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Within the Chinese Chamber of Commerce, industries such as textiles, construction, shipping, etc. are easy to say. Everyone is from their own side, so cooperation is OK, but the financial circle is the most different place.

It is true that when the power of the mainland is strong enough to radiate to the Asia-Pacific, Chinese financial institutions in the Asia-Pacific region will have a much easier time, but things are complicated here in the United States.

First of all, there is no doubt that the United States will keep an eye on Chinese financial institutions and conduct various investigations at the slightest sign of trouble. There are also constant disputes in the Chinese financial circle.

Secondly, who are the people accepted by the local financial circle? Most of them are those who are politically reliable, but reliability in the eyes of Europe and the United States means there are some differences with the mainland.

The attitude of Yun Jingdong and others is very complicated. They admit that they are Chinese, and they also want to fight for the interests of the ethnic group. They have always provided support to Chinese politicians, but they are also wary of mainland China. Many times, they have conflicts with China. Financial institutions are in an attitude of interest exchange.

Seek common ground while reserving differences!

Finally, there is China’s attitude. With its strong national power, China can be said to have made many achievements in industry, but its financial strength can only be summarized in one word: relatively weak.

If it were not for relying on policies to protect its stronghold, China's financial industry would have been greatly impacted. It would be weak, and it and its own large enterprises would be able to amuse themselves. However, it could still be done by giving some support to the Chinese, and Chinese-funded institutions would basically be eliminated. Politically operated as a cost center.

"So, objectively, people like Yun Jingdong are not allowed to get too close to Chinese financial institutions. Subjectively, they can still make money if they don't get too close to us." Lin Anxi sighed and said: "They It’s an independent Chinese group.”

"In other words, in the international market, the Asia-Pacific region is fine, but Europe and the United States are best not to get too close to Chinese-funded institutions?" Lei Hao felt a little weird.

"You are right to understand that." Lin Anxi said with a smile: "It is a pity that you have just rejected the invitation of Yun Jingdong, one of the heads of the financial industry of the Chinese Chamber of Commerce."

"Just call me a lonely ghost." Lei Hao said depressedly.

"I recommend you to cooperate with Yun Jingdong and those people." Lin Anxi said naturally.

Lei Hao felt very surprised, but he understood immediately.

Chinese-funded banks such as Bank of China, ICBC, and Agricultural Bank of China have one characteristic. They have no business pressure. Even outside China, state-owned banks have their regular customers. A group of state-owned enterprises is enough for them.

In addition, some Chinese people need to rely on real enterprises in the Chinese market for consumption and capital operation services around the world, which makes the life of Chinese state-owned banks more prosperous.

However, Chinese capital and Chinese state-owned capital are two different concepts. Whether it is Lin Anxi or Yun Jingdong, the service targets of Chinese financial practitioners have naturally developed from Chinese customers.

When Lei Hao went to the United States and took over Forest, who would he look for first? Integrating the Chinese Chamber of Commerce is the most appropriate choice.

Moving closer to China's state-owned financial institutions is like picking up scraps and facing various difficulties.

It's different when you enter the circle of Yun Jingdong and others. You have customers, business, connections and channel resources, and the foundation is established, but the prerequisite is that you have to visit the dock.

"Is this threatening me with something I don't care about?" Lei Hao clarified some things and felt strange in his heart.

After looking at Lin Anxi again, he suppressed the idea of ​​getting closer to Chinese state-owned banks.

"LEI is Buhao Banner, Thunder manages Asia-Pacific, LEI develops Europe and the United States, you are following a good pace." Lin Anxi noticed Lei Hao's gaze, sighed and said: "Have a good talk with Yun Jingdong and the others. We are all compatriots. Broken bones are connected to tendons, let’s help each other.”

"President Lin."

"According to seniority, you can call me Uncle Lin."

"Ahem." Lei Hao was not good at calling people uncle when they first met, and he didn't know the relationship between Lin Anxi and the Qiu family, so he had to ignore the question, put on a serious expression, and said: "I want to intervene in the operation of the commercial bank. , what do you think...need?"

"Buy one and develop it in accordance with local laws and regulations. There is no other way." Lin Anxi spread his hands and said helplessly: "You are not allowed to open a bank in China. Although it is possible abroad, the local government is very strict. You Those who can rely on are usually local forces.”

"For example, the power of Chinese people in the financial circle such as Yun Jingdong?" Lei Hao tilted his head and asked: "Or what about the deposit and loan business of local Chinese?"

"The former is possible, but the latter is difficult. Except for mainland China, you are an outsider everywhere you go." Lin Anxi said: "Everyone has their own bank of choice for deposit and loan business, fund settlement, and currency operation, so why should we cooperate with you? "

"The commercial banking system in the United States is relatively mature. Small banks serve individual customers as well as medium-sized banks. Medium-sized banks serve small and medium-sized customers. They also strive to open channels for large and small banks. Large banks do everything."

Lin Anxi spoke a little more, and it felt like he was giving everything he had.

From the other party's mouth, Lei Hao also heard some things that were not in the documents. To sum up, the American financial system is a system full of brokerage businesses.

In most cases, lower-level institutions will act as brokers, handing over business that they cannot handle to higher-level institutions, and also collect funds to invest in high-quality projects of higher-level institutions. Small natural person customers can only be considered a part of it.

Lei Hao fell silent. He wanted to be a commercial bank. Only by owning his own commercial bank could he maximize the benefits of his efforts. Only by owning his own commercial bank could he improve the framework of LEI's system.

Originally, Lei Hao wanted to find cooperation with his compatriots, first establish a foothold in the Chinese community, and then radiate outwards. Now the conditions offered by the other party seem reasonable, but they are not suitable for his psychological limits. What should he do?

Lei Hao looked at Lin Anxi, who only had a kind of calmness in his eyes. As a Chinese-funded state-owned institution, people within the system always pay more attention to politics.

Then he cast his gaze not far away. Yun Jingdong, who had been paying attention here, felt it and walked over directly holding the wine glass.

"Mr. Lei, have you thought about it?" Yun Jingdong was full of confidence. Capital is profit-seeking. He felt that Forest and the Chinese Chamber of Commerce would benefit from a partnership.

"I prefer other methods." Lei Hao made a final effort.

"We need to have common and deeper links of interest." Yun Jingdong shook his head, but still said: "But no matter what, the Chinese Chamber of Commerce welcomes you."

When it came to the last sentence, Yun Jingdong had a sense of ownership. His personal qualifications may not be considered a wealthy person, but relying on his position and influence, some projects can have tens of millions and billions of funds flowing.

The cooperation with Lei Hao is just an extra "little brother" for Yun Jingdong. Even if this little brother has a good future, but...who knows, maybe next month, Forest will be a withered skeleton on Wall Street?

"Then I refuse." Lei Hao smiled and said calmly.

If you can't accept the cost of integrating into the circle, then start your own business.