Future chat group

Racial unity is inevitable. When Chinese come to the United States, they will definitely benefit a lot from being able to join the platform of the Chinese Chamber of Commerce.

Apart from anything else, it is rare for a chamber of commerce to dig into each other. For example, Lei Hao has to worry about being tricked when working with foreigners. However, within a chamber of commerce, the cost for compatriots to deceive you is too high and the probability is low. .

The mere conflict between Yun Jingdong and Yun Jingdong is normal in the eyes of Cao Maosen and others. Anyway, without Yun Jingdong and Liu Jingdong and the like, the relationship with the Chinese financial circle is not good. There are other industries that can cooperate, you The posture is too high, which is not very reasonable.

"Haha, Mr. Yun is a bit overbearing, but he has also obtained a lot of benefits for the Chinese Chamber of Commerce in Morgan. We are just here to help each other." Cao Maosen said something to the public. He did not agree with Lei Hao's point of view, but he did not Will refuse the business offered by Lei Hao.

"Mr. Cao, what can you recommend?" Lei Hao also put aside the topic just now and asked instead: "I have no requirements for outlets. It is best to be in Chinatown, that is, places like Chinatown. As long as you have a license, you can .”

"If the location must be New York's Chinatown, it will be more difficult and the price will be correspondingly higher. The one in New Jersey will be cheaper." Cao Maosen said, some projects have already existed in his mind.

Lei Hao also knows that to open a commercial bank here in the United States, you must first have at least US$3 million in original capital, and then establish a structure, organize personnel, etc. and pass the review of relevant departments before you can be approved for pre-license activities.

Then there are a lot of things before opening, including purchasing land, employees, etc., then marketing, assets, shareholders, etc. must meet standards, clarifying business scope, business area, etc., and then queuing up to obtain licenses.

Therefore, the license of a commercial bank is very valuable. Don't even think about it with assets of tens of millions of dollars. Especially in New York, where there are no tens of millions or hundreds of millions of funds, opening a bank is simply a joke.

Unless... you open an investment bank, not a commercial bank.

Lei Hao was thinking, and in order to show his strength, Cao Maosen also started talking about the achievements of Yuehua Investment Bank.

"Mr. Lei, for projects worth tens of millions of dollars, to be honest, Yuehua's experience cannot be said to be rich. We are good at investment banking business worth around 20 million dollars. But when it comes to acquiring a small commercial bank, like Yuehua, we often Institutions that deal with small and medium-sized banks are more suitable.”

"Whether it's New York, New Jersey, Pennsylvania, Connecticut... we have cooperated with various small and medium-sized banks from time to time, and we know them well. In terms of fees, Yuehua also has an advantage."

Seeing that Lei Hao was still unmoved, Cao Maosen threw out the first big clause: "If the project is established, I can help Mr. Lei find the corresponding loan, and we can use leveraged buyout."

"I thought Mr. Cao didn't want to talk about this." Lei Hao answered with a smile.

When acquiring a commercial bank, Lei Hao just wanted to find a money bag, let securities firms, investment banks, and banks interact with each other to promote group development, but Lei Hao never thought that all tens of millions would be paid for by LEI immediately.

Financial brokers like Cao Maosen must have a way to help this acquisition of assets achieve a leveraged buyout, that is, using the equity of the acquired company as pledge to lend to other institutions.

When Lei Hao completed the acquisition, he actually acquired the company and also assumed corresponding debts. However... what Lei Hao was not afraid of the most was loans. As long as others dared to give money, he would dare to lend.

"Bank licenses in the United States are relatively valuable. When acquiring commercial banks, it is common to use leveraged buyouts. It is not very difficult for Yuehua." Cao Maosen shook his head and smiled: "Even for syndicated loans like MAEL, we can It can be done.”

"Mael? Mr. Cao was involved in their loan?" Lei Hao's eyes suddenly looked strange when he looked at Cao Maosen.

"Yes, this loan involves more than 70 million yuan," Cao Maosen nodded and said quite proudly: "Yuehua can help Yuhua find 30 million yuan in funds."

Looking at Cao Maosen's rather complacent expression, Lei Hao was a little bit dumbfounded. Yuhua Bank in Chinatown was originally one of his alternative targets.

In the United States, there are quite a few financial institutions with the name Hua. Some of them are Chinese, but also have problems with English translation. For example, the names of WA, HUA and other combinations are generally called Hua.

When Lei Hao selects acquisition targets, he will naturally use future information. Except for those banks that are already in trouble, Yuhua is about to encounter a situation similar to Forest.

"Mr. Cao signed a contract with Yuhua?" Lei Hao asked.

"Soon."

"This syndicated loan will be fully underwritten by the agency bank, right?" Lei Hao asked again.

"Mr. Lei is also interested?" Cao Maosen replied with a smile.

Lei Hao shook his head, took a sip of champagne, said nothing, and fell into thinking.

Do you want to remind Cao Maosen? Lei Hao was hesitating about this question.

"According to my request, how many targets does Mr. Cao have to choose from?" Lei Hao seemed to change the subject abruptly.

"Four or five." Cao Maosen hesitated and replied.

"Mael has financial problems." Lei Hao pondered for a moment and said, "I advise Mr. Cao not to get involved in this matter."

The style of painting changed so fast that Cao Maosen was dumbfounded. One second he was still talking about acquisitions, and the next second he was talking about the "loopholes" in his own investment bank's business. What kind of trouble is this?

Besides, does Mael have financial problems? Are Cao Maosen and others fools? Can't they see it? Is it your turn to remind you?

"Haha, Mr. Lei is joking." Cao Maosen's expression changed slightly.

"Investment banks value credibility the most. Mr. Cao can weigh it himself. I have no interest in it." Lei Hao spread his hands and said with strong confidence in his tone.

Financial institutions have never existed independently. LEI needs collaborators. Lei Hao never thought that the platform of the Chinese Chamber of Commerce would cause embarrassment to him. Now the circle represented by Yun Jingdong resists his integration, and there are only two or three kittens left. , and actually encountered something like Cao Maosen.

The exchange of interests is sometimes not an exchange of profits, but can also be about helping each other avoid losses. This is the reason why Lei Hao is not in a hurry.

I don’t want to share my profits, but I need midstream and downstream partners. What can I give you? Avoiding losses is enough.

To sum it up, it’s actually one sentence: There are benefits to hanging out with me.

Will Cao Maosen believe it? He is here to earn more than ten or two hundred thousand dollars. Mr. Lei, just talk about cooperation. Why do you need to tell me these things? It will take a lot of effort for me to investigate.

"I will check it out carefully." Cao Maosen struggled for a moment, looked at Lei Hao seriously, and said word by word: "Thank you, Mr. Lei, for the reminder."