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Chapter 505 The captain is awesome (the sun never sets for the leader of the alliance┳Additional upd
Listening to Cao Maosen's rather serious tone, Lei Hao felt a little helpless. He knew that if the other party's investigation revealed that everything was still the same, then he would be considered a troublemaker and gain a negative reputation for no reason.
But Lei Hao also felt that it didn't matter, sow a seed and wait for it to sprout.
Yuhua's crisis was caused by Mael's huge loan, a ten-year loan of 70 million US dollars, with an interest rate of 4.05%, 2% more than the national debt. It is not a junk bond, but the interest rate also shows the risks involved.
What's even more embarrassing is that Mael, a chemical company that has not been listed on the market, has problems with its financial situation, which directly puts a heavy burden on Yuhua, the agency bank that underwrote the syndicated loan.
Banks need credibility. If your prospects are not good, others will not handle business with you. A vicious circle has arisen. Yuhua seeks external financing in order to get rid of this burden.
Neither Mael nor Yuhua are listed companies, and they have nothing to do with Lei Hao in the investment field. However, since he recently wanted to buy a bank, he just learned a little about it, and by the way, he also received such a relevant piece of future information.
For Cao Maosen, the funds he found were handed over to Yuhua, with an interest rate of 3%. In other words, if anything happens to mael, Yuhua will be responsible. But if this incident causes Yuhua to fall into crisis, Cao Maosen will It's going to be a tragedy.
Reduced credibility and damaged reputation are a nightmare for small and medium-sized investment banks. They may not go bankrupt, but they will definitely be trapped.
But with a principal of 30 million and a profit margin of 1% per year, how much can you earn? 300,000 yuan per year within ten years, and it is still money earned by customers. If Cao Maosen can get 300,000 to 40,000 yuan per year, he is considered very powerful.
The investigation and credit granting should be handled by Yuhua Bank. Is Yuehua Investment going to skip Yuhua and investigate Mael just because of Lei Hao's words? Wouldn’t it cost $30,000 to $40,000 every year?
Cao Maosen was full of depression and hesitation, but finally stamped his feet, gritted his teeth, confessed to Lei Hao, walked to a quiet place and made a few calls.
"The favor has been granted, and the money has been given. Lei Hao, Lei Hao, if you mess with me... I don't seem to be able to do anything about it." This is what made Cao Maosen depressed.
"Mr. Cao, what are you thinking about?" Yun Jingdong had already paid attention to Cao Maosen who took the initiative to approach Lei Hao. Waiting until this time to come over to investigate, it was considered a great honor for him.
"Oh, hello, Mr. Yun." Cao Maosen unconsciously became shorter. He and Yun Jingdong could be said to be the two extreme representatives of the people present at this gathering. One Morgan and one Yuehua can explain everything.
"Mr. Cao and Mr. Lei have cooperation?" Yun Jingdong smiled and said in English: "It's strange. Mr. Lei and we don't have a common language, but you can have a good conversation with Mr. Cao."
"Haha, Mr. Yun is laughing at me. People like me have no right to be picky. We are all compatriots. We should help each other and help each other." Cao Maosen used the words of the Chinese Chamber of Commerce that will never go out of style.
"Mr. Cao is right, can I buy you a drink now?" Yun Jingdong invited.
Cao Maosen looked at Yun Jingdong's smiling expression, then thought about the cooperation that he and Lei Hao had half discussed, and fell into tangle again.
"Mr. Yun, I'm sorry. I'm only halfway through the discussion with Mr. Lei. If I drink, I'll punish myself with a few drinks later." Cao Maosen said bitterly.
This is basically a single-choice question. Can Cao Maosen be shameless and abandon Lei Hao to have a "happy conversation" with Yun Jingdong? No, he is an investment banker and financial broker. If he dares to abandon Lei Hao now, can he still seek cooperation in the future?
After thinking about this, Cao Maosen deeply felt Yun Jingdong's malice. The other party was not here to ease the relationship, but to find an excuse in advance to scare the monkeys.
"Damn, anyway, the possibility of cooperation between Yuehua and Morgan is too low, I'm afraid of you!" Cao Maosen, who is from Guangdong Province, felt his scornful anger in his heart, and immediately said to Yun Jingdong again: " Mr. Yun, you guys are busy first, I will bring the latest news to Mr. Lei."
As he left, Cao Maosen muttered in a voice that everyone could hear: "We, Yuehua, are a company that values credibility."
"Mr. Yun." Several people next to Yun Jingdong heard Cao Maosen's muttering, and they all wore strange smiles and looked at Yun Jingdong with ridiculing eyes.
"It's okay, just like what Mr. Cao said, we are all compatriots and should help each other." Yun Jingdong shook his head and made a grand gesture.
Lei Hao also saw the conversation between Cao Maosen, Yun Jingdong and others. When he saw Cao Maosen leaving and walking towards this side with undisguised depression, he had a smile on his face.
"Mr. Lei, give me your email and I will send you information." Cao Maosen said as if he was not affected by Yun Jingdong, "If you are interested, we can discuss further."
"OK." Lei Hao simply replied.
Of course Lei Hao could see Cao Maosen's depression. Business cooperation was originally a matter of mutual consent. Yun Jingdong had such a domineering influence and made it seem like they were divided into different groups. It was strange that they could feel comfortable.
Cao Maosen was depressed, and he was still a little uneasy. Of course he had no business dealings with Yun Jingdong, but he had upstream cooperative organizations, and there would be some problems in conveying his influence.
Most of the people at the venue had different thoughts when they looked at Cao Maosen. It was not a very appropriate choice not to give Yun Jingdong face on this occasion. If you want to do Lei Hao's business, you can wait until later. They are all chambers of commerce anyway. Members, there are many opportunities.
"Forget it, the brave will starve to death..." Cao Maosen wanted to comfort himself, but the phone in his pocket vibrated crazily.
"Morris, do you have any questions?" In front of Lei Hao, Cao Maosen answered the phone. Originally, he had a polite smile on his face, but the information on the phone almost made him almost Breaking into a cold sweat.
"OK, Thanks, yes, I will..." Cao Maosen was communicating with the other party on the phone while looking at Lei Hao with a mixture of gratitude and fear.
Can the information be confirmed so quickly? Lei Hao was surprised. He thought this matter would take a day or two.
But that's fine. The seeds are scattered casually, so it's best if they can germinate quickly.
"Mr. Lei, thank you, thank you!" After hanging up the phone, Cao Maosen quickly held Lei Hao's hand, with no concealment of excitement on his face, "Then Mael, I'll fuck his mother, they will lose money Convert it into cost expenditure, and then transfer this expenditure into investment in the newly established subsidiary..."
"All in all, these bastard foreigners are so bad that they ooze pus." Cao Maosen felt a wave of fear in his heart.
"Mr. Cao is very energetic. He found out so quickly." Lei Hao's arm was a little numb after being thrown by Cao Maosen. He smiled bitterly and said: "Let's put down our hands first, okay?"
"Oh, I'm so excited." Cao Maosen said with a smile: "It's not that I have great energy, it's that Mael is unlucky. They are in Kangzhou, and there are many arsenals there... Oh, let's not talk about it for now. In short, this time Mr. Lei’s favor is huge.”
Cao Maosen noticed someone approaching and lowered his voice: "But please forgive Mr. Lei, I can't reveal some things."
"Understood." Lei Hao nodded. There were many dark sides in the financial world, and he was too lazy to explore these things.
The people at the scene were very concerned about this, and they felt as if they had been scratched by a cat.
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