Extraordinary Genius

On the Chinese side, the black pot was buckled on Buffett’s head, and the country’s political axe was helpless. Although they feel that this is an excuse, it does not seem to be a flaw.

But this year, Buffett's stock is also shrinking. Last year, he surpassed Bill Gates, ranking second in the world, but now he is equal to Bill Gates. It is estimated that Bill Gates will be overtaken by the end of the year.

It is said that Bill Gates is also miserable. Last year, the world rankings only ranked fourth. The first is Feng Yu, this is undisputed, and the second is Buffett, who is worth more than 60 billion US dollars, because at that time the stock market is bullish, Buffett’s assets are also rising.

The third is the Mexican telecommunications tycoon, and also Feng Yu intends to cooperate with the American telecommunications industry. The fourth is Bill Gates, the software tycoon.

Falling from the position of the world's richest man, and then falling to the fourth, which makes Bill Gates' reputation prevail, also proves that many people's trust in Microsoft has declined.

Bill Gates is also accumulating strength, mainly to see the new generation of PC operating system launched by Microsoft at the end of the year, can let Microsoft return to the peak.

Feng Yu can guess the idea of ​​Bill Gates, but Feng Yu does not think that Bill Gates can succeed, at most, Bill Gates is the third in the world.

The world's first, certainly Feng Yu's, the world's second, it is also the turn of Kirilenko to sit.

In this financial investment, Feng Yu has the most funds, and Kirilenko is the second largest. Mortgage loans to finance, Kirilenko Bryant is much more crazy.

As for Microsoft's next-generation operating system, even if it is more useful than the previous win7, but based on the user's inertia, and even want to Yinshan's layout, the development will not be so good.

Microsoft now does not have to worry about being accused of monopoly because they have lost their monopoly position.

In Feng Yu's opinion, Bill Gates is still like the previous life. When the new system is released, after Microsoft's stock price rises, it will quickly cash out and inject funds into his charity foundation. The software will also change. Now!

Feng Yu also made people analyze the stocks of many companies at this time to see which ones will fall, and then look for financial companies that can lend stocks to sell short.

At the same time, Ralph took the time to negotiate with the supermarket group and asked Ralph to acquire the supermarket group as soon as possible and merge it into the Taihua Holding Group.

However, Ralph was very busy at this time, even even Kamen Masaru was helping. Although Feng Yu was given a holiday to Kamen Masato during this time, let him accompany his family to the city to watch the Olympics, but Kameno Kamenita also took the initiative to share some work for Ralph, such as the integration of some acquired financial companies.

The People’s Bank of China is also meeting frequently to discuss the entry into the rice market. Although Feng Yu has set the tone, there is still a big gap between theory and specific operations.

For example, to build so many business outlets, you need to invest a lot of money. If the two-room group goes bankrupt, then the real estate market in the country will fall.

At this time, the price of buying a storefront and buying a storefront after two months may differ by more than 10%.

It seems that 10% is not particularly large, but if it is 10 billion US dollars, then the difference can be one hundred million dollars.

One hundred million dollars is not too much for Feng Yu, but for the People’s Bank, which is now spending money crazy, it is not a small amount.

The National Bank can be the money that the shareholders personally take out. If it is their company's shareholding, it is naturally no problem. For example, Zong Qingxian, who is in a good position, but most of the assets are shares of Taihua Holdings and Le Haha Group, as well as stocks and real estate of some other companies. In fact, the amount of cash that can actually be used is not particularly large.

Most of the shareholders of Minsheng Bank are similar to those of Zong Qingxian. Whoever saves so much money in their bank accounts is not in line with the investment philosophy.

These Feng Yu did not pay attention to it anyway. Anyway, he said to those shareholders that it is the best time. Before the end of this year, it is necessary to complete the layout. At least the site selection must be completed, and next year, it will take the opportunity to carry out business and let the people speak. The bank stood at the foot of the country and grew rapidly.

Some people think that the risk of opening several business outlets is relatively large at the same time. Although the financial market in the country is not very good, it is also a good opportunity to enter.

However, first try to open several business outlets, and it is better to expand next year. Feng Yu thought about it, and nothing was wrong. His funds are abundant, so he can open several business outlets together. Other shareholders can't do it. Now, testing the water is also a choice to strengthen other people's confidence.

In fact, from the year before, Minsheng Bank had opened its first overseas business outlet in New York. At that time, Feng Yu’s business was mainly carried out, and naturally included other companies such as the Beverage Alliance.

It is the return of the sales in the country, and it is carried out through the Minsheng Bank, instead of continuing from the state-owned banks or Citibank of China.

Now the development of the People's Bank of China is OK. With the help of Feng Yu, at least on the side of the country, it has not stopped losing money, but it has not made any money.

After all, there are too few business outlets, and there will be more people to handle business. And the financial derivatives transactions between other banks are also denied by Feng Yu.

Those seemingly profitable, but in fact the risk is very large. High profits are naturally accompanied by high risks.

Because of the trust in Feng Yu, everyone also believed in Feng Yu’s decision. It seems that Feng Yu’s decision is correct, otherwise the People’s Bank of China is definitely in trouble.

The main business that Minsheng Bank is currently carrying out is interbank lending.

That is to say, short-term loans between banks and banks, or between other financial institutions and banks.

Such loans, one day, three days, one week, one month, three months and so on, are mainly the shortage of adjustment positions and temporary funds.

Everyone knows that a bank or financial institution generally has a small cash reserve. The total savings amount is 20% of the cash, which is super high, and generally 10% is not necessarily used.

Then, in the event of a large amount of cash withdrawals, such as large cash withdrawals, what should I do if there is insufficient funds? At this time, it is necessary to carry out interbank lending.

Borrow money from the hands of the peers, then sell some products, or rely on the storage and other means to raise enough cash to repay.

This will allow more funds to be invested and continue to make profits. The bank itself is an institution that invests in other people's money to make a profit. Of course, how much can be invested as much as possible to ensure the most profit.

Today, the New York branch of Minsheng Bank ushered in a short-term loan of a bank, and this matter was quickly reported to Feng Yu.

Feng Yuyi saw, how is this bank?

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