort chose to attack Gringotts headquarters directly tonight, the team that could directly contact Gringotts headquarters quickly changed its course of action. They first withdrew from the foreign exchange market and created a sudden bank run. Taking advantage of the opportunity that Gringotts needed a large amount of cash to supplement its cash flow, it took advantage of the real estate owned by Gringotts.

As the headquarters of Gringotts, the real estate distributed around the world controlled by Gringotts in London is the essence of the entire Gringotts system.

If this trade is done well, the long-term gains will be much greater than what you will get from the foreign exchange market in the next six months.

Moreover, the hidden risks contained in the subsequent changes in the wizarding world's financial system are too great. Seizing the last moment to convert the funds on hand into real estate is an option to reduce risks.