Extraordinary Genius

Feng Yu talked with the Bo army about his views, and asked the Bo army to express his support. In fact, the state capital also expressed concern over the exchange of stocks through the group, which is actually opposition.

Since everyone is opposed, then this matter will be yellow. Ibm was very disappointed with this, but the army did not care. If ibm can get billions of dollars to do system research and development, he will be a little nervous.

Now ibm's practices are simply bluffing. Ibm has not had much profit in one year. They have to improve their technological advantages in other businesses. Where can they dare to spread the booth?

Microsoft learned that even if the cooperation between Yinshan and ibm broke down, he could breathe a sigh of relief. If the two companies cooperated, the impact on Microsoft could be fatal. Even directors pessimistically believe that Microsoft will lose.

But since they have not been able to cooperate successfully, they are more worried. Microsoft decided to speed up research and development on the mobile phone system, to immediately launch their winphone system, which is specifically for the smartphone operating system, while planning to launch their own tablet, Microsoft brand tablet.

There is also an increase in the promotion of win7, you even think that Yinshan is not a profit, then we Microsoft can also let profit, money promotion, we can also afford!

Feng Yu asked the wind and rain electronics, Lianxiang Group, etc. to speed up the upgrade of smart phones and tablets, to remind people of smart phones, the first one thinks of wind and rain, think of the tablet, the first one think of l-pad.

As for himself, he is immersed in the country of the country, dealing with the business of the People’s Bank of China. The development of the People's Bank of China seems to have been resisted. The big banks in the country do not want to let the Minsheng Bank develop.

It’s normal for them to do this. However, Feng Yu is not too worried. He does not think that these banks can suppress the voice of the People's Bank of China.

The financial crisis has just passed, and the financial industry in the country has fallen into a low tide. But at this time, it is a good time to expand, because many of your peers are bankrupt, there will be many businesses waiting for you to do it.

The integration of financial companies under the Minsheng Bank has also been completed, and now it is a good opportunity to expand when other banks shrink their hands.

Many banks do not dare to handle some businesses because they have many bad assets. For example, some businesses with higher risks or lower profits have done very little.

They are afraid to do high-risk, and the Minsheng Bank can do it after detailed evaluation. They are unwilling to do low-profits. Many of their businesses still have debts. If the money earned back pays interest, there is nothing left. Such investment is certainly not willing to do so.

However, Minsheng Bank can selectively do some of these businesses. Although the profits are low, there are still some. Their assets are in good condition. Although they are earning less, they can increase many customers, and long-term considerations are also cost-effective.

Feng Yu is still very satisfied with the overseas development of Minsheng Bank, and the speed is faster than he imagined. Now the profit doesn't look very high, but when the funds raised are enough, the choice of investing more will be more, and you can get higher profits.

Banks are the core of a consortium, and any big consortium has its own commercial bank.

One is to make it easier to mobilize funds. In addition, you can use other people's money to help you make money, and you can increase your ability to resist financial risks.

Feng Yu needs a bank of his own, and he is subject to many restrictions when he is in China. Do not look at the domestic saying that joint-stock commercial banks are booming, but they are all state-owned.

As a purely private commercial bank, the People’s Bank of China has a lot of development. Even in some places, it is not as good as foreign banks. Of course, foreign banks are also developing in the country, and China is still the world of state-owned banks.

China has not also investigated the business model of the consortium such as the island country and the rice country, and has also developed the financial industry as a pillar industry. It is a good choice to use commercial banks to raise funds, lend money, or invest in other industries to make money.

Huaxia’s reforms have never stopped. They don’t want to copy the old roads of any country. Because of different national conditions, crossing the river by feeling the stones is always embarrassing.

Nowadays, the development has been a lot smoother. They have found that some of the national policies that have been implemented are too early, such as the issue of social security for the whole people.

Although it has not been completely completed until now, some hidden dangers have emerged.

For example, people are more and more able to live, and pensions are getting longer and longer. At that time, when formulating this policy, they were calculated according to the average age of more than 70 years old. I think that you will retire after paying fifteen years of social security. It is absolutely no problem for the country to raise you for more than ten years.

But now it is not for ten years, it has to be raised for twenty years or even thirty years. Then the pension will rise every year, because the price has risen and the basic wage has risen.

Fortunately, they found a new solution to the problem, that is, to take out the pension and invest in some companies that are more profitable, such as Feng Yu’s business.

The gap in social security cannot always be made bigger and bigger, which requires higher and higher national income. Not only taxes, but also investment income growth of state-owned assets.

In this important industry of the financial industry, the country must of course be in its own hands. Many people are afraid of not restricting the People's Bank of China. Therefore, the People's Bank of China will rely on the celebrity effect of those shareholders, especially Feng Yu's celebrity effect, to absorb funds, or to raise funds through funds and other forms, the state-owned banks will be in a disadvantage.

The meaning of the above is that the industries that are fundamental to the country, such as finance, transportation, energy, and food, must be firmly in the hands of the state.

Feng Yu does not object to this. It is he who is in that position and will choose this way, which will make the country more stable.

Fortunately, when Feng Yu let Minsheng Bank develop abroad, the country also gave him a lot of secret support.

For example, cooperation with state-owned banks has become very numerous. State-owned banks have developed overseas earlier than Minsheng Bank and developed faster because capital is more abundant.

After working with China's state-owned banks, many of Minsheng Bank's business operations have become smoother. No one will object to Feng Yu’s case of making money abroad.

Everyone learns from each other and makes progress together. Feng Yu was not very familiar with the banking industry. He is best at investing in stocks, futures, funds and so on.

However, he learned a lot in this world, and there are many professional talents to assist him. It is much easier to develop than he imagined.

When Feng Yu waited for the statistics of the sales of Yinshan for the whole month, Masaru Kadama came to the phone and said that there were some important things that he wanted to ask Feng Yu for help.

Is Kameda Masao in trouble? This is a very important helper to Feng Yu, Feng Yu must help.

But when Kazuo Kameda said the whole thing, Feng Yu was a little shocked.

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