Future Super Intelligent System
Chapter 346 Essential Difference
"Mr. Liu, I have admired your name for a long time." The representative of Vanke was the first to speak.
"Let's talk about the matter directly. The colleagues in the scientific research center are still waiting for me." If you want to talk about the factors that affect the development of Huaxia's manufacturing industry, the development of Huaxia's scientific research, and the progress of Huaxia's science and technology, there must be real estate speculation, so Liu Fan has nothing to do with them. Good impression.
This time, he slandered himself all over the Internet again, Liu Fan didn't have the heart to pretend to be polite.
Don't say that businessmen value profits, Liu Fan just doesn't like businessmen who value profits so much that they don't care about the interests of others, what should I say?
However, when Liu Fan responded, his eyes drifted to the government representative at the side. Generally, on such occasions, the government representative must be the first to start. Vanke dared to speak first. It is estimated that this time, the government representative is only here to observe and will not make a statement. any comments.
Liu Fan still understands this rule.
"Since Mr. Liu likes to be direct, let's go directly to the topic." This time it was the representative of Evergrande who spoke, "Mr. Liu has done a lot of things that benefit the country and the people, and we sincerely admire him, but now the housing prices are shaky, and the common people The expectation of housing prices has also changed from the past that it will inevitably rise to the present that it will inevitably fall. If this continues, housing prices will not be able to hold up sooner or later. A series of social and economic problems have arisen, Mr. Liu, who has always claimed to do things later, wonder if he is prepared this time?"
Liu Fan glanced at the other party coldly, "You really think that we do scientific research and don't understand economics, right? Is the problem Huaxia Real Estate is facing now the same as the subprime mortgage crisis in the United States?
When the subprime mortgage crisis broke out in the United States, the core reason was that a large number of houses were sold to buyers with high or even extremely high risks. At that time, as long as an individual, there were hundreds of channels to buy a house in the United States with 0 down payment, no matter it was in the United States. Banks or private lending institutions don't care about the person's reputation or income. At that time, there was a saying that even a homeless man, as long as he is willing, as long as he can scrape together a little intermediary fee, he will still be A suite can be bought.
So don't talk about the subprime mortgage crisis that has caused a large number of American people to not repay their mortgages and would rather not have a house. Who are you bluffing? Find out whether the relationship between primary and secondary is good or not. It is because of the laissez-faire policy of buying houses in the United States that a large number of home buyers have not paid their mortgages, and the bank has a lot of bad debts. As a result, the banks packaged the bad debts and took them to the secondary market to transfer risks.
The bank also thinks that it is very fun to play like this. Those who pay the money are paid back, and the bad debts that have not been paid are all put on the secondary market as financial products and sold to others. The bank can make a profit without losing money.
But these banks take themselves too seriously, and they must be unable to hold back in the end. The self-righteous Bank of America quickly led to a flood-like collapse when faced with a hole that could not be filled. This is the root of the subprime mortgage crisis. primary and secondary relationship.
Is our Chinese real estate market the same as the US real estate market?
Our stock market is very similar to the U.S. market at that time. A bunch of leveraged companies without audits led to a 15-year stock market crash, but what about real estate? Similar situations did occur, but they were quickly brought under control. Our government clearly saw how Miguo almost played himself to death, not to mention the house, and the credit card was suspended immediately after a few years of indiscriminate issuance. up.
Let alone homeless people in our country, a person with a serious job may not be eligible to buy a house.
Especially in first-tier cities, the representatives of the four major banks should know how strict the review is, right? Especially in the past few years, the personal credit information system we have built in cooperation with Ali and the government has become more and more perfect and smarter, and the current intermediaries don't have the courage to mess around. "
Liu Fan glanced at the representatives of the four big banks, then glanced at the real estate representatives, and continued, "So what are you really worried about now? Who owns the houses in our country, right?
You and the real estate speculators are dragging a lot of houses, especially starting from the price control, you are hoarding the houses in your hands, waiting for the policy, waiting for the wind direction, and stretching the house price when the next opportunity comes.
When the housing price is skyrocketing, it is a happy thing for everyone to take out these garrisoned houses and earn double or double quickly.
In the end, out of nowhere, an unruly Wooden Dragon Technology appeared, which changed the atmosphere and direction of the entire market. I wanted to wait for the house price to rise, but this is good. Not only can it not go up, but You are about to fall down, panicked, right?
What should I do if I panic? What a solid background in real estate, everyone hastened to join forces to develop Mulong Technology, no, the articles on the Internet were written, every word is heart-wrenching! But this is not enough, after all, the house still has to fall, so everyone has come to Mulong Technology to ask the teacher, we must put some pressure on Mulong Technology, we must let Mulong Technology give an explanation, I am right, everyone? "
"Mr. Liu, many houses are in the hands of real estate speculators. This is true, but you said we are hoarding houses, where did you start?" Poly's representative seemed a little unhappy.
Liu Fan glanced at him indifferently, "As soon as the house opened, a bunch of uncles and aunts rushed to buy it. There were three to five sets of people, 200 people a day, and those who really wanted to buy a house went and took a look. Hey, where is the house? The house is gone, where did it go?" Is it really in the hands of uncles and aunts who spend 200 a day?
Heh, if they really have this money, I'm afraid they won't look down on your 200 a day, right? "
"Mr. Liu, you have to be responsible for what you say. Our houses are actually sold. Of course, the situation you mentioned is not uncommon, but it is a very rare phenomenon, and it cannot be generalized. This is something you often do. Say it!"
"Yo, then the business teams of these real estates below you have a tacit understanding. Everyone seems to prefer this very rare phenomenon. Besides, the common people know about this matter. Why, you guys are sitting in the headquarters office. The leading leaders don’t know? Could it be that you don’t usually deal with us ordinary people?
How about this? Anyway, now is the era of comprehensive interoperability. As I mentioned just now, our country’s current personal credit information system is very complete. Then we, Wood Dragon Technology, will work hard to develop an intelligent tracking system for real estate purchases.
At that time, I will show you how many houses have been sold to yourselves, how many houses have been sold to speculators, how many houses have really fallen into the hands of ordinary people, and how many of those who robbed houses in the real estate market are there. The family can really afford a house.
Or I will open up this system directly at that time. Maybe many ordinary people think like you that the house is really sold to ordinary people. At that time, everyone will understand the real situation together. I think it is very good. What do you think? "
"You!" Pauli's representative blushed all of a sudden, but was speechless for a long time.
Just when he was thinking about how to refute Liu Fan, Liu Fan broke through and stood up, with a look of anger on his face, "I have never put some ugly things in front of the public, it is for the sake of the overall situation, I Liu Fan It's enough of your face, do you have to come today and let me tear this face off?
My time is precious, if you come to talk with sincerity, I will talk with you, if you want to come to my place to practice Tai Chi, I don't have time to spend with you. "
Liu Fan's attitude was beyond everyone's expectations. At this moment, everyone saw Liu Fan's aura face to face...
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